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133 offersfrom 27 health insurers

Child (0 to 18) · without accident cover · deductible of 0 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Zetzwil (canton Aargau), in 2027, for a child aged 0 to 18 with a 0 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 95.00 CHF with Assura (MediTel model) and the most expensive is 168.80 CHF with Sympany (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Zetzwil for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Zetzwil is Assura (MediTel) at 95.00 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 114.70 CHF a month.

How much does health insurance cost in Zetzwil in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 95.00 CHF (Assura, MediTel) to 168.80 CHF (Sympany, Standard model): 133 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 121.30 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Zetzwil for a child aged 0 to 18 without accident cover?

On the cheapest offer (Assura, MediTel), the premium goes from 95.00 CHF a month with the 0 CHF deductible to 62.50 CHF with the 600 CHF deductible: 32.50 CHF less a month, 390.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 433 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Zetzwil for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 114.70 CHF (Agrisano), family doctor / HMO 101.30 CHF (Assura), flexible model 98.40 CHF (Assura), telemedicine 95.00 CHF (Assura).

Does a second or third child pay less in Zetzwil?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 18 of the 27 insurers present in Zetzwil file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart99.20 CHF45.10 CHF from the 3rd child
GalenosVIVA health plan121.00 CHF46.80 CHF from the 3rd child
VisanaManaged Care118.70 CHF49.70 CHF from the 3rd child
sana24Managed Care135.10 CHF52.20 CHF from the 3rd child
AquilanaSMARTMED107.60 CHF53.80 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor109.50 CHF54.80 CHF from the 3rd child
CONCORDIAHMO111.80 CHF56.80 CHF from the 3rd child
SWICAFavorit Start129.00 CHF56.90 CHF from the 3rd child
Krankenkasse BirchmeierFamily doctor116.30 CHF58.20 CHF from the 3rd child
Krankenkasse SteffisburgMedcasa113.90 CHF62.70 CHF from the 3rd child
rhenusanasanmed24128.30 CHF64.20 CHF from the 3rd child
Krankenkasse Luzerner HinterlandTelemedicine122.55 CHF84.55 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)120.70 CHF90.50 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed (Healthcare network)122.30 CHF91.70 CHF from the 5th child
AssuraMediTel95.00 CHF93.40 CHF from the 4th child, 91.90 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)129.20 CHF96.90 CHF from the 5th child
SLKKSmartMed117.90 CHF106.10 CHF from the 3rd child
EGKEGK-TelCare117.10 CHF107.60 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.