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Without accident cover: from 301.55 to 621.05 CHF a month depending on the deductible and the model

116 offers from 23 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1AgrisanoTelemedicineAGRIsmart406.95397.25373.45349.45325.45301.55
2EGKTelemedicineEGK-TelCare422.55411.75384.55357.25330.15302.95
3KPTTelemedicineKPTwin.smart - GP with app425.65414.85387.75360.55—306.35
4ÖKKFamily doctor / HMOÖKK CASAMED HMO426.65415.85388.65361.55334.45307.35
5SanitasFamily doctor / HMOFamily doctor 1428.05417.20390.05362.85335.70308.60
6SWICAFamily doctor / HMOFavorit Bestcare431.55426.95417.45407.85398.25377.45
7SWICAFlexible modelFavorit Multichoice431.55420.75398.65371.45339.35312.25
8SWICAFamily doctor / HMOFavorit Santé431.55420.75398.65371.45339.35312.25
9AgrisanoFamily doctor / HMOAGRIeco433.15422.95397.45371.95346.45321.05
10SWICAFlexible modelFavorit Medpharm439.05428.25406.15379.05346.85319.75
11SympanyFlexible modelflexhelp24439.55428.65401.55374.45347.35320.15
12SympanyFlexible modelcasamed pharm439.55428.65401.55374.45347.35320.15
13SympanyFamily doctor / HMOcasamed hmo439.55428.65401.55374.45347.35320.15
14HelsanaTelemedicineHelsana BeneFit PLUS Telemed439.75428.95401.85374.65347.55320.45
15ÖKKFamily doctor / HMOÖKK CASAMED GENERAL PRACTITIONER441.45430.65403.45376.35349.25322.15
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With accident cover: from 317.65 to 667.55 CHF a month depending on the deductible and the model

116 offers from 23 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1AgrisanoTelemedicineAGRIsmart428.65418.45393.35368.05342.85317.65
2EGKTelemedicineEGK-TelCare453.45441.85412.65383.45354.35325.15
3AgrisanoFamily doctor / HMOAGRIeco456.15445.45418.65391.75364.95338.15
4KPTTelemedicineKPTwin.smart - GP with app458.05446.45417.25388.05—329.75
5ÖKKFamily doctor / HMOÖKK CASAMED HMO459.05447.45418.25389.05359.95330.75
6SanitasFamily doctor / HMOFamily doctor 1460.10448.45419.30390.10360.95331.80
7SWICAFamily doctor / HMOFavorit Bestcare464.45459.45449.15438.85428.55406.15
8SWICAFlexible modelFavorit Multichoice464.45452.75428.95399.75365.25336.05
9SWICAFamily doctor / HMOFavorit Santé464.45452.75428.95399.75365.25336.05
10CONCORDIAFamily doctor / HMOHMO469.65458.05428.85399.65370.55341.35
11CONCORDIATelemedicinesmartDoc472.35460.75431.55402.35373.25344.05
12SWICAFlexible modelFavorit Medpharm472.45460.85437.05407.85373.35344.15
13SympanyFlexible modelflexhelp24472.95461.25432.05402.95373.75344.55
14SympanyFlexible modelcasamed pharm472.95461.25432.05402.95373.75344.55
15SympanyFamily doctor / HMOcasamed hmo472.95461.25432.05402.95373.75344.55
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In 2027, for an adult aged 26 or over in Grub, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Grub for an adult aged 26 or over?

In 2027, without accident cover: Agrisano (AGRIsmart) at 406.95 CHF a month with a deductible of 300 CHF, and Agrisano (AGRIsmart) at 301.55 CHF with the 2'500 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 428.65 CHF, and Agrisano (AGRIsmart) at 317.65 CHF.

How much does accident cover cost in basic insurance in Grub?

For an adult aged 26 or over with Agrisano (AGRIsmart), the premium rises from 406.95 CHF a month without accident cover to 428.65 CHF with accident cover, at the 300 CHF deductible: 21.70 CHF a month, 260.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 411.70 CHF at Agrisano (AGRIsmart) gives 406.95 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.