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Health insurance premiums 2027 in Petit-Val (BE) For a child aged 0 to 18, deductible of 100 CHF, without accident cover

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129 offersfrom 26 health insurers

Child (0 to 18) · without accident cover · deductible of 100 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Petit-Val (canton Bern), in 2027, for a child aged 0 to 18 with a 100 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 109.80 CHF with Visana (VIVA health plan model) and the most expensive is 154.20 CHF with Atupri (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Petit-Val for a child aged 0 to 18 with a deductible of 100 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Petit-Val is Visana (VIVA health plan) at 109.80 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 117.80 CHF a month.

How much does health insurance cost in Petit-Val in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 100 CHF and without accident cover, monthly premiums run from 109.80 CHF (Visana, VIVA health plan) to 154.20 CHF (Atupri, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 123.90 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Petit-Val for a child aged 0 to 18 without accident cover?

On the cheapest offer (Visana, VIVA health plan), the premium goes from 115.20 CHF a month with the 0 CHF deductible to 87.80 CHF with the 600 CHF deductible: 27.40 CHF less a month, 328.80 CHF a year. The 600 CHF deductible stays worthwhile up to around 365 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Petit-Val for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 100 CHF and without accident cover, the cheapest premium per model is: standard model 117.80 CHF (Sanitas), family doctor / HMO 109.80 CHF (Visana), flexible model 110.60 CHF (Groupe Mutuel – Avenir), telemedicine 111.90 CHF (Groupe Mutuel – Avenir).

Does a second or third child pay less in Petit-Val?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 26 insurers present in Petit-Val file a reduced premium from a certain number of children insured with them, at a 100 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
VisanaVIVA health plan109.80 CHF43.50 CHF from the 3rd child
GalenosManaged Care127.50 CHF49.70 CHF from the 3rd child
sana24Managed Care133.30 CHF51.90 CHF from the 3rd child
Sumiswalder KrankenkasseHMO plus110.10 CHF55.10 CHF from the 3rd child
CONCORDIAHMO110.50 CHF55.60 CHF from the 3rd child
AquilanaSMARTMED114.50 CHF57.30 CHF from the 3rd child
sodalisDigimed116.60 CHF59.80 CHF from the 3rd child
Krankenkasse SteffisburgMedcasa114.10 CHF62.80 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)110.60 CHF83.00 CHF from the 5th child
Krankenkasse Luzerner HinterlandTelemedicine126.20 CHF87.10 CHF from the 3rd child
Groupe Mutuel – MutuelOptiMed (Healthcare network)117.20 CHF87.90 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)118.90 CHF89.20 CHF from the 5th child
SLKKSmartMed118.40 CHF106.10 CHF from the 3rd child
AssuraMediTel112.80 CHF111.40 CHF from the 4th child, 110.10 CHF from the 5th child
EGKEGK-Care123.40 CHF113.00 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.