Health insurance premiums 2026 in Val-de-Charmey (FR)For an adult aged 26 or over with accident cover
From 331.75 to 612.35 CHF a month depending on the deductible and the model
114 offers from 23 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 444.85 | 434.85 | 409.75 | 384.65 | 359.55 | 334.55 |
| 2 |  Aquilana | SMARTMED | 458.15 | 448.05 | 422.65 | 397.35 | 371.95 | 338.45 |
| 3 |  SLKK | SLKK-SmartMed | 459.75 | 449.55 | 423.85 | 398.15 | 372.55 | 346.85 |
| 4 |  Visana | Managed Care | 460.05 | 453.35 | 419.25 | 390.05 | 360.85 | 331.75 |
| 5 | Visana | Combi Care | 460.55 | 453.95 | 419.75 | 390.55 | 361.45 | 332.25 |
| 6 | Visana | Med Direct | 463.75 | 457.05 | 422.95 | 393.75 | 364.55 | 335.45 |
| 7 |  KPT | KPTwin.smart | 465.85 | 454.25 | 425.05 | 395.85 | — | 337.55 |
| 8 | Agrisano | AGRIcontact | 468.45 | 457.85 | 431.55 | 405.05 | 378.65 | 352.35 |
| 9 |  Atupri | SmartCare | 468.95 | 457.35 | 428.15 | 398.95 | 369.85 | 340.65 |
| 10 | Visana | Tel Care | 469.05 | 462.45 | 428.25 | 399.05 | 369.95 | 340.75 |
| 11 | Visana | Tel Doc | 469.05 | 462.45 | 428.25 | 399.05 | 369.95 | 340.75 |
| 12 | SLKK | SLKK-HomeCare | 470.35 | 459.85 | 433.65 | 407.35 | 381.15 | 354.85 |
| 13 |  Helsana | BeneFit PLUS Telmed | 472.55 | 460.95 | 431.75 | 402.55 | 373.45 | 344.25 |
| 14 |  ÖKK | Family doctor | 472.75 | 461.15 | 431.95 | 402.75 | 373.65 | 344.45 |
| 15 | ÖKK | HMO model | 472.75 | 461.15 | 431.95 | 402.75 | 373.65 | 344.45 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for an adult aged 26 or over in Val-de-Charmey, with accident cover, the cheapest health insurance premium is:
- 444.85 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 331.75 CHF a month with a 2'500 CHF deductible (Visana, Managed Care)
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Frequently asked questions
Which health insurance is the cheapest in Val-de-Charmey for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Val-de-Charmey is Agrisano (AGRIsmart) at 444.85 CHF a month.
How much does health insurance cost in Val-de-Charmey in 2026 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 444.85 CHF (Agrisano, AGRIsmart) to 612.35 CHF (rhenusana, Standard model): 114 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 425.25 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Val-de-Charmey for an adult aged 26 or over with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 444.85 CHF a month with the 300 CHF deductible to 334.55 CHF with the 2'500 CHF deductible: 110.30 CHF less a month, 1'323.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'771 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Val-de-Charmey for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 518.15 CHF (Agrisano), family doctor / HMO 460.05 CHF (Visana), flexible model 460.55 CHF (Visana), telemedicine 444.85 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 450.00 CHF at Agrisano (AGRIsmart) gives 444.85 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.