Health insurance premiums 2027 in Oeschenbach (BE)For a child aged 0 to 18 with accident cover
From 67.95 to 164.15 CHF a month depending on the deductible and the model
128 offers from 26 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 98.25 | — | 88.15 | 83.15 | 78.15 | 73.05 | 67.95 |
| 2 |  ÖKK | ÖKK CASAMED HMO | 103.95 | — | 92.35 | — | 80.65 | — | 68.95 |
| 3 | Agrisano | AGRIcontact | 104.25 | — | 93.55 | 88.25 | 82.95 | 77.55 | 72.25 |
| 4 | Agrisano | AGRIeco | 104.85 | — | 94.05 | 88.75 | 83.35 | 77.95 | 72.65 |
| 5 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 106.35 | — | 94.75 | — | 83.05 | — | 71.35 |
| 6 | ÖKK | ÖKK CASAMED SELECT | 106.35 | — | 94.75 | — | 83.05 | — | 71.35 |
| 7 | ÖKK | ÖKK CASAMED 24 | 108.25 | — | 96.65 | — | 84.95 | — | 73.25 |
| 8 |  CONCORDIA | HMO | 109.95 | 104.15 | 98.35 | 92.45 | 86.65 | 80.85 | 74.95 |
| 9 |  KPT | KPTwin.doc - GP (family doctor) | 110.15 | — | 100.85 | — | 91.45 | — | 82.15 |
| 10 | KPT | KPTwin.smart - GP with app | 110.15 | — | 100.85 | — | 91.45 | — | 82.15 |
| 11 |  Sumiswalder Krankenkasse | HMO plus | 110.35 | 104.85 | 99.65 | 94.15 | 88.75 | 83.45 | 77.95 |
| 12 |  Sanitas | TelMed Basic | 110.70 | 104.90 | 99.05 | 93.20 | 87.40 | 81.55 | 75.70 |
| 13 |  CSS | Hausarztversicherung Profit | 111.05 | 105.25 | 99.45 | 93.55 | 87.75 | — | 76.05 |
| 14 |  Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 111.65 | 105.85 | 100.05 | 94.15 | 88.35 | 82.55 | 76.65 |
| 15 | Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 111.65 | 105.85 | 100.05 | 94.15 | 88.35 | 82.55 | 76.65 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Oeschenbach, with accident cover, the cheapest health insurance premium is:
- 98.25 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 67.95 CHF a month with a 600 CHF deductible (Agrisano, AGRIsmart)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Oeschenbach for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Oeschenbach is Agrisano (AGRIsmart) at 98.25 CHF a month.
How much does health insurance cost in Oeschenbach in 2027 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 98.25 CHF (Agrisano, AGRIsmart) to 164.15 CHF (Sympany, Standard model): 128 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 109.15 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Oeschenbach for a child aged 0 to 18 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 98.25 CHF a month with the 0 CHF deductible to 67.95 CHF with the 600 CHF deductible: 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Oeschenbach for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 114.35 CHF (Agrisano), family doctor / HMO 103.95 CHF (ÖKK), flexible model 106.35 CHF (ÖKK), telemedicine 98.25 CHF (Agrisano).
Does a second or third child pay less in Oeschenbach?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 18 of the 26 insurers present in Oeschenbach file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 98.25 CHF | 42.05 CHF from the 3rd child |
| Visana | HMO plus | 112.45 CHF | 44.35 CHF from the 3rd child |
| Galenos | Managed Care | 123.25 CHF | 46.65 CHF from the 3rd child |
| sana24 | Managed Care | 127.75 CHF | 48.45 CHF from the 3rd child |
| Sumiswalder Krankenkasse | HMO plus | 110.35 CHF | 52.85 CHF from the 3rd child |
| Aquilana | SMARTMED | 112.75 CHF | 54.05 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 131.95 CHF | 55.45 CHF from the 3rd child |
| CONCORDIA | HMO | 109.95 CHF | 55.75 CHF from the 3rd child |
| sodalis | Digimed | 115.95 CHF | 60.65 CHF from the 3rd child |
| Krankenkasse Steffisburg | Medcasa | 118.55 CHF | 63.15 CHF from the 3rd child |
| rhenusana | sanmed24 | 146.95 CHF | 71.15 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 111.65 CHF | 82.55 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 123.15 CHF | 83.50 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 121.35 CHF | 89.85 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 124.55 CHF | 92.25 CHF from the 5th child |
| SLKK | SmartMed | 121.65 CHF | 109.05 CHF from the 3rd child |
| EGK | EGK-TelCare | 121.05 CHF | 110.95 CHF from the 3rd child |
| Assura | MediTel | 120.35 CHF | 118.85 CHF from the 4th child, 117.55 CHF from the 5th child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 103.00 CHF at Agrisano (AGRIsmart) gives 98.25 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.