Health insurance premiums 2027 in Abtwil (AG)For a child aged 0 to 18 without accident cover
From 57.75 to 164.05 CHF a month depending on the deductible and the model
132 offers from 27 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | MediTel | 90.25 | 84.85 | 79.45 | 73.95 | 68.55 | 63.15 | 57.75 | |
| 2 | QualiMed | 93.65 | 88.25 | 82.95 | 77.45 | 72.05 | 66.65 | 61.15 | |
| 3 | AGRIsmart | 94.45 | — | 84.85 | 80.05 | 75.35 | 70.35 | 65.65 | |
| 4 | PharMed | 96.55 | 91.15 | 85.75 | 80.35 | 74.95 | 69.55 | 64.05 | |
| 5 | AGRIcontact | 100.15 | — | 89.95 | 84.95 | 79.85 | 74.75 | 69.75 | |
| 6 | Family doctor | 100.65 | 95.25 | 89.85 | 84.35 | 78.95 | 73.65 | 68.15 | |
| 7 | Hausarztversicherung Profit | 100.75 | 95.35 | 89.95 | 84.45 | 79.15 | — | 68.25 | |
| 8 | AGRIeco | 100.75 | — | 90.55 | 85.45 | 80.35 | 75.25 | 70.15 | |
| 9 | KPTwin.smart - GP with app | 101.65 | — | 92.95 | — | 84.35 | — | 75.65 | |
| 10 | SMARTMED | 102.85 | 98.25 | 93.55 | 88.85 | 84.05 | 77.45 | — | |
| 11 | CASAMED | 104.05 | 98.65 | 93.25 | 87.85 | 82.35 | 76.95 | — | |
| 12 | KPTwin.doc - GP (family doctor) | 104.35 | — | 95.45 | — | 86.55 | — | 77.65 | |
| 13 | Family doctor | 104.75 | 99.75 | 94.85 | 89.75 | 84.75 | 79.85 | 74.75 | |
| 14 | sumis24Telmed | 104.75 | 99.75 | 94.85 | 89.75 | 84.75 | 79.85 | 74.75 | |
| 15 | FeminaVita | 105.25 | 99.85 | 94.45 | 88.95 | 83.55 | 78.15 | 72.65 | |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Abtwil, without accident cover, the cheapest health insurance premium is:
- 90.25 CHF a month with a 0 CHF deductible (Assura, MediTel)
- 57.75 CHF a month with a 600 CHF deductible (Assura, MediTel)
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Frequently asked questions
Which health insurance is the cheapest in Abtwil for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Abtwil is Assura (MediTel) at 90.25 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 109.95 CHF a month.
How much does health insurance cost in Abtwil in 2027 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 90.25 CHF (Assura, MediTel) to 164.05 CHF (Sympany, Standard model): 132 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 116.55 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Abtwil for a child aged 0 to 18 without accident cover?
On the cheapest offer (Assura, MediTel), the premium goes from 90.25 CHF a month with the 0 CHF deductible to 57.75 CHF with the 600 CHF deductible: 32.50 CHF less a month, 390.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 433 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Abtwil for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 109.95 CHF (Agrisano), family doctor / HMO 96.55 CHF (Assura), flexible model 93.65 CHF (Assura), telemedicine 90.25 CHF (Assura).
Does a second or third child pay less in Abtwil?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 18 of the 27 insurers present in Abtwil file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 94.45 CHF | 40.35 CHF from the 3rd child |
| Visana | Managed Care | 113.95 CHF | 44.95 CHF from the 3rd child |
| sana24 | Managed Care | 130.35 CHF | 47.45 CHF from the 3rd child |
| Galenos | Managed Care | 131.85 CHF | 48.05 CHF from the 3rd child |
| Aquilana | SMARTMED | 102.85 CHF | 49.05 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 104.75 CHF | 50.05 CHF from the 3rd child |
| CONCORDIA | HMO | 107.05 CHF | 52.05 CHF from the 3rd child |
| SWICA | Favorit Start | 124.25 CHF | 52.15 CHF from the 3rd child |
| Krankenkasse Birchmeier | Family doctor | 111.55 CHF | 53.45 CHF from the 3rd child |
| Krankenkasse Steffisburg | Medcasa | 109.15 CHF | 57.95 CHF from the 3rd child |
| rhenusana | sanmed24 | 123.55 CHF | 59.45 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 117.80 CHF | 79.80 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 115.95 CHF | 85.75 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 117.55 CHF | 86.95 CHF from the 5th child |
| Assura | MediTel | 90.25 CHF | 88.65 CHF from the 4th child, 87.15 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 124.45 CHF | 92.15 CHF from the 5th child |
| SLKK | SmartMed | 113.15 CHF | 101.35 CHF from the 3rd child |
| EGK | EGK-TelCare | 112.35 CHF | 102.85 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 95.00 CHF at Assura (MediTel) gives 90.25 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.