Health insurance premiums 2027 in Kerzers (FR)For a young adult aged 19 to 25 without accident cover
From 214.50 to 513.70 CHF a month depending on the deductible and the model
116 offers from 23 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Aquilana | SMARTMED | 330.10 | 320.70 | 297.20 | 273.60 | 249.90 | 221.10 |
| 2 |  Sympany | casamed hmo | 335.00 | 324.20 | 297.00 | 269.90 | 242.80 | 215.60 |
| 3 |  Atupri | HMO | 336.40 | 325.40 | 297.60 | 269.90 | 242.30 | 214.50 |
| 4 | Sympany | casamed pharm | 336.90 | 326.10 | 299.00 | 271.80 | 244.70 | 217.60 |
| 5 |  Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 338.30 | 327.60 | 300.60 | 273.20 | 246.20 | 224.20 |
| 6 | Sympany | flexhelp24 | 338.80 | 328.00 | 300.90 | 273.70 | 246.60 | 219.50 |
| 7 |  Agrisano | AGRIsmart | 339.10 | 329.50 | 305.50 | 281.50 | 257.50 | 233.60 |
| 8 |  CONCORDIA | HMO | 339.50 | 328.50 | 300.90 | 273.30 | 245.80 | 218.30 |
| 9 | CONCORDIA | smartDoc | 341.50 | 330.50 | 302.90 | 275.30 | 247.80 | 220.20 |
| 10 |  EGK | EGK-TelCare | 341.60 | 330.80 | 303.60 | 276.30 | 249.20 | 222.00 |
| 11 | Sympany | casamed hausarzt | 342.70 | 331.90 | 304.70 | 277.60 | 250.50 | 223.30 |
| 12 | Sympany | callmed 24 | 342.70 | 331.90 | 304.70 | 277.60 | 250.50 | 223.30 |
| 13 | Atupri | SmartCare | 343.00 | 332.00 | 304.30 | 276.50 | 248.90 | 221.20 |
| 14 |  CSS | Hausarztversicherung Profit | 343.70 | 332.90 | 305.80 | 278.60 | 251.50 | 224.40 |
| 15 | CONCORDIA | MyDoc | 345.40 | 334.40 | 306.80 | 279.20 | 251.70 | 224.10 |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for a young adult aged 19 to 25 in Kerzers, without accident cover, the cheapest health insurance premium is:
- 330.10 CHF a month with a 300 CHF deductible (Aquilana, SMARTMED)
- 214.50 CHF a month with a 2'500 CHF deductible (Atupri, HMO)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Kerzers for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Kerzers is Aquilana (SMARTMED) at 330.10 CHF a month. The cheapest standard model (free choice of doctor) is EGK (Standard model) at 371.80 CHF a month.
How much does health insurance cost in Kerzers in 2027 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 330.10 CHF (Aquilana, SMARTMED) to 513.70 CHF (sana24, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 305.40 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Kerzers for a young adult aged 19 to 25 without accident cover?
On the cheapest offer (Aquilana, SMARTMED), the premium goes from 330.10 CHF a month with the 300 CHF deductible to 221.10 CHF with the 2'500 CHF deductible: 109.00 CHF less a month, 1'308.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'753 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Kerzers for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 371.80 CHF (EGK), family doctor / HMO 335.00 CHF (Sympany), flexible model 336.90 CHF (Sympany), telemedicine 330.10 CHF (Aquilana).
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.