Health insurance premiums 2026 in Schwellbrunn (AR)For a child aged 0 to 18 with accident cover
From 55.45 to 170.95 CHF a month depending on the deductible and the model
116 offers from 23 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 85.55 | — | 75.55 | 70.55 | 65.55 | 60.45 | 55.45 |
| 2 | Agrisano | AGRIeco | 91.95 | — | 81.15 | 75.85 | 70.45 | 65.05 | 59.75 |
| 3 |  Assura | FeminaVita | 94.55 | 88.75 | 82.95 | 77.05 | 71.25 | 65.45 | 59.55 |
| 4 | Assura | PreventoMed | 94.55 | 88.75 | 82.95 | 77.05 | 71.25 | 65.45 | 59.55 |
| 5 |  KPT | KPTwin.smart | 95.35 | — | 86.05 | — | 76.75 | — | 67.35 |
| 6 |  rhenusana | sanmed24 | 95.45 | — | — | 77.95 | — | — | 61.65 |
| 7 | rhenusana | Family doctor | 98.95 | — | — | 81.45 | — | — | 63.95 |
| 8 |  Aquilana | SMARTMED | 99.85 | 94.85 | 89.85 | 84.75 | 79.65 | 71.85 | — |
| 9 | Agrisano | Standard model | 100.35 | — | 88.65 | 82.85 | 77.05 | 71.15 | 65.35 |
| 10 | KPT | KPTwin.plus | 101.65 | — | 91.75 | — | 81.75 | — | 71.85 |
| 11 | KPT | KPTwin.doc | 101.65 | — | 91.75 | — | 81.75 | — | 71.85 |
| 12 |  Helsana | BeneFit PLUS Hausarzt R1 | 102.45 | — | — | — | — | 73.35 | — |
| 13 | Helsana | BeneFit PLUS Flexmed R1 | 102.45 | — | — | — | — | 73.35 | — |
| 14 | Helsana | BeneFit PLUS Telmed | 102.45 | — | — | — | — | 73.35 | — |
| 15 | KPT | KPTwin.easy | 102.85 | — | 92.85 | — | 82.85 | — | 72.75 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Schwellbrunn, with accident cover, the cheapest health insurance premium is:
- 85.55 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 55.45 CHF a month with a 600 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Schwellbrunn for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Schwellbrunn is Agrisano (AGRIsmart) at 85.55 CHF a month.
How much does health insurance cost in Schwellbrunn in 2026 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 85.55 CHF (Agrisano, AGRIsmart) to 170.95 CHF (Atupri, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 100.75 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Schwellbrunn for a child aged 0 to 18 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 85.55 CHF a month with the 0 CHF deductible to 55.45 CHF with the 600 CHF deductible: 30.10 CHF less a month, 361.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 401 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Schwellbrunn for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 100.35 CHF (Agrisano), family doctor / HMO 91.95 CHF (Agrisano), flexible model 94.55 CHF (Assura), telemedicine 85.55 CHF (Agrisano).
Does a second or third child pay less in Schwellbrunn?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 15 of the 23 insurers present in Schwellbrunn file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| rhenusana | sanmed24 | 95.45 CHF | 35.15 CHF from the 3rd child |
| Agrisano | AGRIsmart | 85.55 CHF | 36.05 CHF from the 3rd child |
| Galenos | Managed Care | 118.45 CHF | 42.65 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 110.35 CHF | 43.05 CHF from the 3rd child |
| Visana | Managed Care | 111.25 CHF | 43.55 CHF from the 3rd child |
| sana24 | Managed Care | 121.35 CHF | 43.75 CHF from the 3rd child |
| Aquilana | SMARTMED | 99.85 CHF | 47.35 CHF from the 3rd child |
| CONCORDIA | HMO | 107.25 CHF | 49.65 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 104.45 CHF | 49.65 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed | 115.95 CHF | 85.65 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex | 118.55 CHF | 87.65 CHF from the 5th child |
| EGK | EGK-TelCare | 103.75 CHF | 89.45 CHF from the 3rd child |
| Assura | FeminaVita | 94.55 CHF | 92.95 CHF from the 4th child, 91.25 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 123.45 CHF | 91.25 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 123.25 CHF | 110.45 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 90.70 CHF at Agrisano (AGRIsmart) gives 85.55 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.