Health insurance premiums 2027 in Schmitten (FR)For a child aged 0 to 18

With accident cover: from 77.20 to 167.30 CHF a month depending on the deductible and the model

116 offers from 23 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	Agrisano	TelemedicineAGRIsmart	107.50	—	97.40	92.40	87.40	82.30	77.20
2	KPT	TelemedicineKPTwin.smart - GP with app	109.50	—	100.20	—	90.90	—	81.50
3	Aquilana	TelemedicineSMARTMED	110.40	105.30	100.30	95.20	90.10	83.10	—
4	CSS	Family doctor / HMOHausarztversicherung Profit	112.90	107.10	101.30	95.40	89.60	—	77.90
5	Agrisano	TelemedicineAGRIcontact	113.70	—	103.00	97.70	92.40	87.00	81.70
6	Agrisano	Family doctor / HMOAGRIeco	114.40	—	103.60	98.30	92.90	87.50	82.20
7	CONCORDIA	Family doctor / HMOHMO	115.40	109.60	103.80	97.90	92.10	86.30	80.40
8	Helsana	TelemedicineHelsana BeneFit PLUS Telemed	115.50	—	—	—	—	86.40	—
9	CONCORDIA	TelemedicinesmartDoc	116.10	110.30	104.50	98.60	92.80	87.00	81.10
10	CSS	TelemedicineCallmed	116.20	110.40	104.60	98.70	92.90	—	81.20
11	KPT	Family doctor / HMOKPTwin.plus - HMO GP	116.40	—	106.50	—	96.60	—	86.60
12	KPT	Family doctor / HMOKPTwin.doc - GP (family doctor)	116.40	—	106.50	—	96.60	—	86.60
13	Aquilana	Family doctor / HMOCASAMED	116.70	110.90	105.10	99.30	93.40	87.60	—
14	CONCORDIA	Family doctor / HMOMyDoc	117.40	111.60	105.80	99.90	94.10	88.30	82.40
15	SLKK	TelemedicineSmartMed	117.50	112.40	107.30	102.10	97.20	91.90	86.70
			See all	See all	See all	See all	See all	See all	See all

Without accident cover: from 72.50 to 155.60 CHF a month depending on the deductible and the model

116 offers from 23 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	KPT	TelemedicineKPTwin.smart - GP with app	101.80	—	93.20	—	84.50	—	75.80
2	Agrisano	TelemedicineAGRIsmart	102.10	—	92.50	87.80	83.00	78.20	73.30
3	Aquilana	TelemedicineSMARTMED	102.70	98.00	93.30	88.60	83.80	77.30	—
4	CSS	Family doctor / HMOHausarztversicherung Profit	105.00	99.60	94.20	88.70	83.40	—	72.50
5	Helsana	TelemedicineHelsana BeneFit PLUS Telemed	107.50	—	—	—	—	80.40	—
6	CSS	TelemedicineCallmed	108.00	102.60	97.30	91.80	86.40	—	75.50
7	Agrisano	TelemedicineAGRIcontact	108.00	—	97.90	92.80	87.80	82.70	77.60
8	KPT	Family doctor / HMOKPTwin.plus - HMO GP	108.30	—	99.00	—	89.80	—	80.50
9	KPT	Family doctor / HMOKPTwin.doc - GP (family doctor)	108.30	—	99.00	—	89.80	—	80.50
10	Aquilana	Family doctor / HMOCASAMED	108.60	103.20	97.80	92.40	86.90	81.50	—
11	Agrisano	Family doctor / HMOAGRIeco	108.70	—	98.40	93.40	88.30	83.10	78.10
12	CONCORDIA	Family doctor / HMOHMO	109.10	103.60	98.10	92.60	87.10	81.60	76.00
13	KPT	TelemedicineKPTwin.easy - Telemedicine	109.50	—	100.30	—	90.90	—	81.50
14	CONCORDIA	TelemedicinesmartDoc	109.80	104.30	98.80	93.20	87.70	82.30	76.70
15	Helsana	Family doctor / HMOHelsana BeneFit PLUS General Practitioner R2	110.00	—	—	—	—	82.90	—
			See all	See all	See all	See all	See all	See all	See all

In 2027, for a child aged 0 to 18 in Schmitten, the cheapest health insurance premium is:

Without accident cover: 101.80 CHF a month with a 0 CHF deductible (KPT, KPTwin.smart - GP with app), 72.50 CHF with a 600 CHF deductible (CSS, Hausarztversicherung Profit).
With accident cover: 107.50 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 77.20 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).

Lowest premium by deductible in Schmitten for a child with accident cover

Deductible of 0 CHF107.50 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 100 CHF105.30 CHFAquilanaTelemedicineSMARTMED
Deductible of 200 CHF97.40 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 300 CHF92.40 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 400 CHF87.40 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 500 CHF82.30 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 600 CHF77.20 CHFAgrisanoTelemedicineAGRIsmart

Lowest premium by deductible in Schmitten for a child without accident cover

Deductible of 0 CHF101.80 CHFKPTTelemedicineKPTwin.smart - GP with app
Deductible of 100 CHF98.00 CHFAquilanaTelemedicineSMARTMED
Deductible of 200 CHF92.50 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 300 CHF87.80 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 400 CHF83.00 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 500 CHF77.30 CHFAquilanaTelemedicineSMARTMED
Deductible of 600 CHF72.50 CHFCSSFamily doctor / HMOHausarztversicherung Profit

Which deductible to choose?

As a guide, a 0 CHF deductible often costs less overall if your healthcare costs exceed about 500 CHF a year; 600 CHF can cost less if your costs are lower.

Always compare total annual cost (premiums + cost sharing), not just the monthly premium.

Last modified: 29/09/2026

Frequently asked questions

Which health insurance is the cheapest in Schmitten for a child aged 0 to 18?

In 2027, without accident cover: KPT (KPTwin.smart - GP with app) at 101.80 CHF a month with a deductible of 0 CHF, and CSS (Hausarztversicherung Profit) at 72.50 CHF with the 600 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 107.50 CHF, and Agrisano (AGRIsmart) at 77.20 CHF.

How much does accident cover cost in basic insurance in Schmitten?

For a child aged 0 to 18 with KPT (KPTwin.smart - GP with app), the premium rises from 101.80 CHF a month without accident cover to 109.50 CHF with accident cover, at the 0 CHF deductible: 7.70 CHF a month, 92.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.