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With accident cover: from 60.25 to 173.05 CHF a month depending on the deductible and the model

116 offers from 23 health insurers.

#InsurerModelDeductible
0 CHF100 CHF200 CHF300 CHF400 CHF500 CHF600 CHF
1AgrisanoTelemedicineAGRIsmart90.55—80.4575.4570.4565.3560.25
2AgrisanoFamily doctor / HMOAGRIeco96.65—85.8580.5575.1569.7564.45
3AssuraFlexible modelFeminaVita99.0593.2587.4581.5575.7569.9564.05
4AssuraFlexible modelPreventoMed99.0593.2587.4581.5575.7569.9564.05
5KPTTelemedicineKPTwin.smart - GP with app100.15—90.85—81.45—72.15
6AssuraTelemedicineMediTel101.5595.7589.9584.0578.2572.4566.55
7rhenusanaTelemedicinesanmed24102.95——85.45——69.15
8HelsanaTelemedicineHelsana BeneFit PLUS Telemed105.05————75.95—
9AgrisanoStandard modelStandard model105.45—93.7587.9582.1576.2570.45
10rhenusanaFamily doctor / HMOGeneral practitioner model105.85——88.35——70.85
11AquilanaTelemedicineSMARTMED106.45101.4596.3591.3586.2579.15—
12KPTFamily doctor / HMOKPTwin.plus - HMO GP106.65—96.85—86.85—76.95
13KPTFamily doctor / HMOKPTwin.doc - GP (family doctor)106.65—96.85—86.85—76.95
14EGKTelemedicineEGK-TelCare106.75100.9595.1589.2583.4577.65—
15KPTTelemedicineKPTwin.easy - Telemedicine107.95—98.05—87.95—77.85
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Without accident cover: from 57.05 to 164.15 CHF a month depending on the deductible and the model

116 offers from 23 health insurers.

#InsurerModelDeductible
0 CHF100 CHF200 CHF300 CHF400 CHF500 CHF600 CHF
1AgrisanoTelemedicineAGRIsmart85.75—76.1571.4566.6561.8557.05
2AgrisanoFamily doctor / HMOAGRIeco91.55—81.3576.2571.1566.0560.95
3AssuraFlexible modelFeminaVita91.8586.4581.0575.5570.1564.7559.25
4AssuraFlexible modelPreventoMed91.8586.4581.0575.5570.1564.7559.25
5KPTTelemedicineKPTwin.smart - GP with app92.85—84.15—75.45—66.75
6AssuraTelemedicineMediTel94.1588.7583.3577.8572.4567.0561.65
7rhenusanaTelemedicinesanmed2495.55——79.25——64.05
8HelsanaTelemedicineHelsana BeneFit PLUS Telemed97.45————70.35—
9rhenusanaFamily doctor / HMOGeneral practitioner model98.25——81.95——65.65
10AquilanaTelemedicineSMARTMED98.7594.0589.3584.6579.8573.35—
11KPTFamily doctor / HMOKPTwin.plus - HMO GP98.85—89.75—80.45—71.25
12KPTFamily doctor / HMOKPTwin.doc - GP (family doctor)98.85—89.75—80.45—71.25
13EGKTelemedicineEGK-TelCare99.2593.8588.4582.9577.5572.15—
14AgrisanoStandard modelStandard model99.95—88.8583.3577.8572.2566.65
15KPTTelemedicineKPTwin.easy - Telemedicine100.05—90.85—81.45—72.05
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In 2027, for a child aged 0 to 18 in Grub, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Grub for a child aged 0 to 18?

In 2027, without accident cover: Agrisano (AGRIsmart) at 85.75 CHF a month with a deductible of 0 CHF, and Agrisano (AGRIsmart) at 57.05 CHF with the 600 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 90.55 CHF, and Agrisano (AGRIsmart) at 60.25 CHF.

How much does accident cover cost in basic insurance in Grub?

For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 85.75 CHF a month without accident cover to 90.55 CHF with accident cover, at the 0 CHF deductible: 4.80 CHF a month, 57.60 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 95.30 CHF at Agrisano (AGRIsmart) gives 90.55 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.