Health insurance premiums 2027 in Villars-sur-Glâne (FR)For an adult aged 26 or over with accident cover
From 380.15 to 694.95 CHF a month depending on the deductible and the model
115 offers from 23 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Atupri | HMO | 508.45 | 496.85 | 467.65 | 438.45 | 409.35 | 380.15 |
| 2 |  Sanitas | TelMed Basic | 511.85 | 500.20 | 471.05 | 441.85 | 412.70 | 383.55 |
| 3 |  CONCORDIA | HMO | 516.55 | 504.95 | 475.75 | 446.55 | 417.45 | 388.25 |
| 4 | Sanitas | Family doctor 1 | 517.85 | 506.20 | 477.05 | 447.85 | 418.70 | 389.55 |
| 5 |  KPT | KPTwin.smart - GP with app | 519.25 | 507.65 | 478.45 | 449.25 | — | 390.95 |
| 6 |  Sympany | flexhelp24 | 519.45 | 507.75 | 478.55 | 449.45 | 420.25 | 391.05 |
| 7 | CONCORDIA | smartDoc | 519.55 | 507.95 | 478.75 | 449.55 | 420.45 | 391.25 |
| 8 | CONCORDIA | MyDoc | 525.55 | 513.95 | 484.75 | 455.55 | 426.45 | 397.25 |
| 9 | Sympany | casamed pharm | 525.55 | 513.85 | 484.75 | 455.55 | 426.35 | 397.25 |
| 10 | Atupri | SmartCare | 526.25 | 514.65 | 485.45 | 456.25 | 427.15 | 397.95 |
| 11 |  Aquilana | SMARTMED | 528.05 | 517.95 | 492.55 | 467.25 | 441.85 | 406.75 |
| 12 |  SWICA | Favorit Medpharm | 528.15 | 516.45 | 493.75 | 464.55 | 428.95 | 399.85 |
| 13 | SWICA | Favorit Multichoice | 528.15 | 516.45 | 493.75 | 464.55 | 428.95 | 399.85 |
| 14 | Sympany | casamed hmo | 528.65 | 516.95 | 487.75 | 458.65 | 429.45 | 400.25 |
| 15 |  Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 530.05 | 518.55 | 489.55 | 460.05 | 431.05 | 402.05 |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for an adult aged 26 or over in Villars-sur-Glâne, with accident cover, the cheapest health insurance premium is:
- 508.45 CHF a month with a 300 CHF deductible (Atupri, HMO)
- 380.15 CHF a month with a 2'500 CHF deductible (Atupri, HMO)
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Frequently asked questions
Which health insurance is the cheapest in Villars-sur-Glâne for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Villars-sur-Glâne is Atupri (HMO) at 508.45 CHF a month.
How much does health insurance cost in Villars-sur-Glâne in 2027 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 508.45 CHF (Atupri, HMO) to 694.95 CHF (rhenusana, Standard model): 115 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 489.55 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Villars-sur-Glâne for an adult aged 26 or over with accident cover?
On the cheapest offer (Atupri, HMO), the premium goes from 508.45 CHF a month with the 300 CHF deductible to 380.15 CHF with the 2'500 CHF deductible: 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Villars-sur-Glâne for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 588.55 CHF (Atupri), family doctor / HMO 508.45 CHF (Atupri), flexible model 519.45 CHF (Sympany), telemedicine 511.85 CHF (Sanitas).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 513.20 CHF at Atupri (HMO) gives 508.45 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.