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Change the search: RiazAdultYoung adultChild · with accidentwithout accidentThe lowest monthly premiumThe lowest deductible300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF0 CHF100 CHF200 CHF400 CHF600 CHF

Health insurance premiums 2027 in Riaz (FR) For a child aged 0 to 18, deductible of 100 CHF, with accident cover

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116 offersfrom 23 health insurers

Child (0 to 18) · with accident cover · deductible of 100 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Riaz (canton Fribourg), in 2027, for a child aged 0 to 18 with a 100 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 105.30 CHF with Aquilana (SMARTMED model) and the most expensive is 160.60 CHF with Groupe Mutuel – Mutuel (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Riaz for a child aged 0 to 18 with a deductible of 100 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Riaz is Aquilana (SMARTMED) at 105.30 CHF a month.

How much does health insurance cost in Riaz in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 100 CHF and with accident cover, monthly premiums run from 105.30 CHF (Aquilana, SMARTMED) to 160.60 CHF (Groupe Mutuel – Mutuel, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 116.90 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Riaz for a child aged 0 to 18 with accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 112.90 CHF a month with the 0 CHF deductible to 77.90 CHF with the 600 CHF deductible: 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Riaz for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 100 CHF and with accident cover, the cheapest premium per model is: standard model 121.00 CHF (Aquilana), family doctor / HMO 107.10 CHF (CSS), flexible model 114.50 CHF (Assura), telemedicine 105.30 CHF (Aquilana).

Does a second or third child pay less in Riaz?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 12 of the 23 insurers present in Riaz file a reduced premium from a certain number of children insured with them, at a 100 CHF deductible and with accident cover:

InsurerModel1st childReduced premium
VisanaManaged Care113.30 CHF44.90 CHF from the 3rd child
GalenosManaged Care127.50 CHF47.90 CHF from the 3rd child
CONCORDIAHMO109.60 CHF52.60 CHF from the 3rd child
AquilanaSMARTMED105.30 CHF52.70 CHF from the 3rd child
sana24Managed Care141.70 CHF53.00 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor117.20 CHF58.60 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)131.20 CHF98.40 CHF from the 5th child
SLKKSmartMed112.40 CHF100.60 CHF from the 3rd child
Groupe Mutuel – PhilosOptiMed (Healthcare network)134.60 CHF100.90 CHF from the 5th child
EGKEGK-Care114.20 CHF103.60 CHF from the 3rd child
Groupe Mutuel – MutuelOptiMed (Healthcare network)142.30 CHF106.70 CHF from the 5th child
AssuraMediTel113.10 CHF111.60 CHF from the 4th child, 110.00 CHF from the 5th child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.