Health insurance premiums 2026 in Herznach-Ueken (AG)For an adult aged 26 or over with accident cover
From 338.35 to 616.75 CHF a month depending on the deductible and the model
132 offers from 27 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 448.65 | 438.65 | 413.55 | 388.45 | 363.35 | 338.35 |
| 2 |  Galenos | VIVA – Gesundheitsplan | 469.75 | 458.05 | 438.25 | 409.15 | 389.35 | 360.15 |
| 3 | Agrisano | AGRIcontact | 472.45 | 461.85 | 435.45 | 409.05 | 382.65 | 356.35 |
| 4 |  Atupri | HMO | 472.55 | 460.95 | 431.75 | 402.55 | 373.45 | 344.25 |
| 5 |  Sanitas | Family doctor 1 | 473.60 | 462.00 | 432.80 | 403.60 | 374.50 | 345.30 |
| 6 | Atupri | CareMed | 473.65 | 462.05 | 432.85 | 403.65 | 374.55 | 345.35 |
| 7 |  CONCORDIA | HMO | 475.55 | 463.95 | 434.75 | 405.55 | 376.45 | 347.25 |
| 8 |  Groupe Mutuel – Avenir | OptiMed | 475.85 | 464.35 | 435.35 | 405.85 | 376.85 | 347.85 |
| 9 |  EGK | EGK-TelCare | 476.55 | 464.95 | 435.75 | 406.55 | 377.45 | 348.25 |
| 10 |  Aquilana | SMARTMED | 478.05 | 468.05 | 442.65 | 417.35 | 391.95 | 357.85 |
| 11 |  Helsana | BeneFit PLUS Telmed | 478.65 | 467.05 | 437.85 | 408.65 | 379.55 | 350.35 |
| 12 | Agrisano | AGRIeco | 480.35 | 469.55 | 442.75 | 415.95 | 389.05 | 362.25 |
| 13 |  Sumiswalder Krankenkasse | Family doctor | 480.65 | 469.85 | 443.05 | 416.25 | 389.45 | 362.65 |
| 14 | Sumiswalder Krankenkasse | Telemedicine | 480.65 | 469.85 | 443.05 | 416.25 | 389.45 | 362.65 |
| 15 | CONCORDIA | smartDoc | 481.25 | 469.65 | 440.45 | 411.25 | 382.15 | 352.95 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for an adult aged 26 or over in Herznach-Ueken, with accident cover, the cheapest health insurance premium is:
- 448.65 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 338.35 CHF a month with a 2'500 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Herznach-Ueken for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Herznach-Ueken is Agrisano (AGRIsmart) at 448.65 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Luzerner Hinterland (Standard model) at 514.10 CHF a month.
How much does health insurance cost in Herznach-Ueken in 2026 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 448.65 CHF (Agrisano, AGRIsmart) to 616.75 CHF (SWICA, Standard model): 132 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 434.55 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Herznach-Ueken for an adult aged 26 or over with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 448.65 CHF a month with the 300 CHF deductible to 338.35 CHF with the 2'500 CHF deductible: 110.30 CHF less a month, 1'323.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'771 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Herznach-Ueken for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 514.10 CHF (Krankenkasse Luzerner Hinterland), family doctor / HMO 469.75 CHF (Galenos), flexible model 482.35 CHF (Assura), telemedicine 448.65 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 453.80 CHF at Agrisano (AGRIsmart) gives 448.65 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.