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With accident cover: from 88.45 to 187.85 CHF a month depending on the deductible and the model

116 offers from 23 health insurers.

#InsurerModelDeductible
0 CHF100 CHF200 CHF300 CHF400 CHF500 CHF600 CHF
1CSSFamily doctor / HMOHMO (health practice)123.45117.65111.85105.95100.15—88.45
2CSSFamily doctor / HMOHausarztversicherung Profit124.85119.05113.25107.35101.55—89.85
3KPTTelemedicineKPTwin.smart125.45—116.15—106.85—97.45
4AgrisanoTelemedicineAGRIcontact125.95—115.35110.15104.8599.5594.35
5HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R1126.35————97.25—
6HelsanaFlexible modelBeneFit PLUS Flexmed R1126.35————97.25—
7HelsanaTelemedicineBeneFit PLUS Telmed126.35————97.25—
8CSSTelemedicineCallmed127.05121.25115.45109.55103.75—92.05
9AgrisanoFamily doctor / HMOAGRIeco128.15—117.35112.05106.75101.2595.95
10HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R2129.45————100.35—
11KPTFamily doctor / HMOKPTwin.plus131.95—122.25—112.45—102.55
12KPTFamily doctor / HMOKPTwin.doc131.95—122.25—112.45—102.55
13AssuraFlexible modelHausspital132.35126.55120.75114.85109.05103.2597.35
14HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R3132.65————103.55—
15HelsanaFlexible modelBeneFit PLUS Flexmed R3132.65————103.55—
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Without accident cover: from 81.85 to 174.45 CHF a month depending on the deductible and the model

116 offers from 23 health insurers.

#InsurerModelDeductible
0 CHF100 CHF200 CHF300 CHF400 CHF500 CHF600 CHF
1CSSFamily doctor / HMOHMO (health practice)114.45109.05103.6598.1592.75—81.85
2CSSFamily doctor / HMOHausarztversicherung Profit115.75110.35104.9599.4594.05—83.25
3KPTTelemedicineKPTwin.smart116.25—107.65—98.95—90.25
4HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R1117.15————90.15—
5HelsanaFlexible modelBeneFit PLUS Flexmed R1117.15————90.15—
6HelsanaTelemedicineBeneFit PLUS Telmed117.15————90.15—
7CSSTelemedicineCallmed117.75112.45107.05101.5596.15—85.25
8AgrisanoTelemedicineAGRIcontact119.35—109.35104.3599.3594.3589.35
9HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R2120.05————93.05—
10AgrisanoFamily doctor / HMOAGRIeco121.45—111.25106.15101.1595.9590.85
11KPTFamily doctor / HMOKPTwin.plus122.35—113.25—104.15—94.95
12KPTFamily doctor / HMOKPTwin.doc122.35—113.25—104.15—94.95
13AssuraFlexible modelHausspital122.75117.35111.95106.45101.1595.7590.25
14HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R3123.05————95.95—
15HelsanaFlexible modelBeneFit PLUS Flexmed R3123.05————95.95—
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In 2026, for a child aged 0 to 18 in Ettingen, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Ettingen for a child aged 0 to 18?

In 2026, without accident cover: CSS (HMO (health practice)) at 114.45 CHF a month with a deductible of 0 CHF, and CSS (HMO (health practice)) at 81.85 CHF with the 600 CHF deductible. With accident cover: CSS (HMO (health practice)) at 123.45 CHF, and CSS (HMO (health practice)) at 88.45 CHF.

How much does accident cover cost in basic insurance in Ettingen?

For a child aged 0 to 18 with CSS (HMO (health practice)), the premium rises from 114.45 CHF a month without accident cover to 123.45 CHF with accident cover, at the 0 CHF deductible: 9.00 CHF a month, 108.00 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 128.60 CHF at CSS (HMO (health practice)) gives 123.45 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.