Health insurance premiums 2026 in Herznach-Ueken (AG)For an adult aged 26 or over without accident cover
From 321.10 to 573.25 CHF a month depending on the deductible and the model
132 offers from 27 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 425.95 | 416.45 | 392.65 | 368.75 | 344.95 | 321.15 |
| 2 |  Galenos | VIVA – Gesundheitsplan | 438.65 | 427.75 | 409.25 | 382.05 | 363.55 | 336.25 |
| 3 |  Sanitas | Family doctor 1 | 440.55 | 429.75 | 402.60 | 375.40 | 348.30 | 321.10 |
| 4 |  Groupe Mutuel – Avenir | OptiMed | 442.25 | 431.55 | 404.55 | 377.15 | 350.15 | 323.15 |
| 5 |  Aquilana | SMARTMED | 444.25 | 434.95 | 411.25 | 387.75 | 364.15 | 332.55 |
| 6 |  Helsana | BeneFit PLUS Telmed | 444.85 | 434.05 | 406.85 | 379.75 | 352.65 | 325.55 |
| 7 |  EGK | EGK-TelCare | 445.25 | 434.45 | 407.15 | 379.85 | 352.65 | 325.35 |
| 8 |  Sumiswalder Krankenkasse | Family doctor | 447.15 | 437.15 | 412.15 | 387.25 | 362.25 | 337.35 |
| 9 | Sumiswalder Krankenkasse | Telemedicine | 447.15 | 437.15 | 412.15 | 387.25 | 362.25 | 337.35 |
| 10 |  CSS | Hausarztversicherung Profit | 447.75 | 436.95 | 409.85 | 382.65 | 355.55 | 328.45 |
| 11 |  Assura | Qualimed | 448.25 | 437.45 | 410.35 | 383.15 | 356.15 | 328.95 |
| 12 | Agrisano | AGRIcontact | 448.55 | 438.55 | 413.45 | 388.35 | 363.25 | 338.25 |
| 13 |  Atupri | HMO | 448.65 | 437.65 | 409.95 | 382.15 | 354.55 | 326.75 |
| 14 |  KPT | KPTwin.smart | 449.05 | 438.25 | 411.15 | 383.95 | — | 329.75 |
| 15 |  CONCORDIA | HMO | 449.15 | 438.15 | 410.65 | 383.05 | 355.55 | 327.95 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for an adult aged 26 or over in Herznach-Ueken, without accident cover, the cheapest health insurance premium is:
- 425.95 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 321.10 CHF a month with a 2'500 CHF deductible (Sanitas, Family doctor 1)
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Frequently asked questions
Which health insurance is the cheapest in Herznach-Ueken for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Herznach-Ueken is Agrisano (AGRIsmart) at 425.95 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Luzerner Hinterland (Standard model) at 482.95 CHF a month.
How much does health insurance cost in Herznach-Ueken in 2026 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, monthly premiums run from 425.95 CHF (Agrisano, AGRIsmart) to 573.25 CHF (SWICA, Standard model): 132 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 434.55 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Herznach-Ueken for an adult aged 26 or over without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 425.95 CHF a month with the 300 CHF deductible to 321.15 CHF with the 2'500 CHF deductible: 104.80 CHF less a month, 1'257.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'697 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Herznach-Ueken for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 482.95 CHF (Krankenkasse Luzerner Hinterland), family doctor / HMO 438.65 CHF (Galenos), flexible model 448.25 CHF (Assura), telemedicine 425.95 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 431.10 CHF at Agrisano (AGRIsmart) gives 425.95 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.