Health insurance premiums 2026 in Châtel-sur-Montsalvens (FR)For an adult aged 26 or over without accident cover
From 309.65 to 580.30 CHF a month depending on the deductible and the model
114 offers from 23 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 422.35 | 412.85 | 389.05 | 365.15 | 341.35 | 317.55 |
| 2 |  Aquilana | SMARTMED | 425.85 | 416.45 | 392.75 | 369.25 | 345.55 | 314.45 |
| 3 |  Visana | Managed Care | 429.65 | 423.35 | 391.45 | 364.25 | 336.95 | 309.65 |
| 4 | Visana | Combi Care | 430.15 | 423.85 | 391.95 | 364.75 | 337.45 | 310.15 |
| 5 |  SLKK | SLKK-SmartMed | 431.85 | 422.25 | 398.15 | 373.95 | 349.85 | 325.75 |
| 6 |  KPT | KPTwin.smart | 432.85 | 422.05 | 394.95 | 367.75 | — | 313.55 |
| 7 | Visana | Med Direct | 433.15 | 426.85 | 394.95 | 367.65 | 340.45 | 313.15 |
| 8 | Visana | Tel Care | 438.05 | 431.85 | 399.95 | 372.65 | 345.45 | 318.15 |
| 9 | Visana | Tel Doc | 438.05 | 431.85 | 399.95 | 372.65 | 345.45 | 318.15 |
| 10 |  Helsana | BeneFit PLUS Telmed | 439.15 | 428.35 | 401.25 | 374.05 | 346.95 | 319.85 |
| 11 |  ÖKK | Family doctor | 439.35 | 428.55 | 401.45 | 374.25 | 347.15 | 320.05 |
| 12 | ÖKK | HMO model | 439.35 | 428.55 | 401.45 | 374.25 | 347.15 | 320.05 |
| 13 | ÖKK | Select | 439.35 | 428.55 | 401.45 | 374.25 | 347.15 | 320.05 |
| 14 |  CSS | Hausarztversicherung Profit | 440.65 | 429.85 | 402.75 | 375.55 | 348.55 | 321.35 |
| 15 | CSS | Multimed | 440.65 | 429.85 | 412.05 | 384.85 | 357.85 | 349.25 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for an adult aged 26 or over in Châtel-sur-Montsalvens, without accident cover, the cheapest health insurance premium is:
- 422.35 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 309.65 CHF a month with a 2'500 CHF deductible (Visana, Managed Care)
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Frequently asked questions
Which health insurance is the cheapest in Châtel-sur-Montsalvens for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Châtel-sur-Montsalvens is Agrisano (AGRIsmart) at 422.35 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 488.75 CHF a month.
How much does health insurance cost in Châtel-sur-Montsalvens in 2026 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, monthly premiums run from 422.35 CHF (Agrisano, AGRIsmart) to 580.30 CHF (vita surselva, Standard model): 114 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 425.25 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Châtel-sur-Montsalvens for an adult aged 26 or over without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 422.35 CHF a month with the 300 CHF deductible to 317.55 CHF with the 2'500 CHF deductible: 104.80 CHF less a month, 1'257.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'697 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Châtel-sur-Montsalvens for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 488.75 CHF (ÖKK), family doctor / HMO 429.65 CHF (Visana), flexible model 430.15 CHF (Visana), telemedicine 422.35 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 427.50 CHF at Agrisano (AGRIsmart) gives 422.35 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.