Health insurance premiums 2027 in Gsteigwiler (BE)For a child aged 0 to 18
With accident cover: from 67.95 to 164.15 CHF a month depending on the deductible and the model
128 offers from 26 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 98.25 | — | 88.15 | 83.15 | 78.15 | 73.05 | 67.95 |
| 2 |  ÖKK | ÖKK CASAMED HMO | 103.95 | — | 92.35 | — | 80.65 | — | 68.95 |
| 3 | Agrisano | AGRIcontact | 104.25 | — | 93.55 | 88.25 | 82.95 | 77.55 | 72.25 |
| 4 | Agrisano | AGRIeco | 104.85 | — | 94.05 | 88.75 | 83.35 | 77.95 | 72.65 |
| 5 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 106.35 | — | 94.75 | — | 83.05 | — | 71.35 |
| 6 | ÖKK | ÖKK CASAMED SELECT | 106.35 | — | 94.75 | — | 83.05 | — | 71.35 |
| 7 | ÖKK | ÖKK CASAMED 24 | 108.25 | — | 96.65 | — | 84.95 | — | 73.25 |
| 8 |  CONCORDIA | HMO | 109.95 | 104.15 | 98.35 | 92.45 | 86.65 | 80.85 | 74.95 |
| 9 |  KPT | KPTwin.doc - GP (family doctor) | 110.15 | — | 100.85 | — | 91.45 | — | 82.15 |
| 10 | KPT | KPTwin.smart - GP with app | 110.15 | — | 100.85 | — | 91.45 | — | 82.15 |
| 11 |  Sumiswalder Krankenkasse | HMO plus | 110.35 | 104.85 | 99.65 | 94.15 | 88.75 | 83.45 | 77.95 |
| 12 |  Sanitas | TelMed Basic | 110.70 | 104.90 | 99.05 | 93.20 | 87.40 | 81.55 | 75.70 |
| 13 |  CSS | Hausarztversicherung Profit | 111.05 | 105.25 | 99.45 | 93.55 | 87.75 | — | 76.05 |
| 14 |  Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 111.65 | 105.85 | 100.05 | 94.15 | 88.35 | 82.55 | 76.65 |
| 15 | Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 111.65 | 105.85 | 100.05 | 94.15 | 88.35 | 82.55 | 76.65 |
| See all | See all | See all | See all | See all | See all | See all | |||
Without accident cover: from 63.85 to 152.55 CHF a month depending on the deductible and the model
128 offers from 26 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | Agrisano | AGRIsmart | 93.15 | — | 83.55 | 78.75 | 74.05 | 69.15 | 64.35 |
| 2 | ÖKK | ÖKK CASAMED HMO | 96.35 | — | 85.65 | — | 74.75 | — | 63.85 |
| 3 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 98.65 | — | 87.85 | — | 76.95 | — | 66.05 |
| 4 | ÖKK | ÖKK CASAMED SELECT | 98.65 | — | 87.85 | — | 76.95 | — | 66.05 |
| 5 | Agrisano | AGRIcontact | 98.85 | — | 88.65 | 83.65 | 78.55 | 73.45 | 68.45 |
| 6 | Agrisano | AGRIeco | 99.35 | — | 89.15 | 84.05 | 78.95 | 73.85 | 68.75 |
| 7 | ÖKK | ÖKK CASAMED 24 | 100.35 | — | 89.65 | — | 78.75 | — | 67.85 |
| 8 | KPT | KPTwin.doc - GP (family doctor) | 102.15 | — | 93.45 | — | 84.75 | — | 76.05 |
| 9 | KPT | KPTwin.smart - GP with app | 102.15 | — | 93.45 | — | 84.75 | — | 76.05 |
| 10 | Sumiswalder Krankenkasse | HMO plus | 102.35 | 97.25 | 92.35 | 87.25 | 82.25 | 77.35 | 72.25 |
| 11 | Sanitas | TelMed Basic | 102.75 | 97.35 | 91.90 | 86.45 | 81.05 | 75.60 | 70.15 |
| 12 | CSS | Hausarztversicherung Profit | 102.95 | 97.55 | 92.15 | 86.65 | 81.25 | — | 70.35 |
| 13 | Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 103.55 | 98.15 | 92.75 | 87.25 | 81.85 | 76.45 | 70.95 |
| 14 | Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 103.55 | 98.15 | 92.75 | 87.25 | 81.85 | 76.45 | 70.95 |
| 15 | CONCORDIA | HMO | 103.65 | 98.25 | 92.75 | 87.15 | 81.65 | 76.15 | 70.65 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Gsteigwiler, the cheapest health insurance premium is:
- Without accident cover: 93.15 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 63.85 CHF with a 600 CHF deductible (ÖKK, ÖKK CASAMED HMO).
- With accident cover: 98.25 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 67.95 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
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Frequently asked questions
Which health insurance is the cheapest in Gsteigwiler for a child aged 0 to 18?
In 2027, without accident cover: Agrisano (AGRIsmart) at 93.15 CHF a month with a deductible of 0 CHF, and ÖKK (ÖKK CASAMED HMO) at 63.85 CHF with the 600 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 98.25 CHF, and Agrisano (AGRIsmart) at 67.95 CHF.
How much does accident cover cost in basic insurance in Gsteigwiler?
For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 93.15 CHF a month without accident cover to 98.25 CHF with accident cover, at the 0 CHF deductible: 5.10 CHF a month, 61.20 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 103.00 CHF at Agrisano (AGRIsmart) gives 98.25 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.