# Health insurance premiums 2027 in Zurich (ZH), for a child aged 0 to 18, deductible of 600 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Zurich](https://praemiencheck.onedoc.ch/en/zh/zurich/) ([canton Zurich](https://praemiencheck.onedoc.ch/en/zh/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/zh/zurich/child/) with a 600 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/), the cheapest monthly basic insurance premium is **84.85 CHF** with **Assura** (QualiMed model) and the most expensive is 153.55 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (600 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 119.85 | 114.05 | 108.25 | 102.35 | 96.55 | 90.75 | 84.85 | +5.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 123.65 | 117.85 | 112.05 | 106.15 | 100.35 | 94.55 | 88.65 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 126.85 | — | 115.25 | — | 103.55 | — | 91.85 | +10.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 127.45 | 121.65 | 115.85 | 109.95 | 104.15 | 98.35 | 92.45 | +5.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 127.45 | 121.65 | 115.85 | 109.95 | 104.15 | 98.35 | 92.45 | +5.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 128.35 | — | 116.75 | — | 105.05 | — | 93.35 | +10.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 122.65 | — | 113.45 | — | 104.05 | — | 94.65 | +3.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 130.55 | — | 118.95 | — | 107.25 | — | 95.55 | +10.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 124.25 | — | 114.85 | — | 105.45 | — | 95.95 | +0.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 128.95 | 123.65 | 118.25 | 112.85 | 107.85 | 102.25 | 96.75 | +4.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 132.05 | — | 120.45 | — | 108.75 | — | 97.05 | +10.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 132.75 | 126.95 | 121.15 | 115.25 | 109.45 | 103.65 | 97.75 | +3.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 127.45 | — | 117.85 | — | 108.15 | — | 98.45 | +2.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 133.45 | 127.65 | 121.85 | 115.95 | 110.15 | 104.35 | 98.45 | +5.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 133.45 | 127.65 | 121.85 | 115.95 | 110.15 | 104.35 | 98.45 | +5.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 130.85 | 125.45 | 120.15 | 114.65 | 109.35 | 104.05 | 98.55 | +5.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 130.85 | 125.45 | 120.15 | 114.65 | 109.35 | 104.05 | 98.55 | +5.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 134.25 | 128.45 | 122.65 | 116.75 | 110.95 | 105.15 | 99.25 | +0.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 131.95 | 126.65 | 121.35 | 115.85 | 110.85 | 105.25 | 99.75 | +5.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 132.45 | — | 121.75 | 116.35 | 111.05 | 105.65 | 100.35 | +9.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 133.45 | 128.05 | 122.65 | 117.05 | 111.95 | 106.15 | 100.65 | +5.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 135.85 | 130.05 | 124.25 | 118.35 | 112.55 | 106.75 | 100.85 | +1.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 135.95 | 130.15 | 124.35 | 118.45 | 112.65 | 106.85 | 100.95 | +4.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 133.15 | — | 122.35 | 117.05 | 111.75 | 106.25 | 100.95 | +8.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 136.45 | 130.65 | 124.85 | 118.95 | 113.15 | 107.35 | 101.45 | +1.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 136.65 | 130.85 | 125.05 | 119.15 | 113.35 | — | 101.65 | +14.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 132.25 | — | 122.25 | — | 112.25 | — | 102.15 | +3.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 132.25 | — | 122.25 | — | 112.25 | — | 102.15 | +5.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 137.35 | 131.55 | 125.75 | 119.85 | 114.05 | 108.25 | 102.35 | +1.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 137.65 | 131.85 | 126.05 | 120.15 | 114.35 | 108.55 | 102.65 | +3.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 137.95 | 132.15 | 126.35 | 120.45 | 114.65 | — | 102.95 | +23.8 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 138.15 | 132.35 | 126.65 | 120.75 | 114.85 | 109.15 | 103.25 | +2.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 138.95 | 133.15 | 127.35 | 121.45 | 115.65 | — | 103.95 | +14.1 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung | 139.65 | 133.85 | 128.05 | 122.15 | 116.35 | 110.55 | 104.65 | +12.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 139.65 | 133.85 | 128.05 | 122.15 | 116.35 | 110.55 | 104.65 | +3.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 139.65 | 133.85 | 128.05 | 122.15 | 116.35 | 110.55 | 104.65 | +3.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 139.75 | 133.95 | 128.15 | — | 116.45 | — | 104.75 | +4.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 140.45 | 134.65 | 128.85 | 122.95 | 117.15 | 111.35 | 105.45 | +3.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 140.55 | 134.75 | 128.95 | 123.05 | 117.25 | 111.45 | 105.55 | +1.9 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 140.65 | 134.85 | 129.15 | 123.15 | 117.35 | 111.55 | 105.65 | +2.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 141.25 | 135.45 | 129.65 | 123.75 | 117.95 | 112.15 | 106.25 | +3.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 142.55 | 136.75 | 131.05 | 125.05 | 119.25 | 113.45 | 107.55 | +5.3 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 142.95 | 137.15 | 131.35 | 125.45 | 119.65 | 113.85 | 107.95 | +9.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.15 | — | 131.55 | — | 119.85 | — | 108.15 | +10.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 145.15 | — | 133.45 | 127.65 | 121.85 | 115.95 | 110.15 | +8.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 145.25 | 140.75 | 134.75 | 128.75 | 122.75 | 116.75 | 110.75 | +2.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 146.05 | 140.25 | 134.45 | 128.55 | 122.75 | — | 111.05 | +14.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.25 | 140.45 | 134.65 | 128.75 | 122.95 | 117.15 | 111.25 | +5.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 146.95 | 141.15 | 135.35 | — | 123.65 | — | 111.95 | +4.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 147.15 | 141.35 | 135.55 | 129.65 | 124.15 | 118.05 | 112.15 | +6.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 147.15 | 141.45 | 135.55 | 129.65 | 123.85 | 118.05 | 112.25 | +4.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 150.05 | 144.25 | 138.45 | — | 126.75 | — | 115.05 | +4.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 150.55 | 144.75 | 138.85 | 133.05 | 127.25 | 121.35 | 115.55 | +4.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 150.55 | 144.75 | 138.85 | 133.05 | 127.25 | 121.35 | 115.55 | +4.7 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 151.40 | 145.60 | 139.75 | 133.90 | 128.10 | 122.25 | 116.40 | +14.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 152.25 | 146.45 | 140.65 | 134.75 | 128.95 | 123.15 | 117.25 | +1.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 153.10 | 147.25 | 141.40 | 135.60 | 129.75 | 123.90 | 118.10 | +14.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 153.25 | 147.45 | 141.65 | 135.75 | 129.95 | — | 118.25 | +13.7 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 153.25 | 147.70 | 142.20 | 135.85 | 131.15 | 124.80 | 118.50 | +2.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 153.85 | 148.05 | 142.25 | 136.35 | 130.55 | 124.75 | 118.85 | +1.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 154.55 | — | 142.95 | — | 131.25 | — | 119.55 | +3.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 154.70 | 148.90 | 143.05 | 137.20 | 131.40 | 125.55 | 119.70 | +7.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 156.05 | 150.25 | 144.45 | 138.55 | 132.75 | 126.95 | 121.05 | +3.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 156.05 | — | — | 138.55 | — | — | 121.05 | +9.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 156.35 | 150.55 | 144.70 | 138.85 | 133.05 | 127.20 | 121.35 | +7.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 156.35 | 150.55 | 144.70 | 138.85 | 133.05 | 127.20 | 121.35 | +7.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 156.35 | 150.55 | 144.70 | 138.85 | 133.05 | 127.20 | 121.35 | +7.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 156.35 | 150.55 | 144.70 | 138.85 | 133.05 | 127.20 | 121.35 | +7.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 156.35 | 150.55 | 144.70 | 138.85 | 133.05 | 127.20 | 121.35 | +7.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 156.65 | — | — | 139.15 | — | — | 121.65 | +9.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 157.05 | 151.25 | 145.45 | — | 133.75 | — | 122.05 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 158.05 | 152.25 | 146.40 | 140.55 | 134.75 | 128.90 | 123.05 | +7.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 158.55 | 152.75 | 146.95 | 141.05 | 135.25 | 129.45 | 123.55 | +2.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 159.55 | — | 147.85 | — | 136.25 | — | 124.55 | +7.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 159.55 | — | 147.85 | — | 136.25 | — | 124.55 | +7.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 159.95 | 154.15 | 148.35 | 142.45 | 136.65 | 130.85 | 124.95 | +0.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 160.55 | 154.75 | 148.95 | 143.05 | 137.25 | 131.45 | 125.55 | +4.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 160.55 | 154.75 | 148.95 | 143.05 | 137.25 | 131.45 | 125.55 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 161.35 | 155.55 | 149.70 | 143.85 | 138.05 | 132.20 | 126.35 | +7.1 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 161.40 | 155.55 | 149.70 | 143.90 | 138.05 | 132.20 | 126.40 | +14.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 161.45 | 155.65 | 149.85 | — | 138.15 | — | 126.45 | +4.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 161.45 | 155.55 | 149.75 | 143.95 | 138.05 | 132.25 | 126.45 | +3.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 161.75 | 155.95 | 150.15 | 144.25 | 138.45 | 132.65 | 126.75 | +0.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 161.75 | 155.95 | 150.15 | 144.25 | 138.45 | 132.65 | 126.75 | +0.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 165.35 | — | 153.65 | — | 142.05 | — | 130.35 | +7.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 165.35 | — | 153.65 | — | 142.05 | — | 130.35 | +7.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 165.35 | — | 153.65 | — | 142.05 | — | 130.35 | +7.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 165.95 | — | — | 148.45 | — | — | 131.05 | +9.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 167.35 | 161.55 | 155.75 | 149.85 | 144.05 | 138.25 | 132.35 | +0.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 168.35 | — | 156.75 | — | 145.05 | — | 133.35 | +13.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 168.35 | — | 156.75 | — | 145.05 | — | 133.35 | +13.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 168.35 | — | 156.75 | — | 145.05 | — | 133.35 | +13.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 168.35 | — | 156.75 | — | 145.05 | — | 133.35 | +13.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 157.55 | — | 155.45 | — | 145.05 | — | 133.35 | +19.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 147.15 | — | 145.05 | — | 142.95 | — | 133.35 | +26.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 161.95 | — | 156.75 | — | 145.05 | — | 133.35 | +16.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 168.35 | — | 156.75 | — | 145.05 | — | 133.35 | +13.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 169.25 | 163.45 | 157.65 | — | 145.95 | — | 134.25 | +4.2 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 169.45 | 163.75 | 160.45 | 151.95 | 146.15 | 140.35 | 134.45 | +2.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 169.95 | 164.05 | 158.25 | 152.45 | 146.55 | 140.75 | 134.95 | +4.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 169.95 | 164.05 | 158.25 | 152.45 | 146.55 | 140.75 | 134.95 | +4.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 169.95 | 164.05 | 158.25 | 152.45 | 146.55 | 140.75 | 134.95 | +4.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 170.95 | 165.05 | 159.25 | 153.45 | 147.55 | 141.75 | 135.95 | +3.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 171.65 | 165.85 | 160.05 | 154.15 | 148.35 | 142.55 | 136.65 | +4.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 176.15 | 170.35 | 164.55 | 158.65 | 152.85 | 147.05 | 141.15 | +3.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 176.15 | 170.35 | 164.55 | 158.65 | 152.85 | 147.05 | 141.15 | +3.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 176.15 | 170.35 | 164.55 | 158.65 | 152.85 | 147.05 | 141.15 | +3.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 176.15 | 170.35 | 164.55 | 158.65 | 152.85 | 147.05 | 141.15 | +3.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 178.05 | 172.15 | 166.35 | 160.55 | 154.65 | 148.85 | 143.05 | +3.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 180.95 | 175.15 | 169.35 | 163.45 | 157.65 | 151.85 | 145.95 | +4.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 180.95 | 175.15 | 169.35 | 163.45 | 157.65 | 151.85 | 145.95 | +4.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 181.25 | 175.45 | 169.65 | 163.75 | 157.95 | 152.15 | 146.25 | +0.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 182.85 | 177.05 | 171.15 | 165.35 | 159.55 | 153.65 | 147.85 | +4.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 188.55 | — | 176.85 | — | 165.15 | — | 153.55 | +6.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 124.15 | — | — | — | — | 95.05 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 127.25 | — | — | — | — | 98.15 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 128.85 | — | — | — | — | 99.75 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 128.85 | — | — | — | — | 99.75 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 131.95 | — | — | — | — | 102.85 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 132.15 | 127.15 | 122.05 | 117.05 | 111.85 | 104.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 135.05 | — | — | — | — | 105.95 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 135.25 | 129.45 | 123.65 | 117.85 | 111.95 | 106.15 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 138.15 | — | — | — | — | 109.05 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 144.25 | 138.45 | 132.65 | 126.75 | 120.95 | 115.15 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 149.45 | 143.65 | 137.85 | 131.95 | 126.15 | 120.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 150.65 | — | — | — | — | 121.55 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 152.55 | 146.75 | 140.95 | 135.15 | 129.25 | 123.45 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 158.25 | 152.45 | 146.65 | 140.75 | 134.95 | 129.15 | — | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Zurich for a child aged 0 to 18 with a deductible of 600 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/), the cheapest offer in [Zurich](https://praemiencheck.onedoc.ch/en/zh/zurich/) is Assura (QualiMed) at 84.85 CHF a month. The cheapest standard model (free choice of doctor) is Sumiswalder Krankenkasse (Standard model) at 107.55 CHF a month.

### How much does health insurance cost in Zurich in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/zh/zurich/child/) with a deductible of 600 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/), monthly premiums run from 84.85 CHF (Assura, QualiMed) to 153.55 CHF (Sympany, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 138.05 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Zurich for a child aged 0 to 18 with accident cover?

On the cheapest offer (Assura, QualiMed), the premium goes from 119.85 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/deductible-0/) to 84.85 CHF with the 600 CHF deductible: 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Zurich for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and with accident cover, the cheapest premium per model is: standard model 107.55 CHF (Sumiswalder Krankenkasse), family doctor / HMO 91.85 CHF (ÖKK), flexible model 84.85 CHF (Assura), telemedicine 88.65 CHF (Assura).

### Does a second or third child pay less in Zurich?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 27 insurers present in Zurich file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIcontact | 100.35 CHF | 31.15 CHF from the 3rd child |
| sana24 | Managed Care | 126.45 CHF | 33.15 CHF from the 3rd child |
| Visana | Managed Care | 101.45 CHF | 34.95 CHF from the 3rd child |
| Galenos | Managed Care | 125.55 CHF | 35.75 CHF from the 3rd child |
| SWICA | Standard model | 133.35 CHF | 36.45 CHF from the 3rd child |
| CONCORDIA | HMO | 97.75 CHF | 36.75 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 98.55 CHF | 46.95 CHF from the 3rd child |
| Krankenkasse Steffisburg | Medcasa | 103.25 CHF | 54.65 CHF from the 3rd child |
| rhenusana | sanmed24 | 121.05 CHF | 58.15 CHF from the 3rd child |
| Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 99.25 CHF | 73.25 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 104.65 CHF | 77.25 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 116.40 CHF | 77.65 CHF from the 3rd child |
| Assura | QualiMed | 84.85 CHF | 83.25 CHF from the 4th child, 81.55 CHF from the 5th child |
| SLKK | SmartMed | 96.75 CHF | 83.45 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 124.95 CHF | 92.55 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 89.60 CHF at Assura (QualiMed) gives 84.85 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Zurich is in region 1 of canton Zurich.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Zurich (ZH): every situation: https://praemiencheck.onedoc.ch/en/zh/zurich/
- Premiums 2027 in Zurich (ZH), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/zh/zurich/child/
- Premiums 2027 in Zurich (ZH), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/zh/zurich/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/zh/zurich/child/no-accident/deductible-600/
- Deductible Premiums 2027 in Zurich (ZH), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Zurich (ZH), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Zurich (ZH), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Zurich (ZH), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Zurich (ZH), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/deductible-400/
- Deductible Premiums 2027 in Zurich (ZH), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/deductible-500/

Address of this page: praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/deductible-0/ — replace `zh` with your canton’s two-letter code (ge, vd, zh…), `zurich` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-600` with `deductible-0` for another deductible. Markdown version: add `.md`.