Health insurance premiums 2027 in Gruyères (FR)For a child aged 0 to 18
With accident cover: from 72.45 to 162.55 CHF a month depending on the deductible and the model
116 offers from 23 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 102.75 | — | 92.65 | 87.65 | 82.65 | 77.55 | 72.45 |
| 2 |  KPT | KPTwin.smart - GP with app | 104.75 | — | 95.45 | — | 86.15 | — | 76.75 |
| 3 |  Aquilana | SMARTMED | 105.65 | 100.55 | 95.55 | 90.45 | 85.35 | 78.35 | — |
| 4 |  CSS | Hausarztversicherung Profit | 108.15 | 102.35 | 96.55 | 90.65 | 84.85 | — | 73.15 |
| 5 | Agrisano | AGRIcontact | 108.95 | — | 98.25 | 92.95 | 87.65 | 82.25 | 76.95 |
| 6 | Agrisano | AGRIeco | 109.65 | — | 98.85 | 93.55 | 88.15 | 82.75 | 77.45 |
| 7 |  CONCORDIA | HMO | 110.65 | 104.85 | 99.05 | 93.15 | 87.35 | 81.55 | 75.65 |
| 8 |  Helsana | Helsana BeneFit PLUS Telemed | 110.75 | — | — | — | — | 81.65 | — |
| 9 | CONCORDIA | smartDoc | 111.35 | 105.55 | 99.75 | 93.85 | 88.05 | 82.25 | 76.35 |
| 10 | CSS | Callmed | 111.45 | 105.65 | 99.85 | 93.95 | 88.15 | — | 76.45 |
| 11 | KPT | KPTwin.plus - HMO GP | 111.65 | — | 101.75 | — | 91.85 | — | 81.85 |
| 12 | KPT | KPTwin.doc - GP (family doctor) | 111.65 | — | 101.75 | — | 91.85 | — | 81.85 |
| 13 | Aquilana | CASAMED | 111.95 | 106.15 | 100.35 | 94.55 | 88.65 | 82.85 | — |
| 14 | CONCORDIA | MyDoc | 112.65 | 106.85 | 101.05 | 95.15 | 89.35 | 83.55 | 77.65 |
| 15 |  SLKK | SmartMed | 112.75 | 107.65 | 102.55 | 97.35 | 92.45 | 87.15 | 81.95 |
| See all | See all | See all | See all | See all | See all | See all | |||
Without accident cover: from 67.75 to 150.85 CHF a month depending on the deductible and the model
116 offers from 23 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | KPT | KPTwin.smart - GP with app | 97.05 | — | 88.45 | — | 79.75 | — | 71.05 |
| 2 | Agrisano | AGRIsmart | 97.35 | — | 87.75 | 83.05 | 78.25 | 73.45 | 68.55 |
| 3 | Aquilana | SMARTMED | 97.95 | 93.25 | 88.55 | 83.85 | 79.05 | 72.55 | — |
| 4 | CSS | Hausarztversicherung Profit | 100.25 | 94.85 | 89.45 | 83.95 | 78.65 | — | 67.75 |
| 5 | Helsana | Helsana BeneFit PLUS Telemed | 102.75 | — | — | — | — | 75.65 | — |
| 6 | CSS | Callmed | 103.25 | 97.85 | 92.55 | 87.05 | 81.65 | — | 70.75 |
| 7 | Agrisano | AGRIcontact | 103.25 | — | 93.15 | 88.05 | 83.05 | 77.95 | 72.85 |
| 8 | KPT | KPTwin.plus - HMO GP | 103.55 | — | 94.25 | — | 85.05 | — | 75.75 |
| 9 | KPT | KPTwin.doc - GP (family doctor) | 103.55 | — | 94.25 | — | 85.05 | — | 75.75 |
| 10 | Aquilana | CASAMED | 103.85 | 98.45 | 93.05 | 87.65 | 82.15 | 76.75 | — |
| 11 | Agrisano | AGRIeco | 103.95 | — | 93.65 | 88.65 | 83.55 | 78.35 | 73.35 |
| 12 | CONCORDIA | HMO | 104.35 | 98.85 | 93.35 | 87.85 | 82.35 | 76.85 | 71.25 |
| 13 | KPT | KPTwin.easy - Telemedicine | 104.75 | — | 95.55 | — | 86.15 | — | 76.75 |
| 14 | CONCORDIA | smartDoc | 105.05 | 99.55 | 94.05 | 88.45 | 82.95 | 77.55 | 71.95 |
| 15 | Helsana | Helsana BeneFit PLUS General Practitioner R2 | 105.25 | — | — | — | — | 78.15 | — |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Gruyères, the cheapest health insurance premium is:
- Without accident cover: 97.05 CHF a month with a 0 CHF deductible (KPT, KPTwin.smart - GP with app), 67.75 CHF with a 600 CHF deductible (CSS, Hausarztversicherung Profit).
- With accident cover: 102.75 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 72.45 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
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Frequently asked questions
Which health insurance is the cheapest in Gruyères for a child aged 0 to 18?
In 2027, without accident cover: KPT (KPTwin.smart - GP with app) at 97.05 CHF a month with a deductible of 0 CHF, and CSS (Hausarztversicherung Profit) at 67.75 CHF with the 600 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 102.75 CHF, and Agrisano (AGRIsmart) at 72.45 CHF.
How much does accident cover cost in basic insurance in Gruyères?
For a child aged 0 to 18 with KPT (KPTwin.smart - GP with app), the premium rises from 97.05 CHF a month without accident cover to 104.75 CHF with accident cover, at the 0 CHF deductible: 7.70 CHF a month, 92.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 107.50 CHF at Agrisano (AGRIsmart) gives 102.75 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.