Skip to content

From 63.75 to 161.25 CHF a month depending on the deductible and the model

114 offers from 23 health insurers.

#InsurerModelDeductible
0 CHF100 CHF200 CHF300 CHF400 CHF500 CHF600 CHF
1AgrisanoTelemedicineAGRIsmart93.85—83.7578.7573.7568.7563.75
2AgrisanoTelemedicineAGRIcontact99.05—88.4583.1577.9572.5567.35
3CSSFamily doctor / HMOHausarztversicherung Profit100.3594.5588.7582.8577.05—65.35
4AgrisanoFamily doctor / HMOAGRIeco100.75—89.9584.6579.3573.8568.55
5AquilanaTelemedicineSMARTMED101.4596.4591.3586.3581.2574.25—
6KPTTelemedicineKPTwin.smart101.75—92.55—83.15—73.85
7CSSTelemedicineCallmed103.3597.5591.7585.8580.05—68.35
8HelsanaTelemedicineBeneFit PLUS Telmed104.65————75.55—
9EGKTelemedicineEGK-TelCare105.95105.05104.05103.05102.05101.05—
10SLKKTelemedicineSLKK-SmartMed106.45101.3596.2591.0586.1580.8575.65
11VisanaFamily doctor / HMOManaged Care106.75100.9595.1589.2583.4577.6571.75
12HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R2107.25————78.15—
13HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R1107.25————78.15—
14HelsanaFlexible modelBeneFit PLUS Flexmed R1107.25————78.15—
15AquilanaFamily doctor / HMOCASAMED107.55101.7595.9590.1584.2578.45—
See allSee allSee allSee allSee allSee allSee all

In 2026, for a child aged 0 to 18 in Düdingen, with accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Düdingen for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in Düdingen is Agrisano (AGRIsmart) at 93.85 CHF a month.

How much does health insurance cost in Düdingen in 2026 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 93.85 CHF (Agrisano, AGRIsmart) to 161.25 CHF (Groupe Mutuel – Mutuel, Standard model): 114 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 107.15 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Düdingen for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 93.85 CHF a month with the 0 CHF deductible to 63.75 CHF with the 600 CHF deductible: 30.10 CHF less a month, 361.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 401 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Düdingen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 109.95 CHF (Agrisano), family doctor / HMO 100.35 CHF (CSS), flexible model 107.25 CHF (Helsana), telemedicine 93.85 CHF (Agrisano).

Does a second or third child pay less in Düdingen?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 15 of the 23 insurers present in Düdingen file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart93.85 CHF39.85 CHF from the 3rd child
VisanaManaged Care106.75 CHF41.75 CHF from the 3rd child
GalenosManaged Care125.45 CHF45.35 CHF from the 3rd child
SWICAFAVORIT MEDPHARM120.65 CHF47.35 CHF from the 3rd child
AquilanaSMARTMED101.45 CHF48.15 CHF from the 3rd child
sana24Managed Care135.25 CHF49.05 CHF from the 3rd child
CONCORDIAHMO109.65 CHF52.85 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor112.55 CHF53.75 CHF from the 3rd child
rhenusanaStandard model149.25 CHF72.05 CHF from the 3rd child
EGKEGK-TelCare105.95 CHF91.15 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed128.45 CHF95.05 CHF from the 5th child
SLKKSLKK-SmartMed106.45 CHF95.25 CHF from the 3rd child
Groupe Mutuel – PhilosOptiMed134.25 CHF99.45 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed142.95 CHF105.95 CHF from the 5th child
AssuraQualimed109.65 CHF108.05 CHF from the 4th child, 106.55 CHF from the 5th child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 99.00 CHF at Agrisano (AGRIsmart) gives 93.85 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.