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Change the search: GenevaAdultYoung adultChild · with accidentwithout accidentThe lowest monthly premiumThe lowest deductible300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF0 CHF100 CHF200 CHF400 CHF600 CHF

Health insurance premiums 2026 in Geneva (GE) For a young adult aged 19 to 25 who wants a deductible of 2'000 CHF with accident cover

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105 offersfrom 21 health insurers

Young adult (19 to 25) · with accident cover · deductible of 2'000 CHF

Results sorted by ascending monthly premium for the selected criteria.

The amount shown is the FOPH-approved premium less the redistribution of the environmental levies, 5.15 CHF per person per month (set by the Confederation for the year, source FOEN). It is not necessarily your invoice: your canton’s individual premium reduction or a discount for annual payment, for example, are not taken into account.

In Geneva (canton Geneva), in 2026, for a young adult aged 19 to 25 with a 2'000 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 340.65 CHF with Groupe Mutuel – Mutuel (SanaTel model) and the most expensive is 619.50 CHF with vita surselva (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Geneva for a young adult aged 19 to 25 with a deductible of 2'000 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in Geneva is Groupe Mutuel – Mutuel (SanaTel) at 340.65 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 363.85 CHF a month.

How much does health insurance cost in Geneva in 2026 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and with accident cover, monthly premiums run from 340.65 CHF (Groupe Mutuel – Mutuel, SanaTel) to 619.50 CHF (vita surselva, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 426.75 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Geneva for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Groupe Mutuel – Mutuel, SanaTel), the premium goes from 439.65 CHF a month with the 300 CHF deductible to 311.65 CHF with the 2'500 CHF deductible: 128.00 CHF less a month, 1'536.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'007 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Geneva for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 363.85 CHF (Sanitas), family doctor / HMO 345.15 CHF (Sanitas), flexible model 345.45 CHF (Sympany), telemedicine 340.65 CHF (Groupe Mutuel – Mutuel).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 345.80 CHF at Groupe Mutuel – Mutuel (SanaTel) gives 340.65 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.