Health insurance premiums 2026 in Lumnezia (GR)For a child aged 0 to 18
With accident cover: from 50.80 to 149.45 CHF a month depending on the deductible and the model
117 offers from 24 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 84.35 | — | 74.35 | 69.35 | 64.35 | 59.25 | 54.25 |
| 2 |  vita surselva | Sparmed | 85.10 | 80.60 | 74.25 | 67.95 | 62.55 | 56.20 | 50.80 |
| 3 | Agrisano | AGRIcontact | 89.05 | — | 78.45 | 73.25 | 67.95 | 62.65 | 57.35 |
| 4 | vita surselva | Standard model | 89.85 | 85.10 | 78.45 | 72.75 | 67.05 | 61.35 | 56.60 |
| 5 |  Assura | Qualimed | 90.65 | 84.85 | 79.05 | 73.15 | 67.35 | 61.55 | 55.65 |
| 6 | Assura | PharMed | 90.65 | 84.85 | 79.05 | 73.15 | 67.35 | 61.55 | 55.65 |
| 7 | Agrisano | AGRIeco | 90.65 | — | 79.85 | 74.55 | 69.15 | 63.75 | 58.45 |
| 8 |  curaulta | casamed | 91.55 | 90.55 | 89.05 | 81.55 | 73.05 | 66.15 | 61.65 |
| 9 | Assura | Family doctor | 91.65 | 85.85 | 80.05 | 74.15 | 68.35 | 62.55 | 56.65 |
| 10 |  CSS | HMO (health practice) | 93.15 | 87.35 | 81.55 | 75.65 | 69.85 | — | 58.15 |
| 11 | CSS | Hausarztversicherung Profit | 94.45 | 88.65 | 82.85 | 76.95 | 71.15 | — | 59.45 |
| 12 | Assura | FeminaVita | 94.85 | 89.05 | 83.25 | 77.35 | 71.55 | 65.75 | 59.85 |
| 13 | Assura | PreventoMed | 94.85 | 89.05 | 83.25 | 77.35 | 71.55 | 65.75 | 59.85 |
| 14 | CSS | Callmed | 94.95 | 89.15 | 83.35 | 77.45 | 71.65 | — | 59.95 |
| 15 |  Sumiswalder Krankenkasse | Family doctor | 95.65 | 90.25 | 84.95 | 79.45 | 74.15 | 68.85 | 63.45 |
| See all | See all | See all | See all | See all | See all | See all | |||
Without accident cover: from 50.45 to 138.65 CHF a month depending on the deductible and the model
117 offers from 24 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | Agrisano | AGRIsmart | 79.85 | — | 70.35 | 65.65 | 60.85 | 56.05 | 51.25 |
| 2 | Assura | Qualimed | 83.95 | 78.55 | 73.25 | 67.75 | 62.35 | 56.95 | 51.45 |
| 3 | Assura | PharMed | 83.95 | 78.55 | 73.25 | 67.75 | 62.35 | 56.95 | 51.45 |
| 4 | Agrisano | AGRIcontact | 84.35 | — | 74.25 | 69.35 | 64.25 | 59.25 | 54.25 |
| 5 | vita surselva | Sparmed | 84.55 | 80.10 | 73.75 | 67.50 | 62.15 | 55.85 | 50.45 |
| 6 | Assura | Family doctor | 84.95 | 79.55 | 74.15 | 68.65 | 63.25 | 57.85 | 52.35 |
| 7 | Agrisano | AGRIeco | 85.85 | — | 75.65 | 70.55 | 65.45 | 60.35 | 55.25 |
| 8 | CSS | HMO (health practice) | 86.35 | 80.95 | 75.55 | 70.05 | 64.65 | — | 53.75 |
| 9 | CSS | Hausarztversicherung Profit | 87.45 | 82.05 | 76.65 | 71.15 | 65.85 | — | 54.95 |
| 10 | Assura | FeminaVita | 87.85 | 82.55 | 77.15 | 71.65 | 66.25 | 60.85 | 55.35 |
| 11 | Assura | PreventoMed | 87.85 | 82.55 | 77.15 | 71.65 | 66.25 | 60.85 | 55.35 |
| 12 | CSS | Callmed | 87.95 | 82.55 | 77.15 | 71.75 | 66.35 | — | 55.45 |
| 13 | Sumiswalder Krankenkasse | Family doctor | 88.65 | 83.65 | 78.65 | 73.55 | 68.65 | 63.75 | 58.65 |
| 14 | Sumiswalder Krankenkasse | Telemedicine | 88.65 | 83.65 | 78.65 | 73.55 | 68.65 | 63.75 | 58.65 |
| 15 | curaulta | casamed | 88.65 | 87.75 | 86.25 | 78.95 | 70.75 | 64.05 | 59.65 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Lumnezia, the cheapest health insurance premium is:
- Without accident cover: 79.85 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 50.45 CHF with a 600 CHF deductible (vita surselva, Sparmed).
- With accident cover: 84.35 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 50.80 CHF with a 600 CHF deductible (vita surselva, Sparmed).
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Lumnezia for a child aged 0 to 18?
In 2026, without accident cover: Agrisano (AGRIsmart) at 79.85 CHF a month with a deductible of 0 CHF, and vita surselva (Sparmed) at 50.45 CHF with the 600 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 84.35 CHF, and vita surselva (Sparmed) at 50.80 CHF.
How much does accident cover cost in basic insurance in Lumnezia?
For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 79.85 CHF a month without accident cover to 84.35 CHF with accident cover, at the 0 CHF deductible: 4.50 CHF a month, 54.00 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 89.50 CHF at Agrisano (AGRIsmart) gives 84.35 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.