Health insurance premiums 2026 in Fürstenau (GR)For a young adult aged 19 to 25 without accident cover
From 171.05 to 437.55 CHF a month depending on the deductible and the model
117 offers from 24 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 277.15 | 267.65 | 243.85 | 220.05 | 196.15 | 172.45 |
| 2 |  Sympany | casamed hmo | 286.15 | 275.25 | 248.15 | 221.05 | 193.95 | 174.85 |
| 3 |  Sumiswalder Krankenkasse | Family doctor | 289.15 | 279.15 | 254.15 | 229.25 | 204.35 | 179.45 |
| 4 | Sumiswalder Krankenkasse | Telemedicine | 289.15 | 279.15 | 254.15 | 229.25 | 204.35 | 179.45 |
| 5 | Sympany | FlexHelp 24 | 289.55 | 278.65 | 251.45 | 224.45 | 197.25 | 174.85 |
| 6 | Sympany | callmed 24 | 289.55 | 278.65 | 251.45 | 224.45 | 197.25 | 174.85 |
| 7 | Sympany | casamed pharm | 289.55 | 278.65 | 251.45 | 224.45 | 197.25 | 174.85 |
| 8 |  Sanitas | Family doctor 1 | 290.50 | 279.70 | 252.50 | 225.30 | 198.25 | 171.05 |
| 9 | Sanitas | TelMed (Compact One) | 290.65 | 279.85 | 252.65 | 225.55 | 198.45 | 171.25 |
| 10 |  ÖKK | Family doctor | 291.85 | 281.05 | 253.95 | 226.75 | 199.65 | 172.55 |
| 11 | ÖKK | HMO model | 291.85 | 281.05 | 253.95 | 226.75 | 199.65 | 172.55 |
| 12 | ÖKK | Select | 291.85 | 281.05 | 253.95 | 226.75 | 199.65 | 172.55 |
| 13 | Agrisano | AGRIcontact | 292.05 | 281.95 | 256.85 | 231.75 | 206.75 | 181.75 |
| 14 |  CSS | HMO (health practice) | 293.05 | 282.25 | 255.15 | 227.95 | 200.95 | 173.75 |
| 15 | Sanitas | Family doctor 2 | 293.60 | 282.80 | 255.60 | 228.45 | 201.35 | 174.15 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for a young adult aged 19 to 25 in Fürstenau, without accident cover, the cheapest health insurance premium is:
- 277.15 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 171.05 CHF a month with a 2'500 CHF deductible (Sanitas, Family doctor 1)
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Frequently asked questions
Which health insurance is the cheapest in Fürstenau for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Fürstenau is Agrisano (AGRIsmart) at 277.15 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 302.95 CHF a month.
How much does health insurance cost in Fürstenau in 2026 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 277.15 CHF (Agrisano, AGRIsmart) to 437.55 CHF (SLKK, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 264.95 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Fürstenau for a young adult aged 19 to 25 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 277.15 CHF a month with the 300 CHF deductible to 172.45 CHF with the 2'500 CHF deductible: 104.70 CHF less a month, 1'256.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'696 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Fürstenau for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 302.95 CHF (Sanitas), family doctor / HMO 286.15 CHF (Sympany), flexible model 289.55 CHF (Sympany), telemedicine 277.15 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 282.30 CHF at Agrisano (AGRIsmart) gives 277.15 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.