# Premi di cassa malati 2027 a Lovatens (VD), per un bambino da 0 a 18 anni

Nel 2027, per un bambino da 0 a 18 anni a Lovatens, il premio di cassa malati più basso è di:

- [Senza copertura infortuni](https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/senza-infortuni/): **115.15 CHF** al mese con una [franchigia di 0 CHF](https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/senza-infortuni/franchigia-0/) (KPT, KPTwin.smart - Medico di famiglia e app), **83.95 CHF** con una [franchigia di 600 CHF](https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/senza-infortuni/franchigia-600/) (CSS, Hausarztversicherung Profit).
- [Con copertura infortuni](https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/con-infortuni/): **124.15 CHF** al mese con una [franchigia di 0 CHF](https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/con-infortuni/franchigia-0/) (KPT, KPTwin.smart - Medico di famiglia e app), **90.65 CHF** con una [franchigia di 600 CHF](https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/con-infortuni/franchigia-600/) (CSS, Hausarztversicherung Profit).

## Con copertura infortuni: da 90.65 a 192.05 CHF al mese secondo la franchigia e il modello

106 offerte di 21 casse malati. Con una franchigia di 0 CHF, la più conveniente è a **124.15 CHF** al mese presso **KPT** (KPTwin.smart - Medico di famiglia e app), la più cara a 192.05 CHF presso Sympany (Modello standard).

Premio più basso:
- 0 CHF: 124.15 CHF (KPT, KPTwin.smart - Medico di famiglia e app) — https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/con-infortuni/franchigia-0/
- 100 CHF: 119.85 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/con-infortuni/franchigia-100/
- 200 CHF: 114.05 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/con-infortuni/franchigia-200/
- 300 CHF: 108.15 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/con-infortuni/franchigia-300/
- 400 CHF: 102.35 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/con-infortuni/franchigia-400/
- 500 CHF: 99.95 CHF (Helsana, Helsana BeneFit PLUS Medico di famiglia R1) — https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/con-infortuni/franchigia-500/
- 600 CHF: 90.65 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/con-infortuni/franchigia-600/

| Assicuratore | Tipo | Modello | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | KPTwin.smart - Medico di famiglia e app | 124.15 | — | 114.85 | — | 105.45 | — | 96.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Hausarztversicherung Profit | 125.65 | 119.85 | 114.05 | 108.15 | 102.35 | — | 90.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | KPTwin.plus - Medico di famiglia HMO | 125.75 | — | 116.35 | — | 106.85 | — | 97.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Helsana BeneFit PLUS Medico di famiglia R1 | 129.05 | — | — | — | — | 99.95 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | SMARTMED | 130.45 | 125.45 | 120.45 | 115.35 | 110.25 | 102.65 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | Helsana BeneFit PLUS Flexmed | 130.65 | — | — | — | — | 101.55 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | PharMed | 131.25 | 125.45 | 119.65 | 113.75 | 107.95 | 102.15 | 96.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | Hausspital | 132.05 | 126.25 | 120.45 | 114.55 | 108.75 | 102.95 | 97.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | QualiMed | 132.05 | 126.25 | 120.45 | 114.55 | 108.75 | 102.95 | 97.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | KPTwin.doc - Medico di famiglia | 132.15 | — | 122.35 | — | 112.35 | — | 102.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Helsana BeneFit PLUS Medico di famiglia R2 | 132.25 | — | — | — | — | 103.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Helsana BeneFit PLUS Telemed | 132.25 | — | — | — | — | 103.15 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | KPTwin.easy - Telemedicina | 133.75 | — | 123.85 | — | 113.75 | — | 103.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Rete delle cure | 135.25 | 129.45 | 123.65 | 117.75 | 111.95 | 106.15 | 100.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Helsana BeneFit PLUS Medico di famiglia R3 | 135.35 | — | — | — | — | 106.25 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Managed Care | 135.45 | 129.65 | 123.85 | 117.95 | 112.15 | 106.35 | 100.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | MediTel | 136.75 | 130.95 | 125.15 | 119.25 | 113.45 | 107.65 | 101.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Callmed | 137.35 | 131.55 | 125.75 | 119.85 | 114.05 | — | 102.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Medico di famiglia | 138.15 | 132.35 | 126.55 | 120.65 | 114.85 | 109.05 | 103.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Helsana BeneFit PLUS Medico di famiglia R4 | 138.55 | — | — | — | — | 109.45 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 138.75 | — | 127.05 | 121.25 | 115.45 | 109.55 | 103.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Helsana Premed-24 | 140.15 | — | — | — | — | 111.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | KPTwin.win - Medico di famiglia, telemedicina e farmacia | 140.25 | — | 129.85 | — | 119.25 | — | 108.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | ÖKK CASAMED MEDICO DI FAMIGLIA | 140.45 | — | 128.85 | — | 117.15 | — | 105.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | HMO | 141.85 | 136.05 | 130.25 | 124.35 | 118.55 | 112.75 | 106.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | TelFirst | 142.25 | 136.45 | 130.65 | — | 118.95 | — | 107.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | HMO | 142.55 | 136.75 | 130.95 | — | 119.25 | — | 107.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | Multimed | 142.65 | 136.85 | 131.05 | 125.15 | 119.35 | — | 107.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | smartDoc | 142.65 | 136.85 | 131.05 | 125.15 | 119.35 | 113.55 | 107.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Med Direct | 143.35 | 137.55 | 131.65 | 125.85 | 120.05 | 114.15 | 108.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Tel Care | 143.35 | 137.55 | 131.65 | 125.85 | 120.05 | 114.15 | 108.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Tel Doc | 143.35 | 137.55 | 131.65 | 125.85 | 120.05 | 114.15 | 108.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Studi medici della salute | 143.45 | 137.65 | 131.85 | 125.95 | 120.15 | — | 108.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | SmartCare | 144.25 | 138.45 | 132.65 | — | 120.95 | — | 109.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | ÖKK CASAMED 24 | 144.45 | — | 132.85 | — | 121.15 | — | 109.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | FeminaVita | 144.65 | 138.85 | 133.05 | 127.15 | 121.35 | 115.55 | 109.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | PreventoMed | 144.65 | 138.85 | 133.05 | 127.15 | 121.35 | 115.55 | 109.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | MyDoc | 145.25 | 139.45 | 133.65 | 127.75 | 121.95 | 116.15 | 110.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Managed Care | 146.35 | 140.55 | 134.65 | 128.85 | 123.05 | 117.15 | 111.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | PrimaFlex (Modello flessibile) | 147.15 | 141.35 | 135.55 | 129.65 | 123.85 | 118.05 | 112.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | ÖKK CASAMED HMO | 148.45 | — | 136.85 | — | 125.15 | — | 113.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | ÖKK CASAMED SELECT | 148.45 | — | 136.85 | — | 125.15 | — | 113.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | OptiMed (Rete di cure) | 148.85 | 143.05 | 137.25 | 131.35 | 125.55 | 119.75 | 113.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | SanaTel (Telemedicina) | 148.85 | 143.05 | 137.25 | 131.35 | 125.55 | 119.75 | 113.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | Favorit Multichoice | 150.05 | — | 148.05 | — | 146.15 | — | 136.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | OptiMed (Rete di cure) | 150.55 | 144.75 | 138.95 | 133.05 | 127.25 | 121.45 | 115.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 150.65 | 144.85 | 139.05 | 133.25 | 127.35 | 121.55 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 151.45 | 145.65 | 139.85 | 133.95 | 128.15 | — | 116.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | PrimaFlex (Modello flessibile) | 151.45 | 145.65 | 139.85 | 133.95 | 128.15 | 122.35 | 116.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | SanaTel (Telemedicina) | 151.45 | 145.65 | 139.85 | 133.95 | 128.15 | 122.35 | 116.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | PrimaCare (Medico di famiglia) | 152.25 | 146.45 | 140.65 | 134.75 | 128.95 | 123.15 | 117.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | CareMed | 152.45 | 146.65 | 140.85 | — | 129.15 | — | 117.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 152.45 | 146.65 | 140.85 | 134.95 | 129.15 | 123.35 | 117.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 152.75 | — | — | — | — | 123.65 | — |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Managed Care | 152.95 | 147.15 | 141.25 | 135.45 | 129.65 | 123.75 | 117.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Med Direct | 153.05 | 147.25 | 141.35 | 135.55 | 129.75 | 123.85 | 118.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | Combi Care | 153.65 | 147.85 | 142.05 | 136.15 | 130.35 | 124.55 | 118.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Tel Doc | 153.65 | 147.85 | 142.05 | 136.15 | 130.35 | 124.55 | 118.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | PrimaCare (Medico di famiglia) | 154.05 | 148.25 | 142.45 | 136.55 | 130.75 | 124.95 | 119.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | Favorit Medpharm | 154.45 | — | 152.45 | — | 147.85 | — | 136.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 155.25 | 149.45 | 143.65 | 137.75 | 131.95 | 126.15 | 120.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 156.35 | — | 144.75 | — | 133.05 | — | 121.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 156.55 | — | 144.95 | — | 133.25 | — | 121.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | EGK-TelCare | 156.95 | 151.15 | 145.35 | 139.45 | 133.65 | 127.85 | — |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | PrimaFlex (Modello flessibile) | 157.25 | 151.45 | 145.65 | 139.75 | 133.95 | 128.15 | 122.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | OptiMed (Rete di cure) | 158.15 | 152.35 | 146.55 | 140.65 | 134.85 | 129.05 | 123.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 159.25 | 154.35 | 147.75 | 142.85 | 136.30 | 131.35 | 124.80 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | SanaTel (Telemedicina) | 160.05 | 154.25 | 148.45 | 142.55 | 136.75 | 130.95 | 125.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 160.75 | 154.95 | 149.15 | — | 137.45 | — | 125.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | Combi Care | 161.85 | 155.95 | 150.15 | 144.35 | 138.45 | 132.65 | 126.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Med Call | 161.85 | 155.95 | 150.15 | 144.35 | 138.45 | 132.65 | 126.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | EGK-Care | 162.35 | 156.55 | 150.75 | 144.85 | 139.05 | 133.25 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Favorit Santé | 162.45 | — | 159.55 | — | 147.85 | — | 136.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | flexhelp24 | 162.55 | — | 150.85 | — | 139.25 | — | 127.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | PrimaCare (Medico di famiglia) | 162.75 | 156.95 | 151.15 | 145.25 | 139.45 | 133.65 | 127.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 163.55 | 157.65 | 151.85 | 146.05 | 140.15 | 134.35 | 128.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 164.65 | 158.85 | 153.05 | 147.15 | 141.35 | 135.55 | 129.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | TelMed Basic | 165.10 | 159.30 | 153.45 | 147.60 | 141.80 | 135.95 | 130.10 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Managed Care senza capitation | 165.35 | 159.55 | 153.75 | 147.85 | 142.05 | 136.25 | 130.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | casamed pharm | 166.45 | — | 154.85 | — | 143.15 | — | 131.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | casamed hmo | 166.45 | — | 154.85 | — | 143.15 | — | 131.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 166.85 | 161.05 | 155.25 | 149.35 | 143.55 | 137.75 | 131.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Medico di famiglia 1 | 166.90 | 161.10 | 155.25 | 149.40 | 143.60 | 137.75 | 131.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Medico di famiglia 2 | 166.90 | 161.10 | 155.25 | 149.40 | 143.60 | 137.75 | 131.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Medico di famiglia 3 | 166.90 | 161.10 | 155.25 | 149.40 | 143.60 | 137.75 | 131.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Medico di famiglia 4 | 166.90 | 161.10 | 155.25 | 149.40 | 143.60 | 137.75 | 131.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | TelMed Plus | 166.90 | 161.10 | 155.25 | 149.40 | 143.60 | 137.75 | 131.90 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 167.75 | 161.95 | 156.15 | 150.25 | 144.45 | 138.65 | 132.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | MultiAccess | 168.65 | 162.85 | 157.00 | 151.15 | 145.35 | 139.50 | 133.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | callmed 24 | 170.45 | — | 158.75 | — | 147.05 | — | 135.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 171.15 | — | 159.55 | — | 147.85 | — | 136.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Favorit Bestcare | 171.15 | — | 159.55 | — | 147.85 | — | 136.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Favorit Casa | 171.15 | — | 159.55 | — | 147.85 | — | 136.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Favorit Medica | 171.15 | — | 159.55 | — | 147.85 | — | 136.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Favorit Telmed | 171.15 | — | 159.55 | — | 147.85 | — | 136.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | casamed hausarzt | 171.45 | — | 159.75 | — | 148.05 | — | 136.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | Combi Care | 171.65 | 165.75 | 159.95 | 154.15 | 148.25 | 142.45 | 136.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Med Call | 171.65 | 165.75 | 159.95 | 154.15 | 148.25 | 142.45 | 136.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Med Direct | 171.65 | 165.75 | 159.95 | 154.15 | 148.25 | 142.45 | 136.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Tel Doc | 171.65 | 165.75 | 159.95 | 154.15 | 148.25 | 142.45 | 136.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 172.20 | 166.40 | 160.55 | 154.70 | 148.90 | 143.05 | 137.20 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 173.35 | 167.55 | 161.75 | 155.85 | 150.05 | 144.25 | — |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 173.35 | 167.55 | 161.75 | 155.85 | 150.05 | 144.25 | 138.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 178.35 | 172.55 | 166.75 | 160.85 | 155.05 | 149.25 | 143.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 182.65 | — | — | 165.25 | — | — | 147.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 192.05 | — | 180.35 | — | 168.75 | — | 157.05 |

106 offerte di 21 casse malati.: https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/con-infortuni/franchigia-0/ · Tutte le franchigie: https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/con-infortuni/ · Markdown: https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/con-infortuni.md

## Senza copertura infortuni: da 83.95 a 178.35 CHF al mese secondo la franchigia e il modello

106 offerte di 21 casse malati. Con una franchigia di 0 CHF, la più conveniente è a **115.15 CHF** al mese presso **KPT** (KPTwin.smart - Medico di famiglia e app), la più cara a 178.35 CHF presso Sympany (Modello standard).

Premio più basso:
- 0 CHF: 115.15 CHF (KPT, KPTwin.smart - Medico di famiglia e app) — https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/senza-infortuni/franchigia-0/
- 100 CHF: 111.15 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/senza-infortuni/franchigia-100/
- 200 CHF: 105.75 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/senza-infortuni/franchigia-200/
- 300 CHF: 100.25 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/senza-infortuni/franchigia-300/
- 400 CHF: 94.85 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/senza-infortuni/franchigia-400/
- 500 CHF: 92.65 CHF (Helsana, Helsana BeneFit PLUS Medico di famiglia R1) — https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/senza-infortuni/franchigia-500/
- 600 CHF: 83.95 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/senza-infortuni/franchigia-600/

| Assicuratore | Tipo | Modello | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | KPTwin.smart - Medico di famiglia e app | 115.15 | — | 106.45 | — | 97.75 | — | 89.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Hausarztversicherung Profit | 116.55 | 111.15 | 105.75 | 100.25 | 94.85 | — | 83.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | KPTwin.plus - Medico di famiglia HMO | 116.65 | — | 107.85 | — | 99.05 | — | 90.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Helsana BeneFit PLUS Medico di famiglia R1 | 119.75 | — | — | — | — | 92.65 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | SMARTMED | 121.15 | 116.45 | 111.75 | 107.05 | 102.25 | 95.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | Helsana BeneFit PLUS Flexmed | 121.25 | — | — | — | — | 94.15 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | PharMed | 121.75 | 116.35 | 110.95 | 105.55 | 100.15 | 94.75 | 89.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | KPTwin.doc - Medico di famiglia | 122.55 | — | 113.45 | — | 104.15 | — | 94.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | Hausspital | 122.55 | 117.15 | 111.75 | 106.25 | 100.85 | 95.45 | 89.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | QualiMed | 122.55 | 117.15 | 111.75 | 106.25 | 100.85 | 95.45 | 89.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Helsana BeneFit PLUS Medico di famiglia R2 | 122.75 | — | — | — | — | 95.65 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Helsana BeneFit PLUS Telemed | 122.75 | — | — | — | — | 95.65 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | KPTwin.easy - Telemedicina | 124.05 | — | 114.85 | — | 105.45 | — | 96.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Rete delle cure | 125.45 | 120.15 | 114.75 | 109.25 | 103.85 | 98.45 | 92.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Helsana BeneFit PLUS Medico di famiglia R3 | 125.55 | — | — | — | — | 98.55 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Managed Care | 126.35 | 120.85 | 115.45 | 109.95 | 104.55 | 99.05 | 93.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | MediTel | 126.85 | 121.55 | 116.15 | 110.65 | 105.25 | 99.85 | 94.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Callmed | 127.45 | 122.05 | 116.65 | 111.15 | 105.75 | — | 94.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Medico di famiglia | 128.15 | 122.85 | 117.45 | 111.95 | 106.55 | 101.15 | 95.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Helsana BeneFit PLUS Medico di famiglia R4 | 128.55 | — | — | — | — | 101.55 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Helsana Premed-24 | 130.05 | — | — | — | — | 102.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | KPTwin.win - Medico di famiglia, telemedicina e farmacia | 130.15 | — | 120.45 | — | 110.55 | — | 100.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | ÖKK CASAMED MEDICO DI FAMIGLIA | 130.35 | — | 119.55 | — | 108.65 | — | 97.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 131.55 | — | 120.45 | 114.95 | 109.45 | 103.85 | 98.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | Multimed | 132.35 | 126.95 | 121.55 | 116.05 | 110.65 | — | 99.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Studi medici della salute | 133.15 | 127.75 | 122.35 | 116.85 | 111.45 | — | 100.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Med Direct | 133.65 | 128.25 | 122.75 | 117.35 | 111.85 | 106.45 | 100.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Tel Care | 133.65 | 128.25 | 122.75 | 117.35 | 111.85 | 106.45 | 100.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Tel Doc | 133.65 | 128.25 | 122.75 | 117.35 | 111.85 | 106.45 | 100.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | HMO | 133.85 | 128.35 | 122.85 | 117.25 | 111.85 | 106.35 | 100.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | ÖKK CASAMED 24 | 134.05 | — | 123.25 | — | 112.35 | — | 101.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | FeminaVita | 134.25 | 128.85 | 123.45 | 117.95 | 112.55 | 107.15 | 101.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | PreventoMed | 134.25 | 128.85 | 123.45 | 117.95 | 112.55 | 107.15 | 101.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | smartDoc | 134.55 | 129.15 | 123.65 | 118.05 | 112.55 | 107.05 | 101.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | TelFirst | 134.95 | 129.35 | 123.85 | — | 112.75 | — | 101.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | HMO | 135.15 | 129.65 | 124.15 | — | 113.05 | — | 101.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Managed Care | 136.45 | 131.05 | 125.55 | 120.15 | 114.65 | 109.25 | 103.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | PrimaFlex (Modello flessibile) | 136.55 | 131.15 | 125.75 | 120.25 | 114.85 | 109.45 | 103.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | SmartCare | 136.85 | 131.25 | 125.75 | — | 114.65 | — | 103.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | MyDoc | 137.05 | 131.55 | 126.05 | 120.55 | 115.05 | 109.55 | 103.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | ÖKK CASAMED HMO | 137.75 | — | 126.95 | — | 116.15 | — | 105.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | ÖKK CASAMED SELECT | 137.75 | — | 126.95 | — | 116.15 | — | 105.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | OptiMed (Rete di cure) | 138.15 | 132.75 | 127.35 | 121.85 | 116.45 | 111.05 | 105.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | SanaTel (Telemedicina) | 138.15 | 132.75 | 127.35 | 121.85 | 116.45 | 111.05 | 105.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | Favorit Multichoice | 139.25 | — | 137.45 | — | 135.55 | — | 126.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | OptiMed (Rete di cure) | 139.65 | 134.25 | 128.85 | 123.35 | 118.05 | 112.65 | 107.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 139.85 | 134.45 | 129.05 | 123.65 | 118.15 | 112.75 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | PrimaFlex (Modello flessibile) | 140.45 | 135.05 | 129.65 | 124.25 | 118.85 | 113.45 | 107.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | SanaTel (Telemedicina) | 140.45 | 135.05 | 129.65 | 124.25 | 118.85 | 113.45 | 107.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 140.55 | 135.15 | 129.75 | 124.25 | 118.85 | — | 107.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | PrimaCare (Medico di famiglia) | 141.25 | 135.85 | 130.45 | 125.05 | 119.65 | 114.25 | 108.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 141.45 | 136.15 | 130.75 | 125.25 | 119.85 | 114.45 | 108.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 141.75 | — | — | — | — | 114.75 | — |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Managed Care | 142.65 | 137.25 | 131.75 | 126.35 | 120.85 | 115.35 | 109.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Med Direct | 142.75 | 137.35 | 131.85 | 126.45 | 120.95 | 115.45 | 110.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | PrimaCare (Medico di famiglia) | 142.95 | 137.55 | 132.15 | 126.65 | 121.25 | 115.85 | 110.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | Favorit Medpharm | 143.35 | — | 141.45 | — | 137.15 | — | 126.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | Combi Care | 143.35 | 137.95 | 132.45 | 126.95 | 121.55 | 116.05 | 110.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Tel Doc | 143.35 | 137.95 | 132.45 | 126.95 | 121.55 | 116.05 | 110.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | CareMed | 144.55 | 139.05 | 133.55 | — | 122.45 | — | 111.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 144.85 | 139.35 | 133.95 | 128.45 | 123.05 | 117.55 | 112.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 145.05 | — | 134.25 | — | 123.45 | — | 112.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 145.35 | — | 134.55 | — | 123.65 | — | 112.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | PrimaFlex (Modello flessibile) | 145.95 | 140.55 | 135.15 | 129.65 | 124.25 | 118.85 | 113.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | EGK-TelCare | 146.05 | 140.65 | 135.25 | 129.75 | 124.35 | 118.95 | — |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | OptiMed (Rete di cure) | 146.75 | 141.35 | 136.05 | 130.55 | 125.15 | 119.75 | 114.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | SanaTel (Telemedicina) | 148.45 | 143.05 | 137.75 | 132.25 | 126.85 | 121.45 | 115.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Favorit Santé | 150.75 | — | 148.05 | — | 137.15 | — | 126.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | flexhelp24 | 150.85 | — | 140.05 | — | 129.25 | — | 118.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | Combi Care | 150.95 | 145.55 | 140.05 | 134.65 | 129.15 | 123.65 | 118.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Med Call | 150.95 | 145.55 | 140.05 | 134.65 | 129.15 | 123.65 | 118.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | PrimaCare (Medico di famiglia) | 151.05 | 145.65 | 140.25 | 134.75 | 129.35 | 123.95 | 118.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | EGK-Care | 151.15 | 145.75 | 140.35 | 134.85 | 129.35 | 123.95 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 152.45 | 146.95 | 141.45 | — | 130.35 | — | 119.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 152.55 | 147.05 | 141.65 | 136.15 | 130.75 | 125.25 | 119.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | TelMed Basic | 153.40 | 148.00 | 142.55 | 137.10 | 131.70 | 126.25 | 120.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Managed Care senza capitation | 154.25 | 148.85 | 143.35 | 137.95 | 132.45 | 127.05 | 121.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | casamed pharm | 154.55 | — | 143.75 | — | 132.85 | — | 121.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | casamed hmo | 154.55 | — | 143.75 | — | 132.85 | — | 121.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 154.85 | 149.45 | 144.05 | 138.65 | 133.25 | 127.85 | 122.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Medico di famiglia 1 | 155.05 | 149.65 | 144.20 | 138.75 | 133.35 | 127.90 | 122.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Medico di famiglia 2 | 155.05 | 149.65 | 144.20 | 138.75 | 133.35 | 127.90 | 122.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Medico di famiglia 3 | 155.05 | 149.65 | 144.20 | 138.75 | 133.35 | 127.90 | 122.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Medico di famiglia 4 | 155.05 | 149.65 | 144.20 | 138.75 | 133.35 | 127.90 | 122.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | TelMed Plus | 155.05 | 149.65 | 144.20 | 138.75 | 133.35 | 127.90 | 122.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 155.35 | 149.95 | 144.45 | 138.85 | 133.35 | 127.85 | 122.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 155.75 | 150.35 | 144.95 | 139.45 | 134.05 | 128.65 | 123.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | MultiAccess | 156.70 | 151.30 | 145.85 | 140.40 | 135.00 | 129.55 | 124.10 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | callmed 24 | 158.25 | — | 147.35 | — | 136.45 | — | 125.65 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 158.25 | 153.40 | 146.85 | 141.95 | 135.45 | 130.55 | 124.00 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 158.85 | — | 148.05 | — | 137.15 | — | 126.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Favorit Bestcare | 158.85 | — | 148.05 | — | 137.15 | — | 126.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Favorit Casa | 158.85 | — | 148.05 | — | 137.15 | — | 126.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Favorit Medica | 158.85 | — | 148.05 | — | 137.15 | — | 126.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Favorit Telmed | 158.85 | — | 148.05 | — | 137.15 | — | 126.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | casamed hausarzt | 159.15 | — | 148.25 | — | 137.45 | — | 126.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 160.00 | 154.60 | 149.15 | 143.70 | 138.30 | 132.85 | 127.40 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello flessibile | Combi Care | 160.05 | 154.65 | 149.15 | 143.75 | 138.25 | 132.85 | 127.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Med Call | 160.05 | 154.65 | 149.15 | 143.75 | 138.25 | 132.85 | 127.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Medico di famiglia / HMO | Med Direct | 160.05 | 154.65 | 149.15 | 143.75 | 138.25 | 132.85 | 127.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicina | Tel Doc | 160.05 | 154.65 | 149.15 | 143.75 | 138.25 | 132.85 | 127.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 161.35 | 155.95 | 150.55 | 145.05 | 139.65 | 134.25 | — |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 161.75 | 156.35 | 150.85 | 145.45 | 139.95 | 134.45 | 129.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 165.55 | 160.15 | 154.75 | 149.25 | 143.85 | 138.45 | 132.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 169.55 | — | — | 153.35 | — | — | 137.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Modello standard | Modello standard * | 178.35 | — | 167.45 | — | 156.65 | — | 145.75 |

106 offerte di 21 casse malati.: https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/senza-infortuni/franchigia-0/ · Tutte le franchigie: https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/senza-infortuni/ · Markdown: https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/senza-infortuni.md

\* modello predefinito dell’assicuratore

Ultima modifica: 29.09.2026

## Domande frequenti

### Qual è la cassa malati più conveniente a Lovatens per un bambino da 0 a 18 anni?

Nel 2027, [senza copertura infortuni](https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/senza-infortuni/): KPT (KPTwin.smart - Medico di famiglia e app) a 115.15 CHF al mese con una [franchigia di 0 CHF](https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/senza-infortuni/franchigia-0/), e CSS (Hausarztversicherung Profit) a 83.95 CHF con la [franchigia di 600 CHF](https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/senza-infortuni/franchigia-600/). [Con copertura infortuni](https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/con-infortuni/): KPT (KPTwin.smart - Medico di famiglia e app) a 124.15 CHF, e CSS (Hausarztversicherung Profit) a 90.65 CHF.

### Quanto costa la copertura infortuni nell’assicurazione di base a Lovatens?

Per un bambino da 0 a 18 anni presso KPT (KPTwin.smart - Medico di famiglia e app), il premio passa da 115.15 CHF al mese [senza copertura infortuni](https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/senza-infortuni/) a 124.15 CHF con copertura infortuni, con franchigia di 0 CHF: 9.00 CHF al mese, 108.00 CHF all’anno. Questa copertura è necessaria solo se non è già interamente assicurato/a contro gli infortuni secondo la [LAINF](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/it). Se lavora almeno 8 ore alla settimana presso lo stesso datore di lavoro, la sua assicurazione copre di regola anche gli infortuni non professionali.

### Perché il premio approvato dall’UFSP è più alto del prezzo indicato?

L’importo in grande è il premio approvato dall’UFSP — identico a priminfo.admin.ch e indicato sotto ogni prezzo — meno la ridistribuzione delle tasse ambientali (tassa sul CO₂ e tassa d’incentivazione sui COV). Nel 2027 ogni persona assicurata in Svizzera riceve 57.00 CHF, che la cassa malati deduce dalle fatture dei premi: 4.75 CHF al mese, lo stesso importo per tutti, indipendentemente da cassa, modello e franchigia. La classifica non cambia. Questo importo non è necessariamente la sua fattura finale: la riduzione individuale dei premi concessa dal suo cantone o uno sconto per pagamento annuale vi si aggiungono se del caso. Esempio: il premio approvato di 128.90 CHF presso KPT (KPTwin.smart - Medico di famiglia e app) dà 124.15 CHF dopo ridistribuzione.

### Fino a quando posso cambiare cassa malati per il 2027?

La sua disdetta deve pervenire alla cassa attuale entro il 30 novembre 2026; il cambiamento ha effetto il 1° gennaio 2027. I premi di questa pagina sono quelli approvati dall’UFSP per il 2027.

Fonte: Ufficio federale della sanità pubblica (UFSP), premi 2027 dell’assicurazione di base approvati, versione 29.09.2026 — gli stessi dati di [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Pubblicati il 29.09.2026. Validi dal 01.01.2027 al 31.12.2027. Questo servizio OneDoc non è un sito ufficiale della Confederazione.

Canonical: https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/

## Pagine correlate

- Con copertura infortuni: da 90.65 a 192.05 CHF al mese secondo la franchigia e il modello: https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/con-infortuni/
- Senza copertura infortuni: da 83.95 a 178.35 CHF al mese secondo la franchigia e il modello: https://praemiencheck.onedoc.ch/it/vd/lovatens/bambino/senza-infortuni/

Indirizzo di questa pagina: praemiencheck.onedoc.ch/it/vd/lovatens/bambino/ — sostituisca `vd` con la sigla di due lettere del suo cantone (ge, vd, zh…) e `lovatens` con il suo comune. Versione Markdown con tutti i dati: aggiunga `.md`; JSON: `.json`.