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116 offersfrom 23 health insurers

Child (0 to 18) · with accident cover · deductible of 600 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Trogen (canton Appenzell Ausserrhoden), in 2027, for a child aged 0 to 18 with a 600 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 65.00 CHF with Agrisano (AGRIsmart model) and the most expensive is 142.80 CHF with Atupri (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Trogen for a child aged 0 to 18 with a deductible of 600 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Trogen is Agrisano (AGRIsmart) at 65.00 CHF a month.

How much does health insurance cost in Trogen in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 600 CHF and with accident cover, monthly premiums run from 65.00 CHF (Agrisano, AGRIsmart) to 142.80 CHF (Atupri, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 110.20 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Trogen for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 95.30 CHF a month with the 0 CHF deductible to 65.00 CHF with the 600 CHF deductible: 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Trogen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and with accident cover, the cheapest premium per model is: standard model 75.20 CHF (Agrisano), family doctor / HMO 69.20 CHF (Agrisano), flexible model 68.80 CHF (Assura), telemedicine 65.00 CHF (Agrisano).

Does a second or third child pay less in Trogen?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 13 of the 23 insurers present in Trogen file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and with accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart65.00 CHF26.40 CHF from the 3rd child
rhenusanasanmed2473.90 CHF29.60 CHF from the 3rd child
sana24Managed Care98.20 CHF31.20 CHF from the 3rd child
SWICAStandard model99.80 CHF32.00 CHF from the 3rd child
GalenosManaged Care94.30 CHF32.20 CHF from the 3rd child
VisanaManaged Care90.40 CHF32.80 CHF from the 3rd child
CONCORDIAHMO81.90 CHF34.50 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor82.70 CHF41.40 CHF from the 3rd child
AssuraFeminaVita68.80 CHF67.10 CHF from the 4th child, 65.50 CHF from the 5th child
Groupe Mutuel – AvenirOptiMed (Healthcare network)98.00 CHF73.50 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed (Healthcare network)99.40 CHF74.60 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)101.10 CHF75.90 CHF from the 5th child
SLKKSmartMed103.10 CHF89.70 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.