# Health insurance premiums 2027 in Zurich (ZH), for a young adult aged 19 to 25 without accident cover

In 2027, for a young adult aged 19 to 25 in Zurich, without accident cover, the cheapest health insurance premium is:

- **352.85 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-300/) (Assura, QualiMed)
- **233.55 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-2500/) (Assura, QualiMed)

## Without accident cover: from 233.55 to 592.65 CHF a month depending on the deductible and the model

128 offers from 27 health insurers. With a deductible of 300 CHF, the cheapest is **352.85 CHF** a month with **Assura** (QualiMed), the most expensive 592.65 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 352.85 CHF (Assura, QualiMed) — https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-300/
- 500 CHF: 342.05 CHF (Assura, QualiMed) — https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-500/
- 1'000 CHF: 314.95 CHF (Assura, QualiMed) — https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 287.75 CHF (Assura, QualiMed) — https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 260.75 CHF (Assura, QualiMed) — https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 233.55 CHF (Assura, QualiMed) — https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 352.85 | 342.05 | 314.95 | 287.75 | 260.75 | 233.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 363.65 | 352.85 | 325.75 | 298.55 | 271.55 | 244.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 369.25 | 358.40 | 331.25 | 304.05 | 276.90 | 249.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 369.25 | 358.40 | 331.25 | 304.05 | 276.90 | 249.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 373.15 | 362.30 | 335.15 | 307.95 | 280.85 | 253.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 373.15 | 362.30 | 335.15 | 307.95 | 280.85 | 253.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 373.15 | 362.30 | 335.15 | 307.95 | 280.85 | 253.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 373.15 | 362.30 | 335.15 | 307.95 | 280.85 | 253.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 373.15 | 362.30 | 335.15 | 307.95 | 280.85 | 253.70 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 373.35 | 362.45 | 335.35 | 308.25 | 281.05 | 253.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 373.35 | 362.45 | 335.35 | 308.25 | 281.05 | 253.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 374.55 | 363.75 | 336.65 | 309.45 | 282.35 | 255.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 374.55 | 363.75 | 336.65 | 309.45 | 282.35 | 255.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 374.85 | 364.05 | 336.85 | 309.75 | 282.65 | 255.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 376.45 | 365.45 | 337.75 | 309.95 | 282.35 | 254.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 379.55 | 373.35 | 341.35 | 314.15 | 286.85 | 259.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 380.25 | 369.45 | 342.15 | 314.95 | 287.85 | 260.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 382.65 | 371.95 | 344.95 | 317.55 | 290.55 | 263.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 384.85 | 374.00 | 346.85 | 319.65 | 292.50 | 265.40 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 385.35 | 374.35 | 346.75 | 319.15 | 291.65 | 264.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 386.65 | 375.85 | 348.65 | 321.55 | 294.45 | 267.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 386.65 | 375.85 | 348.65 | 321.55 | 294.45 | 267.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 386.65 | 375.85 | 348.65 | 321.55 | 294.45 | 267.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 388.75 | 377.95 | 350.65 | 323.45 | 296.35 | 269.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 391.55 | 380.85 | 353.85 | 326.45 | 299.45 | 272.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 391.55 | 380.85 | 353.85 | 326.45 | 299.45 | 272.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 391.85 | 381.05 | 353.95 | 326.75 | 299.65 | 272.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 391.85 | 381.05 | 353.95 | 326.75 | 299.65 | 272.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 394.35 | 383.45 | 355.85 | 328.25 | 300.75 | 273.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 394.45 | 384.55 | 359.55 | 334.65 | 309.75 | 284.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 394.45 | 384.55 | 359.55 | 334.65 | 309.75 | 284.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 395.55 | 384.55 | 356.85 | 329.05 | 301.45 | 273.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 399.05 | 388.05 | 360.45 | 332.85 | 305.35 | 277.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 402.65 | 391.95 | 364.95 | 337.55 | 310.55 | 283.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 403.75 | 392.75 | 364.95 | 337.25 | 309.65 | 281.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 403.85 | 393.15 | 366.15 | 338.75 | 311.75 | 284.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 403.85 | 393.15 | 366.15 | 338.75 | 311.75 | 284.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 404.75 | 395.35 | 371.75 | 348.25 | 324.55 | 293.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 407.75 | 397.05 | 369.75 | 342.45 | 315.25 | 287.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 408.45 | 397.75 | 370.75 | 343.35 | 316.35 | 289.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 409.25 | 398.45 | 376.15 | 348.95 | 317.05 | 289.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 412.65 | 401.85 | 374.75 | 347.55 | 320.55 | 293.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 414.05 | 403.25 | 376.15 | 349.15 | 321.95 | 294.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 414.25 | 403.45 | 376.25 | 349.15 | — | 294.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 415.65 | 405.05 | 378.05 | 350.55 | 323.65 | 296.65 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 417.35 | 406.55 | 379.25 | 351.95 | 324.75 | 297.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 417.65 | 406.95 | 379.95 | 352.55 | 325.55 | 298.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 417.95 | 411.65 | 379.75 | 352.55 | 325.25 | 297.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 418.05 | 407.25 | 380.05 | 352.95 | — | 298.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 422.15 | 411.15 | 383.45 | 355.65 | 328.05 | 300.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 422.75 | 411.95 | 384.75 | 357.65 | 330.55 | 303.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 424.65 | 414.65 | 389.35 | 364.15 | 339.05 | 313.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 424.95 | 414.05 | 386.75 | 359.55 | 332.25 | 305.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 425.45 | 414.65 | 387.55 | 360.35 | — | 306.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 425.55 | 414.75 | 387.55 | 360.45 | 333.35 | 309.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 425.55 | 414.85 | 387.85 | 360.45 | 333.45 | 306.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 426.15 | 415.35 | 395.45 | 368.35 | 333.95 | 306.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 426.45 | 415.65 | 388.55 | 361.35 | 334.25 | 314.85 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 426.75 | 415.95 | 388.65 | 361.35 | 334.15 | 306.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 427.55 | 417.45 | 392.15 | 366.75 | 341.45 | 316.05 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung | 427.65 | 416.75 | 389.35 | 361.85 | 334.55 | 307.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 427.75 | 416.95 | 389.85 | 362.65 | 335.55 | 308.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 427.75 | 416.95 | 389.85 | 362.65 | 335.55 | 308.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.65 | 417.85 | 390.75 | 363.55 | 336.55 | 309.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 429.15 | 418.45 | 391.25 | 364.15 | 337.05 | 309.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 429.95 | 419.75 | 394.35 | 368.75 | 343.25 | 317.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 430.45 | 419.75 | 392.75 | 365.35 | 338.35 | 311.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 431.25 | 420.45 | 393.35 | 366.15 | 339.15 | 311.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 433.45 | 422.65 | 395.55 | 368.35 | 341.25 | 322.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 433.65 | 422.65 | 394.95 | 367.15 | 339.55 | 311.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 434.35 | 424.35 | 399.05 | 373.85 | 348.65 | 323.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 434.65 | 423.75 | 418.35 | 412.95 | 385.85 | 358.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 436.75 | 425.95 | 398.75 | 371.65 | — | 317.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 436.75 | 425.95 | 398.75 | 371.65 | — | 317.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 437.85 | 427.05 | 399.95 | 372.75 | 345.75 | 318.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 438.25 | 432.25 | 405.05 | 377.95 | 346.05 | 318.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 438.55 | 427.75 | 400.55 | 373.45 | 346.35 | 319.25 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 439.15 | 428.25 | 400.85 | 373.35 | 346.05 | 318.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 439.25 | 429.05 | 403.25 | 377.45 | 351.85 | 326.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.05 | 429.15 | 402.05 | 374.95 | 347.75 | 320.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.45 | 429.75 | 402.85 | 375.35 | 348.45 | 321.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 440.95 | 431.65 | 410.25 | 389.85 | 368.45 | 321.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 441.45 | 435.25 | 403.25 | 376.05 | 348.75 | 321.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 441.95 | 435.65 | 403.75 | 376.45 | 349.25 | 321.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 442.85 | 431.95 | 404.75 | 377.55 | 350.35 | 323.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 442.85 | 433.65 | 411.75 | 389.85 | 368.95 | 323.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 443.35 | 432.55 | 405.45 | 378.25 | 351.25 | 324.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 445.15 | 434.55 | 407.55 | 380.05 | 353.15 | 326.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 447.95 | 437.15 | 409.95 | 382.85 | 355.75 | 328.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 450.95 | 440.15 | 413.05 | 385.85 | 358.85 | 334.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 451.35 | 440.35 | 412.85 | 385.25 | 357.75 | 330.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 452.15 | 441.25 | 413.95 | 386.65 | 359.45 | 332.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 454.25 | 443.25 | 415.55 | 387.75 | 360.15 | 332.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 454.35 | 443.65 | 416.65 | 389.25 | 362.25 | 335.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 455.15 | 449.15 | 426.85 | 399.65 | 382.25 | 355.05 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 456.60 | 445.65 | 418.25 | 390.80 | 363.40 | 336.00 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 457.95 | 447.15 | 420.05 | 392.85 | 365.85 | 338.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 461.15 | 454.85 | 422.95 | 395.65 | 368.45 | 341.15 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 461.50 | 450.55 | 423.15 | 395.70 | 368.30 | 340.90 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 465.85 | 455.05 | 427.95 | 400.95 | 373.75 | 346.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 466.05 | 455.25 | 428.05 | 400.95 | 373.85 | 346.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 467.75 | 456.65 | 429.05 | 401.25 | 373.55 | 345.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 468.35 | 459.55 | 438.15 | 416.35 | 394.45 | 373.05 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 469.35 | 458.55 | 431.25 | 403.95 | 376.75 | 349.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 470.75 | 464.45 | 432.55 | 405.25 | 378.05 | 350.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 474.45 | 467.25 | 440.05 | 412.95 | 385.85 | 358.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 475.55 | 469.25 | 437.35 | 410.05 | 382.85 | 355.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 475.75 | 464.75 | 437.55 | 410.25 | 383.05 | 355.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 476.25 | 465.35 | 438.05 | 410.85 | 383.55 | 356.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 477.25 | 466.35 | 439.05 | 411.85 | 384.55 | 357.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 478.05 | 467.25 | 440.05 | 412.95 | 385.85 | 358.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 478.05 | 467.25 | 440.05 | 412.95 | 385.85 | 358.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 479.65 | 468.85 | 441.65 | 414.55 | 387.45 | 360.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 482.45 | 471.55 | 444.25 | 417.05 | 389.75 | 362.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 483.15 | 472.25 | 444.85 | 417.35 | 390.05 | 362.55 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 486.05 | 475.10 | 447.70 | 420.25 | 392.85 | 365.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 486.95 | 476.25 | 449.35 | 421.85 | 394.95 | 367.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 489.15 | 478.35 | 451.25 | 424.05 | — | 369.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 489.65 | 478.75 | 451.55 | 424.25 | 397.05 | 369.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 492.45 | 481.55 | 454.35 | 427.05 | 399.85 | 372.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 492.75 | 481.85 | 454.65 | 427.35 | 400.15 | 372.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 498.25 | 487.45 | 460.25 | 433.15 | 406.05 | 378.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 508.35 | 497.45 | 470.15 | 442.95 | 415.65 | 388.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 513.55 | 502.65 | 475.35 | 448.05 | 420.85 | 393.55 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.75 | 540.85 | 513.45 | 485.95 | 458.65 | 431.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 556.45 | 545.55 | 518.25 | 490.95 | 463.75 | 436.45 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 562.80 | 551.50 | 523.10 | 494.75 | 466.35 | 438.00 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 592.65 | 585.50 | 556.80 | 526.95 | 497.05 | 467.20 |

128 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Zurich for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in [Zurich](https://praemiencheck.onedoc.ch/en/zh/zurich/) is Assura (QualiMed) at 352.85 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 384.85 CHF a month.

### How much does health insurance cost in Zurich in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 352.85 CHF (Assura, QualiMed) to 592.65 CHF (vita surselva, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 367.95 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Zurich for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Assura, QualiMed), the premium goes from 352.85 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-300/) to 233.55 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-2500/): 119.30 CHF less a month, 1'431.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'891 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Zurich for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 384.85 CHF (Sanitas), family doctor / HMO 369.25 CHF (Sanitas), flexible model 352.85 CHF (Assura), telemedicine 363.65 CHF (Assura).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 357.60 CHF at Assura (QualiMed) gives 352.85 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/

## Related pages

- Without accident cover: from 233.55 to 592.65 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/ — replace `zh` with your canton’s two-letter code (ge, vd, zh…) and `zurich` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.