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116 offersfrom 23 health insurers

Adult (26 and over) · with accident cover · deductible of 500 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Fräschels (canton Fribourg), in 2027, for an adult aged 26 or over with a 500 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 469.40 CHF with Aquilana (SMARTMED model) and the most expensive is 630.70 CHF with rhenusana (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Fräschels for an adult aged 26 or over with a deductible of 500 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Fräschels is Aquilana (SMARTMED) at 469.40 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 539.40 CHF a month.

How much does health insurance cost in Fräschels in 2027 for an adult aged 26 or over?

For an adult aged 26 or over with a deductible of 500 CHF and with accident cover, monthly premiums run from 469.40 CHF (Aquilana, SMARTMED) to 630.70 CHF (rhenusana, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 451.70 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Fräschels for an adult aged 26 or over with accident cover?

On the cheapest offer (Aquilana, SMARTMED), the premium goes from 479.50 CHF a month with the 300 CHF deductible to 359.40 CHF with the 2'500 CHF deductible: 120.10 CHF less a month, 1'441.20 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'901 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Fräschels for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 500 CHF and with accident cover, the cheapest premium per model is: standard model 539.40 CHF (ÖKK), family doctor / HMO 473.50 CHF (Atupri), flexible model 484.30 CHF (ÖKK), telemedicine 469.40 CHF (Aquilana).

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.