# Premi di cassa malati 2026 a Baar (ZG), per un bambino da 0 a 18 anni

Nel 2026, per un bambino da 0 a 18 anni a Baar, il premio di cassa malati più basso è di:

- [Senza copertura infortuni](https://praemiencheck.onedoc.ch/it/zg/baar/bambino/senza-infortuni/): **64.85 CHF** al mese con una [franchigia di 0 CHF](https://praemiencheck.onedoc.ch/it/zg/baar/bambino/senza-infortuni/franchigia-0/) (Agrisano, AGRIsmart), **37.75 CHF** con una [franchigia di 600 CHF](https://praemiencheck.onedoc.ch/it/zg/baar/bambino/senza-infortuni/franchigia-600/) (Agrisano, AGRIsmart).
- [Con copertura infortuni](https://praemiencheck.onedoc.ch/it/zg/baar/bambino/con-infortuni/): **68.55 CHF** al mese con una [franchigia di 0 CHF](https://praemiencheck.onedoc.ch/it/zg/baar/bambino/con-infortuni/franchigia-0/) (Agrisano, AGRIsmart), **40.05 CHF** con una [franchigia di 600 CHF](https://praemiencheck.onedoc.ch/it/zg/baar/bambino/con-infortuni/franchigia-600/) (Agrisano, AGRIsmart).

## Con copertura infortuni: da 40.05 a 128.95 CHF al mese secondo la franchigia e il modello

124 offerte di 27 casse malati. Con una franchigia di 0 CHF, la più conveniente è a **68.55 CHF** al mese presso **Agrisano** (AGRIsmart), la più cara a 128.95 CHF presso rhenusana (Modello standard).

Premio più basso:
- 0 CHF: 68.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/zg/baar/bambino/con-infortuni/franchigia-0/
- 100 CHF: 71.45 CHF (CONCORDIA, HMO) — https://praemiencheck.onedoc.ch/it/zg/baar/bambino/con-infortuni/franchigia-100/
- 200 CHF: 58.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/zg/baar/bambino/con-infortuni/franchigia-200/
- 300 CHF: 53.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/zg/baar/bambino/con-infortuni/franchigia-300/
- 400 CHF: 48.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/zg/baar/bambino/con-infortuni/franchigia-400/
- 500 CHF: 43.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/zg/baar/bambino/con-infortuni/franchigia-500/
- 600 CHF: 40.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/zg/baar/bambino/con-infortuni/franchigia-600/

| Assicuratore | Tipo | Modello | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | AGRIsmart | 68.55 | — | 58.45 | 53.55 | 48.55 | 43.45 | 40.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | KPTwin.smart | 71.85 | — | 62.65 | — | 53.25 | — | 47.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | AGRIcontact | 72.45 | — | 61.85 | 56.55 | 51.35 | 45.95 | 40.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | AGRIeco | 73.65 | — | 62.95 | 57.55 | 52.25 | 46.85 | 41.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | KPTwin.plus | 76.75 | — | 66.85 | — | 56.95 | — | 47.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | KPTwin.doc | 76.75 | — | 66.85 | — | 56.95 | — | 47.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | HMO | 77.25 | 71.45 | 65.65 | 59.75 | 53.95 | 48.15 | 45.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SLKK-SmartMed | 77.25 | 72.15 | 67.05 | 61.85 | 56.95 | 51.65 | 46.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | KPTwin.easy | 77.65 | — | 67.65 | — | 57.65 | — | 47.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Studi medici della salute | 78.05 | 72.25 | 66.45 | 60.55 | 54.75 | — | 45.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Modello HMO | 78.35 | — | 66.75 | — | 55.05 | — | 46.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | BeneFit PLUS Hausarzt R1 | 78.85 | — | — | — | — | 49.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | BeneFit PLUS Flexmed R1 | 78.85 | — | — | — | — | 49.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | BeneFit PLUS Telmed | 78.85 | — | — | — | — | 49.75 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Tel Doc | 78.95 | 73.05 | 67.25 | 61.45 | 55.55 | 49.75 | 48.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | SLKK-HomeCare | 79.05 | 73.85 | 68.65 | 63.35 | 58.35 | 52.95 | 47.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Hausarztversicherung Profit | 79.15 | 73.35 | 67.55 | 61.65 | 55.85 | — | 45.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | smartDoc | 79.15 | 73.35 | 67.55 | 61.65 | 55.85 | 50.05 | 45.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Callmed | 79.55 | 73.75 | 67.95 | 62.05 | 56.25 | — | 45.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | FeminaVita | 79.55 | 73.75 | 67.95 | 62.05 | 56.25 | 50.45 | 49.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | PreventoMed | 79.55 | 73.75 | 67.95 | 62.05 | 56.25 | 50.45 | 49.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | BeneFit PLUS Hausarzt R2 | 79.85 | — | — | — | — | 50.75 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SLKK-TelCare | 80.05 | 74.75 | 69.45 | 64.15 | 59.05 | 53.55 | 48.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 80.55 | — | 68.85 | 63.05 | 57.25 | 51.35 | 45.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | MyDoc | 81.05 | 75.25 | 69.45 | 63.55 | 57.75 | 51.95 | 46.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia | 81.25 | — | 69.65 | — | 57.95 | — | 46.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | BeneFit PLUS Hausarzt R3 | 81.85 | — | — | — | — | 52.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | BeneFit PLUS Flexmed R3 | 81.85 | — | — | — | — | 52.75 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SMARTMED | 81.95 | 76.95 | 71.95 | 66.85 | 61.75 | 55.15 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Telemedicina | 82.65 | — | 71.05 | — | 59.35 | — | 47.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Managed Care | 82.85 | 77.05 | 71.25 | 65.35 | 59.55 | 53.75 | 48.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Med Direct | 82.85 | 77.05 | 71.25 | 65.35 | 59.55 | 53.75 | 48.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Multimed | 83.15 | 77.35 | 71.55 | 65.65 | 59.85 | — | 48.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Select | 83.65 | — | 72.05 | — | 60.35 | — | 48.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | KPTwin.win | 84.45 | — | 73.65 | — | 62.75 | — | 51.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | PharMed | 84.65 | 78.85 | 73.05 | 67.15 | 61.35 | 55.55 | 49.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | BeneFit PLUS Hausarzt R4 | 84.75 | — | — | — | — | 55.65 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | OptiMed | 85.05 | 79.25 | 73.45 | 67.55 | 61.75 | 55.95 | 50.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Qualimed | 85.15 | 79.35 | 73.55 | 67.65 | 61.85 | 56.05 | 50.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | PrimaFlex | 85.55 | 79.75 | 73.95 | 68.05 | 62.25 | 56.45 | 50.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia | 85.65 | 79.85 | 74.05 | 68.15 | 62.35 | 56.55 | 50.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Premed-24 | 85.75 | — | — | — | — | 56.65 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | CASAMED | 85.85 | 80.05 | 74.25 | 68.45 | 62.55 | 56.75 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | PrimaCare | 86.05 | 80.25 | 74.45 | 68.55 | 62.75 | 56.95 | 51.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SanaTel | 86.05 | 80.25 | 74.45 | 68.55 | 62.75 | 56.95 | 51.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | OptiMed | 87.15 | 81.35 | 75.55 | 69.65 | 63.85 | 58.05 | 52.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | PrimaFlex | 87.15 | 81.35 | 75.55 | 69.65 | 63.85 | 58.05 | 52.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SanaTel | 88.25 | 82.45 | 76.65 | 70.75 | 64.95 | 59.15 | 53.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 88.45 | 82.65 | 76.85 | 70.95 | 65.45 | 59.35 | 53.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 89.05 | 83.25 | 77.45 | 71.55 | 65.75 | — | 54.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 89.55 | 83.75 | 77.95 | 72.05 | 66.25 | 60.45 | 54.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | FAVORIT MEDPHARM | 89.55 | — | 79.95 | — | 68.35 | — | 56.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | PrimaCare | 90.25 | 84.45 | 78.65 | 72.75 | 66.95 | 61.15 | 55.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia | 90.85 | 85.45 | 80.15 | 74.65 | 69.35 | 64.05 | 58.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Telemedicina | 90.85 | 85.45 | 80.15 | 74.65 | 69.35 | 64.05 | 58.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 90.85 | — | 79.25 | — | 67.55 | — | 55.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 91.05 | — | 79.45 | — | 67.75 | — | 56.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | EGK-Care | 91.35 | 90.45 | 89.45 | 88.45 | 87.45 | 86.45 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | EGK-TelCare | 91.35 | 90.45 | 89.45 | 88.45 | 87.45 | 86.45 | — |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Managed Care | 91.85 | 85.95 | 80.15 | 74.35 | 68.45 | 62.65 | 56.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Managed Care | 91.85 | 85.95 | 80.15 | 74.35 | 68.45 | 62.65 | 56.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 93.75 | — | — | — | — | 64.65 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Combi Care | 93.85 | 88.05 | 82.15 | 76.35 | 70.55 | 64.65 | 58.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Med Call | 93.85 | 88.05 | 82.15 | 76.35 | 70.55 | 64.65 | 58.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Tel Care | 93.85 | 88.05 | 82.15 | 76.35 | 70.55 | 64.65 | 58.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | HMO | 94.05 | 88.25 | 82.45 | — | 70.75 | — | 59.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Med Direct | 94.25 | 88.45 | 82.55 | 76.75 | 70.95 | 65.05 | 59.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 94.85 | 89.05 | 83.25 | 77.45 | 71.55 | 65.75 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 94.85 | 89.05 | 83.15 | 77.35 | 71.55 | 65.65 | 59.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 95.05 | 89.25 | 83.45 | 77.55 | 71.75 | 65.95 | 60.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Managed Care senza capitation | 95.25 | 89.45 | 83.55 | 77.75 | 71.95 | 66.05 | 60.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Tel Doc | 95.45 | 89.65 | 83.75 | 77.95 | 72.15 | 66.25 | 60.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SmartCare | 96.45 | 90.65 | 84.85 | — | 73.15 | — | 61.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | casamed pharm | 96.65 | — | 84.95 | — | 73.35 | — | 61.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | casamed hmo | 96.65 | — | 84.95 | — | 73.35 | — | 61.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 96.85 | 91.05 | 85.25 | 79.35 | 73.55 | 67.75 | 61.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | FAVORIT SANTE | 97.45 | — | 87.85 | — | 76.15 | — | 64.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | FlexHelp 24 | 97.85 | — | 86.15 | — | 74.45 | — | 62.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | callmed 24 | 97.85 | — | 86.15 | — | 74.45 | — | 62.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 97.95 | 92.15 | 86.35 | 80.45 | 74.65 | 68.85 | 62.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | casamed hausarzt | 98.35 | — | 86.75 | — | 75.05 | — | 63.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | FlexCare | 98.75 | 92.95 | 87.15 | — | 75.45 | — | 63.75 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Telemedicina | 98.75 | 92.90 | 87.10 | 81.25 | 75.40 | 69.60 | 63.75 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 98.75 | 92.95 | 87.15 | 81.25 | 75.45 | 69.65 | 63.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | TelMed (Compact One) | 98.85 | 93.05 | 87.25 | 81.35 | 75.55 | 69.75 | 63.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 99.15 | 93.45 | 87.55 | 81.65 | 75.85 | 70.05 | 64.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 99.45 | — | 87.85 | — | 76.15 | — | 64.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | FAVORIT CASA | 99.45 | — | 87.85 | — | 76.15 | — | 64.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | FAVORIT MEDICA | 99.45 | — | 87.85 | — | 76.15 | — | 64.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | FAVORIT TELMED | 99.45 | — | 87.85 | — | 76.15 | — | 64.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Combi Care | 99.55 | 93.75 | 87.85 | 82.05 | 76.25 | 70.35 | 64.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Med Call | 99.55 | 93.75 | 87.85 | 82.05 | 76.25 | 70.35 | 64.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Tel Care | 99.55 | 93.75 | 87.85 | 82.05 | 76.25 | 70.35 | 64.55 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Hausmed | 99.85 | 94.00 | 88.20 | 82.35 | 76.50 | 70.70 | 64.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia 1 | 99.90 | 94.10 | 88.30 | 82.40 | 76.60 | 70.80 | 64.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia 2 | 99.90 | 94.10 | 88.30 | 82.40 | 76.60 | 70.80 | 64.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia 3 | 99.90 | 94.10 | 88.30 | 82.40 | 76.60 | 70.80 | 64.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia 4 | 99.90 | 94.10 | 88.30 | 82.40 | 76.60 | 70.80 | 64.90 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Casa | 99.95 | 94.15 | 88.35 | 82.55 | 76.65 | 70.85 | 64.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | TelMed (CallMed) | 99.95 | 94.15 | 88.35 | 82.45 | 76.65 | 70.85 | 64.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 100.35 | 99.45 | 98.45 | 97.45 | 96.45 | 95.45 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | CareMed | 100.55 | 94.75 | 88.95 | — | 77.25 | — | 65.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | PrimaFlex | 100.55 | 94.75 | 88.95 | 83.05 | 77.25 | 71.45 | 65.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Tel Doc | 100.65 | 94.75 | 88.95 | 83.15 | 77.25 | 71.45 | 65.65 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Sanmed24 | 101.05 | 95.25 | 89.45 | 83.55 | 77.75 | 71.95 | 66.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | MultiAccess | 101.05 | 95.25 | 89.45 | 83.55 | 77.75 | 71.95 | 66.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | OptiMed | 101.75 | 95.95 | 90.15 | 84.25 | 78.45 | 72.65 | 66.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SanaTel | 101.75 | 95.95 | 90.15 | 84.25 | 78.45 | 72.65 | 66.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | TelFirst | 101.95 | 96.15 | 90.35 | — | 78.65 | — | 66.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 102.75 | 96.95 | 91.15 | 85.25 | 79.45 | 73.65 | 67.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Combi Care | 103.05 | 97.25 | 91.45 | 85.55 | 79.75 | 73.95 | 68.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 103.15 | 97.35 | 91.55 | 85.65 | 79.85 | 74.05 | 68.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | PrimaCare | 105.35 | 99.55 | 93.75 | 87.85 | 82.05 | 76.25 | 70.35 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 105.40 | 99.55 | 93.70 | 87.90 | 82.05 | 76.20 | 70.40 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 105.75 | 99.85 | 94.05 | 88.25 | 82.35 | 76.55 | 70.75 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 110.25 | 104.45 | 98.65 | 92.75 | 86.95 | 81.15 | 75.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 110.55 | — | 98.85 | — | 87.25 | — | 75.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 112.95 | 107.15 | 101.35 | — | 89.65 | — | 77.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 114.25 | 108.45 | 102.65 | 96.75 | 90.95 | 85.15 | 79.25 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 116.40 | 110.75 | 107.45 | 98.95 | 93.25 | 87.35 | 81.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | sanmed24 | 118.25 | — | — | 100.75 | — | — | 83.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 121.85 | 116.75 | 110.40 | 105.35 | 99.00 | 93.90 | 87.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia | 124.35 | — | — | 106.85 | — | — | 89.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 128.95 | — | — | 111.45 | — | — | 93.95 |

124 offerte di 27 casse malati.: https://praemiencheck.onedoc.ch/it/zg/baar/bambino/con-infortuni/franchigia-0/ · Tutte le franchigie: https://praemiencheck.onedoc.ch/it/zg/baar/bambino/con-infortuni/ · Markdown: https://praemiencheck.onedoc.ch/it/zg/baar/bambino/con-infortuni.md

## Senza copertura infortuni: da 37.75 a 121.10 CHF al mese secondo la franchigia e il modello

124 offerte di 27 casse malati. Con una franchigia di 0 CHF, la più conveniente è a **64.85 CHF** al mese presso **Agrisano** (AGRIsmart), la più cara a 121.10 CHF presso vita surselva (Modello standard).

Premio più basso:
- 0 CHF: 64.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/zg/baar/bambino/senza-infortuni/franchigia-0/
- 100 CHF: 66.85 CHF (CSS, Studi medici della salute) — https://praemiencheck.onedoc.ch/it/zg/baar/bambino/senza-infortuni/franchigia-100/
- 200 CHF: 55.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/zg/baar/bambino/senza-infortuni/franchigia-200/
- 300 CHF: 50.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/zg/baar/bambino/senza-infortuni/franchigia-300/
- 400 CHF: 45.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/zg/baar/bambino/senza-infortuni/franchigia-400/
- 500 CHF: 41.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/zg/baar/bambino/senza-infortuni/franchigia-500/
- 600 CHF: 37.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/zg/baar/bambino/senza-infortuni/franchigia-600/

| Assicuratore | Tipo | Modello | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | AGRIsmart | 64.85 | — | 55.25 | 50.65 | 45.85 | 41.05 | 37.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | KPTwin.smart | 66.45 | — | 57.85 | — | 49.15 | — | 43.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | AGRIcontact | 68.55 | — | 58.55 | 53.45 | 48.55 | 43.35 | 38.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | AGRIeco | 69.75 | — | 59.55 | 54.45 | 49.35 | 44.25 | 39.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | KPTwin.plus | 70.95 | — | 61.75 | — | 52.55 | — | 43.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | KPTwin.doc | 70.95 | — | 61.75 | — | 52.55 | — | 43.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | KPTwin.easy | 71.85 | — | 62.55 | — | 53.25 | — | 43.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Studi medici della salute | 72.25 | 66.85 | 61.45 | 55.95 | 50.55 | — | 41.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SLKK-SmartMed | 72.25 | 67.45 | 62.65 | 57.75 | 53.25 | 48.25 | 43.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Modello HMO | 72.55 | — | 61.75 | — | 50.85 | — | 42.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | HMO | 72.75 | 67.25 | 61.85 | 56.25 | 50.75 | 45.25 | 42.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | BeneFit PLUS Hausarzt R1 | 73.05 | — | — | — | — | 45.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | BeneFit PLUS Flexmed R1 | 73.05 | — | — | — | — | 45.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | BeneFit PLUS Telmed | 73.05 | — | — | — | — | 45.95 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Hausarztversicherung Profit | 73.25 | 67.85 | 62.45 | 56.95 | 51.55 | — | 41.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Tel Doc | 73.45 | 67.95 | 62.55 | 57.05 | 51.65 | 46.15 | 45.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Callmed | 73.65 | 68.25 | 62.85 | 57.35 | 51.95 | — | 41.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | FeminaVita | 73.65 | 68.25 | 62.85 | 57.35 | 52.05 | 46.65 | 45.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | PreventoMed | 73.65 | 68.25 | 62.85 | 57.35 | 52.05 | 46.65 | 45.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | BeneFit PLUS Hausarzt R2 | 73.95 | — | — | — | — | 46.85 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | SLKK-HomeCare | 74.05 | 69.15 | 64.25 | 59.25 | 54.55 | 49.45 | 44.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | smartDoc | 74.55 | 69.05 | 63.65 | 58.05 | 52.55 | 47.05 | 42.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SLKK-TelCare | 74.95 | 69.95 | 64.95 | 59.95 | 55.25 | 50.05 | 44.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia | 75.25 | — | 64.45 | — | 53.55 | — | 42.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SMARTMED | 75.75 | 71.25 | 66.55 | 61.85 | 57.05 | 51.05 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | BeneFit PLUS Hausarzt R3 | 75.85 | — | — | — | — | 48.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | BeneFit PLUS Flexmed R3 | 75.85 | — | — | — | — | 48.75 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 76.25 | — | 65.15 | 59.65 | 54.15 | 48.55 | 43.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | MyDoc | 76.35 | 70.85 | 65.35 | 59.85 | 54.35 | 48.85 | 43.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Telemedicina | 76.55 | — | 65.75 | — | 54.85 | — | 44.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Multimed | 77.05 | 71.65 | 66.25 | 60.75 | 55.35 | — | 44.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Managed Care | 77.15 | 71.75 | 66.25 | 60.85 | 55.35 | 49.95 | 45.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Med Direct | 77.15 | 71.75 | 66.25 | 60.85 | 55.35 | 49.95 | 45.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Select | 77.45 | — | 66.65 | — | 55.85 | — | 44.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | KPTwin.win | 78.15 | — | 68.05 | — | 57.95 | — | 47.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | PharMed | 78.45 | 73.05 | 67.65 | 62.15 | 56.75 | 51.35 | 45.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | BeneFit PLUS Hausarzt R4 | 78.55 | — | — | — | — | 51.45 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | OptiMed | 78.75 | 73.35 | 67.95 | 62.45 | 57.05 | 51.75 | 46.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Qualimed | 78.85 | 73.45 | 68.05 | 62.65 | 57.25 | 51.85 | 46.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | PrimaFlex | 79.25 | 73.85 | 68.45 | 62.95 | 57.55 | 52.15 | 46.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia | 79.35 | 73.95 | 68.55 | 63.05 | 57.65 | 52.25 | 46.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Premed-24 | 79.45 | — | — | — | — | 52.35 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | CASAMED | 79.55 | 74.15 | 68.75 | 63.35 | 57.85 | 52.45 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | PrimaCare | 79.65 | 74.35 | 68.95 | 63.45 | 58.05 | 52.65 | 47.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SanaTel | 79.65 | 74.35 | 68.95 | 63.45 | 58.05 | 52.65 | 47.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | OptiMed | 80.75 | 75.35 | 69.95 | 64.45 | 59.05 | 53.65 | 48.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | PrimaFlex | 80.75 | 75.35 | 69.95 | 64.45 | 59.05 | 53.65 | 48.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SanaTel | 81.65 | 76.25 | 70.85 | 65.35 | 60.05 | 54.65 | 49.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 82.45 | 77.05 | 71.65 | 66.15 | 60.75 | — | 49.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 82.85 | 77.35 | 71.95 | 66.35 | 61.25 | 55.45 | 49.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | FAVORIT MEDPHARM | 82.95 | — | 74.05 | — | 63.15 | — | 52.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | PrimaCare | 83.55 | 78.15 | 72.85 | 67.35 | 61.95 | 56.55 | 51.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia | 84.15 | 79.15 | 74.25 | 69.15 | 64.15 | 59.25 | 54.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Telemedicina | 84.15 | 79.15 | 74.25 | 69.15 | 64.15 | 59.25 | 54.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 84.15 | — | 73.35 | — | 62.55 | — | 51.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 84.35 | 78.95 | 73.45 | 67.85 | 62.35 | 56.85 | 51.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 84.35 | — | 73.55 | — | 62.65 | — | 51.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | EGK-Care | 85.15 | 84.25 | 83.35 | 82.45 | 81.45 | 80.55 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | EGK-TelCare | 85.15 | 84.25 | 83.35 | 82.45 | 81.45 | 80.55 | — |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Managed Care | 85.45 | 80.05 | 74.55 | 69.15 | 63.65 | 58.25 | 52.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Managed Care | 85.45 | 80.05 | 74.55 | 69.15 | 63.65 | 58.25 | 52.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 86.85 | — | — | — | — | 59.85 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Combi Care | 87.45 | 81.95 | 76.45 | 71.05 | 65.55 | 60.15 | 54.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Med Call | 87.45 | 81.95 | 76.45 | 71.05 | 65.55 | 60.15 | 54.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Tel Care | 87.45 | 81.95 | 76.45 | 71.05 | 65.55 | 60.15 | 54.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Med Direct | 87.75 | 82.35 | 76.85 | 71.45 | 65.95 | 60.55 | 55.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 87.85 | 82.55 | 77.15 | 71.75 | 66.25 | 60.85 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 88.05 | 82.65 | 77.25 | 71.85 | 66.45 | 61.05 | 55.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 88.35 | 82.85 | 77.45 | 71.95 | 66.55 | 61.05 | 55.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Managed Care senza capitation | 88.75 | 83.25 | 77.85 | 72.35 | 66.85 | 61.45 | 55.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Tel Doc | 88.85 | 83.45 | 77.95 | 72.55 | 67.05 | 61.65 | 56.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | HMO | 89.05 | 83.55 | 78.05 | — | 66.95 | — | 55.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | casamed pharm | 89.55 | — | 78.65 | — | 67.95 | — | 57.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | casamed hmo | 89.55 | — | 78.65 | — | 67.95 | — | 57.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 89.75 | 84.35 | 78.95 | 73.45 | 68.05 | 62.65 | 57.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | FAVORIT SANTE | 90.25 | — | 81.35 | — | 70.45 | — | 59.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | FlexHelp 24 | 90.65 | — | 79.85 | — | 68.95 | — | 58.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | callmed 24 | 90.65 | — | 79.85 | — | 68.95 | — | 58.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 90.75 | 85.35 | 79.95 | 74.55 | 69.15 | 63.75 | 58.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | casamed hausarzt | 91.15 | — | 80.35 | — | 69.45 | — | 58.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SmartCare | 91.35 | 85.85 | 80.35 | — | 69.25 | — | 58.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | TelMed (Compact One) | 91.75 | 86.35 | 80.95 | 75.45 | 70.05 | 64.65 | 59.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 91.85 | 86.55 | 81.15 | 75.65 | 70.25 | 64.85 | 59.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 92.15 | — | 81.35 | — | 70.45 | — | 59.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | FAVORIT CASA | 92.15 | — | 81.35 | — | 70.45 | — | 59.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | FAVORIT MEDICA | 92.15 | — | 81.35 | — | 70.45 | — | 59.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | FAVORIT TELMED | 92.15 | — | 81.35 | — | 70.45 | — | 59.65 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Telemedicina | 92.50 | 87.05 | 81.55 | 76.05 | 70.60 | 65.10 | 59.60 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 92.55 | 87.15 | 81.65 | 76.15 | 70.65 | 65.25 | 59.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia 1 | 92.65 | 87.25 | 81.85 | 76.35 | 70.95 | 65.55 | 60.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia 2 | 92.65 | 87.25 | 81.85 | 76.35 | 70.95 | 65.55 | 60.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia 3 | 92.65 | 87.25 | 81.85 | 76.35 | 70.95 | 65.55 | 60.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia 4 | 92.65 | 87.25 | 81.85 | 76.35 | 70.95 | 65.55 | 60.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | TelMed (CallMed) | 92.75 | 87.35 | 81.95 | 76.45 | 71.05 | 65.65 | 60.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Combi Care | 92.75 | 87.25 | 81.85 | 76.35 | 70.95 | 65.45 | 60.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Med Call | 92.75 | 87.25 | 81.85 | 76.35 | 70.95 | 65.45 | 60.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Tel Care | 92.75 | 87.25 | 81.85 | 76.35 | 70.95 | 65.45 | 60.05 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Casa | 93.15 | 87.75 | 82.35 | 76.85 | 71.35 | 65.95 | 60.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | PrimaFlex | 93.15 | 87.75 | 82.35 | 76.85 | 71.55 | 66.15 | 60.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | FlexCare | 93.55 | 88.05 | 82.55 | — | 71.45 | — | 60.35 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Hausmed | 93.55 | 88.05 | 82.60 | 77.10 | 71.60 | 66.15 | 60.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 93.55 | 92.75 | 91.75 | 90.85 | 89.85 | 88.95 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | MultiAccess | 93.75 | 88.35 | 82.95 | 77.45 | 72.05 | 66.65 | 61.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Tel Doc | 93.75 | 88.25 | 82.85 | 77.35 | 71.95 | 66.45 | 61.05 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Sanmed24 | 94.15 | 88.75 | 83.35 | 77.85 | 72.45 | 66.95 | 61.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | OptiMed | 94.25 | 88.85 | 83.45 | 78.05 | 72.65 | 67.25 | 61.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SanaTel | 94.25 | 88.85 | 83.45 | 78.05 | 72.65 | 67.25 | 61.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | CareMed | 95.25 | 89.75 | 84.25 | — | 73.15 | — | 62.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 95.75 | 90.35 | 84.95 | 79.45 | 74.05 | 68.65 | 63.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 95.75 | 90.25 | 84.85 | 79.35 | 73.95 | 68.45 | 63.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Combi Care | 96.05 | 90.55 | 85.15 | 79.65 | 74.25 | 68.75 | 63.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | TelFirst | 96.55 | 91.05 | 85.55 | — | 74.45 | — | 63.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | PrimaCare | 97.65 | 92.25 | 86.85 | 81.35 | 75.95 | 70.55 | 65.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 98.45 | 93.05 | 87.55 | 82.15 | 76.65 | 71.25 | 65.75 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 98.75 | 93.25 | 87.80 | 82.30 | 76.80 | 71.35 | 65.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 102.55 | — | 91.65 | — | 80.85 | — | 69.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 102.75 | 97.35 | 91.95 | 86.45 | 81.05 | 75.55 | 70.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 105.95 | 100.55 | 95.15 | 89.65 | 84.25 | 78.85 | 73.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 107.05 | 101.55 | 96.05 | — | 84.95 | — | 73.75 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 109.15 | 103.85 | 100.75 | 92.75 | 87.35 | 81.85 | 76.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | sanmed24 | 109.65 | — | — | 93.35 | — | — | 77.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia | 115.35 | — | — | 99.05 | — | — | 82.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 119.65 | — | — | 103.35 | — | — | 87.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 121.10 | 116.00 | 109.70 | 104.70 | 98.40 | 93.30 | 87.00 |

124 offerte di 27 casse malati.: https://praemiencheck.onedoc.ch/it/zg/baar/bambino/senza-infortuni/franchigia-0/ · Tutte le franchigie: https://praemiencheck.onedoc.ch/it/zg/baar/bambino/senza-infortuni/ · Markdown: https://praemiencheck.onedoc.ch/it/zg/baar/bambino/senza-infortuni.md

\* modello predefinito dell’assicuratore

Ultima modifica: 28.09.2026

## Domande frequenti

### Qual è la cassa malati più conveniente a Baar per un bambino da 0 a 18 anni?

Nel 2026, [senza copertura infortuni](https://praemiencheck.onedoc.ch/it/zg/baar/bambino/senza-infortuni/): Agrisano (AGRIsmart) a 64.85 CHF al mese con una [franchigia di 0 CHF](https://praemiencheck.onedoc.ch/it/zg/baar/bambino/senza-infortuni/franchigia-0/), e Agrisano (AGRIsmart) a 37.75 CHF con la [franchigia di 600 CHF](https://praemiencheck.onedoc.ch/it/zg/baar/bambino/senza-infortuni/franchigia-600/). [Con copertura infortuni](https://praemiencheck.onedoc.ch/it/zg/baar/bambino/con-infortuni/): Agrisano (AGRIsmart) a 68.55 CHF, e Agrisano (AGRIsmart) a 40.05 CHF.

### Quanto costa la copertura infortuni nell’assicurazione di base a Baar?

Per un bambino da 0 a 18 anni presso Agrisano (AGRIsmart), il premio passa da 64.85 CHF al mese [senza copertura infortuni](https://praemiencheck.onedoc.ch/it/zg/baar/bambino/senza-infortuni/) a 68.55 CHF con copertura infortuni, con franchigia di 0 CHF: 3.70 CHF al mese, 44.40 CHF all’anno. Questa copertura è necessaria solo se non è già interamente assicurato/a contro gli infortuni secondo la [LAINF](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/it). Se lavora almeno 8 ore alla settimana presso lo stesso datore di lavoro, la sua assicurazione copre di regola anche gli infortuni non professionali.

### Perché il premio approvato dall’UFSP è più alto del prezzo indicato?

L’importo in grande è il premio approvato dall’UFSP — identico a priminfo.admin.ch e indicato sotto ogni prezzo — meno la ridistribuzione delle tasse ambientali (tassa sul CO₂ e tassa d’incentivazione sui COV). Nel 2026 ogni persona assicurata in Svizzera riceve 61.80 CHF, che la cassa malati deduce dalle fatture dei premi: 5.15 CHF al mese, lo stesso importo per tutti, indipendentemente da cassa, modello e franchigia. La classifica non cambia. Questo importo non è necessariamente la sua fattura finale: la riduzione individuale dei premi concessa dal suo cantone o uno sconto per pagamento annuale vi si aggiungono se del caso. Esempio: il premio approvato di 73.70 CHF presso Agrisano (AGRIsmart) dà 68.55 CHF dopo ridistribuzione.

### Fino a quando posso cambiare cassa malati per il 2026?

La sua disdetta deve pervenire alla cassa attuale entro il 30 novembre 2025; il cambiamento ha effetto il 1° gennaio 2026. I premi di questa pagina sono quelli approvati dall’UFSP per il 2026.

Fonte: Ufficio federale della sanità pubblica (UFSP), premi 2026 dell’assicurazione di base approvati, versione 17.08.2026 — gli stessi dati di [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Pubblicati il 11.09.2025 · Aggiornati il 28.09.2026. Validi dal 01.01.2026 al 31.12.2026. Questo servizio OneDoc non è un sito ufficiale della Confederazione.

Canonical: https://praemiencheck.onedoc.ch/it/zg/baar/bambino/

## Pagine correlate

- Con copertura infortuni: da 40.05 a 128.95 CHF al mese secondo la franchigia e il modello: https://praemiencheck.onedoc.ch/it/zg/baar/bambino/con-infortuni/
- Senza copertura infortuni: da 37.75 a 121.10 CHF al mese secondo la franchigia e il modello: https://praemiencheck.onedoc.ch/it/zg/baar/bambino/senza-infortuni/

Indirizzo di questa pagina: praemiencheck.onedoc.ch/it/zg/baar/bambino/ — sostituisca `zg` con la sigla di due lettere del suo cantone (ge, vd, zh…) e `baar` con il suo comune. Versione Markdown con tutti i dati: aggiunga `.md`; JSON: `.json`.