Health insurance premiums 2026 in Wynau (BE)For a child aged 0 to 18

With accident cover: from 63.25 to 166.85 CHF a month depending on the deductible and the model

128 offers from 26 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	Agrisano	TelemedicineAGRIsmart	93.35	—	83.25	78.25	73.25	68.25	63.25
2	Agrisano	TelemedicineAGRIcontact	98.45	—	87.85	82.65	77.35	72.05	66.75
3	ÖKK	Family doctor / HMOHMO model	99.85	—	88.25	—	76.55	—	64.85
4	Agrisano	Family doctor / HMOAGRIeco	100.15	—	89.45	84.05	78.75	73.35	67.95
5	ÖKK	Family doctor / HMOFamily doctor	102.25	—	90.65	—	78.95	—	67.25
6	ÖKK	Flexible modelSelect	102.25	—	90.65	—	78.95	—	67.25
7	ÖKK	TelemedicineTelemedicine	104.05	—	92.45	—	80.75	—	69.05
8	CSS	Family doctor / HMOHausarztversicherung Profit	104.15	98.35	92.55	86.65	80.85	—	69.15
9	Visana	Family doctor / HMOVIVA – Gesundheitsplan	104.55	98.75	96.75	90.95	89.05	83.15	77.35
10	Visana	TelemedicineTel Doc	105.35	99.45	93.65	87.85	81.95	76.15	70.35
11	KPT	TelemedicineKPTwin.smart	105.85	—	96.65	—	87.25	—	77.95
12	Visana	Family doctor / HMOHMO plus	105.85	100.05	94.15	88.35	82.55	76.65	70.85
13	Helsana	TelemedicineBeneFit PLUS Telmed	105.95	—	—	—	—	76.85	—
14	Sumiswalder Krankenkasse	Family doctor / HMOFamily doctor	106.15	100.65	95.45	89.65	84.15	78.15	73.15
15	Sumiswalder Krankenkasse	TelemedicineTelemedicine	106.15	100.65	95.45	89.65	84.15	78.15	73.15
			See all	See all	See all	See all	See all	See all	See all

Without accident cover: from 59.85 to 154.85 CHF a month depending on the deductible and the model

128 offers from 26 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	Agrisano	TelemedicineAGRIsmart	88.45	—	78.85	74.05	69.35	64.55	59.85
2	ÖKK	Family doctor / HMOHMO model	92.55	—	81.75	—	70.85	—	59.95
3	Agrisano	TelemedicineAGRIcontact	93.25	—	83.25	78.25	73.25	68.15	63.15
4	ÖKK	Family doctor / HMOFamily doctor	94.75	—	83.95	—	73.15	—	62.25
5	ÖKK	Flexible modelSelect	94.75	—	83.95	—	73.15	—	62.25
6	Agrisano	Family doctor / HMOAGRIeco	94.85	—	84.75	79.55	74.55	69.45	64.25
7	ÖKK	TelemedicineTelemedicine	96.45	—	85.65	—	74.75	—	63.95
8	CSS	Family doctor / HMOHausarztversicherung Profit	96.55	91.15	85.75	80.25	74.85	—	63.95
9	Visana	Family doctor / HMOVIVA – Gesundheitsplan	97.35	91.95	90.15	84.65	82.85	77.45	71.95
10	KPT	TelemedicineKPTwin.smart	98.05	—	89.45	—	80.75	—	72.05
11	Visana	TelemedicineTel Doc	98.15	92.65	87.25	81.75	76.35	70.85	65.45
12	Helsana	TelemedicineBeneFit PLUS Telmed	98.25	—	—	—	—	71.15	—
13	Sumiswalder Krankenkasse	Family doctor / HMOFamily doctor	98.45	93.25	88.45	83.05	77.95	72.35	67.75
14	Sumiswalder Krankenkasse	TelemedicineTelemedicine	98.45	93.25	88.45	83.05	77.95	72.35	67.75
15	Visana	Family doctor / HMOHMO plus	98.65	93.15	87.75	82.25	76.75	71.35	65.85
			See all	See all	See all	See all	See all	See all	See all

In 2026, for a child aged 0 to 18 in Wynau, the cheapest health insurance premium is:

Without accident cover: 88.45 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 59.85 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
With accident cover: 93.35 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 63.25 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).

Lowest premium by deductible in Wynau for a child with accident cover

Deductible of 0 CHF93.35 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 100 CHF98.35 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 200 CHF83.25 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 300 CHF78.25 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 400 CHF73.25 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 500 CHF68.25 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 600 CHF63.25 CHFAgrisanoTelemedicineAGRIsmart

Lowest premium by deductible in Wynau for a child without accident cover

Deductible of 0 CHF88.45 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 100 CHF91.15 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 200 CHF78.85 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 300 CHF74.05 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 400 CHF69.35 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 500 CHF64.55 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 600 CHF59.85 CHFAgrisanoTelemedicineAGRIsmart

Which deductible to choose?

As a guide, a 0 CHF deductible often costs less overall if your healthcare costs exceed about 500 CHF a year; 600 CHF can cost less if your costs are lower.

Always compare total annual cost (premiums + cost sharing), not just the monthly premium.

Last modified: 28/09/2026

Frequently asked questions

Which health insurance is the cheapest in Wynau for a child aged 0 to 18?

In 2026, without accident cover: Agrisano (AGRIsmart) at 88.45 CHF a month with a deductible of 0 CHF, and Agrisano (AGRIsmart) at 59.85 CHF with the 600 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 93.35 CHF, and Agrisano (AGRIsmart) at 63.25 CHF.

How much does accident cover cost in basic insurance in Wynau?

For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 88.45 CHF a month without accident cover to 93.35 CHF with accident cover, at the 0 CHF deductible: 4.90 CHF a month, 58.80 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 98.50 CHF at Agrisano (AGRIsmart) gives 93.35 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.