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132 offersfrom 27 health insurers

Child (0 to 18) · with accident cover · deductible of 400 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Besenbüren (canton Aargau), in 2027, for a child aged 0 to 18 with a 400 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 78.80 CHF with Assura (MediTel model) and the most expensive is 158.10 CHF with Sympany (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Besenbüren for a child aged 0 to 18 with a deductible of 400 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Besenbüren is Assura (MediTel) at 78.80 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 97.40 CHF a month.

How much does health insurance cost in Besenbüren in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 400 CHF and with accident cover, monthly premiums run from 78.80 CHF (Assura, MediTel) to 158.10 CHF (Sympany, Standard model): 132 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 121.30 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Besenbüren for a child aged 0 to 18 with accident cover?

On the cheapest offer (Assura, MediTel), the premium goes from 102.10 CHF a month with the 0 CHF deductible to 67.10 CHF with the 600 CHF deductible: 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Besenbüren for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 400 CHF and with accident cover, the cheapest premium per model is: standard model 97.40 CHF (Agrisano), family doctor / HMO 85.60 CHF (Assura), flexible model 82.50 CHF (Assura), telemedicine 78.80 CHF (Assura).

Does a second or third child pay less in Besenbüren?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 17 of the 27 insurers present in Besenbüren file a reduced premium from a certain number of children insured with them, at a 400 CHF deductible and with accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart84.30 CHF29.20 CHF from the 3rd child
VisanaManaged Care103.70 CHF34.00 CHF from the 3rd child
CONCORDIAHMO95.00 CHF37.20 CHF from the 3rd child
sana24Managed Care121.20 CHF40.30 CHF from the 3rd child
GalenosManaged Care122.80 CHF40.80 CHF from the 3rd child
AquilanaCASAMED93.60 CHF46.80 CHF from the 3rd child
SWICAFavorit Multichoice136.30 CHF47.00 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor96.10 CHF48.10 CHF from the 3rd child
Krankenkasse BirchmeierFamily doctor103.40 CHF51.70 CHF from the 3rd child
Krankenkasse SteffisburgMedcasa98.50 CHF54.20 CHF from the 3rd child
Krankenkasse Luzerner HinterlandTelemedicine107.00 CHF73.85 CHF from the 3rd child
AssuraMediTel78.80 CHF77.10 CHF from the 4th child, 75.50 CHF from the 5th child
Groupe Mutuel – AvenirOptiMed (Healthcare network)106.40 CHF79.80 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed (Healthcare network)108.10 CHF81.10 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)115.60 CHF86.70 CHF from the 5th child
EGKEGK-TelCare102.20 CHF92.00 CHF from the 3rd child
SLKKSmartMed105.20 CHF92.60 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.