Health insurance premiums 2026 in Wald (AR)For a child aged 0 to 18
With accident cover: from 55.45 to 170.95 CHF a month depending on the deductible and the model
116 offers from 23 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 85.55 | — | 75.55 | 70.55 | 65.55 | 60.45 | 55.45 |
| 2 | Agrisano | AGRIeco | 91.95 | — | 81.15 | 75.85 | 70.45 | 65.05 | 59.75 |
| 3 |  Assura | FeminaVita | 94.55 | 88.75 | 82.95 | 77.05 | 71.25 | 65.45 | 59.55 |
| 4 | Assura | PreventoMed | 94.55 | 88.75 | 82.95 | 77.05 | 71.25 | 65.45 | 59.55 |
| 5 |  KPT | KPTwin.smart | 95.35 | — | 86.05 | — | 76.75 | — | 67.35 |
| 6 |  rhenusana | sanmed24 | 95.45 | — | — | 77.95 | — | — | 61.65 |
| 7 | rhenusana | Family doctor | 98.95 | — | — | 81.45 | — | — | 63.95 |
| 8 |  Aquilana | SMARTMED | 99.85 | 94.85 | 89.85 | 84.75 | 79.65 | 71.85 | — |
| 9 | Agrisano | Standard model | 100.35 | — | 88.65 | 82.85 | 77.05 | 71.15 | 65.35 |
| 10 | KPT | KPTwin.plus | 101.65 | — | 91.75 | — | 81.75 | — | 71.85 |
| 11 | KPT | KPTwin.doc | 101.65 | — | 91.75 | — | 81.75 | — | 71.85 |
| 12 |  Helsana | BeneFit PLUS Hausarzt R1 | 102.45 | — | — | — | — | 73.35 | — |
| 13 | Helsana | BeneFit PLUS Flexmed R1 | 102.45 | — | — | — | — | 73.35 | — |
| 14 | Helsana | BeneFit PLUS Telmed | 102.45 | — | — | — | — | 73.35 | — |
| 15 | KPT | KPTwin.easy | 102.85 | — | 92.85 | — | 82.85 | — | 72.75 |
| See all | See all | See all | See all | See all | See all | See all | |||
Without accident cover: from 52.45 to 162.15 CHF a month depending on the deductible and the model
116 offers from 23 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | Agrisano | AGRIsmart | 81.05 | — | 71.55 | 66.75 | 62.05 | 57.15 | 52.45 |
| 2 | Agrisano | AGRIeco | 87.05 | — | 76.85 | 71.85 | 66.65 | 61.55 | 56.55 |
| 3 | Assura | FeminaVita | 87.65 | 82.25 | 76.85 | 71.35 | 65.95 | 60.55 | 55.05 |
| 4 | Assura | PreventoMed | 87.65 | 82.25 | 76.85 | 71.35 | 65.95 | 60.55 | 55.05 |
| 5 | KPT | KPTwin.smart | 88.25 | — | 79.65 | — | 70.95 | — | 62.25 |
| 6 | rhenusana | sanmed24 | 88.55 | — | — | 72.25 | — | — | 57.05 |
| 7 | rhenusana | Family doctor | 91.75 | — | — | 75.45 | — | — | 59.15 |
| 8 | Aquilana | SMARTMED | 92.55 | 87.85 | 83.25 | 78.45 | 73.75 | 66.35 | — |
| 9 | KPT | KPTwin.plus | 94.15 | — | 84.95 | — | 75.65 | — | 66.45 |
| 10 | KPT | KPTwin.doc | 94.15 | — | 84.95 | — | 75.65 | — | 66.45 |
| 11 | Helsana | BeneFit PLUS Hausarzt R1 | 94.95 | — | — | — | — | 67.95 | — |
| 12 | Helsana | BeneFit PLUS Flexmed R1 | 94.95 | — | — | — | — | 67.95 | — |
| 13 | Helsana | BeneFit PLUS Telmed | 94.95 | — | — | — | — | 67.95 | — |
| 14 | Agrisano | Standard model | 95.05 | — | 83.95 | 78.45 | 72.95 | 67.35 | 61.85 |
| 15 | KPT | KPTwin.easy | 95.25 | — | 85.95 | — | 76.65 | — | 67.25 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Wald, the cheapest health insurance premium is:
- Without accident cover: 81.05 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 52.45 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
- With accident cover: 85.55 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 55.45 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Wald for a child aged 0 to 18?
In 2026, without accident cover: Agrisano (AGRIsmart) at 81.05 CHF a month with a deductible of 0 CHF, and Agrisano (AGRIsmart) at 52.45 CHF with the 600 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 85.55 CHF, and Agrisano (AGRIsmart) at 55.45 CHF.
How much does accident cover cost in basic insurance in Wald?
For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 81.05 CHF a month without accident cover to 85.55 CHF with accident cover, at the 0 CHF deductible: 4.50 CHF a month, 54.00 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 90.70 CHF at Agrisano (AGRIsmart) gives 85.55 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.