Health insurance premiums 2026 in Vaulruz (FR)For a young adult aged 19 to 25 without accident cover
From 192.05 to 483.65 CHF a month depending on the deductible and the model
114 offers from 23 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 306.95 | 297.45 | 273.55 | 249.75 | 225.85 | 202.15 |
| 2 |  CSS | Hausarztversicherung Profit | 311.35 | 300.55 | 273.45 | 246.25 | 219.25 | 192.05 |
| 3 |  Aquilana | SMARTMED | 313.85 | 304.45 | 280.75 | 257.25 | 233.65 | 205.05 |
| 4 |  Groupe Mutuel – Avenir | PrimaFlex | 315.15 | 304.45 | 277.45 | 250.05 | 223.05 | 207.15 |
| 5 |  Sympany | casamed hmo | 321.65 | 310.75 | 283.55 | 256.55 | 229.35 | 202.15 |
| 6 | Groupe Mutuel – Avenir | OptiMed | 322.95 | 312.25 | 285.35 | 257.85 | 230.95 | 207.15 |
| 7 | Agrisano | AGRIcontact | 323.25 | 313.15 | 288.25 | 263.15 | 237.95 | 212.95 |
| 8 | Sympany | casamed pharm | 323.45 | 312.55 | 285.45 | 258.35 | 231.25 | 204.05 |
| 9 |  Atupri | SmartCare | 323.65 | 312.65 | 284.85 | 257.15 | 229.55 | 201.75 |
| 10 | Sympany | FlexHelp 24 | 325.35 | 314.45 | 287.35 | 260.25 | 233.05 | 206.05 |
| 11 |  EGK | EGK-TelCare | 325.95 | 315.15 | 287.85 | 260.55 | 233.35 | 206.05 |
| 12 | Agrisano | AGRIeco | 328.65 | 318.55 | 293.05 | 267.55 | 242.05 | 216.55 |
| 13 | Sympany | casamed hausarzt | 329.05 | 318.25 | 291.15 | 263.95 | 236.85 | 209.75 |
| 14 | Sympany | callmed 24 | 329.05 | 318.25 | 291.15 | 263.95 | 236.85 | 209.75 |
| 15 | CSS | Multimed | 329.25 | 318.45 | 300.55 | 273.45 | 246.35 | 233.15 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for a young adult aged 19 to 25 in Vaulruz, without accident cover, the cheapest health insurance premium is:
- 306.95 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 192.05 CHF a month with a 2'500 CHF deductible (CSS, Hausarztversicherung Profit)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Vaulruz for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Vaulruz is Agrisano (AGRIsmart) at 306.95 CHF a month. The cheapest standard model (free choice of doctor) is EGK (Standard model) at 351.75 CHF a month.
How much does health insurance cost in Vaulruz in 2026 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 306.95 CHF (Agrisano, AGRIsmart) to 483.65 CHF (sana24, Standard model): 114 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 292.05 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Vaulruz for a young adult aged 19 to 25 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 306.95 CHF a month with the 300 CHF deductible to 202.15 CHF with the 2'500 CHF deductible: 104.80 CHF less a month, 1'257.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'697 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Vaulruz for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 351.75 CHF (EGK), family doctor / HMO 311.35 CHF (CSS), flexible model 315.15 CHF (Groupe Mutuel – Avenir), telemedicine 306.95 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 312.10 CHF at Agrisano (AGRIsmart) gives 306.95 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.