# Health insurance premiums 2027 in Zurich (ZH), for an adult aged 26 or over with accident cover

In 2027, for an adult aged 26 or over in Zurich, with accident cover, the cheapest health insurance premium is:

- **530.35 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/deductible-300/) (Atupri, HMO)
- **402.05 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/deductible-2500/) (Atupri, HMO)

## With accident cover: from 402.05 to 745.95 CHF a month depending on the deductible and the model

128 offers from 27 health insurers. With a deductible of 300 CHF, the cheapest is **530.35 CHF** a month with **Atupri** (HMO), the most expensive 745.95 CHF with Galenos (Standard model).

Lowest premium:
- 300 CHF: 530.35 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/deductible-300/
- 500 CHF: 518.75 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/deductible-500/
- 1'000 CHF: 489.55 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/deductible-1000/
- 1'500 CHF: 460.35 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/deductible-1500/
- 2'000 CHF: 431.25 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/deductible-2000/
- 2'500 CHF: 402.05 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 530.35 | 518.75 | 489.55 | 460.35 | 431.25 | 402.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 536.05 | 524.40 | 495.25 | 466.05 | 436.90 | 407.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 536.65 | 525.05 | 495.85 | 466.65 | 437.55 | 408.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 547.65 | 536.15 | 507.15 | 477.65 | 448.65 | 419.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 552.05 | 540.45 | 511.25 | 482.05 | — | 423.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 552.05 | 540.35 | 511.25 | 482.05 | 452.85 | 423.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 552.05 | 540.35 | 511.25 | 482.05 | 452.85 | 423.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 552.25 | 541.65 | 514.85 | 488.05 | 461.25 | 434.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 552.85 | 541.25 | 512.05 | 482.85 | 453.75 | 424.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 553.05 | 541.45 | 512.25 | 483.05 | 453.95 | 424.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 555.35 | 543.70 | 514.55 | 485.35 | 456.20 | 427.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 556.25 | 544.65 | 515.45 | 486.25 | 457.15 | 427.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 557.05 | 545.45 | 516.25 | 487.05 | 457.95 | 428.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 557.35 | 545.75 | 516.55 | 487.35 | — | 429.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 564.95 | 554.25 | 527.45 | 500.55 | 473.75 | 446.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 565.85 | 554.25 | 525.05 | 495.85 | 466.75 | 437.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 566.05 | 554.45 | 525.25 | 496.05 | 466.95 | 437.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 568.05 | 556.45 | 527.25 | 498.05 | — | 439.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 568.65 | 557.05 | 527.85 | 498.65 | 469.55 | 440.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 569.45 | 557.85 | 528.65 | 499.45 | 470.35 | 441.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 569.45 | 557.85 | 528.65 | 499.45 | 470.35 | 441.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 569.85 | 558.25 | 529.05 | 499.85 | 470.75 | 441.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 571.25 | 560.35 | 532.95 | 505.55 | 478.25 | 450.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 571.65 | 560.05 | 530.85 | 501.65 | 472.55 | 443.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 571.65 | 560.05 | 530.85 | 501.65 | 472.55 | 443.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 571.65 | 560.05 | 530.85 | 501.65 | 472.55 | 443.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 572.45 | 560.85 | 531.65 | 502.45 | 473.35 | 444.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 574.95 | 563.25 | 541.05 | 511.85 | 475.75 | 446.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 576.55 | 564.95 | 535.75 | 506.55 | 477.45 | 448.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 576.55 | 564.95 | 535.75 | 506.55 | 477.45 | 448.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 576.55 | 564.95 | 535.75 | 506.55 | 477.45 | 448.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 578.35 | 566.75 | 544.45 | 515.35 | 479.25 | 450.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 579.35 | 568.55 | 541.75 | 514.95 | 488.15 | 461.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 579.35 | 568.55 | 541.75 | 514.95 | 488.15 | 461.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 580.85 | 569.35 | 540.35 | 510.85 | 481.85 | 452.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 581.10 | 569.45 | 540.30 | 511.10 | 481.95 | 452.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 581.10 | 569.45 | 540.30 | 511.10 | 481.95 | 452.80 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 582.25 | 570.75 | 541.65 | 512.45 | 483.25 | 454.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 582.45 | 575.75 | 541.65 | 512.45 | 483.25 | 454.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 584.15 | 572.55 | 543.35 | 514.15 | — | 455.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 584.15 | 572.55 | 543.35 | 514.15 | — | 455.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 584.15 | 572.65 | 543.65 | 514.15 | 485.15 | 456.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 587.25 | 575.65 | 546.45 | 517.25 | 488.15 | 458.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 587.55 | 575.90 | 546.75 | 517.55 | 488.40 | 459.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 590.05 | 578.45 | 549.25 | 520.05 | 490.95 | 461.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 590.15 | 580.05 | 554.65 | 529.35 | 503.95 | 467.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 591.05 | 580.05 | 552.55 | 524.55 | 496.95 | 469.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 591.85 | 580.15 | 551.05 | 521.85 | 492.65 | 463.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 591.95 | 580.45 | 551.45 | 521.95 | 492.95 | 463.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 592.25 | 580.55 | 558.35 | 529.15 | 493.05 | 463.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 593.35 | 581.75 | 552.55 | 523.35 | 494.25 | 473.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 594.00 | 582.35 | 553.20 | 524.00 | 494.85 | 465.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 594.00 | 582.35 | 553.20 | 524.00 | 494.85 | 465.70 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 594.45 | 582.85 | 553.65 | 524.45 | 495.35 | 466.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 595.35 | 584.35 | 556.85 | 528.85 | 501.25 | 473.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 595.75 | 584.15 | 554.95 | 525.75 | 496.65 | 467.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 595.75 | 584.15 | 554.95 | 525.75 | 496.65 | 467.45 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 599.65 | 588.05 | 558.85 | 529.65 | 500.55 | 471.35 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung | 599.85 | 588.25 | 559.05 | 529.85 | 500.75 | 471.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 600.05 | 588.45 | 559.25 | 530.05 | 500.95 | 471.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 603.65 | 592.05 | 562.85 | 533.65 | 504.55 | 475.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 603.75 | 592.15 | 562.95 | 533.95 | 504.65 | 475.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 603.95 | 592.45 | 563.45 | 533.95 | 504.95 | 475.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 604.35 | 601.35 | 596.35 | 591.45 | 586.55 | 559.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 605.15 | 593.45 | 564.35 | 535.15 | 505.95 | 476.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 605.35 | 593.85 | 564.85 | 535.35 | 506.35 | 477.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 605.65 | 594.15 | 565.15 | 535.65 | 506.65 | 477.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 608.95 | 597.95 | 570.45 | 542.45 | 514.85 | 487.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 610.15 | 598.55 | 569.35 | 540.15 | 511.05 | 481.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 610.55 | 598.95 | 569.75 | 540.55 | 511.45 | 482.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 612.45 | 600.95 | 571.95 | 542.45 | 513.45 | 484.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 616.85 | 605.25 | 576.05 | 546.85 | 517.75 | 488.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 617.15 | 605.55 | 576.35 | 547.15 | 518.05 | 488.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 618.75 | 608.05 | 581.35 | 554.65 | 527.95 | 501.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 619.95 | 615.15 | 592.95 | 563.75 | 534.55 | 505.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 622.15 | 611.35 | 584.65 | 557.75 | 530.85 | 504.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 623.55 | 611.95 | 582.75 | 553.55 | 524.45 | 507.25 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 627.35 | 615.75 | 586.55 | 557.35 | 528.25 | 499.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 628.25 | 616.65 | 587.45 | 558.25 | 529.15 | 499.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 630.05 | 618.45 | 589.25 | 560.05 | 531.05 | 501.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 630.25 | 618.75 | 589.75 | 560.25 | 531.25 | 502.25 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 632.65 | 621.00 | 591.85 | 562.65 | 533.50 | 504.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 637.85 | 626.25 | 597.05 | 567.85 | 538.75 | 513.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 638.45 | 632.00 | 599.85 | 574.15 | 541.95 | 516.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 638.45 | 626.85 | 597.65 | 568.45 | 541.05 | 514.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 639.05 | 627.40 | 598.25 | 569.05 | 539.90 | 510.75 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 639.45 | 627.80 | 598.60 | 569.45 | 540.30 | 511.10 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 639.55 | 627.95 | 598.75 | 569.55 | 540.45 | 511.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 640.55 | 628.95 | 599.75 | 570.55 | 541.45 | 514.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 641.15 | 634.45 | 600.25 | 571.15 | 541.95 | 512.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 641.15 | 634.45 | 600.25 | 571.15 | 541.95 | 512.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 641.15 | 634.45 | 600.25 | 571.15 | 541.95 | 512.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 642.35 | 630.65 | 601.55 | 572.35 | 543.15 | 514.05 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 644.45 | 632.85 | 603.65 | 574.45 | 545.35 | 516.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 646.95 | 635.25 | 606.05 | 576.95 | 547.75 | 518.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 647.25 | 635.65 | 606.45 | 577.25 | 548.15 | 518.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 647.35 | 635.75 | 606.55 | 577.35 | 548.25 | 519.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 647.65 | 635.95 | 613.65 | 584.55 | 562.25 | 533.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 647.95 | 636.25 | 607.15 | 577.95 | 548.75 | 519.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 648.45 | 636.75 | 607.55 | 578.45 | 549.25 | 520.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 648.65 | 637.05 | 607.85 | 578.65 | 549.55 | 524.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 650.25 | 638.65 | 609.45 | 580.25 | 551.15 | 521.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 651.45 | 639.85 | 610.65 | 581.45 | 552.35 | 523.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 655.85 | 649.15 | 614.95 | 585.85 | 556.65 | 527.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 656.85 | 645.35 | 616.35 | 586.85 | 557.85 | 528.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 658.15 | 646.45 | 617.35 | 588.15 | 558.95 | 529.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 659.15 | 647.55 | 618.35 | 589.15 | — | 530.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 667.25 | 655.65 | 626.45 | 597.25 | 568.15 | 538.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 668.95 | 657.35 | 628.15 | 598.95 | 569.85 | 540.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 669.45 | 657.75 | 628.55 | 599.45 | 570.25 | 541.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 671.25 | 659.65 | 630.45 | 601.25 | 572.15 | 542.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 672.25 | 665.50 | 631.65 | 604.55 | 577.45 | 550.40 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 673.35 | 661.70 | 632.50 | 603.35 | 574.20 | 545.00 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 676.65 | 664.95 | 635.85 | 606.65 | 577.45 | 548.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 677.15 | 665.65 | 636.65 | 607.15 | 578.15 | 549.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 678.05 | 666.45 | 637.25 | 608.15 | 578.95 | 549.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 678.95 | 667.35 | 638.15 | 609.05 | 579.85 | 550.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 687.35 | 675.75 | 646.55 | 617.35 | 588.25 | 559.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 687.35 | 675.75 | 646.55 | 617.35 | 588.25 | 559.05 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 689.85 | 678.35 | 649.15 | 619.95 | 590.75 | 561.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 690.05 | 678.35 | 649.25 | 620.05 | 590.85 | 561.75 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 691.75 | 680.25 | 650.95 | 621.75 | 592.65 | 563.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 697.05 | 685.35 | 656.25 | 627.05 | 597.85 | 568.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 704.65 | 693.15 | 664.15 | 634.65 | 605.65 | 576.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 713.25 | 701.65 | 672.45 | 643.25 | 614.15 | 584.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 721.85 | 715.15 | 680.95 | 651.85 | 622.65 | 593.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 729.15 | 722.45 | 688.35 | 659.15 | 629.95 | 600.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 745.95 | 734.25 | 705.15 | 675.95 | 646.75 | 617.65 |

128 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Zurich for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Zurich](https://praemiencheck.onedoc.ch/en/zh/zurich/) is Atupri (HMO) at 530.35 CHF a month. The cheapest standard model (free choice of doctor) is SLKK (Standard model) at 628.25 CHF a month.

### How much does health insurance cost in Zurich in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/zh/zurich/adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 530.35 CHF (Atupri, HMO) to 745.95 CHF (Galenos, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 508.25 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Zurich for an adult aged 26 or over with accident cover?

On the cheapest offer (Atupri, HMO), the premium goes from 530.35 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/deductible-300/) to 402.05 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Zurich for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 628.25 CHF (SLKK), family doctor / HMO 530.35 CHF (Atupri), flexible model 536.65 CHF (Assura), telemedicine 536.05 CHF (Sanitas).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 535.10 CHF at Atupri (HMO) gives 530.35 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/

## Related pages

- With accident cover: from 402.05 to 745.95 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/ — replace `zh` with your canton’s two-letter code (ge, vd, zh…) and `zurich` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.