# Premi di cassa malati 2026 a St. Stephan (BE), per un bambino da 0 a 18 anni

Nel 2026, per un bambino da 0 a 18 anni a St. Stephan, il premio di cassa malati più basso è di:

- [Senza copertura infortuni](https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/senza-infortuni/): **88.45 CHF** al mese con una [franchigia di 0 CHF](https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/senza-infortuni/franchigia-0/) (Agrisano, AGRIsmart), **59.85 CHF** con una [franchigia di 600 CHF](https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/senza-infortuni/franchigia-600/) (Agrisano, AGRIsmart).
- [Con copertura infortuni](https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/con-infortuni/): **93.35 CHF** al mese con una [franchigia di 0 CHF](https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/con-infortuni/franchigia-0/) (Agrisano, AGRIsmart), **63.25 CHF** con una [franchigia di 600 CHF](https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/con-infortuni/franchigia-600/) (Agrisano, AGRIsmart).

## Con copertura infortuni: da 63.25 a 166.85 CHF al mese secondo la franchigia e il modello

128 offerte di 26 casse malati. Con una franchigia di 0 CHF, la più conveniente è a **93.35 CHF** al mese presso **Agrisano** (AGRIsmart), la più cara a 166.85 CHF presso Sympany (Modello standard).

Premio più basso:
- 0 CHF: 93.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/con-infortuni/franchigia-0/
- 100 CHF: 98.35 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/con-infortuni/franchigia-100/
- 200 CHF: 83.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/con-infortuni/franchigia-200/
- 300 CHF: 78.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/con-infortuni/franchigia-300/
- 400 CHF: 73.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/con-infortuni/franchigia-400/
- 500 CHF: 68.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/con-infortuni/franchigia-500/
- 600 CHF: 63.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/con-infortuni/franchigia-600/

| Assicuratore | Tipo | Modello | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | AGRIsmart | 93.35 | — | 83.25 | 78.25 | 73.25 | 68.25 | 63.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | AGRIcontact | 98.45 | — | 87.85 | 82.65 | 77.35 | 72.05 | 66.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Modello HMO | 99.85 | — | 88.25 | — | 76.55 | — | 64.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | AGRIeco | 100.15 | — | 89.45 | 84.05 | 78.75 | 73.35 | 67.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia | 102.25 | — | 90.65 | — | 78.95 | — | 67.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Select | 102.25 | — | 90.65 | — | 78.95 | — | 67.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Telemedicina | 104.05 | — | 92.45 | — | 80.75 | — | 69.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Hausarztversicherung Profit | 104.15 | 98.35 | 92.55 | 86.65 | 80.85 | — | 69.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | VIVA – Gesundheitsplan | 104.55 | 98.75 | 96.75 | 90.95 | 89.05 | 83.15 | 77.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Tel Doc | 105.35 | 99.45 | 93.65 | 87.85 | 81.95 | 76.15 | 70.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | KPTwin.smart | 105.85 | — | 96.65 | — | 87.25 | — | 77.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | HMO plus | 105.85 | 100.05 | 94.15 | 88.35 | 82.55 | 76.65 | 70.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | BeneFit PLUS Telmed | 105.95 | — | — | — | — | 76.85 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia | 106.15 | 100.65 | 95.45 | 89.65 | 84.15 | 78.15 | 73.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Telemedicina | 106.15 | 100.65 | 95.45 | 89.65 | 84.15 | 78.15 | 73.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | TelMed (Compact One) | 107.05 | 101.25 | 95.45 | 89.55 | 83.75 | 77.95 | 72.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | BeneFit PLUS Hausarzt R2 | 107.25 | — | — | — | — | 78.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | BeneFit PLUS Hausarzt R1 | 107.25 | — | — | — | — | 78.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | BeneFit PLUS Flexmed R1 | 107.25 | — | — | — | — | 78.15 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Callmed | 107.75 | 101.95 | 96.15 | 90.25 | 84.45 | — | 72.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | HMO | 107.85 | 102.05 | 96.25 | 90.35 | 84.55 | 78.75 | 72.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SMARTMED | 107.95 | 102.95 | 97.85 | 92.15 | 87.05 | 80.95 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia 1 | 108.10 | 102.30 | 96.50 | 90.60 | 84.80 | 79.00 | 73.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia 2 | 108.10 | 102.30 | 96.50 | 90.60 | 84.80 | 79.00 | 73.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia 3 | 108.10 | 102.30 | 96.50 | 90.60 | 84.80 | 79.00 | 73.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia 4 | 108.10 | 102.30 | 96.50 | 90.60 | 84.80 | 79.00 | 73.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | TelMed (CallMed) | 108.15 | 102.35 | 96.55 | 90.65 | 84.85 | 79.05 | 73.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | KPTwin.win | 108.65 | — | 99.25 | — | 89.65 | — | 79.95 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Digimed | 109.35 | 103.55 | 97.75 | 91.85 | 86.05 | 80.25 | 80.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | MultiAccess | 109.35 | 103.55 | 97.75 | 91.85 | 86.05 | 80.25 | 74.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 109.35 | — | 97.65 | 91.85 | 86.05 | 80.15 | 74.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | OptiMed | 109.65 | 103.85 | 98.05 | 92.15 | 86.35 | 80.55 | 74.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | PrimaFlex | 109.65 | 103.85 | 98.05 | 92.15 | 86.35 | 80.55 | 74.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | BeneFit PLUS Hausarzt R3 | 109.95 | — | — | — | — | 80.85 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | BeneFit PLUS Flexmed R3 | 109.95 | — | — | — | — | 80.85 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | smartDoc | 110.55 | 104.75 | 98.95 | 93.05 | 87.25 | 81.45 | 75.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Managed Care | 110.65 | 104.85 | 98.95 | 93.15 | 87.35 | 81.45 | 75.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SanaTel | 110.95 | 105.15 | 99.35 | 93.45 | 87.65 | 81.85 | 75.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | KPTwin.plus | 111.45 | — | 101.65 | — | 91.85 | — | 82.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | KPTwin.doc | 111.45 | — | 101.65 | — | 91.85 | — | 82.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Med Direct | 111.45 | 105.55 | 99.75 | 93.95 | 88.05 | 82.25 | 76.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | CASAMED | 111.65 | 105.85 | 100.05 | 94.25 | 88.35 | 82.55 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 111.65 | 105.85 | 100.05 | 94.15 | 88.35 | 82.55 | 76.65 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Telemedicina | 112.65 | 106.85 | 101.05 | 95.15 | 89.35 | 83.55 | 83.55 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medcasa | 112.75 | 106.95 | 101.15 | 95.25 | 89.55 | 83.65 | 77.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | PrimaCare | 113.55 | 107.75 | 101.95 | 96.05 | 90.25 | 84.45 | 78.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | BeneFit PLUS Hausarzt R4 | 113.85 | — | — | — | — | 84.75 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 114.15 | — | 102.55 | — | 90.85 | — | 79.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | KPTwin.easy | 114.25 | — | 104.25 | — | 94.15 | — | 84.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SLKK-SmartMed | 114.45 | 109.35 | 104.25 | 99.05 | 94.25 | 88.85 | 83.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Tel Care | 114.65 | 108.75 | 102.95 | 97.15 | 91.25 | 85.45 | 79.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Premed-24 | 115.15 | — | — | — | — | 86.05 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Studi medici della salute | 115.25 | 109.45 | 103.65 | 97.75 | 91.95 | — | 80.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Multimed | 115.25 | 109.45 | 103.65 | 97.75 | 91.95 | — | 80.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | MyDoc | 115.25 | 109.45 | 103.65 | 97.75 | 91.95 | 86.15 | 80.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | PharMed | 115.45 | 109.65 | 103.85 | 97.95 | 92.15 | 86.35 | 80.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 115.75 | 109.95 | 104.15 | 98.25 | 92.45 | 86.65 | 80.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | PrimaFlex | 115.95 | 110.15 | 104.35 | 98.45 | 92.65 | 86.85 | 80.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Qualimed | 116.15 | 110.35 | 104.55 | 98.65 | 92.85 | 87.05 | 81.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | OptiMed | 116.65 | 110.85 | 105.05 | 99.15 | 93.35 | 87.55 | 81.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SanaTel | 116.65 | 110.85 | 105.05 | 99.15 | 93.35 | 87.55 | 81.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia | 116.85 | 111.05 | 105.25 | 99.35 | 93.55 | 87.75 | 81.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | SLKK-HomeCare | 117.15 | 111.95 | 106.75 | 101.45 | 96.45 | 90.95 | 85.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | EGK-TelCare | 117.75 | 116.85 | 115.85 | 114.85 | 113.85 | 112.85 | — |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Sanmed24 | 118.05 | 112.25 | 106.45 | 100.55 | 94.85 | 88.95 | 83.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SLKK-TelCare | 118.55 | 113.25 | 107.95 | 102.65 | 97.55 | 92.05 | 86.65 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Telemedicina | 119.05 | 113.25 | 107.40 | 101.55 | 95.75 | 89.90 | 84.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | OptiMed | 119.85 | 114.05 | 108.25 | 102.35 | 96.55 | 90.75 | 84.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 120.25 | 114.45 | 108.65 | 102.75 | 96.95 | — | 85.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Sparmed | 120.25 | 115.25 | 110.20 | 103.95 | 98.95 | 93.90 | 87.65 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Hausmed | 120.40 | 114.55 | 108.70 | 102.90 | 97.05 | 91.20 | 85.40 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | FAVORIT MULTICHOICE | 120.45 | — | 111.55 | — | 99.85 | — | 88.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | PrimaFlex | 120.55 | 114.75 | 108.95 | 103.05 | 97.25 | 91.45 | 85.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | PrimaCare | 120.75 | 114.95 | 109.15 | 103.25 | 97.45 | 91.65 | 85.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | PrimaCare | 121.25 | 115.45 | 109.65 | 103.75 | 97.95 | 92.15 | 86.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SanaTel | 121.25 | 115.45 | 109.65 | 103.75 | 97.95 | 92.15 | 86.25 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Casa | 121.95 | 116.15 | 110.35 | 104.45 | 98.65 | 92.85 | 86.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Managed Care | 121.95 | 116.15 | 110.25 | 104.45 | 98.65 | 92.75 | 86.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Combi Care | 122.75 | 116.95 | 111.05 | 105.25 | 99.45 | 93.55 | 87.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | EGK-Care | 122.95 | 122.05 | 121.05 | 120.05 | 119.05 | 118.05 | — |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 123.15 | 117.35 | 111.55 | 105.65 | 99.85 | 94.05 | 88.15 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 123.15 | 117.35 | 111.55 | 105.65 | 99.85 | 94.05 | 94.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Managed Care | 123.65 | 117.75 | 111.95 | 106.15 | 100.25 | 94.45 | 88.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | FAVORIT MEDPHARM | 123.85 | — | 114.95 | — | 103.25 | — | 91.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Med Call | 124.05 | 118.25 | 112.35 | 106.55 | 100.75 | 94.85 | 89.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 124.65 | 118.85 | 113.05 | 107.25 | 101.35 | 95.55 | — |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Tel Doc | 124.85 | 119.05 | 113.15 | 107.35 | 101.55 | 95.65 | 89.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 125.35 | 119.55 | 113.65 | 107.85 | 102.05 | 96.15 | 90.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 125.65 | — | — | — | — | 96.55 | — |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 125.85 | 120.05 | 114.25 | 108.35 | 102.55 | 96.75 | 90.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | FeminaVita | 126.55 | 120.75 | 114.95 | 109.05 | 103.25 | 97.45 | 91.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | PreventoMed | 126.55 | 120.75 | 114.95 | 109.05 | 103.25 | 97.45 | 91.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | FAVORIT SANTE | 126.65 | — | 117.65 | — | 106.05 | — | 94.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 126.85 | 121.55 | 116.30 | 109.70 | 104.40 | 97.80 | 92.55 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 127.00 | 121.15 | 115.30 | 109.50 | 103.65 | 97.80 | 92.00 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Med Direct | 127.25 | 121.35 | 115.55 | 109.75 | 103.85 | 98.05 | 92.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 128.55 | 122.75 | 116.95 | 111.05 | 105.25 | 99.45 | 93.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Managed Care senza capitation | 129.85 | 124.05 | 118.15 | 112.35 | 106.55 | 100.65 | 94.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | FAVORIT CASA | 130.05 | — | 119.75 | — | 108.05 | — | 96.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 130.75 | 124.95 | 119.15 | 113.25 | 107.75 | 101.65 | 95.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 131.65 | 125.85 | 120.05 | 114.15 | 108.35 | 102.55 | 96.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 132.05 | — | 120.45 | — | 108.75 | — | 97.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | FAVORIT MEDICA | 132.05 | — | 120.45 | — | 108.75 | — | 97.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | FAVORIT TELMED | 132.05 | — | 120.45 | — | 108.75 | — | 97.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SmartCare | 132.75 | 126.95 | 121.15 | — | 109.45 | — | 97.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 133.45 | 127.65 | 121.85 | 115.95 | 110.15 | 104.35 | 98.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | HMO | 133.55 | 127.75 | 121.95 | — | 110.25 | — | 98.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 133.55 | — | 121.95 | — | 110.25 | — | 98.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 133.75 | 127.95 | 122.15 | 116.25 | 110.45 | 104.65 | 98.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Combi Care | 134.65 | 128.85 | 122.95 | 117.15 | 111.35 | 105.45 | 99.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Combi Care | 135.55 | 129.65 | 123.85 | 118.05 | 112.15 | 106.35 | 100.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Med Call | 135.55 | 129.65 | 123.85 | 118.05 | 112.15 | 106.35 | 100.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Tel Doc | 135.55 | 129.65 | 123.85 | 118.05 | 112.15 | 106.35 | 100.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | CareMed | 136.65 | 130.85 | 125.05 | — | 113.35 | — | 101.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 136.95 | 131.05 | 125.25 | 119.45 | 113.55 | 107.75 | 101.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 137.65 | 136.65 | 135.65 | 134.65 | 133.65 | 132.65 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | TelFirst | 139.85 | 134.05 | 128.25 | — | 116.55 | — | 104.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | sanmed24 | 140.75 | — | — | 123.25 | — | — | 105.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 141.35 | 135.55 | 129.75 | 123.85 | 118.05 | 112.25 | 106.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | FlexHelp 24 | 146.25 | — | 134.55 | — | 122.95 | — | 111.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | casamed pharm | 146.25 | — | 134.55 | — | 122.95 | — | 111.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | casamed hausarzt | 147.15 | — | 135.45 | — | 123.75 | — | 112.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | callmed 24 | 147.15 | — | 135.45 | — | 123.75 | — | 112.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia | 147.85 | — | — | 130.35 | — | — | 112.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | casamed hmo | 149.65 | — | 138.05 | — | 126.35 | — | 114.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 152.45 | 146.65 | 140.85 | — | 129.15 | — | 117.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 153.35 | — | — | 135.85 | — | — | 118.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard * | 166.85 | — | 155.25 | — | 143.55 | — | 131.85 |

128 offerte di 26 casse malati.: https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/con-infortuni/franchigia-0/ · Tutte le franchigie: https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/con-infortuni/ · Markdown: https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/con-infortuni.md

## Senza copertura infortuni: da 59.85 a 154.85 CHF al mese secondo la franchigia e il modello

128 offerte di 26 casse malati. Con una franchigia di 0 CHF, la più conveniente è a **88.45 CHF** al mese presso **Agrisano** (AGRIsmart), la più cara a 154.85 CHF presso Sympany (Modello standard).

Premio più basso:
- 0 CHF: 88.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/senza-infortuni/franchigia-0/
- 100 CHF: 91.15 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/senza-infortuni/franchigia-100/
- 200 CHF: 78.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/senza-infortuni/franchigia-200/
- 300 CHF: 74.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/senza-infortuni/franchigia-300/
- 400 CHF: 69.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/senza-infortuni/franchigia-400/
- 500 CHF: 64.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/senza-infortuni/franchigia-500/
- 600 CHF: 59.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/senza-infortuni/franchigia-600/

| Assicuratore | Tipo | Modello | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | AGRIsmart | 88.45 | — | 78.85 | 74.05 | 69.35 | 64.55 | 59.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Modello HMO | 92.55 | — | 81.75 | — | 70.85 | — | 59.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | AGRIcontact | 93.25 | — | 83.25 | 78.25 | 73.25 | 68.15 | 63.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia | 94.75 | — | 83.95 | — | 73.15 | — | 62.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Select | 94.75 | — | 83.95 | — | 73.15 | — | 62.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | AGRIeco | 94.85 | — | 84.75 | 79.55 | 74.55 | 69.45 | 64.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Telemedicina | 96.45 | — | 85.65 | — | 74.75 | — | 63.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Hausarztversicherung Profit | 96.55 | 91.15 | 85.75 | 80.25 | 74.85 | — | 63.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | VIVA – Gesundheitsplan | 97.35 | 91.95 | 90.15 | 84.65 | 82.85 | 77.45 | 71.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | KPTwin.smart | 98.05 | — | 89.45 | — | 80.75 | — | 72.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Tel Doc | 98.15 | 92.65 | 87.25 | 81.75 | 76.35 | 70.85 | 65.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | BeneFit PLUS Telmed | 98.25 | — | — | — | — | 71.15 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia | 98.45 | 93.25 | 88.45 | 83.05 | 77.95 | 72.35 | 67.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Telemedicina | 98.45 | 93.25 | 88.45 | 83.05 | 77.95 | 72.35 | 67.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | HMO plus | 98.65 | 93.15 | 87.75 | 82.25 | 76.75 | 71.35 | 65.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | TelMed (Compact One) | 99.35 | 93.95 | 88.55 | 83.05 | 77.65 | 72.25 | 66.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | BeneFit PLUS Hausarzt R2 | 99.45 | — | — | — | — | 72.35 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | BeneFit PLUS Hausarzt R1 | 99.45 | — | — | — | — | 72.35 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | BeneFit PLUS Flexmed R1 | 99.45 | — | — | — | — | 72.35 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Callmed | 99.85 | 94.45 | 89.05 | 83.55 | 78.15 | — | 67.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SMARTMED | 100.05 | 95.45 | 90.75 | 85.35 | 80.65 | 75.05 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia 1 | 100.30 | 94.90 | 89.50 | 84.00 | 78.60 | 73.20 | 67.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia 2 | 100.30 | 94.90 | 89.50 | 84.00 | 78.60 | 73.20 | 67.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia 3 | 100.30 | 94.90 | 89.50 | 84.00 | 78.60 | 73.20 | 67.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia 4 | 100.30 | 94.90 | 89.50 | 84.00 | 78.60 | 73.20 | 67.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | TelMed (CallMed) | 100.35 | 94.95 | 89.55 | 84.05 | 78.65 | 73.25 | 67.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | KPTwin.win | 100.65 | — | 91.85 | — | 82.95 | — | 73.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | MultiAccess | 101.45 | 96.05 | 90.65 | 85.25 | 79.85 | 74.45 | 68.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | HMO | 101.65 | 96.25 | 90.75 | 85.15 | 79.65 | 74.15 | 68.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | OptiMed | 101.65 | 96.25 | 90.85 | 85.35 | 79.95 | 74.65 | 69.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | PrimaFlex | 101.65 | 96.25 | 90.85 | 85.35 | 79.95 | 74.65 | 69.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | BeneFit PLUS Hausarzt R3 | 101.95 | — | — | — | — | 74.85 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | BeneFit PLUS Flexmed R3 | 101.95 | — | — | — | — | 74.85 | — |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Digimed | 102.45 | 97.05 | 91.65 | 86.05 | 80.65 | 75.15 | 75.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SanaTel | 102.85 | 97.45 | 92.05 | 86.55 | 81.15 | 75.75 | 70.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Managed Care | 103.15 | 97.65 | 92.15 | 86.75 | 81.25 | 75.85 | 70.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | KPTwin.plus | 103.25 | — | 94.15 | — | 85.05 | — | 75.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | KPTwin.doc | 103.25 | — | 94.15 | — | 85.05 | — | 75.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | CASAMED | 103.55 | 98.15 | 92.75 | 87.35 | 81.85 | 76.45 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 103.65 | 98.25 | 92.85 | 87.35 | 81.95 | 76.55 | 71.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 103.65 | — | 92.55 | 87.05 | 81.45 | 75.85 | 70.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Med Direct | 103.85 | 98.35 | 92.95 | 87.45 | 82.05 | 76.55 | 71.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | smartDoc | 104.25 | 98.75 | 93.25 | 87.65 | 82.25 | 76.75 | 71.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medcasa | 105.15 | 99.65 | 94.25 | 88.75 | 83.35 | 77.85 | 72.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | PrimaCare | 105.25 | 99.85 | 94.45 | 88.95 | 83.55 | 78.15 | 72.65 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Telemedicina | 105.55 | 100.15 | 94.75 | 89.15 | 83.75 | 78.25 | 78.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | BeneFit PLUS Hausarzt R4 | 105.55 | — | — | — | — | 78.55 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | KPTwin.easy | 105.85 | — | 96.55 | — | 87.15 | — | 77.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 105.85 | — | 95.05 | — | 84.15 | — | 73.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Premed-24 | 106.75 | — | — | — | — | 79.75 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Studi medici della salute | 106.85 | 101.45 | 96.05 | 90.55 | 85.15 | — | 74.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Multimed | 106.85 | 101.45 | 96.05 | 90.55 | 85.15 | — | 74.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Tel Care | 106.85 | 101.35 | 95.95 | 90.45 | 85.05 | 79.55 | 74.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | PharMed | 107.05 | 101.65 | 96.25 | 90.75 | 85.35 | 79.95 | 74.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SLKK-SmartMed | 107.25 | 102.45 | 97.65 | 92.75 | 88.25 | 83.25 | 78.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 107.35 | 101.95 | 96.55 | 91.05 | 85.65 | 80.25 | 74.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | PrimaFlex | 107.45 | 102.05 | 96.65 | 91.15 | 85.75 | 80.35 | 74.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Qualimed | 107.75 | 102.35 | 96.95 | 91.45 | 86.05 | 80.65 | 75.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | OptiMed | 108.05 | 102.65 | 97.35 | 91.85 | 86.45 | 81.05 | 75.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SanaTel | 108.05 | 102.65 | 97.35 | 91.85 | 86.45 | 81.05 | 75.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia | 108.35 | 102.95 | 97.55 | 92.05 | 86.65 | 81.25 | 75.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | MyDoc | 108.65 | 103.15 | 97.75 | 92.15 | 86.65 | 81.15 | 75.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | EGK-TelCare | 109.15 | 108.35 | 107.45 | 106.45 | 105.55 | 104.65 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | SLKK-HomeCare | 109.85 | 104.95 | 100.05 | 95.05 | 90.35 | 85.25 | 80.25 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Sanmed24 | 110.05 | 104.65 | 99.25 | 93.75 | 88.35 | 82.85 | 77.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SLKK-TelCare | 111.15 | 106.15 | 101.15 | 96.15 | 91.45 | 86.25 | 81.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | OptiMed | 111.15 | 105.75 | 100.35 | 94.85 | 89.45 | 84.05 | 78.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 111.45 | 106.05 | 100.65 | 95.15 | 89.85 | — | 78.95 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Telemedicina | 111.60 | 106.10 | 100.65 | 95.15 | 89.65 | 84.20 | 78.70 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | FAVORIT MULTICHOICE | 111.65 | — | 103.35 | — | 92.55 | — | 81.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | PrimaFlex | 111.75 | 106.35 | 100.95 | 95.45 | 90.15 | 84.75 | 79.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | PrimaCare | 111.95 | 106.55 | 101.15 | 95.65 | 90.25 | 84.85 | 79.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | PrimaCare | 112.45 | 107.05 | 101.65 | 96.15 | 90.75 | 85.35 | 79.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SanaTel | 112.45 | 107.05 | 101.65 | 96.15 | 90.75 | 85.35 | 79.85 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Hausmed | 112.85 | 107.35 | 101.90 | 96.40 | 90.90 | 85.45 | 79.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Managed Care | 113.65 | 108.25 | 102.75 | 97.25 | 91.85 | 86.35 | 80.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Casa | 113.75 | 108.35 | 102.85 | 97.35 | 91.95 | 86.55 | 81.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | EGK-Care | 114.05 | 113.15 | 112.25 | 111.35 | 110.45 | 109.45 | — |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 114.15 | 108.75 | 103.45 | 97.95 | 92.55 | 87.15 | 81.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Combi Care | 114.45 | 108.95 | 103.55 | 98.05 | 92.65 | 87.15 | 81.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | FAVORIT MEDPHARM | 114.85 | — | 106.55 | — | 95.65 | — | 84.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Managed Care | 115.25 | 109.75 | 104.35 | 98.85 | 93.45 | 87.95 | 82.55 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 115.55 | 110.05 | 104.55 | 99.05 | 93.55 | 88.15 | 88.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 115.65 | 110.25 | 104.85 | 99.45 | 93.95 | 88.55 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Med Call | 115.65 | 110.15 | 104.75 | 99.25 | 93.85 | 88.35 | 82.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Tel Doc | 116.35 | 110.95 | 105.45 | 100.05 | 94.55 | 89.15 | 83.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 116.55 | — | — | — | — | 89.45 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 116.85 | 111.35 | 105.95 | 100.45 | 95.05 | 89.55 | 84.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 117.35 | 111.95 | 106.55 | 101.05 | 95.55 | 90.15 | 84.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | FAVORIT SANTE | 117.35 | — | 109.05 | — | 98.25 | — | 87.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | FeminaVita | 117.35 | 111.95 | 106.55 | 101.15 | 95.75 | 90.35 | 84.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | PreventoMed | 117.35 | 111.95 | 106.55 | 101.15 | 95.75 | 90.35 | 84.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Med Direct | 118.55 | 113.15 | 107.65 | 102.25 | 96.75 | 91.35 | 85.85 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 119.05 | 113.60 | 108.10 | 102.60 | 97.15 | 91.65 | 86.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Sparmed | 119.50 | 114.55 | 109.50 | 103.30 | 98.35 | 93.30 | 87.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | FAVORIT CASA | 120.55 | — | 111.05 | — | 100.15 | — | 89.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Managed Care senza capitation | 121.05 | 115.55 | 110.15 | 104.65 | 99.25 | 93.75 | 88.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 121.25 | 115.75 | 110.25 | 104.75 | 99.25 | 93.75 | 88.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 122.05 | 116.65 | 111.25 | 105.85 | 100.45 | 95.05 | 89.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 122.45 | — | 111.65 | — | 100.75 | — | 89.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | FAVORIT MEDICA | 122.45 | — | 111.65 | — | 100.75 | — | 89.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | FAVORIT TELMED | 122.45 | — | 111.65 | — | 100.75 | — | 89.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 122.65 | 117.15 | 111.75 | 106.15 | 100.95 | 95.25 | 89.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 123.75 | 118.45 | 113.05 | 107.55 | 102.15 | 96.75 | 91.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 123.85 | — | 113.05 | — | 102.15 | — | 91.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 124.05 | 118.65 | 113.25 | 107.75 | 102.35 | 96.95 | 91.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Combi Care | 125.55 | 120.05 | 114.65 | 109.15 | 103.75 | 98.25 | 92.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | SmartCare | 125.85 | 120.35 | 114.85 | — | 103.75 | — | 92.65 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 126.05 | 120.80 | 115.55 | 109.00 | 103.75 | 97.20 | 91.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | Combi Care | 126.35 | 120.85 | 115.45 | 109.95 | 104.55 | 99.05 | 93.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Med Call | 126.35 | 120.85 | 115.45 | 109.95 | 104.55 | 99.05 | 93.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | Tel Doc | 126.35 | 120.85 | 115.45 | 109.95 | 104.55 | 99.05 | 93.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | HMO | 126.65 | 121.15 | 115.55 | — | 104.45 | — | 93.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 127.65 | 122.25 | 116.75 | 111.35 | 105.85 | 100.35 | 94.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 127.75 | 126.75 | 125.85 | 124.95 | 123.95 | 123.05 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | CareMed | 129.55 | 124.05 | 118.55 | — | 107.45 | — | 96.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | sanmed24 | 130.55 | — | — | 114.35 | — | — | 98.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 131.85 | 126.35 | 120.95 | 115.45 | 110.05 | 104.55 | 99.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | TelFirst | 132.65 | 127.05 | 121.55 | — | 110.45 | — | 99.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | FlexHelp 24 | 135.75 | — | 124.85 | — | 114.05 | — | 103.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello flessibile | casamed pharm | 135.75 | — | 124.85 | — | 114.05 | — | 103.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | casamed hausarzt | 136.55 | — | 125.65 | — | 114.75 | — | 103.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicina | callmed 24 | 136.55 | — | 125.65 | — | 114.75 | — | 103.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | Medico di famiglia | 137.15 | — | — | 120.95 | — | — | 104.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Medico di famiglia / HMO | casamed hmo | 138.85 | — | 128.05 | — | 117.15 | — | 106.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 142.35 | — | — | 126.05 | — | — | 109.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 144.55 | 139.05 | 133.55 | — | 122.45 | — | 111.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Modello standard | Modello standard | 154.85 | — | 144.05 | — | 133.15 | — | 122.35 |

128 offerte di 26 casse malati.: https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/senza-infortuni/franchigia-0/ · Tutte le franchigie: https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/senza-infortuni/ · Markdown: https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/senza-infortuni.md

\* modello predefinito dell’assicuratore

Ultima modifica: 28.09.2026

## Domande frequenti

### Qual è la cassa malati più conveniente a St. Stephan per un bambino da 0 a 18 anni?

Nel 2026, [senza copertura infortuni](https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/senza-infortuni/): Agrisano (AGRIsmart) a 88.45 CHF al mese con una [franchigia di 0 CHF](https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/senza-infortuni/franchigia-0/), e Agrisano (AGRIsmart) a 59.85 CHF con la [franchigia di 600 CHF](https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/senza-infortuni/franchigia-600/). [Con copertura infortuni](https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/con-infortuni/): Agrisano (AGRIsmart) a 93.35 CHF, e Agrisano (AGRIsmart) a 63.25 CHF.

### Quanto costa la copertura infortuni nell’assicurazione di base a St. Stephan?

Per un bambino da 0 a 18 anni presso Agrisano (AGRIsmart), il premio passa da 88.45 CHF al mese [senza copertura infortuni](https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/senza-infortuni/) a 93.35 CHF con copertura infortuni, con franchigia di 0 CHF: 4.90 CHF al mese, 58.80 CHF all’anno. Questa copertura è necessaria solo se non è già interamente assicurato/a contro gli infortuni secondo la [LAINF](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/it). Se lavora almeno 8 ore alla settimana presso lo stesso datore di lavoro, la sua assicurazione copre di regola anche gli infortuni non professionali.

### Perché il premio approvato dall’UFSP è più alto del prezzo indicato?

L’importo in grande è il premio approvato dall’UFSP — identico a priminfo.admin.ch e indicato sotto ogni prezzo — meno la ridistribuzione delle tasse ambientali (tassa sul CO₂ e tassa d’incentivazione sui COV). Nel 2026 ogni persona assicurata in Svizzera riceve 61.80 CHF, che la cassa malati deduce dalle fatture dei premi: 5.15 CHF al mese, lo stesso importo per tutti, indipendentemente da cassa, modello e franchigia. La classifica non cambia. Questo importo non è necessariamente la sua fattura finale: la riduzione individuale dei premi concessa dal suo cantone o uno sconto per pagamento annuale vi si aggiungono se del caso. Esempio: il premio approvato di 98.50 CHF presso Agrisano (AGRIsmart) dà 93.35 CHF dopo ridistribuzione.

### Fino a quando posso cambiare cassa malati per il 2026?

La sua disdetta deve pervenire alla cassa attuale entro il 30 novembre 2025; il cambiamento ha effetto il 1° gennaio 2026. I premi di questa pagina sono quelli approvati dall’UFSP per il 2026.

Fonte: Ufficio federale della sanità pubblica (UFSP), premi 2026 dell’assicurazione di base approvati, versione 17.08.2026 — gli stessi dati di [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Pubblicati il 11.09.2025 · Aggiornati il 28.09.2026. Validi dal 01.01.2026 al 31.12.2026. Questo servizio OneDoc non è un sito ufficiale della Confederazione.

Canonical: https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/

## Pagine correlate

- Con copertura infortuni: da 63.25 a 166.85 CHF al mese secondo la franchigia e il modello: https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/con-infortuni/
- Senza copertura infortuni: da 59.85 a 154.85 CHF al mese secondo la franchigia e il modello: https://praemiencheck.onedoc.ch/it/be/st-stephan/bambino/senza-infortuni/

Indirizzo di questa pagina: praemiencheck.onedoc.ch/it/be/st-stephan/bambino/ — sostituisca `be` con la sigla di due lettere del suo cantone (ge, vd, zh…) e `st-stephan` con il suo comune. Versione Markdown con tutti i dati: aggiunga `.md`; JSON: `.json`.