Health insurance premiums 2027 in Gipf-Oberfrick (AG)For an adult aged 26 or over
Without accident cover: from 337.70 to 594.75 CHF a month depending on the deductible and the model
132 offers from 27 health insurers.
With accident cover: from 358.95 to 639.85 CHF a month depending on the deductible and the model
132 offers from 27 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 | AGRIsmart | 469.95 | 459.85 | 434.65 | 409.45 | 384.15 | 358.95 | |
| 2 | Family doctor 1 | 491.40 | 479.75 | 450.60 | 421.40 | 392.25 | 363.10 | |
| 3 | HMO | 493.95 | 482.35 | 453.15 | 423.95 | 394.85 | 365.65 | |
| 4 | CareMed | 495.05 | 483.45 | 454.25 | 425.05 | 395.95 | 366.75 | |
| 5 | HMO | 495.15 | 483.55 | 454.35 | 425.15 | 396.05 | 366.85 | |
| 6 | OptiMed (Healthcare network) | 496.05 | 484.55 | 455.55 | 426.05 | 397.05 | 368.05 | |
| 7 | AGRIcontact | 497.45 | 486.65 | 460.05 | 433.35 | 406.65 | 380.05 | |
| 8 | KPTwin.smart - GP with app | 497.55 | 485.95 | 456.75 | 427.55 | — | 369.25 | |
| 9 | SMARTMED | 497.75 | 487.65 | 462.25 | 436.95 | 411.55 | 377.15 | |
| 10 | EGK-TelCare | 497.75 | 486.15 | 456.95 | 427.75 | 398.65 | 369.45 | |
| 11 | MediTel | 500.05 | 488.45 | 459.25 | 430.05 | 400.95 | 371.75 | |
| 12 | AGRIeco | 500.15 | 489.35 | 462.65 | 435.75 | 408.85 | 382.15 | |
| 13 | CASAMED | 503.45 | 491.85 | 462.65 | 433.65 | 404.35 | 375.15 | |
| 14 | smartDoc | 503.95 | 492.35 | 463.15 | 433.95 | 404.85 | 375.65 | |
| 15 | ÖKK CASAMED HMO | 504.25 | 492.65 | 463.45 | 434.25 | 405.15 | 375.95 | |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for an adult aged 26 or over in Gipf-Oberfrick, the cheapest health insurance premium is:
- Without accident cover: 446.25 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart), 337.70 CHF with a 2'500 CHF deductible (Sanitas, Family doctor 1).
- With accident cover: 469.95 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart), 358.95 CHF with a 2'500 CHF deductible (Agrisano, AGRIsmart).
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Frequently asked questions
Which health insurance is the cheapest in Gipf-Oberfrick for an adult aged 26 or over?
In 2027, without accident cover: Agrisano (AGRIsmart) at 446.25 CHF a month with a deductible of 300 CHF, and Sanitas (Family doctor 1) at 337.70 CHF with the 2'500 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 469.95 CHF, and Agrisano (AGRIsmart) at 358.95 CHF.
How much does accident cover cost in basic insurance in Gipf-Oberfrick?
For an adult aged 26 or over with Agrisano (AGRIsmart), the premium rises from 446.25 CHF a month without accident cover to 469.95 CHF with accident cover, at the 300 CHF deductible: 23.70 CHF a month, 284.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 451.00 CHF at Agrisano (AGRIsmart) gives 446.25 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.