Health insurance premiums 2026 in Perly-Certoux (GE)For a child aged 0 to 18 with accident cover
From 92.85 to 214.95 CHF a month depending on the deductible and the model
105 offers from 21 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Assura | PharMed | 127.85 | 122.05 | 116.25 | 110.35 | 104.55 | 98.75 | 92.85 |
| 2 | Assura | Qualimed | 128.65 | 122.85 | 117.05 | 111.15 | 105.35 | 99.55 | 93.65 |
| 3 |  CSS | Hausarztversicherung Profit | 128.85 | 123.05 | 117.25 | 111.35 | 105.55 | — | 93.85 |
| 4 | Assura | Care network (Delta) | 128.95 | 123.15 | 117.35 | 111.45 | 105.65 | 99.85 | 93.95 |
| 5 | Assura | Family doctor | 130.15 | 124.35 | 118.55 | 112.65 | 106.85 | 101.05 | 95.15 |
| 6 | Assura | FeminaVita | 134.65 | 128.85 | 123.05 | 117.15 | 111.35 | 105.55 | 99.65 |
| 7 | Assura | PreventoMed | 134.65 | 128.85 | 123.05 | 117.15 | 111.35 | 105.55 | 99.65 |
| 8 |  Helsana | BeneFit PLUS Hausarzt R1 | 135.95 | — | — | — | — | 106.85 | — |
| 9 | Helsana | BeneFit PLUS Flexmed R1 | 135.95 | — | — | — | — | 106.85 | — |
| 10 | Helsana | BeneFit PLUS Telmed | 135.95 | — | — | — | — | 106.85 | — |
| 11 | Helsana | BeneFit PLUS Hausarzt R2 | 137.55 | — | — | — | — | 108.45 | — |
| 12 |  KPT | KPTwin.plus | 139.25 | — | 129.95 | — | 120.55 | — | 111.25 |
| 13 | KPT | KPTwin.smart | 139.25 | — | 129.95 | — | 120.55 | — | 111.25 |
| 14 | Helsana | BeneFit PLUS Hausarzt R3 | 140.85 | — | — | — | — | 111.75 | — |
| 15 | Helsana | BeneFit PLUS Flexmed R3 | 140.85 | — | — | — | — | 111.75 | — |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Perly-Certoux, with accident cover, the cheapest health insurance premium is:
- 127.85 CHF a month with a 0 CHF deductible (Assura, PharMed)
- 92.85 CHF a month with a 600 CHF deductible (Assura, PharMed)
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Frequently asked questions
Which health insurance is the cheapest in Perly-Certoux for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Perly-Certoux is Assura (PharMed) at 127.85 CHF a month.
How much does health insurance cost in Perly-Certoux in 2026 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 127.85 CHF (Assura, PharMed) to 214.95 CHF (rhenusana, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 147.05 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Perly-Certoux for a child aged 0 to 18 with accident cover?
On the cheapest offer (Assura, PharMed), the premium goes from 127.85 CHF a month with the 0 CHF deductible to 92.85 CHF with the 600 CHF deductible: 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Perly-Certoux for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 145.95 CHF (Assura), family doctor / HMO 127.85 CHF (Assura), flexible model 128.65 CHF (Assura), telemedicine 135.95 CHF (Helsana).
Does a second or third child pay less in Perly-Certoux?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 13 of the 21 insurers present in Perly-Certoux file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Galenos | Managed Care | 165.45 CHF | 60.75 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 158.45 CHF | 63.05 CHF from the 3rd child |
| sana24 | Med Direct | 166.65 CHF | 63.85 CHF from the 3rd child |
| Visana | Managed Care | 160.75 CHF | 64.25 CHF from the 3rd child |
| CONCORDIA | HMO | 156.05 CHF | 70.85 CHF from the 3rd child |
| Aquilana | SMARTMED | 148.05 CHF | 71.45 CHF from the 3rd child |
| Agrisano | Standard model | 195.85 CHF | 86.25 CHF from the 3rd child |
| rhenusana | Standard model | 214.95 CHF | 104.95 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | SanaTel | 163.35 CHF | 121.25 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex | 165.75 CHF | 123.05 CHF from the 5th child |
| Assura | PharMed | 127.85 CHF | 126.15 CHF from the 4th child, 124.35 CHF from the 5th child |
| Groupe Mutuel – Avenir | PrimaFlex | 171.25 CHF | 127.15 CHF from the 5th child |
| EGK | EGK-TelCare | 180.45 CHF | 161.05 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 133.00 CHF at Assura (PharMed) gives 127.85 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.