# Health insurance premiums 2027 in Zurich (ZH), for a young adult aged 19 to 25 who wants a deductible of 2'500 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Zurich](https://praemiencheck.onedoc.ch/en/zh/zurich/) ([canton Zurich](https://praemiencheck.onedoc.ch/en/zh/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/) with a 2'500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/), the cheapest monthly basic insurance premium is **251.45 CHF** with **Assura** (QualiMed model) and the most expensive is 470.05 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 379.75 | 368.15 | 338.95 | 309.75 | 280.65 | 251.45 | +5.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 391.35 | 379.75 | 350.55 | 321.35 | 292.25 | 263.05 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 396.55 | 384.95 | 355.75 | 326.55 | 297.45 | 268.25 | +5.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 396.95 | 385.30 | 356.15 | 326.95 | 297.80 | 268.65 | +5.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 396.95 | 385.30 | 356.15 | 326.95 | 297.80 | 268.65 | +5.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 401.15 | 389.50 | 360.35 | 331.15 | 302.00 | 272.85 | +5.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 401.15 | 389.50 | 360.35 | 331.15 | 302.00 | 272.85 | +5.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 401.15 | 389.50 | 360.35 | 331.15 | 302.00 | 272.85 | +5.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 401.15 | 389.50 | 360.35 | 331.15 | 302.00 | 272.85 | +5.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 401.15 | 389.50 | 360.35 | 331.15 | 302.00 | 272.85 | +5.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 401.75 | 390.05 | 360.85 | 331.75 | 302.55 | 273.35 | +8.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 401.75 | 390.05 | 360.85 | 331.75 | 302.55 | 273.35 | +8.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 403.05 | 391.45 | 362.25 | 333.05 | 303.95 | 274.75 | +6.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 403.05 | 391.45 | 362.25 | 333.05 | 303.95 | 274.75 | +6.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 403.35 | 391.75 | 362.55 | 333.35 | 304.25 | 275.05 | +12.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 406.45 | 399.75 | 365.55 | 336.45 | 307.25 | 278.05 | +1.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 407.95 | 396.35 | 367.15 | 337.95 | 308.85 | 279.65 | +1.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 408.05 | 396.45 | 367.25 | 338.05 | 308.95 | 279.75 | +6.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 411.75 | 400.25 | 371.25 | 341.75 | 312.75 | 283.75 | +10.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 413.70 | 402.05 | 372.90 | 343.70 | 314.55 | 285.40 | +5.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 416.05 | 404.45 | 375.25 | 346.05 | 316.95 | 287.75 | +8.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 416.05 | 404.45 | 375.25 | 346.05 | 316.95 | 287.75 | +8.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 416.05 | 404.45 | 375.25 | 346.05 | 316.95 | 287.75 | +8.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 416.65 | 405.05 | 375.85 | 346.65 | 317.55 | 288.35 | +4.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 417.15 | 405.55 | 376.35 | 347.15 | 318.05 | 288.85 | +6.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 417.55 | 405.95 | 376.75 | 347.55 | 318.45 | 289.25 | +2.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 421.35 | 409.85 | 380.85 | 351.35 | 322.35 | 293.35 | +13.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 421.35 | 409.85 | 380.85 | 351.35 | 322.35 | 293.35 | +11.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 421.65 | 410.05 | 380.85 | 351.65 | 322.55 | 293.35 | +6.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 421.65 | 410.05 | 380.85 | 351.65 | 322.55 | 293.35 | +6.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 422.45 | 410.85 | 381.65 | 352.45 | 323.35 | 294.15 | +1.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 425.25 | 413.65 | 384.45 | 355.25 | 326.15 | 296.95 | +4.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 433.35 | 421.85 | 392.85 | 363.35 | 334.35 | 305.35 | +14.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 424.55 | 413.85 | 386.95 | 360.15 | 333.35 | 306.55 | +5.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 424.55 | 413.85 | 386.95 | 360.15 | 333.35 | 306.55 | +5.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 434.65 | 423.15 | 394.15 | 364.65 | 335.65 | 306.65 | +2.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 434.65 | 423.15 | 394.15 | 364.65 | 335.65 | 306.65 | +2.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 436.45 | 424.95 | 395.75 | 366.55 | 337.45 | 308.25 | +1.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 439.55 | 428.05 | 399.05 | 369.55 | 340.55 | 311.55 | +2.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 440.45 | 428.75 | 404.75 | 375.65 | 341.25 | 312.05 | +6.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 444.05 | 432.45 | 403.25 | 374.05 | 344.95 | 315.75 | +7.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 435.55 | 425.45 | 400.05 | 374.75 | 349.35 | 316.35 | +5.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 444.65 | 433.05 | 403.85 | 374.65 | 345.55 | 316.35 | +4.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 445.55 | 433.95 | 404.75 | 375.75 | 346.45 | 317.25 | +4.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 445.75 | 434.15 | 404.95 | 375.75 | — | 317.45 | +3.3 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 446.65 | 435.05 | 405.85 | 376.65 | 347.65 | 318.35 | +2.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 447.45 | 440.85 | 406.65 | 377.45 | 348.35 | 319.15 | +5.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 447.35 | 435.85 | 406.85 | 377.35 | 348.35 | 319.35 | +0.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 449.45 | 437.95 | 408.95 | 379.45 | 350.45 | 321.45 | +2.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 449.85 | 438.25 | 409.05 | 379.85 | — | 321.55 | +0.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 454.85 | 443.25 | 414.05 | 384.85 | 355.75 | 326.55 | +11.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 455.05 | 443.35 | 414.15 | 385.05 | 355.85 | 326.65 | +3.6 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung | 455.25 | 443.65 | 414.45 | 385.25 | 356.15 | 326.95 | +10.5 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 456.75 | 445.15 | 415.95 | 386.75 | 357.65 | 328.45 | +4.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 456.75 | 445.15 | 415.95 | 386.75 | 357.65 | 328.45 | +4.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 457.85 | 446.25 | 417.05 | 387.85 | — | 329.55 | +2.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 457.95 | 446.45 | 417.45 | 387.95 | 358.95 | 329.95 | +0.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 458.55 | 446.95 | 425.55 | 396.35 | 359.45 | 330.25 | +8.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 460.25 | 448.65 | 419.45 | 390.25 | 361.15 | 331.95 | +7.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 460.25 | 448.65 | 419.45 | 390.25 | 361.15 | 331.95 | +10.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 457.95 | 446.35 | 417.15 | 387.95 | 358.85 | 332.65 | +17.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 461.25 | 449.65 | 420.45 | 391.25 | 362.15 | 332.95 | +5.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 450.35 | 439.65 | 413.05 | 386.35 | 359.65 | 332.95 | +10.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 461.85 | 450.25 | 421.05 | 391.85 | 362.75 | 333.55 | +5.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 452.05 | 441.35 | 414.55 | 387.75 | 361.05 | 334.15 | +4.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 452.85 | 442.05 | 415.35 | 388.45 | 361.55 | 334.85 | +9.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 463.15 | 451.65 | 422.65 | 393.15 | 364.15 | 335.15 | +0.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 464.05 | 452.45 | 423.25 | 394.05 | 364.95 | 335.75 | +16.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 458.85 | 447.25 | 418.05 | 388.85 | 359.75 | 338.85 | +18.9 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 467.45 | 455.85 | 426.65 | 397.45 | 368.35 | 339.15 | +5.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 469.95 | 458.35 | 429.15 | 399.95 | — | 341.65 | +3.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 469.95 | 458.35 | 429.15 | 399.95 | — | 341.65 | +5.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 471.15 | 459.55 | 430.35 | 401.15 | 372.05 | 342.85 | +7.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 471.55 | 465.05 | 435.95 | 406.75 | 372.45 | 343.25 | +7.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 471.85 | 460.25 | 431.05 | 401.85 | 372.75 | 343.55 | +15.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 462.45 | 451.75 | 424.85 | 398.05 | 371.25 | 344.35 | +5.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 472.65 | 465.95 | 431.85 | 402.65 | 373.45 | 344.35 | +5.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 473.15 | 466.45 | 432.35 | 403.15 | 373.95 | 344.85 | +5.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 473.45 | 461.75 | 432.65 | 403.45 | 374.25 | 345.15 | +7.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 473.95 | 462.45 | 433.45 | 403.95 | 374.95 | 345.95 | +10.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 474.45 | 464.45 | 441.45 | 419.55 | 396.45 | 346.25 | +10.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 475.15 | 463.55 | 434.35 | 405.15 | 376.05 | 346.85 | +6.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 466.45 | 454.85 | 425.65 | 396.45 | 367.35 | 347.15 | +11.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 467.55 | 456.75 | 429.25 | 401.85 | 374.55 | 347.15 | +5.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 476.55 | 466.55 | 443.05 | 419.55 | 397.05 | 348.25 | +10.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 477.05 | 465.45 | 436.25 | 407.05 | 377.95 | 348.75 | +15.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 477.85 | 466.25 | 437.05 | 407.85 | 378.75 | 349.55 | +1.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 478.45 | 466.85 | 437.65 | 408.45 | 379.35 | 350.15 | +4.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 479.05 | 467.55 | 438.55 | 409.05 | 380.05 | 351.05 | +0.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 481.95 | 470.35 | 441.15 | 411.95 | 382.85 | 353.65 | +5.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 484.05 | 472.45 | 443.25 | 414.05 | 384.95 | 355.75 | +5.1 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 486.05 | 474.40 | 445.25 | 416.05 | 386.90 | 357.75 | +15.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 485.25 | 473.65 | 444.45 | 415.25 | 386.15 | 359.95 | +14.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 488.85 | 477.35 | 448.35 | 418.85 | 389.85 | 360.85 | +0.4 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 491.30 | 479.60 | 450.45 | 421.30 | 392.10 | 362.95 | +15.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 492.65 | 480.95 | 451.85 | 422.65 | 393.45 | 364.35 | +8.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 492.75 | 481.15 | 451.95 | 422.75 | 393.65 | 364.45 | +7.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 493.65 | 487.05 | 452.85 | 423.65 | 394.55 | 365.35 | +4.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 501.25 | 489.65 | 460.45 | 431.45 | 402.15 | 372.95 | +5.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 501.45 | 489.85 | 460.65 | 431.45 | 402.35 | 373.15 | +15.4 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 502.35 | 490.75 | 461.55 | 432.35 | 403.25 | 374.05 | +2.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 503.95 | 497.25 | 463.15 | 433.95 | 404.75 | 375.65 | +4.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 509.15 | 502.45 | 468.25 | 439.15 | 409.95 | 380.75 | +4.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 509.35 | 497.65 | 468.45 | 439.35 | 410.15 | 380.95 | +3.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 509.85 | 498.25 | 469.05 | 439.85 | 410.75 | 381.55 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 489.75 | 483.25 | 459.25 | 430.15 | 411.35 | 382.15 | +17.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 510.95 | 499.35 | 470.15 | 440.95 | 411.85 | 382.65 | +3.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 514.35 | 502.75 | 473.55 | 444.35 | 415.25 | 386.05 | +6.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 514.35 | 502.75 | 473.55 | 444.35 | 415.25 | 386.05 | +8.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 467.65 | 456.05 | 450.25 | 444.35 | 415.25 | 386.05 | +8.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 510.55 | 502.75 | 473.55 | 444.35 | 415.25 | 386.05 | +12.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 514.35 | 502.75 | 473.55 | 444.35 | 415.25 | 386.05 | +8.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 516.05 | 504.45 | 475.25 | 446.05 | 416.95 | 387.75 | +15.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 516.55 | 504.85 | 475.65 | 446.55 | 417.35 | 388.15 | +3.4 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 517.40 | 505.70 | 476.55 | 447.40 | 418.20 | 389.05 | +15.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 524.25 | 512.65 | 483.45 | 454.25 | 425.15 | 395.95 | +4.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 523.95 | 512.45 | 483.45 | 453.95 | 424.95 | 395.95 | +0.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 526.35 | 514.75 | 485.55 | 456.35 | — | 398.05 | +3.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 527.25 | 515.65 | 486.45 | 457.25 | 428.15 | 398.95 | +4.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 527.55 | 515.95 | 486.75 | 457.55 | 428.45 | 399.25 | +3.4 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 503.95 | 494.45 | 471.45 | 447.95 | 424.45 | 401.45 | +9.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 536.05 | 524.45 | 495.25 | 466.05 | 436.95 | 407.75 | +6.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 544.25 | 532.55 | 503.35 | 474.25 | 445.05 | 415.85 | +3.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 549.75 | 538.05 | 508.95 | 479.75 | 450.55 | 421.45 | +3.4 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 566.25 | 554.85 | 526.30 | 497.75 | 469.20 | 440.65 | +1.7 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 587.25 | 575.65 | 546.45 | 517.25 | 488.15 | 458.95 | +2.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 595.65 | 584.05 | 554.85 | 525.65 | 496.55 | 467.35 | +4.7 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 596.25 | 589.05 | 560.20 | 530.15 | 500.10 | 470.05 | +1.7 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Zurich for a young adult aged 19 to 25 with a deductible of 2'500 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/), the cheapest offer in [Zurich](https://praemiencheck.onedoc.ch/en/zh/zurich/) is Assura (QualiMed) at 251.45 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 285.40 CHF a month.

### How much does health insurance cost in Zurich in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/) with a deductible of 2'500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/), monthly premiums run from 251.45 CHF (Assura, QualiMed) to 470.05 CHF (vita surselva, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 367.95 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Zurich for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Assura, QualiMed), the premium goes from 379.75 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/deductible-300/) to 251.45 CHF with the 2'500 CHF deductible: 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Zurich for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'500 CHF and with accident cover, the cheapest premium per model is: standard model 285.40 CHF (Sanitas), family doctor / HMO 268.25 CHF (Atupri), flexible model 251.45 CHF (Assura), telemedicine 263.05 CHF (Assura).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 256.20 CHF at Assura (QualiMed) gives 251.45 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Zurich is in region 1 of canton Zurich.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Zurich (ZH): every situation: https://praemiencheck.onedoc.ch/en/zh/zurich/
- Premiums 2027 in Zurich (ZH), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/
- Premiums 2027 in Zurich (ZH), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/zh/zurich/child/
- Adult: https://praemiencheck.onedoc.ch/en/zh/zurich/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-2500/
- Deductible Premiums 2027 in Zurich (ZH), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Zurich (ZH), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Zurich (ZH), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Zurich (ZH), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Zurich (ZH), young adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/deductible-2000/

Address of this page: praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/deductible-300/ — replace `zh` with your canton’s two-letter code (ge, vd, zh…), `zurich` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2500` with `deductible-300` for another deductible. Markdown version: add `.md`.