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From 227.25 to 565.35 CHF a month depending on the deductible and the model

116 offers from 23 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1AssuraFlexible modelHausspital346.55335.75308.65281.45254.35227.25
2AssuraTelemedicineMediTel346.55335.75308.65281.45254.35227.25
3AssuraFlexible modelQualiMed350.65339.85312.75285.55258.45231.35
4AssuraFamily doctor / HMOPharMed352.65341.95314.75287.55260.55233.35
5CSSFamily doctor / HMOHMO (health practice)354.25343.45316.25289.15262.05234.95
6AssuraFamily doctor / HMOFamily doctor354.75343.95316.85289.65262.55235.45
7AgrisanoTelemedicineAGRIsmart359.25349.65325.75301.75277.75253.85
8Groupe Mutuel – MutuelTelemedicineSanaTel (Telemedicine)369.05358.35331.35303.95276.95249.95
9ÖKKFamily doctor / HMOÖKK CASAMED HMO371.55360.75333.65306.45279.45259.95
10VisanaFamily doctor / HMOManaged Care371.65365.45333.45306.25278.95251.75
11VisanaFamily doctor / HMOMed Direct371.65365.45333.45306.25278.95251.75
12CSSFamily doctor / HMOHausarztversicherung Profit373.45362.65335.55308.35281.35254.15
13ÖKKFamily doctor / HMOÖKK CASAMED GENERAL PRACTITIONER375.75364.95337.85310.65283.55256.45
14ÖKKFlexible modelÖKK CASAMED SELECT375.75364.95337.85310.65283.55256.45
15SanitasFamily doctor / HMOFamily doctor 1376.60365.75338.60311.40284.30257.15
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In 2027, for a young adult aged 19 to 25 in Rünenberg, without accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Rünenberg for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Rünenberg is Assura (Hausspital) at 346.55 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 392.45 CHF a month.

How much does health insurance cost in Rünenberg in 2027 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 346.55 CHF (Assura, Hausspital) to 565.35 CHF (SLKK, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 343.25 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Rünenberg for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Assura, Hausspital), the premium goes from 346.55 CHF a month with the 300 CHF deductible to 227.25 CHF with the 2'500 CHF deductible: 119.30 CHF less a month, 1'431.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'891 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Rünenberg for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 392.45 CHF (Sanitas), family doctor / HMO 352.65 CHF (Assura), flexible model 346.55 CHF (Assura), telemedicine 346.55 CHF (Assura).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 351.30 CHF at Assura (Hausspital) gives 346.55 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.