# Health insurance premiums 2026 in Zurich (ZH)

Zurich is in premium region 1 of the [canton of Zurich](https://praemiencheck.onedoc.ch/en/zh/).

In 2026, the cheapest health insurance premium in Zurich is:

- For [an adult without accident cover](https://praemiencheck.onedoc.ch/en/zh/zurich/adult/no-accident/): **481.15 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zurich/adult/no-accident/deductible-300/) (Assura, Qualimed), **361.75 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zurich/adult/no-accident/deductible-2500/) (Assura, Qualimed).
- For [a young adult without accident cover](https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/): **340.15 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-300/) (Assura, Qualimed), **220.75 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-2500/) (Assura, Qualimed).
- For [a child with accident cover](https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/): **115.15 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/deductible-0/) (Assura, Qualimed), **80.15 CHF** with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/deductible-600/) (Assura, Qualimed).

## Without accident cover: from 361.75 to 671.55 CHF a month depending on the deductible and the model

128 offers from 27 health insurers. With a deductible of 300 CHF, the cheapest is **481.15 CHF** a month with **Assura** (Qualimed), the most expensive 671.55 CHF with Galenos (Standard model).

Lowest premium:
- 300 CHF: 481.15 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/adult/no-accident/deductible-300/
- 500 CHF: 470.35 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/adult/no-accident/deductible-500/
- 1'000 CHF: 443.15 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/adult/no-accident/deductible-1000/
- 1'500 CHF: 416.05 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/adult/no-accident/deductible-1500/
- 2'000 CHF: 388.95 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/adult/no-accident/deductible-2000/
- 2'500 CHF: 361.75 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 481.15 | 470.35 | 443.15 | 416.05 | 388.95 | 361.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 485.85 | 474.95 | 447.95 | 420.75 | 393.55 | 366.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 485.85 | 474.95 | 447.95 | 420.75 | 393.55 | 366.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 486.65 | 475.65 | 447.95 | 420.15 | 392.55 | 364.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 488.25 | 477.45 | 450.35 | 423.15 | 396.15 | 368.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 490.85 | 480.05 | 452.85 | 425.65 | 398.55 | 371.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 491.15 | 480.35 | 453.25 | 426.05 | 398.95 | 371.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 491.15 | 480.35 | 453.25 | 426.05 | 398.95 | 371.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 495.45 | 485.85 | 461.75 | 437.55 | 413.45 | 389.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 496.55 | 485.75 | 458.60 | 431.40 | 404.30 | 377.10 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 497.15 | 486.45 | 459.25 | 432.05 | 405.05 | 377.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 497.25 | 486.55 | 459.55 | 432.15 | 405.15 | 378.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 500.55 | 489.75 | 462.65 | 435.45 | — | 381.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 503.15 | 492.35 | 465.25 | 438.05 | 410.95 | 383.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 503.15 | 492.35 | 465.25 | 438.05 | 410.95 | 383.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 503.15 | 492.35 | 465.25 | 438.05 | 410.95 | 383.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 506.85 | 497.05 | 472.35 | 447.65 | 423.05 | 398.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 507.45 | 496.65 | 469.45 | 442.35 | 415.25 | 388.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 507.45 | 496.65 | 469.45 | 442.35 | 415.25 | 388.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 508.95 | 498.05 | 470.45 | 442.85 | 415.35 | 387.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 509.05 | 498.35 | 471.15 | 443.95 | 416.95 | 389.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 509.55 | 498.85 | 471.95 | 444.45 | 417.55 | 390.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 509.85 | 498.95 | 477.95 | 450.75 | 417.55 | 390.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 509.85 | 498.95 | 477.95 | 450.75 | 417.55 | 390.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 511.55 | 500.55 | 472.75 | 445.05 | 417.45 | 389.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 512.05 | 501.35 | 474.35 | 446.95 | 419.95 | 392.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 512.05 | 501.35 | 474.35 | 446.95 | 419.95 | 392.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 512.25 | 501.45 | 474.35 | 447.15 | 420.05 | 392.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 512.55 | 502.65 | 477.65 | 452.65 | 427.75 | 402.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 514.95 | 504.75 | 479.15 | 453.15 | 427.45 | 401.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 515.05 | 504.35 | 477.15 | 449.95 | — | 395.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 517.05 | 507.05 | 482.15 | 457.25 | 432.25 | 407.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 517.05 | 507.05 | 482.15 | 457.25 | 432.25 | 407.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 517.95 | 506.95 | 479.45 | 451.85 | 424.35 | 396.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 518.05 | 507.25 | 480.05 | 452.95 | 425.85 | 398.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 518.55 | 507.85 | 480.85 | 453.45 | 426.45 | 399.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 519.25 | 508.35 | 481.15 | 453.85 | 426.65 | 399.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 519.75 | 508.95 | 481.75 | 454.55 | 427.45 | 400.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 519.75 | 508.95 | 481.75 | 454.55 | 427.45 | 400.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 519.95 | 509.15 | 481.95 | 454.85 | — | 400.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 519.95 | 509.15 | 481.95 | 454.85 | — | 400.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 519.95 | 509.75 | 484.15 | 458.15 | 432.45 | 406.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 520.45 | 509.55 | 488.55 | 461.45 | 428.25 | 401.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 521.05 | 510.35 | 483.15 | 455.95 | 428.95 | 401.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 521.05 | 510.35 | 483.15 | 455.95 | 428.95 | 401.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 521.55 | 510.75 | 491.05 | 463.95 | 436.85 | 425.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 522.15 | 511.15 | 483.45 | 455.65 | 428.05 | 400.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 523.45 | 512.65 | 503.75 | 494.85 | 485.95 | 458.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 525.40 | 514.60 | 487.40 | 460.20 | 433.10 | 405.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 526.75 | 515.95 | 488.85 | 461.65 | 434.65 | 407.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 526.85 | 517.45 | 493.85 | 470.25 | 446.65 | 413.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 527.05 | 516.05 | 488.45 | 460.85 | 433.35 | 405.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 529.05 | 518.25 | 490.95 | 463.65 | 436.45 | 409.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 529.65 | 518.85 | 491.65 | 464.55 | — | 410.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 529.65 | 518.75 | 491.45 | 464.15 | 436.95 | 409.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 530.85 | 520.05 | 492.95 | 465.75 | 438.65 | 411.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 530.85 | 520.05 | 492.95 | 465.75 | 438.65 | 411.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 531.15 | 520.35 | 493.15 | 466.00 | 438.90 | 411.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 531.15 | 520.35 | 493.15 | 466.00 | 438.90 | 411.70 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 532.65 | 521.85 | 494.65 | 467.55 | 440.45 | 413.35 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 534.40 | 523.40 | 496.00 | 468.60 | 441.15 | 413.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 536.35 | 525.65 | 498.65 | 471.25 | 444.25 | 417.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 536.75 | 525.95 | 498.75 | 471.65 | 444.55 | 421.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 537.75 | 531.55 | 499.55 | 472.35 | 445.05 | 417.85 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 538.65 | 527.75 | 500.35 | 472.85 | 445.55 | 418.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 539.05 | 528.25 | 501.05 | 473.95 | 446.85 | 419.75 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medcasa | 539.25 | 528.35 | 501.15 | 473.85 | 446.55 | 419.25 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 540.10 | 529.15 | 501.75 | 474.30 | 446.90 | 419.50 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 543.25 | 532.35 | 511.35 | 484.25 | 457.05 | 429.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 543.25 | 532.35 | 511.35 | 484.25 | 457.05 | 429.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 544.95 | 534.85 | 509.85 | 484.75 | 459.55 | 434.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 544.95 | 534.25 | 507.05 | 479.85 | 452.85 | 425.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 545.15 | 534.35 | 507.25 | 480.25 | 453.05 | 425.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 545.75 | 535.05 | 507.85 | 480.65 | 453.65 | 430.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 545.85 | 534.85 | 507.05 | 479.35 | 451.75 | 423.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 546.85 | 536.15 | 509.15 | 481.75 | 454.75 | 427.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 546.85 | 536.55 | 511.05 | 484.95 | 459.35 | 433.75 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 548.75 | 537.95 | 510.65 | 483.35 | 456.15 | 428.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 550.05 | 539.35 | 512.35 | 484.95 | 457.95 | 431.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 550.55 | 539.65 | 512.45 | 485.15 | 457.95 | 430.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 552.85 | 542.15 | 514.95 | 487.75 | 462.25 | 437.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 554.05 | 543.85 | 518.35 | 492.85 | 467.35 | 441.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 554.65 | 543.85 | 516.75 | 489.55 | 462.55 | 437.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexCare | 560.65 | 549.65 | 521.95 | 494.15 | 466.55 | 438.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 562.45 | 551.65 | 524.55 | 497.35 | 470.35 | 443.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 563.75 | 552.85 | 525.35 | 497.95 | 470.55 | 443.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 567.95 | 557.15 | 529.85 | 502.55 | 475.35 | 448.05 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 568.80 | 557.85 | 530.45 | 503.00 | 475.60 | 448.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 571.55 | 560.75 | 533.55 | 506.35 | 479.25 | 452.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 572.45 | 561.65 | 534.45 | 507.35 | 480.25 | 453.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 572.65 | 561.95 | 534.95 | 507.55 | 480.55 | 453.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 576.15 | 565.35 | 538.25 | 511.05 | 483.95 | 456.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 577.45 | 571.25 | 539.25 | 512.05 | 484.75 | 457.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 577.45 | 571.25 | 539.25 | 512.05 | 484.75 | 457.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 577.45 | 571.25 | 539.25 | 512.05 | 484.75 | 457.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 580.65 | 569.85 | 542.65 | 515.55 | 488.45 | 461.25 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 581.65 | 570.75 | 543.25 | 515.85 | 488.45 | 461.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 581.75 | 570.95 | 543.65 | 516.35 | 489.15 | 461.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 582.25 | 571.35 | 544.05 | 516.85 | 489.55 | 462.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 583.55 | 572.65 | 545.45 | 518.15 | 490.95 | 463.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 584.45 | 573.55 | 546.35 | 519.05 | 491.75 | 464.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 585.95 | 575.25 | 548.25 | 520.85 | 493.85 | 466.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 587.15 | 576.45 | 549.25 | 522.15 | 495.05 | 468.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 587.35 | 576.35 | 548.65 | 520.85 | 493.25 | 465.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 589.55 | 578.65 | 551.45 | 524.15 | 496.95 | 469.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 589.95 | 579.25 | 552.25 | 524.85 | 497.85 | 470.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 590.65 | 584.45 | 552.55 | 525.25 | 498.05 | 470.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 592.35 | 581.45 | 554.25 | 526.95 | 499.75 | 472.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 592.85 | 582.15 | 554.95 | 527.75 | 500.75 | 473.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 596.15 | 585.15 | 557.55 | 529.95 | 502.45 | 474.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 597.25 | 586.45 | 559.25 | 532.15 | — | 477.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 600.25 | 589.45 | 562.35 | 535.15 | 508.15 | 480.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 602.45 | 591.65 | 564.45 | 537.35 | 510.25 | 483.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 602.45 | 591.65 | 564.45 | 537.35 | 510.25 | 483.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 602.55 | 591.65 | 564.35 | 537.15 | 509.85 | 482.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 602.65 | 591.55 | 563.95 | 536.15 | 508.45 | 480.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 606.25 | 595.45 | 568.35 | 541.25 | 514.15 | 486.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 608.75 | 597.85 | 570.55 | 543.35 | 516.05 | 488.85 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 624.70 | 618.40 | 586.95 | 555.40 | 530.20 | 498.70 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 627.95 | 617.05 | 589.75 | 562.55 | 535.25 | 507.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 631.45 | 620.65 | 593.35 | 566.05 | 538.85 | 511.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 634.35 | 623.45 | 596.15 | 568.85 | 541.65 | 514.35 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 636.65 | 625.85 | 598.35 | 570.95 | 543.55 | 516.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 640.45 | 629.75 | 602.75 | 575.35 | 548.35 | 521.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 650.25 | 643.95 | 612.05 | 584.85 | 557.55 | 530.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 656.85 | 650.65 | 618.65 | 591.45 | 564.15 | 536.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 657.85 | 651.25 | 618.10 | 591.55 | 565.00 | 531.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 671.55 | 660.65 | 633.35 | 606.05 | 578.85 | 551.55 |

128 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/zurich/adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/zurich/adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/zurich/adult/no-accident.md

## With accident cover: from 384.25 to 718.85 CHF a month depending on the deductible and the model

128 offers from 27 health insurers. With a deductible of 300 CHF, the cheapest is **512.55 CHF** a month with **Atupri** (HMO), the most expensive 718.85 CHF with Galenos (Standard model).

Lowest premium:
- 300 CHF: 512.55 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/deductible-300/
- 500 CHF: 500.95 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/deductible-500/
- 1'000 CHF: 471.75 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/deductible-1000/
- 1'500 CHF: 442.55 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/deductible-1500/
- 2'000 CHF: 413.45 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/deductible-2000/
- 2'500 CHF: 384.25 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 512.55 | 500.95 | 471.75 | 442.55 | 413.45 | 384.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 517.65 | 506.05 | 476.85 | 447.65 | 418.55 | 389.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 522.75 | 511.05 | 481.95 | 452.75 | 423.55 | 394.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 522.75 | 511.05 | 481.95 | 452.75 | 423.55 | 394.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 525.45 | 513.85 | 484.65 | 455.45 | 426.35 | 397.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 527.45 | 517.25 | 491.55 | 465.85 | 440.25 | 414.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 527.55 | 515.95 | 486.75 | 457.55 | 428.45 | 399.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 528.45 | 516.85 | 487.65 | 458.45 | 429.35 | 400.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 528.45 | 516.85 | 487.65 | 458.45 | 429.35 | 400.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 533.75 | 522.15 | 492.95 | 463.75 | 434.65 | 405.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 534.95 | 523.35 | 494.15 | 464.95 | 435.85 | 406.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 535.05 | 523.55 | 494.55 | 465.05 | 436.05 | 407.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 538.65 | 527.05 | 497.85 | 468.65 | — | 410.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 538.75 | 527.15 | 497.95 | 468.75 | 439.65 | 410.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 538.85 | 527.25 | 498.05 | 468.85 | 439.75 | 410.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 539.55 | 529.05 | 502.85 | 476.55 | 450.35 | 424.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 541.35 | 529.75 | 500.55 | 471.35 | 442.25 | 413.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 541.35 | 529.75 | 500.55 | 471.35 | 442.25 | 413.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 541.35 | 529.75 | 500.55 | 471.35 | 442.25 | 413.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 545.55 | 535.05 | 508.45 | 481.85 | 455.45 | 428.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 545.95 | 534.35 | 505.15 | 475.95 | 446.85 | 417.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 545.95 | 534.35 | 505.15 | 475.95 | 446.85 | 417.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 547.75 | 536.15 | 506.95 | 477.75 | 448.65 | 419.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 548.35 | 536.75 | 507.55 | 478.35 | 449.25 | 420.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 548.35 | 536.85 | 507.85 | 478.35 | 449.35 | 420.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 548.55 | 536.95 | 514.25 | 485.15 | 449.45 | 420.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 548.55 | 536.95 | 514.25 | 485.15 | 449.45 | 420.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 549.95 | 538.35 | 509.15 | 479.95 | 450.85 | 421.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 550.95 | 539.45 | 510.45 | 480.95 | 451.95 | 422.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 550.95 | 539.45 | 510.45 | 480.95 | 451.95 | 422.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 551.15 | 539.55 | 510.35 | 481.15 | 452.05 | 422.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 554.15 | 543.15 | 515.65 | 487.65 | 460.05 | 432.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 554.25 | 542.65 | 513.45 | 484.25 | — | 425.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 555.95 | 544.25 | 515.15 | 485.95 | 456.75 | 427.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 556.35 | 545.55 | 518.75 | 492.05 | 465.15 | 438.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 556.35 | 545.55 | 518.75 | 492.05 | 465.15 | 438.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 557.35 | 545.75 | 516.55 | 487.35 | 458.25 | 429.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 557.95 | 546.35 | 517.15 | 487.95 | 458.85 | 429.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 557.95 | 546.45 | 517.45 | 487.95 | 458.95 | 429.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 558.55 | 546.95 | 517.75 | 488.55 | 459.45 | 430.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 558.55 | 546.95 | 517.75 | 488.55 | 459.45 | 430.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 559.45 | 547.85 | 518.65 | 489.45 | — | 431.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 559.45 | 547.85 | 518.65 | 489.45 | — | 431.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 559.55 | 548.55 | 521.05 | 493.05 | 465.45 | 437.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 560.05 | 548.35 | 525.75 | 496.55 | 460.85 | 431.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 560.65 | 549.05 | 519.85 | 490.65 | 461.55 | 432.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 560.65 | 549.05 | 519.85 | 490.65 | 461.55 | 432.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 561.25 | 549.65 | 528.45 | 499.25 | 470.15 | 457.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 563.25 | 551.65 | 542.05 | 532.45 | 522.95 | 493.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 564.70 | 553.10 | 523.90 | 494.70 | 465.60 | 436.40 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 566.15 | 554.55 | 525.35 | 496.15 | 467.05 | 437.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 566.75 | 555.15 | 525.95 | 496.75 | 467.65 | 438.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 566.75 | 555.15 | 525.95 | 496.75 | 467.65 | 438.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 566.85 | 556.75 | 531.35 | 506.05 | 480.65 | 444.65 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 568.80 | 557.15 | 528.00 | 498.80 | 469.65 | 440.50 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 569.85 | 558.25 | 529.05 | 499.85 | — | 441.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 570.90 | 559.30 | 530.10 | 500.90 | 471.80 | 442.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 570.90 | 559.30 | 530.10 | 500.90 | 471.80 | 442.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 571.15 | 559.55 | 530.35 | 501.15 | 472.05 | 442.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 571.15 | 559.55 | 530.35 | 501.15 | 472.05 | 442.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 573.05 | 561.45 | 532.25 | 503.05 | 473.95 | 444.75 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 573.35 | 561.75 | 532.55 | 503.35 | 474.25 | 445.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 573.85 | 563.25 | 536.95 | 510.55 | 484.05 | 457.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 574.85 | 563.25 | 534.05 | 504.85 | 475.75 | 446.55 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 574.90 | 563.25 | 534.10 | 504.90 | 475.75 | 446.60 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 575.75 | 569.05 | 534.85 | 505.75 | 476.55 | 447.35 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medcasa | 577.05 | 565.45 | 536.35 | 507.15 | 477.95 | 448.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 577.15 | 565.65 | 536.65 | 507.15 | 478.15 | 449.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 577.45 | 565.85 | 536.65 | 507.45 | 478.35 | 453.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 579.95 | 568.35 | 539.15 | 509.95 | 480.85 | 451.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 583.45 | 572.75 | 545.95 | 519.05 | 492.25 | 465.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 584.55 | 572.85 | 550.25 | 521.05 | 491.85 | 462.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 584.55 | 572.85 | 550.25 | 521.05 | 491.85 | 462.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 586.35 | 574.75 | 545.55 | 516.35 | 487.25 | 458.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 586.55 | 574.95 | 545.75 | 516.75 | 487.45 | 458.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 587.25 | 575.65 | 546.45 | 517.25 | 488.15 | 462.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 587.25 | 575.65 | 546.45 | 517.25 | 488.15 | 458.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 588.35 | 576.85 | 547.85 | 518.35 | 489.35 | 460.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 588.35 | 577.35 | 549.85 | 521.85 | 494.25 | 466.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 589.45 | 577.85 | 548.65 | 519.45 | 490.35 | 461.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexCare | 590.45 | 578.85 | 549.65 | 520.45 | 491.35 | 462.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 591.85 | 580.35 | 551.35 | 521.85 | 492.85 | 463.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 594.85 | 583.25 | 554.05 | 524.85 | 497.35 | 470.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 596.75 | 585.15 | 555.95 | 526.75 | 497.75 | 470.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 600.05 | 588.45 | 559.25 | 530.05 | 500.95 | 471.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 605.15 | 593.55 | 564.35 | 535.15 | 506.05 | 476.85 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 605.45 | 593.80 | 564.60 | 535.45 | 506.30 | 477.10 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 607.75 | 596.15 | 566.95 | 537.75 | 508.75 | 479.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 614.25 | 602.65 | 573.45 | 544.25 | 515.15 | 485.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 615.85 | 604.25 | 575.05 | 545.85 | 516.75 | 487.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 616.15 | 604.65 | 575.65 | 546.15 | 517.15 | 488.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 618.25 | 611.55 | 577.35 | 548.25 | 519.05 | 489.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 618.25 | 611.55 | 577.35 | 548.25 | 519.05 | 489.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 618.25 | 611.55 | 577.35 | 548.25 | 519.05 | 489.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 618.55 | 606.95 | 577.75 | 548.55 | 519.45 | 490.25 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 619.05 | 607.45 | 578.25 | 549.05 | 519.95 | 490.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 619.85 | 608.25 | 579.05 | 549.85 | 520.75 | 491.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 622.55 | 610.95 | 581.75 | 552.55 | 523.45 | 494.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 623.35 | 611.65 | 582.55 | 553.35 | 524.15 | 495.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 624.65 | 613.05 | 583.85 | 554.65 | 525.55 | 496.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 624.75 | 613.15 | 583.95 | 554.75 | 525.65 | 496.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 625.75 | 614.05 | 584.85 | 555.75 | 526.55 | 497.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 628.50 | 622.15 | 590.50 | 558.80 | 533.45 | 501.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 630.35 | 618.85 | 589.85 | 560.35 | 531.35 | 502.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 631.05 | 619.45 | 590.25 | 561.05 | 531.95 | 502.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 631.15 | 619.55 | 590.35 | 561.15 | 532.05 | 502.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 631.75 | 620.15 | 590.95 | 561.75 | 532.65 | 503.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 632.35 | 625.65 | 591.55 | 562.35 | 533.15 | 504.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 634.15 | 622.55 | 593.35 | 564.15 | 535.05 | 505.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 634.65 | 623.15 | 594.15 | 564.65 | 535.65 | 506.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 634.65 | 622.95 | 593.85 | 564.65 | 535.45 | 506.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 637.85 | 626.25 | 597.05 | 567.85 | 538.75 | 509.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 642.55 | 630.95 | 601.75 | 572.55 | — | 514.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 645.05 | 633.35 | 604.25 | 575.05 | 545.85 | 516.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 645.85 | 634.25 | 605.05 | 575.85 | 546.75 | 517.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 648.15 | 636.55 | 607.35 | 578.15 | 549.05 | 519.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 648.15 | 636.55 | 607.35 | 578.15 | 549.05 | 519.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 651.65 | 640.05 | 610.85 | 581.65 | 552.55 | 523.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 652.25 | 640.65 | 611.45 | 582.35 | 553.15 | 523.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 661.85 | 655.20 | 621.85 | 595.15 | 568.45 | 535.10 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 672.25 | 660.55 | 631.35 | 602.25 | 573.05 | 543.85 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 675.75 | 664.15 | 634.95 | 605.75 | 576.65 | 547.45 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 677.60 | 666.05 | 636.85 | 607.65 | 578.55 | 549.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 679.05 | 667.35 | 638.25 | 609.05 | 579.85 | 550.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 688.95 | 677.45 | 648.45 | 618.95 | 589.95 | 560.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 696.05 | 689.45 | 655.25 | 626.05 | 596.95 | 567.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 703.15 | 696.45 | 662.35 | 633.15 | 603.95 | 574.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 718.85 | 707.15 | 678.05 | 648.85 | 619.65 | 590.55 |

128 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident.md

## Without accident cover: from 220.75 to 582.30 CHF a month depending on the deductible and the model

128 offers from 27 health insurers. With a deductible of 300 CHF, the cheapest is **340.15 CHF** a month with **Assura** (Qualimed), the most expensive 582.30 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 340.15 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-300/
- 500 CHF: 329.35 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-500/
- 1'000 CHF: 302.15 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 275.05 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 247.95 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 220.75 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 340.15 | 329.35 | 302.15 | 275.05 | 247.95 | 220.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 345.15 | 334.35 | 307.25 | 280.05 | 253.05 | 225.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 353.35 | 342.45 | 315.25 | 288.25 | 261.05 | 233.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 353.35 | 342.45 | 315.25 | 288.25 | 261.05 | 233.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 354.70 | 343.90 | 316.70 | 289.50 | 262.40 | 235.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 354.85 | 344.05 | 316.85 | 289.65 | 262.55 | 235.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 355.85 | 345.15 | 318.15 | 290.75 | 263.75 | 236.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 357.95 | 347.25 | 320.25 | 292.85 | 265.85 | 238.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 358.40 | 347.60 | 320.40 | 293.25 | 266.15 | 238.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 358.40 | 347.60 | 320.40 | 293.25 | 266.15 | 238.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 358.40 | 347.60 | 320.40 | 293.25 | 266.15 | 238.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 358.65 | 347.85 | 320.65 | 293.45 | 266.35 | 239.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 358.65 | 347.85 | 320.65 | 293.45 | 266.35 | 239.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 358.85 | 348.05 | 320.85 | 293.75 | 266.65 | 239.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 358.85 | 348.05 | 320.85 | 293.75 | 266.65 | 239.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 362.05 | 351.35 | 324.35 | 296.95 | 269.95 | 243.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 363.75 | 352.75 | 324.95 | 297.25 | 269.55 | 241.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 364.55 | 353.75 | 326.45 | 299.15 | 271.95 | 244.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 365.95 | 355.05 | 327.95 | 300.85 | 273.75 | 246.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 365.95 | 355.05 | 327.95 | 300.85 | 273.75 | 246.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 365.95 | 355.05 | 327.95 | 300.85 | 273.75 | 246.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 366.25 | 355.55 | 328.55 | 301.15 | 274.15 | 247.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 369.85 | 359.05 | 331.85 | 304.65 | 277.55 | 250.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 372.75 | 361.85 | 334.55 | 307.25 | 280.05 | 252.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 375.05 | 368.75 | 336.85 | 309.55 | 282.35 | 255.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 375.45 | 364.65 | 337.55 | 310.35 | 283.25 | 256.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 375.45 | 364.65 | 337.55 | 310.35 | 283.25 | 256.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 378.75 | 368.75 | 343.85 | 318.95 | 293.95 | 269.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 378.75 | 368.75 | 343.85 | 318.95 | 293.95 | 269.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 379.55 | 368.75 | 341.65 | 314.45 | 287.45 | 263.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 380.55 | 369.55 | 341.95 | 314.45 | 286.95 | 259.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 382.35 | 371.35 | 343.55 | 315.85 | 288.25 | 260.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 382.85 | 372.15 | 344.95 | 317.75 | 290.75 | 263.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 387.25 | 376.35 | 348.75 | 321.15 | 293.65 | 266.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 387.25 | 376.45 | 349.35 | 322.15 | 295.15 | 267.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 388.55 | 379.15 | 355.65 | 332.05 | 308.35 | 278.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 389.85 | 379.15 | 357.55 | 330.35 | 303.35 | 289.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 390.25 | 379.35 | 356.85 | 329.65 | 297.95 | 270.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 390.35 | 379.35 | 351.55 | 323.85 | 296.15 | 268.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 391.95 | 381.15 | 353.95 | 326.85 | 299.75 | 272.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 391.95 | 381.15 | 353.95 | 326.85 | 299.75 | 272.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 393.85 | 383.05 | 355.95 | 328.75 | 301.75 | 274.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 394.05 | 383.15 | 355.55 | 327.95 | 300.45 | 272.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 396.45 | 386.35 | 361.35 | 336.25 | 311.15 | 286.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 396.65 | 385.85 | 358.75 | 331.55 | 304.45 | 277.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 397.55 | 386.85 | 359.85 | 332.45 | 305.45 | 278.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 397.55 | 386.85 | 359.85 | 332.45 | 305.45 | 278.55 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 397.75 | 386.85 | 359.45 | 331.95 | 304.65 | 277.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 398.15 | 387.35 | 360.25 | 333.05 | 305.95 | 278.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 399.35 | 388.45 | 372.75 | 345.65 | 309.35 | 282.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 399.85 | 389.15 | 362.15 | 334.75 | 307.75 | 280.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 402.15 | 391.35 | 364.25 | 337.15 | 309.95 | 282.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 402.75 | 396.55 | 364.65 | 337.35 | 310.15 | 282.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 403.05 | 392.95 | 367.45 | 341.85 | 316.45 | 290.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medcasa | 403.95 | 393.05 | 365.75 | 338.45 | 311.25 | 283.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 404.25 | 393.45 | 366.25 | 339.15 | — | 284.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 405.05 | 394.15 | 385.25 | 371.85 | 358.35 | 331.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 405.35 | 395.75 | 371.65 | 347.45 | 323.35 | 299.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 406.25 | 395.45 | 368.25 | 341.15 | 314.05 | 286.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 408.05 | 397.25 | 370.15 | 342.95 | 315.85 | 291.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 408.15 | 397.15 | 369.45 | 341.65 | 314.05 | 286.35 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 408.55 | 397.75 | 370.45 | 343.15 | 315.95 | 288.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 409.75 | 399.05 | 372.15 | 344.65 | 317.75 | 290.75 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 410.30 | 399.30 | 371.90 | 344.50 | 317.05 | 289.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 410.55 | 401.35 | 379.95 | 359.45 | 338.05 | 291.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 410.75 | 400.05 | 372.85 | 345.65 | 318.65 | 291.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 411.25 | 400.55 | 373.65 | 346.15 | 319.25 | 292.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 412.05 | 401.35 | 374.15 | 346.95 | 319.95 | 292.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 412.35 | 403.05 | 381.25 | 359.35 | 338.45 | 293.05 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 413.15 | 402.35 | 375.05 | 347.75 | 320.55 | 293.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 413.75 | 402.85 | 375.65 | 348.35 | 321.15 | 293.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 414.15 | 407.85 | 380.75 | 353.65 | 321.95 | 294.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 414.55 | 403.85 | 376.95 | 349.45 | 322.55 | 295.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 414.65 | 404.85 | 380.15 | 355.45 | 330.85 | 306.15 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 414.70 | 403.75 | 376.30 | 348.90 | 321.50 | 294.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 415.15 | 404.35 | 377.15 | 350.05 | — | 295.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 415.85 | 405.05 | 377.85 | 350.75 | 323.65 | 296.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 415.85 | 405.05 | 377.85 | 350.75 | 323.65 | 296.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 416.55 | 405.65 | 378.55 | 351.45 | 324.35 | 297.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 418.65 | 407.85 | 380.75 | 353.55 | 326.45 | 299.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 418.75 | 407.95 | 380.85 | 353.65 | — | 299.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 418.75 | 407.95 | 380.85 | 353.65 | — | 299.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexCare | 419.25 | 408.15 | 380.45 | 352.75 | 325.05 | 297.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 419.35 | 409.45 | 384.45 | 359.45 | 334.55 | 309.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 419.85 | 408.95 | 381.85 | 354.75 | 327.65 | 300.45 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 421.65 | 410.75 | 383.35 | 355.85 | 328.55 | 301.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 424.35 | 413.75 | 386.75 | 359.25 | 332.35 | 305.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 424.75 | 413.85 | 386.55 | 359.25 | 332.05 | 304.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 425.45 | 419.25 | 387.35 | 360.05 | 332.85 | 305.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 425.95 | 415.25 | 388.05 | 360.85 | — | 306.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 425.95 | 419.75 | 387.75 | 360.55 | 333.25 | 306.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 428.95 | 418.15 | 390.95 | 366.15 | 341.25 | 318.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 429.35 | 418.65 | 391.65 | 364.25 | 337.25 | 310.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 430.25 | 419.45 | 392.25 | 365.15 | 338.05 | 310.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 430.85 | 420.05 | 392.95 | 365.75 | 338.75 | 311.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 434.95 | 424.15 | 397.05 | 369.85 | 342.85 | 315.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 435.45 | 424.55 | 397.35 | 370.05 | 342.75 | 315.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 436.15 | 427.35 | 405.95 | 384.15 | 362.25 | 340.85 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 436.80 | 425.85 | 398.40 | 371.00 | 343.60 | 316.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 438.55 | 427.45 | 399.85 | 372.05 | 344.35 | 316.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 439.25 | 428.25 | 400.55 | 372.75 | 345.15 | 317.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 444.05 | 433.35 | 406.35 | 378.95 | 351.95 | 324.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 444.45 | 438.25 | 406.35 | 379.05 | 351.75 | 324.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 445.85 | 434.85 | 407.25 | 379.75 | 352.25 | 324.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 447.35 | 436.55 | 409.45 | 382.35 | 355.15 | 328.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 450.55 | 439.75 | 412.65 | 385.45 | 358.35 | 331.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 450.55 | 439.75 | 412.65 | 385.45 | 358.35 | 331.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 452.45 | 441.75 | 414.75 | 387.35 | 360.35 | 333.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 453.75 | 447.55 | 415.55 | 388.35 | 361.05 | 333.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 458.35 | 452.15 | 420.25 | 392.95 | 365.65 | 338.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 458.75 | 447.85 | 420.55 | 393.35 | 366.05 | 338.75 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 459.65 | 448.85 | 421.55 | 394.25 | 367.05 | 339.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 461.35 | 450.45 | 422.95 | 395.55 | 368.15 | 340.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 463.25 | 452.35 | 425.05 | 397.85 | 370.55 | 343.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 464.75 | 453.85 | 426.65 | 399.35 | 372.05 | 344.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 469.85 | 458.95 | 431.65 | 404.35 | 377.15 | 349.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 471.75 | 460.85 | 433.55 | 406.25 | 379.05 | 351.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 473.25 | 462.55 | 435.35 | 408.15 | 381.15 | 353.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 474.45 | 463.55 | 436.25 | 408.95 | 381.75 | 354.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 476.75 | 465.95 | 438.85 | 411.65 | — | 357.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 479.95 | 469.05 | 441.75 | 414.45 | 387.25 | 359.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 485.75 | 475.05 | 448.05 | 420.65 | 393.65 | 366.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 495.05 | 484.15 | 456.95 | 429.65 | 402.35 | 375.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 500.15 | 489.25 | 461.95 | 434.65 | 407.45 | 380.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 536.05 | 525.15 | 497.95 | 470.65 | 443.35 | 416.15 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 540.35 | 529.55 | 502.15 | 474.65 | 447.35 | 419.85 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 552.95 | 541.75 | 513.85 | 486.00 | 458.05 | 430.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 582.30 | 575.25 | 547.05 | 517.70 | 488.30 | 458.95 |

128 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident.md

## With accident cover: from 237.75 to 585.85 CHF a month depending on the deductible and the model

128 offers from 27 health insurers. With a deductible of 300 CHF, the cheapest is **366.05 CHF** a month with **Assura** (Qualimed), the most expensive 585.85 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 366.05 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/deductible-300/
- 500 CHF: 354.45 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/deductible-500/
- 1'000 CHF: 325.25 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 296.05 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 266.95 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 237.75 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 366.05 | 354.45 | 325.25 | 296.05 | 266.95 | 237.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 371.55 | 359.95 | 330.75 | 301.55 | 272.45 | 243.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 380.25 | 368.55 | 339.35 | 310.25 | 281.05 | 251.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 380.25 | 368.55 | 339.35 | 310.25 | 281.05 | 251.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 381.35 | 369.75 | 340.55 | 311.35 | 282.25 | 253.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 381.45 | 369.85 | 340.65 | 311.45 | 282.35 | 253.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 383.05 | 371.55 | 342.55 | 313.05 | 284.05 | 255.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 383.15 | 371.55 | 342.35 | 313.15 | 284.05 | 254.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 385.25 | 373.75 | 344.75 | 315.25 | 286.25 | 257.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 385.35 | 373.75 | 344.55 | 315.35 | 286.25 | 257.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 385.35 | 373.75 | 344.55 | 315.35 | 286.25 | 257.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 385.35 | 373.75 | 344.55 | 315.35 | 286.25 | 257.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 385.55 | 373.95 | 344.75 | 315.55 | 286.45 | 257.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 385.55 | 373.95 | 344.75 | 315.55 | 286.45 | 257.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 386.15 | 374.55 | 345.35 | 316.15 | 287.05 | 257.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 386.15 | 374.55 | 345.35 | 316.15 | 287.05 | 257.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 389.65 | 378.15 | 349.15 | 319.65 | 290.65 | 261.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 390.25 | 378.65 | 349.45 | 320.25 | 291.15 | 261.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 393.85 | 382.15 | 352.95 | 323.85 | 294.65 | 265.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 393.85 | 382.15 | 352.95 | 323.85 | 294.65 | 265.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 393.85 | 382.15 | 352.95 | 323.85 | 294.65 | 265.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 394.15 | 382.65 | 353.65 | 324.15 | 295.15 | 266.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 397.55 | 385.95 | 356.75 | 327.55 | 298.45 | 269.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 398.95 | 387.35 | 358.15 | 328.95 | 299.85 | 270.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 401.55 | 394.95 | 360.75 | 331.55 | 302.45 | 273.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 402.75 | 391.15 | 361.95 | 332.75 | 303.65 | 274.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 402.95 | 391.35 | 362.15 | 332.95 | 303.85 | 274.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 404.05 | 392.45 | 363.25 | 334.05 | 304.95 | 275.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 404.05 | 392.45 | 363.25 | 334.05 | 304.95 | 275.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 407.65 | 396.85 | 370.05 | 343.25 | 316.45 | 289.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 407.65 | 396.85 | 370.05 | 343.25 | 316.45 | 289.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 408.55 | 396.95 | 367.75 | 338.55 | 309.45 | 283.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 410.05 | 398.45 | 369.25 | 340.05 | 310.95 | 281.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 411.15 | 399.55 | 370.35 | 341.15 | 312.05 | 282.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 412.05 | 400.45 | 371.25 | 342.05 | 312.95 | 283.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 416.75 | 405.15 | 375.95 | 346.75 | 317.65 | 288.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 417.25 | 405.65 | 376.45 | 347.25 | 318.15 | 288.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 417.55 | 406.95 | 380.65 | 354.25 | 327.75 | 301.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 418.15 | 408.05 | 382.65 | 357.35 | 331.95 | 299.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 419.65 | 408.05 | 384.85 | 355.65 | 326.55 | 311.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 419.95 | 408.35 | 384.05 | 354.85 | 320.85 | 291.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 421.75 | 410.15 | 380.95 | 351.75 | 322.65 | 293.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 421.75 | 410.15 | 380.95 | 351.75 | 322.65 | 293.45 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 423.45 | 411.85 | 382.65 | 353.45 | 324.35 | 295.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 423.85 | 412.25 | 383.05 | 353.85 | 324.75 | 295.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 424.55 | 413.85 | 387.05 | 360.15 | 333.35 | 306.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 426.85 | 415.25 | 386.05 | 356.85 | 327.75 | 298.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 427.85 | 416.35 | 387.35 | 357.85 | 328.85 | 299.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 427.85 | 416.35 | 387.35 | 357.85 | 328.85 | 299.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 428.45 | 416.85 | 387.65 | 358.45 | 329.35 | 300.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 429.75 | 418.15 | 401.15 | 372.05 | 333.05 | 303.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 429.95 | 418.35 | 389.15 | 359.95 | 330.85 | 301.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 430.35 | 418.85 | 389.85 | 360.35 | 331.35 | 302.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 431.35 | 424.65 | 390.45 | 361.35 | 332.15 | 302.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 431.55 | 421.35 | 395.65 | 369.95 | 344.35 | 318.65 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medcasa | 432.35 | 420.75 | 391.55 | 362.35 | 333.25 | 304.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 432.75 | 421.15 | 391.95 | 362.85 | 333.65 | 304.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 435.05 | 423.45 | 394.25 | 365.05 | — | 306.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 435.85 | 424.25 | 414.65 | 400.15 | 385.75 | 356.55 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 436.80 | 425.15 | 395.95 | 366.80 | 337.65 | 308.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 437.15 | 425.55 | 396.35 | 367.15 | 338.05 | 308.85 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 437.35 | 425.75 | 396.55 | 367.35 | 338.25 | 309.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 439.15 | 427.55 | 398.35 | 369.15 | 340.05 | 313.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 440.95 | 429.45 | 400.45 | 370.95 | 341.95 | 312.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 441.45 | 431.05 | 404.75 | 378.45 | 352.25 | 326.05 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 441.50 | 429.85 | 400.65 | 371.50 | 342.35 | 313.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexCare | 441.55 | 429.95 | 400.75 | 371.55 | 342.45 | 313.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 441.85 | 431.85 | 408.85 | 386.85 | 363.85 | 313.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 442.05 | 430.45 | 401.25 | 372.05 | 342.95 | 313.75 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 442.25 | 430.65 | 401.45 | 372.25 | 343.15 | 313.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 442.65 | 431.15 | 402.15 | 372.65 | 343.65 | 314.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 443.05 | 431.45 | 402.25 | 373.05 | 343.95 | 314.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 443.45 | 431.85 | 402.65 | 373.45 | 344.35 | 315.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 443.75 | 433.75 | 410.25 | 386.75 | 364.25 | 315.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 445.65 | 438.95 | 409.75 | 380.55 | 346.55 | 317.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 446.15 | 434.65 | 405.65 | 376.15 | 347.15 | 318.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 446.45 | 435.85 | 409.35 | 382.75 | 356.25 | 329.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 446.75 | 435.15 | 405.95 | 376.75 | — | 318.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 447.45 | 435.85 | 406.65 | 377.45 | 348.35 | 319.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 447.45 | 435.85 | 406.65 | 377.45 | 348.35 | 319.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 448.25 | 436.55 | 407.35 | 378.25 | 349.05 | 319.85 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 448.85 | 437.25 | 408.05 | 378.85 | 349.75 | 320.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 450.55 | 438.95 | 409.75 | 380.55 | 351.45 | 322.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 450.65 | 439.05 | 409.85 | 380.65 | — | 322.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 450.65 | 439.05 | 409.85 | 380.65 | — | 322.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 451.85 | 440.15 | 410.95 | 381.85 | 352.65 | 323.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 454.55 | 442.95 | 413.75 | 384.55 | 355.45 | 326.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 455.55 | 448.95 | 414.75 | 385.55 | 356.45 | 327.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 456.05 | 449.45 | 415.25 | 386.05 | 356.95 | 327.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 456.75 | 445.25 | 416.25 | 386.75 | 357.75 | 328.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 458.45 | 446.85 | 417.65 | 388.45 | — | 330.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 461.65 | 449.95 | 420.75 | 394.05 | 367.35 | 343.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 461.95 | 450.25 | 421.15 | 391.95 | 362.75 | 333.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 462.05 | 450.55 | 421.55 | 392.05 | 363.05 | 334.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 462.65 | 451.05 | 421.85 | 392.65 | 363.55 | 334.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 462.95 | 451.35 | 422.15 | 392.95 | 363.85 | 334.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 463.65 | 452.05 | 422.85 | 393.65 | 364.55 | 335.35 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 465.00 | 453.35 | 424.20 | 395.00 | 365.85 | 336.70 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 466.25 | 454.65 | 425.45 | 396.25 | 367.15 | 337.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 468.05 | 456.45 | 427.25 | 398.05 | 368.95 | 339.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 469.35 | 459.85 | 436.85 | 413.45 | 389.85 | 366.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 472.05 | 460.45 | 431.25 | 402.05 | 372.95 | 343.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 475.95 | 469.25 | 435.05 | 405.95 | 376.75 | 347.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 477.85 | 466.35 | 437.35 | 407.85 | 378.85 | 349.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 481.35 | 469.75 | 440.55 | 411.45 | 382.25 | 353.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 484.85 | 473.25 | 444.05 | 414.85 | 385.75 | 356.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 484.85 | 473.25 | 444.05 | 414.85 | 385.75 | 356.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 485.85 | 479.15 | 444.95 | 415.85 | 386.65 | 357.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 486.85 | 475.35 | 446.35 | 416.85 | 387.85 | 358.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 490.75 | 484.15 | 449.95 | 420.75 | 391.65 | 362.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 491.15 | 479.55 | 450.35 | 421.15 | 392.05 | 362.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 491.15 | 479.55 | 450.35 | 421.15 | 392.05 | 362.85 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 491.95 | 480.35 | 451.15 | 421.95 | 392.85 | 363.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 496.05 | 484.35 | 455.15 | 426.05 | 396.85 | 367.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 497.65 | 485.95 | 456.85 | 427.65 | 398.45 | 369.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 503.05 | 491.35 | 462.25 | 433.05 | 403.85 | 374.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 505.05 | 493.35 | 464.25 | 435.05 | 405.85 | 376.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 507.95 | 496.25 | 467.15 | 437.95 | 408.75 | 379.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 509.25 | 497.65 | 468.45 | 439.25 | 410.15 | 380.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 513.05 | 501.45 | 472.25 | 443.05 | — | 384.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 513.85 | 502.15 | 473.05 | 443.85 | 414.65 | 385.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 522.65 | 511.15 | 482.15 | 452.65 | 423.65 | 394.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 530.05 | 518.35 | 489.25 | 460.05 | 430.85 | 401.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 535.45 | 523.75 | 494.65 | 465.45 | 436.25 | 407.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 556.30 | 545.05 | 517.00 | 488.95 | 460.85 | 432.80 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 573.95 | 562.25 | 533.05 | 503.95 | 474.75 | 445.55 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 575.20 | 563.65 | 534.45 | 505.25 | 476.15 | 446.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 585.85 | 578.75 | 550.40 | 520.85 | 491.30 | 461.75 |

128 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident.md

## With accident cover: from 80.15 to 180.55 CHF a month depending on the deductible and the model

128 offers from 27 health insurers. With a deductible of 0 CHF, the cheapest is **115.15 CHF** a month with **Assura** (Qualimed), the most expensive 180.55 CHF with Groupe Mutuel – Philos (Standard model).

Lowest premium:
- 0 CHF: 115.15 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/deductible-0/
- 100 CHF: 109.35 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/deductible-100/
- 200 CHF: 103.55 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/deductible-200/
- 300 CHF: 97.65 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/deductible-300/
- 400 CHF: 91.85 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/deductible-400/
- 500 CHF: 86.05 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/deductible-500/
- 600 CHF: 80.15 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 115.15 | 109.35 | 103.55 | 97.65 | 91.85 | 86.05 | 80.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 116.85 | 111.05 | 105.25 | 99.35 | 93.55 | — | 81.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 117.25 | — | 105.65 | — | 93.95 | — | 82.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 117.45 | — | — | — | — | 88.35 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 117.45 | — | — | — | — | 88.35 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 118.65 | — | 107.05 | — | 95.35 | — | 83.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 118.95 | — | — | — | — | 89.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 119.35 | — | 109.95 | — | 100.55 | — | 91.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 120.75 | — | 109.15 | — | 97.45 | — | 85.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 121.65 | 115.85 | 110.05 | 104.15 | 98.35 | 92.55 | 86.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 121.65 | 115.85 | 110.05 | 104.15 | 98.35 | 92.55 | 86.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 121.95 | — | — | — | — | 92.85 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 122.05 | — | 110.45 | — | 98.75 | — | 87.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 122.25 | — | 111.65 | 106.45 | 101.15 | 95.85 | 90.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 122.65 | 117.55 | 112.45 | 107.25 | 102.45 | 97.05 | 91.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 123.05 | 117.25 | 111.45 | 105.55 | 99.75 | — | 88.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 123.95 | — | 114.25 | — | 104.55 | — | 94.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 124.35 | — | 113.65 | 108.25 | 102.95 | 97.55 | 92.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 124.85 | — | — | — | — | 95.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 124.85 | — | — | — | — | 95.75 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 125.15 | 119.35 | 113.55 | 107.65 | 101.85 | — | 90.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 125.15 | 119.75 | 114.45 | 108.95 | 103.65 | 98.35 | 92.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 125.15 | 119.75 | 114.45 | 108.95 | 103.65 | 98.35 | 92.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 125.45 | — | 115.75 | — | 105.85 | — | 96.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 125.45 | — | 115.75 | — | 105.85 | — | 96.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 125.55 | 120.35 | 115.15 | 109.85 | 104.85 | 99.35 | 94.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 126.55 | 121.45 | 116.45 | 111.35 | 106.25 | 98.75 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 127.05 | 121.75 | 116.45 | 111.15 | 106.05 | 100.55 | 95.15 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 127.25 | 121.45 | 115.65 | 109.75 | 103.95 | 98.15 | 92.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 127.45 | 121.65 | 115.85 | 109.95 | 104.15 | 98.35 | 92.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 127.45 | 121.65 | 115.85 | 109.95 | 104.15 | 98.35 | 92.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 128.55 | — | 118.65 | — | 108.55 | — | 98.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 129.05 | 123.25 | 117.45 | 111.55 | 105.75 | 99.95 | 94.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 129.25 | — | — | — | — | 100.15 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 130.75 | 124.95 | 119.15 | 113.25 | 107.45 | — | 95.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 130.75 | — | — | — | — | 101.65 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 130.95 | 125.15 | 119.35 | 113.55 | 107.65 | 101.85 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 131.45 | 125.65 | 119.85 | 113.95 | 108.15 | 102.35 | 96.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 132.35 | — | 120.75 | — | 109.05 | — | 97.35 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 132.75 | 126.95 | 121.15 | 115.25 | 109.45 | 103.65 | 97.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 133.45 | 127.65 | 121.85 | 115.95 | 110.15 | 104.35 | 98.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 133.45 | 127.65 | 121.85 | 115.95 | 110.15 | 104.35 | 98.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 133.75 | 127.95 | 122.15 | 116.25 | 110.45 | 104.65 | 98.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 134.55 | 128.75 | 122.85 | 117.05 | 111.25 | 105.35 | 99.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 134.65 | 128.85 | 123.05 | — | 111.35 | — | 99.65 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medcasa | 134.95 | 129.15 | 123.45 | 117.55 | 111.65 | 105.85 | 99.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 134.95 | 129.15 | 123.35 | 117.45 | 111.65 | 105.85 | 99.95 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 135.45 | 129.65 | 123.80 | 117.95 | 112.15 | 106.30 | 100.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 135.65 | — | 127.05 | — | 115.45 | — | 103.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 135.65 | — | 123.95 | 118.15 | 112.35 | 106.45 | 100.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 135.75 | 129.95 | 124.15 | 118.25 | 112.45 | 106.65 | 100.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 135.75 | 129.95 | 124.15 | 118.25 | 112.45 | 106.65 | 100.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 136.45 | 130.65 | 124.85 | 118.95 | 113.15 | 107.35 | 101.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 136.55 | 130.75 | 124.95 | 119.05 | 113.25 | 107.45 | 101.55 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 136.95 | 131.15 | 125.30 | 119.45 | 113.65 | 107.80 | 101.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 137.35 | 131.55 | 125.75 | 119.85 | 114.05 | 108.25 | 102.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 137.35 | 131.55 | 125.75 | 119.85 | 114.05 | 108.25 | 102.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 137.75 | 136.85 | 135.85 | 134.85 | 133.85 | 132.85 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 138.05 | 132.25 | 126.45 | 120.55 | 114.75 | — | 103.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 138.05 | 132.25 | 126.45 | 120.55 | 114.75 | 108.95 | 103.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 139.75 | 133.95 | 128.15 | 122.25 | 116.45 | 110.65 | 104.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 140.05 | 134.25 | 128.45 | 122.55 | 117.05 | 110.95 | 105.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 141.15 | 136.75 | 130.90 | 125.05 | 119.20 | 113.35 | 107.50 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 141.65 | 135.85 | 130.05 | — | 118.35 | — | 106.65 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 142.15 | 136.45 | 130.55 | 124.65 | 118.85 | 113.05 | 107.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 142.25 | — | 133.75 | — | 122.05 | — | 110.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 142.65 | 141.75 | 140.75 | 139.75 | 138.75 | 137.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 142.65 | — | — | — | — | 113.55 | — |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 144.45 | 138.60 | 132.80 | 126.95 | 121.10 | 115.30 | 109.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 144.75 | 138.95 | 133.15 | — | 121.45 | — | 109.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 144.75 | 138.95 | 133.05 | 127.25 | 121.45 | 115.55 | 109.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 144.75 | 138.95 | 133.05 | 127.25 | 121.45 | 115.55 | 109.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 144.95 | — | — | 127.45 | — | — | 109.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 145.05 | — | 136.55 | — | 124.85 | — | 113.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 145.45 | — | — | 127.95 | — | — | 110.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 146.05 | 140.25 | 134.45 | 128.55 | 122.75 | 116.95 | 111.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 146.15 | 140.35 | 134.55 | 128.75 | 122.85 | 117.05 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 146.95 | — | 138.45 | — | 128.35 | — | 116.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 147.50 | 141.70 | 135.90 | 130.00 | 124.20 | 118.40 | 112.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 147.50 | 141.70 | 135.90 | 130.00 | 124.20 | 118.40 | 112.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 147.50 | 141.70 | 135.90 | 130.00 | 124.20 | 118.40 | 112.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 147.50 | 141.70 | 135.90 | 130.00 | 124.20 | 118.40 | 112.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 147.55 | 141.75 | 135.95 | 130.05 | 124.25 | 118.45 | 112.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 148.85 | 143.45 | 138.05 | 131.90 | 125.75 | 121.15 | 114.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 149.15 | 143.35 | 137.55 | 131.65 | 125.85 | 120.05 | 114.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 149.65 | 143.85 | 138.05 | 132.15 | 126.35 | 120.55 | 114.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 150.25 | — | 138.65 | — | 126.95 | — | 115.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 150.65 | — | 138.95 | — | 127.25 | — | 115.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 150.65 | — | 138.95 | — | 127.25 | — | 115.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 151.15 | 150.15 | 149.15 | 148.15 | 147.15 | 146.15 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 151.35 | 145.55 | 139.75 | 133.85 | 128.05 | 122.25 | 116.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 151.45 | 145.65 | 139.85 | — | 128.15 | — | 116.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 151.65 | — | 140.05 | — | 128.35 | — | 116.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 151.65 | — | 140.05 | — | 128.35 | — | 116.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 151.65 | — | 140.05 | — | 128.35 | — | 116.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 151.65 | — | 140.05 | — | 128.35 | — | 116.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 151.75 | 145.95 | 140.15 | 134.25 | 128.45 | 122.65 | 116.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 152.25 | 146.45 | 140.65 | 134.75 | 128.95 | 123.15 | 117.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 154.15 | — | — | 136.65 | — | — | 119.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 154.35 | 148.45 | 142.65 | 136.85 | 130.95 | 125.15 | 119.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 154.35 | 148.45 | 142.65 | 136.85 | 130.95 | 125.15 | 119.35 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 154.95 | 149.15 | 143.35 | 137.45 | 131.65 | 125.85 | 119.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexCare | 155.65 | 149.85 | 144.05 | — | 132.35 | — | 120.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 156.15 | — | 144.45 | — | 132.75 | — | 121.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 156.15 | — | 144.45 | — | 132.75 | — | 121.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 156.15 | — | 144.45 | — | 132.75 | — | 121.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 156.85 | 151.05 | 145.15 | 139.35 | 133.55 | 127.65 | 121.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 159.25 | 153.45 | 147.65 | 141.75 | 135.95 | 130.15 | 124.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 161.15 | 155.35 | 149.55 | 143.65 | 137.85 | 132.05 | 126.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 161.15 | 155.35 | 149.55 | 143.65 | 137.85 | 132.05 | 126.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 163.25 | 157.45 | 151.65 | — | 139.95 | — | 128.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 163.45 | 157.65 | 151.75 | 145.95 | 140.15 | 134.25 | 128.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 163.45 | 157.65 | 151.75 | 145.95 | 140.15 | 134.25 | 128.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 163.45 | 157.65 | 151.75 | 145.95 | 140.15 | 134.25 | 128.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 165.15 | 159.35 | 153.45 | 147.65 | 141.85 | 135.95 | 130.15 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 165.55 | 159.85 | 156.55 | 148.05 | 142.25 | 136.55 | 130.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 166.15 | 160.25 | 154.45 | 148.65 | 142.75 | 136.95 | 131.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 166.65 | 160.85 | 155.05 | 149.15 | 143.35 | 137.55 | 131.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 171.25 | 165.45 | 159.55 | 153.75 | 147.95 | 142.05 | 136.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 171.25 | 165.45 | 159.55 | 153.75 | 147.95 | 142.05 | 136.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 171.25 | 165.45 | 159.55 | 153.75 | 147.95 | 142.05 | 136.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 171.25 | 165.45 | 159.55 | 153.75 | 147.95 | 142.05 | 136.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 173.05 | 167.25 | 161.35 | 155.55 | 149.75 | 143.85 | 138.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 173.95 | 168.15 | 162.35 | 156.45 | 150.65 | 144.85 | 138.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 173.95 | 168.15 | 162.35 | 156.45 | 150.65 | 144.85 | 138.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 175.75 | 169.95 | 164.15 | 158.25 | 152.45 | 146.65 | 140.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 178.05 | — | 166.45 | — | 154.75 | — | 143.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 180.55 | 174.75 | 168.95 | 163.05 | 157.25 | 151.45 | 145.55 |

128 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident.md

## Without accident cover: from 74.25 to 167.65 CHF a month depending on the deductible and the model

128 offers from 27 health insurers. With a deductible of 0 CHF, the cheapest is **106.75 CHF** a month with **Assura** (Qualimed), the most expensive 167.65 CHF with Groupe Mutuel – Philos (Standard model).

Lowest premium:
- 0 CHF: 106.75 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/child/no-accident/deductible-0/
- 100 CHF: 101.35 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/child/no-accident/deductible-100/
- 200 CHF: 95.95 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/child/no-accident/deductible-200/
- 300 CHF: 90.55 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/child/no-accident/deductible-300/
- 400 CHF: 85.15 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/child/no-accident/deductible-400/
- 500 CHF: 79.75 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/child/no-accident/deductible-500/
- 600 CHF: 74.25 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zurich/child/no-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 106.75 | 101.35 | 95.95 | 90.55 | 85.15 | 79.75 | 74.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 108.35 | 102.95 | 97.55 | 92.05 | 86.65 | — | 75.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 108.75 | — | 97.95 | — | 87.05 | — | 76.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 108.95 | — | — | — | — | 81.85 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 108.95 | — | — | — | — | 81.85 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 110.05 | — | 99.25 | — | 88.35 | — | 77.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 110.35 | — | — | — | — | 83.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 110.55 | — | 101.85 | — | 93.15 | — | 84.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 111.95 | — | 101.15 | — | 90.35 | — | 79.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 112.85 | 107.45 | 102.05 | 96.55 | 91.15 | 85.75 | 80.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 112.85 | 107.45 | 102.05 | 96.55 | 91.15 | 85.75 | 80.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 113.15 | — | 102.45 | — | 91.55 | — | 80.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 113.15 | — | — | — | — | 86.05 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 114.05 | 108.65 | 103.25 | 97.75 | 92.35 | — | 81.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 114.85 | — | 105.85 | — | 96.85 | — | 87.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 114.95 | 110.25 | 105.45 | 100.55 | 95.95 | 90.95 | 86.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 115.75 | — | — | — | — | 88.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 115.75 | — | — | — | — | 88.75 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 115.85 | — | 105.85 | 100.85 | 95.85 | 90.85 | 85.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 116.05 | 110.65 | 105.25 | 99.75 | 94.35 | — | 83.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 116.05 | 111.05 | 106.15 | 101.05 | 96.05 | 91.15 | 86.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 116.05 | 111.05 | 106.15 | 101.05 | 96.05 | 91.15 | 86.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 116.25 | — | 107.25 | — | 98.05 | — | 88.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 116.25 | — | 107.25 | — | 98.05 | — | 88.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 117.35 | 112.65 | 107.95 | 103.35 | 98.55 | 91.55 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 117.75 | 112.85 | 107.95 | 102.95 | 98.25 | 93.15 | 88.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 117.85 | — | 107.75 | 102.55 | 97.55 | 92.45 | 87.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 118.25 | 112.85 | 107.45 | 101.95 | 96.55 | 91.15 | 85.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 118.25 | 112.85 | 107.45 | 101.95 | 96.55 | 91.15 | 85.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 119.05 | 114.15 | 109.15 | 104.15 | 99.45 | 94.25 | 89.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 119.15 | — | 109.95 | — | 100.55 | — | 91.15 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 119.35 | 113.95 | 108.45 | 102.95 | 97.45 | 92.05 | 86.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 119.85 | — | — | — | — | 92.85 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 121.25 | 115.85 | 110.45 | 104.95 | 99.55 | — | 88.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 121.25 | — | — | — | — | 94.25 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 121.45 | 116.05 | 110.65 | 105.25 | 99.85 | 94.45 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 121.75 | 116.25 | 110.75 | 105.15 | 99.75 | 94.25 | 88.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 122.75 | — | 111.95 | — | 101.15 | — | 90.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 123.75 | 118.35 | 112.95 | 107.45 | 102.05 | 96.65 | 91.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 123.75 | 118.35 | 112.95 | 107.45 | 102.05 | 96.65 | 91.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 123.95 | 118.55 | 113.05 | 107.45 | 101.95 | 96.45 | 90.95 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 124.55 | 119.05 | 113.65 | 108.05 | 102.65 | 97.15 | 91.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 125.15 | 119.75 | 114.35 | 108.95 | 103.55 | 98.15 | 92.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 125.45 | 119.95 | 114.55 | 109.05 | 103.65 | 98.15 | 92.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 125.75 | — | 117.85 | — | 106.95 | — | 96.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medcasa | 125.85 | 120.45 | 115.05 | 109.55 | 104.05 | 98.65 | 93.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 125.85 | 120.45 | 115.15 | 109.65 | 104.25 | 98.85 | 93.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 125.85 | 120.45 | 115.15 | 109.65 | 104.25 | 98.85 | 93.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 126.15 | 120.65 | 115.15 | 109.65 | 104.15 | 98.65 | 93.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 126.55 | 121.15 | 115.75 | 110.35 | 104.95 | 99.55 | 94.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 126.65 | 121.25 | 115.85 | 110.35 | 104.95 | 99.55 | 94.05 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 127.05 | 121.55 | 116.05 | 110.60 | 105.10 | 99.60 | 94.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 127.35 | 121.95 | 116.55 | 111.05 | 105.65 | 100.25 | 94.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 127.65 | 122.15 | 116.65 | — | 105.55 | — | 94.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 128.05 | 122.65 | 117.25 | 111.75 | 106.35 | — | 95.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 128.05 | 122.65 | 117.25 | 111.75 | 106.35 | 101.05 | 95.55 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 128.15 | 122.75 | 117.25 | 111.75 | 106.35 | 100.95 | 95.45 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 128.45 | 122.95 | 117.45 | 112.00 | 106.50 | 101.00 | 95.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 128.55 | 127.65 | 126.75 | 125.75 | 124.85 | 123.95 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 128.65 | — | 117.45 | 111.95 | 106.45 | 100.85 | 95.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 129.65 | 124.25 | 118.85 | 113.35 | 107.95 | 102.55 | 97.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 131.35 | 125.95 | 120.45 | 114.95 | 109.75 | 104.05 | 98.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 131.95 | — | 124.05 | — | 113.15 | — | 102.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 132.35 | — | — | — | — | 105.25 | — |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 132.65 | 127.25 | 121.75 | 116.25 | 110.85 | 105.45 | 99.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 133.05 | 132.25 | 131.35 | 130.35 | 129.45 | 128.55 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 134.35 | 128.85 | 123.25 | — | 112.15 | — | 101.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 134.45 | — | — | 118.25 | — | — | 101.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 134.55 | — | 126.55 | — | 115.75 | — | 104.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 134.95 | — | — | 118.65 | — | — | 102.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 134.95 | 129.55 | 124.05 | 118.65 | 113.15 | 107.75 | 102.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 134.95 | 129.55 | 124.05 | 118.65 | 113.15 | 107.75 | 102.25 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 135.45 | 130.00 | 124.50 | 119.00 | 113.55 | 108.05 | 102.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 135.65 | 130.25 | 124.85 | 119.45 | 113.95 | 108.55 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 135.65 | 130.25 | 124.85 | 119.35 | 113.95 | 108.55 | 103.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 136.35 | — | 128.45 | — | 119.05 | — | 108.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 136.95 | 131.55 | 126.15 | 120.65 | 115.25 | 109.90 | 104.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 136.95 | 131.55 | 126.15 | 120.65 | 115.25 | 109.90 | 104.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 136.95 | 131.55 | 126.15 | 120.65 | 115.25 | 109.90 | 104.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 136.95 | 131.55 | 126.15 | 120.65 | 115.25 | 109.90 | 104.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 137.05 | 131.65 | 126.25 | 120.75 | 115.35 | 109.95 | 104.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 137.25 | 131.75 | 126.25 | — | 115.15 | — | 104.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 138.55 | 133.15 | 127.75 | 122.25 | 116.85 | 111.45 | 105.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 138.85 | 133.45 | 128.05 | 122.55 | 117.15 | 111.85 | 106.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 139.35 | — | 128.55 | — | 117.75 | — | 106.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 139.75 | — | 128.95 | — | 118.05 | — | 107.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 139.75 | — | 128.95 | — | 118.05 | — | 107.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 140.25 | 135.90 | 130.10 | 124.25 | 118.45 | 112.65 | 106.80 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 140.45 | 135.05 | 129.65 | 124.15 | 118.75 | 113.35 | 107.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 140.75 | — | 129.85 | — | 119.05 | — | 108.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 140.75 | — | 129.85 | — | 119.05 | — | 108.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 140.75 | — | 129.85 | — | 119.05 | — | 108.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 140.75 | — | 129.85 | — | 119.05 | — | 108.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 141.05 | 140.15 | 139.15 | 138.25 | 137.35 | 136.35 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 141.45 | 136.05 | 130.65 | 125.15 | 119.75 | 114.35 | 108.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 143.05 | — | — | 126.75 | — | — | 110.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 143.15 | 137.65 | 132.25 | 126.65 | 121.15 | 115.65 | 110.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 143.65 | 138.15 | 132.65 | — | 121.45 | — | 110.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 143.95 | 138.45 | 133.05 | 127.55 | 122.15 | 116.65 | 111.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 143.95 | 138.45 | 133.05 | 127.55 | 122.15 | 116.65 | 111.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 144.55 | 139.15 | 133.75 | 128.25 | 122.85 | 117.35 | 111.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 144.95 | — | 134.05 | — | 123.15 | — | 112.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 144.95 | — | 134.05 | — | 123.15 | — | 112.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 144.95 | — | 134.05 | — | 123.15 | — | 112.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 146.25 | 140.85 | 135.35 | 129.95 | 124.45 | 119.05 | 113.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexCare | 147.65 | 142.15 | 136.55 | — | 125.45 | — | 114.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 147.75 | 142.35 | 136.95 | 131.45 | 126.05 | 120.65 | 115.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 147.95 | 142.55 | 137.20 | 131.10 | 124.95 | 120.40 | 114.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 149.45 | 144.05 | 138.65 | 133.15 | 127.75 | 122.45 | 116.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 149.45 | 144.05 | 138.65 | 133.15 | 127.75 | 122.45 | 116.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 152.45 | 146.95 | 141.55 | 136.05 | 130.65 | 125.15 | 119.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 152.45 | 146.95 | 141.55 | 136.05 | 130.65 | 125.15 | 119.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 152.45 | 146.95 | 141.55 | 136.05 | 130.65 | 125.15 | 119.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 154.05 | 148.55 | 143.15 | 137.65 | 132.25 | 126.75 | 121.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 154.65 | 149.25 | 143.85 | 138.35 | 132.95 | 127.55 | 122.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 154.85 | 149.35 | 143.85 | — | 132.65 | — | 121.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 154.95 | 149.45 | 144.05 | 138.55 | 133.15 | 127.65 | 122.25 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 155.35 | 149.95 | 146.85 | 138.95 | 133.45 | 128.05 | 122.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 159.75 | 154.25 | 148.85 | 143.35 | 137.95 | 132.45 | 127.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 159.75 | 154.25 | 148.85 | 143.35 | 137.95 | 132.45 | 127.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 159.75 | 154.25 | 148.85 | 143.35 | 137.95 | 132.45 | 127.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 159.75 | 154.25 | 148.85 | 143.35 | 137.95 | 132.45 | 127.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 161.45 | 155.95 | 150.55 | 145.05 | 139.65 | 134.15 | 128.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 162.35 | 156.85 | 151.35 | 145.95 | 140.45 | 135.05 | 129.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 162.35 | 156.85 | 151.35 | 145.95 | 140.45 | 135.05 | 129.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 163.95 | 158.55 | 153.05 | 147.65 | 142.15 | 136.75 | 131.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 165.25 | — | 154.45 | — | 143.65 | — | 132.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 167.65 | 162.25 | 156.85 | 151.35 | 145.95 | 140.55 | 135.05 |

128 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/zurich/child/no-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/zurich/child/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/zurich/child/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurer is the cheapest in Zurich in 2026?

For [an adult without accident cover](https://praemiencheck.onedoc.ch/en/zh/zurich/adult/no-accident/): Assura (Qualimed) at 486.30 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/zh/zurich/adult/no-accident/deductible-300/), and Assura (Qualimed) at 361.75 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zurich/adult/no-accident/deductible-2500/). Each situation above leads to the full list of offers.

### Are the premiums the same across the whole region?

Yes. Zurich is in premium region 1 of [canton Zurich](https://praemiencheck.onedoc.ch/en/zh/): every municipality in that region has exactly the same premiums. The region depends on your municipality of residence, not your postcode.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The deductible changes on the same date, by telling your insurer.

### Do I need to include accident cover?

Generally no if you work at least 8 hours a week for the same employer: their accident insurance (UVG/LAA) also covers non-occupational accidents. Otherwise, include accident cover if you are not already fully covered by another UVG/LAA accident policy.

### Why is the FOPH-approved premium higher than the price shown?

The amount shown is the FOPH-approved premium, the same one as on priminfo.admin.ch, less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person receives 61.80 CHF, which the insurer deducts from the invoices: 5.15 CHF a month, the same amount for everyone. The approved premium of 486.30 CHF at Assura therefore gives 481.15 CHF; the ranking does not change. Your invoice may still differ, for example with your canton’s individual premium reduction.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zh/zurich/

## Related pages

- For an adult aged 26 or over: https://praemiencheck.onedoc.ch/en/zh/zurich/adult/
- For a young adult aged 19 to 25: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/
- For a child aged 0 to 18: https://praemiencheck.onedoc.ch/en/zh/zurich/child/
- Without accident cover: from 361.75 to 671.55 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/zurich/adult/no-accident/
- With accident cover: from 384.25 to 718.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/zurich/adult/with-accident/
- Without accident cover: from 220.75 to 582.30 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/no-accident/
- With accident cover: from 237.75 to 585.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/zurich/young-adult/with-accident/
- With accident cover: from 80.15 to 180.55 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/zurich/child/with-accident/
- Without accident cover: from 74.25 to 167.65 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/zurich/child/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/zh/zurich/ — replace `zh` with your canton’s two-letter code (ge, vd, zh…) and `zurich` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.
