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117 offersfrom 24 health insurers

Young adult (19 to 25) · without accident cover · deductible of 2'000 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Flerden (canton Graubünden), in 2027, for a young adult aged 19 to 25 with a 2'000 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 210.90 CHF with Agrisano (AGRIsmart model) and the most expensive is 337.10 CHF with Groupe Mutuel – Philos (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Flerden for a young adult aged 19 to 25 with a deductible of 2'000 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Flerden is Agrisano (AGRIsmart) at 210.90 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 226.75 CHF a month.

How much does health insurance cost in Flerden in 2027 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and without accident cover, monthly premiums run from 210.90 CHF (Agrisano, AGRIsmart) to 337.10 CHF (Groupe Mutuel – Philos, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 279.80 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Flerden for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 292.50 CHF a month with the 300 CHF deductible to 187.10 CHF with the 2'500 CHF deductible: 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Flerden for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and without accident cover, the cheapest premium per model is: standard model 226.75 CHF (Sanitas), family doctor / HMO 213.40 CHF (CONCORDIA), flexible model 214.20 CHF (ÖKK), telemedicine 210.90 CHF (Agrisano).

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.