Health insurance premiums 2027 in St. Ursen (FR)For an adult aged 26 or over without accident cover
From 329.00 to 597.30 CHF a month depending on the deductible and the model
116 offers from 23 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Aquilana | SMARTMED | 446.00 | 436.60 | 413.00 | 389.50 | 365.80 | 334.40 |
| 2 |  KPT | KPTwin.smart - GP with app | 448.40 | 437.60 | 410.40 | 383.30 | — | 329.00 |
| 3 |  EGK | EGK-TelCare | 455.50 | 444.70 | 417.40 | 390.20 | 363.10 | 335.80 |
| 4 |  CONCORDIA | HMO | 458.70 | 447.70 | 420.10 | 392.50 | 365.00 | 337.40 |
| 5 |  Sympany | casamed hmo | 458.80 | 448.00 | 420.90 | 393.70 | 366.70 | 339.50 |
| 6 |  SLKK | SmartMed | 460.10 | 450.50 | 426.30 | 402.20 | 378.10 | 354.00 |
| 7 |  Atupri | HMO | 460.80 | 449.80 | 422.10 | 394.30 | 366.70 | 339.00 |
| 8 |  ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 461.20 | 450.40 | 423.30 | 396.10 | 369.10 | 341.90 |
| 9 | ÖKK | ÖKK CASAMED HMO | 461.20 | 450.40 | 423.30 | 396.10 | 369.10 | 341.90 |
| 10 | ÖKK | ÖKK CASAMED SELECT | 461.20 | 450.40 | 423.30 | 396.10 | 369.10 | 341.90 |
| 11 | CONCORDIA | smartDoc | 461.30 | 450.30 | 422.70 | 395.20 | 367.70 | 340.10 |
| 12 | Sympany | casamed pharm | 461.50 | 450.60 | 423.50 | 396.40 | 369.30 | 342.10 |
| 13 |  Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 462.50 | 451.80 | 424.90 | 397.40 | 370.50 | 343.50 |
| 14 | Sympany | flexhelp24 | 464.10 | 453.20 | 426.20 | 399.00 | 371.90 | 344.80 |
| 15 |  Agrisano | AGRIsmart | 464.50 | 454.90 | 430.90 | 406.90 | 382.90 | 359.00 |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for an adult aged 26 or over in St. Ursen, without accident cover, the cheapest health insurance premium is:
- 446.00 CHF a month with a 300 CHF deductible (Aquilana, SMARTMED)
- 329.00 CHF a month with a 2'500 CHF deductible (KPT, KPTwin.smart - GP with app)
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Frequently asked questions
Which health insurance is the cheapest in St. Ursen for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in St. Ursen is Aquilana (SMARTMED) at 446.00 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 512.50 CHF a month.
How much does health insurance cost in St. Ursen in 2027 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, monthly premiums run from 446.00 CHF (Aquilana, SMARTMED) to 597.30 CHF (rhenusana, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 451.70 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in St. Ursen for an adult aged 26 or over without accident cover?
On the cheapest offer (Aquilana, SMARTMED), the premium goes from 446.00 CHF a month with the 300 CHF deductible to 334.40 CHF with the 2'500 CHF deductible: 111.60 CHF less a month, 1'339.20 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'788 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in St. Ursen for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 512.50 CHF (ÖKK), family doctor / HMO 458.70 CHF (CONCORDIA), flexible model 461.20 CHF (ÖKK), telemedicine 446.00 CHF (Aquilana).
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.