# Health insurance premiums 2026 in Zell (ZH), for a child aged 0 to 18

In 2026, for a child aged 0 to 18 in Zell, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/zh/zell/child/no-accident/): **84.25 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zell/child/no-accident/deductible-0/) (Agrisano, AGRIsmart), **55.05 CHF** with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zell/child/no-accident/deductible-600/) (ÖKK, HMO model).
- [With accident cover](https://praemiencheck.onedoc.ch/en/zh/zell/child/with-accident/): **88.95 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zell/child/with-accident/deductible-0/) (Agrisano, AGRIsmart), **58.85 CHF** with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zell/child/with-accident/deductible-600/) (Agrisano, AGRIsmart).

## With accident cover: from 58.85 to 161.55 CHF a month depending on the deductible and the model

127 offers from 27 health insurers. With a deductible of 0 CHF, the cheapest is **88.95 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 161.55 CHF with Sympany (Standard model).

Lowest premium:
- 0 CHF: 88.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/zell/child/with-accident/deductible-0/
- 100 CHF: 91.35 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zell/child/with-accident/deductible-100/
- 200 CHF: 78.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/zell/child/with-accident/deductible-200/
- 300 CHF: 73.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/zell/child/with-accident/deductible-300/
- 400 CHF: 68.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/zell/child/with-accident/deductible-400/
- 500 CHF: 63.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/zell/child/with-accident/deductible-500/
- 600 CHF: 58.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/zell/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 88.95 | — | 78.85 | 73.85 | 68.85 | 63.85 | 58.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 93.85 | — | 83.25 | 78.05 | 72.75 | 67.45 | 62.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 94.55 | — | 82.95 | — | 71.25 | — | 59.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 95.45 | — | 84.75 | 79.35 | 74.05 | 68.65 | 63.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 95.65 | — | 84.05 | — | 72.35 | — | 60.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 97.15 | 91.35 | 85.55 | 79.65 | 73.85 | 68.05 | 62.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 97.35 | — | 85.75 | — | 74.05 | — | 62.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 98.45 | — | 86.85 | — | 75.15 | — | 63.45 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 98.55 | 92.75 | 86.95 | 81.05 | 75.25 | 69.45 | 63.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 98.75 | 92.95 | 87.15 | 81.25 | 75.45 | — | 63.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 100.05 | 94.25 | 88.45 | 82.55 | 76.75 | 70.95 | 65.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 100.05 | 94.25 | 88.45 | 82.55 | 76.75 | 70.95 | 65.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 100.35 | 95.15 | 90.05 | 84.95 | 80.05 | 74.65 | 69.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 101.45 | 96.45 | 91.35 | 86.35 | 81.25 | 74.25 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 101.75 | — | — | — | — | 72.65 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 101.75 | — | — | — | — | 72.65 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 102.65 | 97.45 | 92.25 | 86.95 | 81.95 | 76.55 | 71.15 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 102.85 | 97.05 | 91.25 | 85.35 | 79.55 | 73.75 | 67.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 102.95 | 97.15 | 91.35 | 85.45 | 79.65 | 73.85 | 67.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 102.95 | 97.15 | 91.35 | 85.45 | 79.65 | 73.85 | 67.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 103.15 | — | 93.95 | — | 84.55 | — | 75.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 103.15 | — | 93.95 | — | 84.55 | — | 75.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 103.85 | 98.65 | 93.35 | 87.95 | 82.95 | 77.45 | 72.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 104.25 | — | 92.55 | 86.75 | 80.95 | 75.05 | 69.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 104.25 | — | — | — | — | 75.15 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 104.35 | 98.95 | 93.65 | 88.15 | 82.85 | 77.55 | 72.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 104.35 | 98.95 | 93.65 | 88.15 | 82.85 | 77.55 | 72.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 105.15 | 99.35 | 93.55 | 87.75 | 81.85 | 76.05 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 105.35 | — | — | 87.85 | — | — | 70.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 105.55 | — | — | — | — | 76.45 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 105.75 | — | — | 88.25 | — | — | 70.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 106.15 | 100.35 | 94.55 | 88.65 | 82.85 | — | 71.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 106.85 | — | 95.25 | — | 83.55 | — | 71.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 107.55 | 101.75 | 95.85 | 90.05 | 84.25 | 78.35 | 72.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 108.15 | — | — | — | — | 79.05 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 108.15 | — | — | — | — | 79.05 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 108.65 | 102.85 | 97.05 | 91.15 | 85.35 | 79.55 | 73.65 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 109.80 | 104.00 | 98.15 | 92.30 | 86.50 | 80.65 | 74.80 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 109.95 | — | 100.05 | — | 90.15 | — | 80.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 110.25 | 104.45 | 98.65 | 92.75 | 86.95 | — | 75.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 110.65 | 104.85 | 99.05 | 93.15 | 87.35 | 81.55 | 75.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 110.85 | 105.05 | 99.25 | 93.35 | 87.55 | — | 75.85 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 111.05 | 105.20 | 99.35 | 93.55 | 87.70 | 81.85 | 76.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 111.05 | 105.25 | 99.45 | 93.55 | 87.75 | 81.95 | 76.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 111.35 | — | 101.35 | — | 91.25 | — | 81.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 112.05 | — | — | — | — | 82.95 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 112.65 | 106.85 | 101.05 | 95.15 | 89.35 | 83.55 | 77.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 112.65 | — | 103.65 | — | 91.95 | — | 80.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 113.25 | — | — | — | — | 84.15 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 113.85 | 108.05 | 102.25 | 96.35 | 90.65 | 84.85 | 78.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 114.65 | 108.85 | 103.05 | 97.15 | 91.65 | 85.55 | 79.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 115.35 | — | 105.05 | — | 94.65 | — | 84.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 115.75 | 109.95 | 104.15 | 98.25 | 92.45 | 86.65 | 80.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 115.75 | 109.95 | 104.15 | 98.25 | 92.45 | 86.65 | 80.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 116.35 | 115.45 | 114.45 | 113.45 | 112.45 | 111.45 | — |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 117.15 | 111.30 | 105.50 | 99.65 | 93.80 | 88.00 | 82.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 117.35 | 111.55 | 105.75 | 99.95 | 94.05 | 88.25 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 117.35 | — | — | 99.85 | — | — | 82.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 117.85 | 112.05 | 106.25 | 100.35 | 94.55 | — | 82.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 118.05 | 117.15 | 116.15 | 115.15 | 114.15 | 113.15 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 119.55 | — | 110.45 | — | 98.85 | — | 87.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 120.25 | 114.45 | 108.65 | 102.75 | 96.95 | 91.15 | 85.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 120.25 | 114.45 | 108.65 | 102.75 | 96.95 | 91.15 | 85.25 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 120.75 | 114.95 | 109.15 | 103.25 | 97.45 | 91.65 | 85.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 120.95 | 115.15 | 109.35 | 103.45 | 97.65 | 91.85 | 85.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 121.20 | 116.15 | 111.10 | 104.75 | 98.45 | 93.40 | 87.10 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 121.45 | 115.65 | 109.85 | — | 98.15 | — | 86.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 121.45 | — | 112.45 | — | 102.05 | — | 90.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 121.45 | — | 112.45 | — | 100.75 | — | 89.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 121.65 | 115.85 | 110.05 | 104.15 | 98.35 | 92.55 | 86.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 121.75 | 115.95 | 110.15 | — | 98.45 | — | 86.75 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 122.15 | 116.45 | 110.55 | 104.65 | 98.85 | 93.05 | 87.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 122.15 | 116.35 | 110.55 | — | 98.85 | — | 87.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 122.25 | 116.35 | 110.55 | 104.75 | 98.85 | 93.05 | 87.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 122.85 | 117.05 | 111.25 | 105.35 | 99.55 | 93.75 | 87.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 123.65 | 117.85 | 111.95 | 106.15 | 100.35 | 94.45 | 88.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 123.65 | — | — | — | — | 94.55 | — |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 123.75 | 117.95 | 112.15 | 106.25 | 100.45 | 94.65 | 88.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 123.75 | 117.95 | 112.15 | 106.25 | 100.45 | 94.65 | 88.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 124.15 | 118.35 | 112.55 | 106.65 | 100.85 | 95.05 | 89.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 124.15 | 118.35 | 112.55 | 106.65 | 100.85 | 95.05 | 89.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 124.15 | 118.35 | 112.55 | 106.65 | 100.85 | 95.05 | 89.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 124.15 | 118.35 | 112.55 | 106.65 | 100.85 | 95.05 | 89.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 124.25 | 118.45 | 112.65 | 106.75 | 100.95 | 95.15 | 89.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 125.15 | 119.35 | 113.55 | 107.65 | 101.85 | 96.05 | 90.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 125.35 | — | 113.75 | — | 102.05 | — | 90.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 125.35 | — | 113.75 | — | 102.05 | — | 90.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 125.35 | — | 113.75 | — | 102.05 | — | 90.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 125.35 | — | 113.75 | — | 102.05 | — | 90.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 125.55 | 119.75 | 113.95 | 108.05 | 102.25 | 96.45 | 90.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 127.85 | 122.05 | 116.25 | 110.35 | 104.55 | 98.75 | 92.85 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 127.85 | 122.55 | 117.20 | 110.55 | 105.25 | 99.90 | 93.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 128.05 | 122.25 | 116.45 | 110.55 | 104.75 | 98.95 | 93.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 128.15 | 122.35 | 116.55 | 110.65 | 104.85 | 99.05 | 93.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 128.85 | 123.05 | 117.25 | — | 105.55 | — | 93.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 129.75 | 128.75 | 127.75 | 126.75 | 125.75 | 124.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 130.15 | — | 118.55 | — | 106.85 | — | 95.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 130.85 | 125.05 | 119.15 | 113.35 | 107.55 | 101.65 | 95.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 130.85 | 125.05 | 119.15 | 113.35 | 107.55 | 101.65 | 95.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 130.85 | 125.05 | 119.15 | 113.35 | 107.55 | 101.65 | 95.85 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 131.65 | 125.85 | 120.05 | 114.15 | 108.35 | 102.55 | 96.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 132.05 | 126.15 | 120.35 | 114.55 | 108.65 | 102.85 | 97.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 132.25 | 126.35 | 120.55 | 114.75 | 108.85 | 103.05 | 97.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 133.55 | 127.75 | 121.85 | 116.05 | 110.25 | 104.35 | 98.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 134.15 | 128.35 | 122.55 | 116.65 | 110.85 | 105.05 | 99.15 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 134.35 | 128.65 | 125.35 | 116.85 | 111.05 | 105.25 | 99.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 137.45 | 131.65 | 125.85 | — | 114.15 | — | 102.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 137.95 | 132.05 | 126.25 | 120.45 | 114.55 | 108.75 | 102.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 138.85 | 133.05 | 127.25 | 121.35 | 115.55 | 109.75 | 103.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 139.35 | 133.55 | 127.75 | 121.85 | 116.05 | 110.25 | 104.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 139.75 | 133.85 | 128.05 | 122.25 | 116.35 | 110.55 | 104.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 141.15 | 135.35 | 129.55 | 123.65 | 117.85 | 112.05 | 106.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 141.55 | — | 129.95 | — | 118.25 | — | 106.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 141.55 | — | 129.95 | — | 118.25 | — | 106.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 141.55 | — | 129.95 | — | 118.25 | — | 106.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 142.45 | — | 130.75 | — | 119.05 | — | 107.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 142.45 | — | 130.75 | — | 119.05 | — | 107.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 142.85 | 137.05 | 131.25 | 125.35 | 119.55 | 113.75 | 107.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 142.85 | 137.05 | 131.25 | 125.35 | 119.55 | 113.75 | 107.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 144.05 | 138.25 | 132.45 | 126.55 | 120.75 | 114.95 | 109.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 144.05 | 138.25 | 132.45 | 126.55 | 120.75 | 114.95 | 109.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 144.05 | 138.25 | 132.45 | 126.55 | 120.75 | 114.95 | 109.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 144.05 | 138.25 | 132.45 | 126.55 | 120.75 | 114.95 | 109.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 145.55 | 139.75 | 133.95 | 128.05 | 122.25 | 116.45 | 110.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 147.75 | 141.95 | 136.15 | 130.25 | 124.45 | 118.65 | 112.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 160.15 | 154.35 | 148.55 | 142.65 | 136.85 | 131.05 | 125.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 161.55 | — | 149.95 | — | 138.25 | — | 126.55 |

127 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/zell/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/zell/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/zell/child/with-accident.md

## Without accident cover: from 55.05 to 149.95 CHF a month depending on the deductible and the model

127 offers from 27 health insurers. With a deductible of 0 CHF, the cheapest is **84.25 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 149.95 CHF with Sympany (Standard model).

Lowest premium:
- 0 CHF: 84.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/zell/child/no-accident/deductible-0/
- 100 CHF: 84.65 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/zell/child/no-accident/deductible-100/
- 200 CHF: 74.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/zell/child/no-accident/deductible-200/
- 300 CHF: 69.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/zell/child/no-accident/deductible-300/
- 400 CHF: 65.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/zell/child/no-accident/deductible-400/
- 500 CHF: 60.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/zell/child/no-accident/deductible-500/
- 600 CHF: 55.05 CHF (ÖKK, HMO model) — https://praemiencheck.onedoc.ch/en/zh/zell/child/no-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 84.25 | — | 74.65 | 69.95 | 65.15 | 60.45 | 55.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 87.65 | — | 76.85 | — | 65.95 | — | 55.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 88.65 | — | 77.85 | — | 66.95 | — | 56.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 88.95 | — | 78.85 | 73.85 | 68.85 | 63.85 | 58.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 90.05 | 84.65 | 79.25 | 73.75 | 68.35 | 62.95 | 57.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 90.25 | — | 79.45 | — | 68.55 | — | 57.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 90.45 | — | 80.25 | 75.15 | 70.05 | 64.95 | 59.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 91.25 | — | 80.45 | — | 69.55 | — | 58.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 91.45 | 86.05 | 80.75 | 75.25 | 69.85 | — | 58.95 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 92.35 | 86.95 | 81.45 | 75.95 | 70.45 | 65.05 | 59.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 92.75 | 87.35 | 81.95 | 76.45 | 71.05 | 65.65 | 60.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 92.75 | 87.35 | 81.95 | 76.45 | 71.05 | 65.65 | 60.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 93.95 | 89.15 | 84.35 | 79.45 | 74.95 | 69.95 | 65.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 94.05 | 89.35 | 84.65 | 79.95 | 75.25 | 68.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 94.35 | — | — | — | — | 67.25 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 94.35 | — | — | — | — | 67.25 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 95.45 | 90.05 | 84.65 | 79.15 | 73.75 | 68.35 | 62.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 95.45 | 90.05 | 84.65 | 79.15 | 73.75 | 68.35 | 62.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 95.55 | — | 86.95 | — | 78.25 | — | 69.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 95.55 | — | 86.95 | — | 78.25 | — | 69.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 96.25 | 91.35 | 86.45 | 81.45 | 76.75 | 71.65 | 66.65 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 96.45 | 90.95 | 85.55 | 79.95 | 74.55 | 69.05 | 63.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 96.65 | — | — | — | — | 69.55 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 96.75 | 91.75 | 86.75 | 81.65 | 76.75 | 71.85 | 66.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 96.75 | 91.75 | 86.75 | 81.65 | 76.75 | 71.85 | 66.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 97.35 | 92.35 | 87.45 | 82.35 | 77.65 | 72.45 | 67.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 97.45 | 92.05 | 86.65 | 81.25 | 75.85 | 70.45 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 97.65 | — | — | 81.35 | — | — | 65.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 97.85 | — | — | — | — | 70.75 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 98.05 | — | — | 81.75 | — | — | 65.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 98.35 | 92.95 | 87.55 | 82.05 | 76.65 | — | 65.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 98.75 | — | 87.65 | 82.15 | 76.65 | 71.05 | 65.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 99.05 | — | 88.25 | — | 77.35 | — | 66.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 100.25 | 94.75 | 89.35 | 83.85 | 78.45 | 72.95 | 67.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 100.25 | — | — | — | — | 73.25 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 100.25 | — | — | — | — | 73.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 101.85 | — | 92.65 | — | 83.45 | — | 74.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 102.15 | 96.75 | 91.35 | 85.85 | 80.45 | — | 69.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 102.45 | 96.95 | 91.45 | 85.95 | 80.45 | 74.95 | 69.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 102.75 | 97.35 | 91.95 | 86.55 | 81.15 | — | 70.25 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 102.90 | 97.45 | 91.95 | 86.45 | 81.00 | 75.50 | 70.00 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 102.95 | 97.55 | 92.15 | 86.65 | 81.25 | 75.95 | 70.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 103.15 | — | 93.85 | — | 84.45 | — | 75.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 103.85 | — | — | — | — | 76.85 | — |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 104.05 | 98.60 | 93.10 | 87.60 | 82.15 | 76.65 | 71.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 104.35 | 98.85 | 93.35 | 87.75 | 82.35 | 76.85 | 71.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 104.45 | — | 96.05 | — | 85.15 | — | 74.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 105.05 | — | — | — | — | 77.95 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 105.55 | 100.15 | 94.75 | 89.25 | 83.95 | 78.55 | 73.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 106.25 | 100.75 | 95.25 | 89.65 | 84.25 | 78.75 | 73.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 106.85 | — | 97.25 | — | 87.65 | — | 77.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 107.45 | 102.05 | 96.55 | 91.05 | 85.85 | 80.15 | 74.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 107.85 | 102.45 | 96.95 | 91.55 | 86.05 | 80.65 | 75.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 107.85 | 102.45 | 96.95 | 91.55 | 86.05 | 80.65 | 75.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 108.55 | 107.65 | 106.75 | 105.75 | 104.85 | 103.95 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 108.85 | 103.45 | 98.05 | 92.65 | 87.15 | 81.75 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 108.85 | — | — | 92.55 | — | — | 76.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 109.25 | 103.85 | 98.45 | 92.95 | 87.55 | — | 76.65 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 109.80 | 104.35 | 98.85 | 93.35 | 87.90 | 82.40 | 76.90 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 110.05 | 109.25 | 108.35 | 107.35 | 106.45 | 105.55 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 110.85 | — | 102.35 | — | 91.55 | — | 80.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 111.45 | 106.05 | 100.65 | 95.25 | 89.85 | 84.45 | 78.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 111.45 | 106.05 | 100.65 | 95.25 | 89.85 | 84.45 | 78.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 112.15 | 106.75 | 101.35 | 95.85 | 90.45 | 85.05 | 79.55 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 112.65 | 107.15 | 101.75 | 96.25 | 90.85 | 85.45 | 79.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 112.65 | — | 104.25 | — | 94.55 | — | 83.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 112.65 | — | 104.25 | — | 93.35 | — | 82.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 112.75 | 107.35 | 101.95 | 96.55 | 91.15 | 85.75 | 80.25 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 113.95 | 108.55 | 103.05 | 97.55 | 92.15 | 86.75 | 81.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 113.95 | 108.45 | 103.05 | 97.55 | 92.15 | 86.65 | 81.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 114.05 | 108.65 | 103.25 | 97.75 | 92.35 | 86.95 | 81.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 114.65 | — | — | — | — | 87.65 | — |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 114.75 | 109.35 | 103.95 | 98.45 | 93.05 | 87.65 | 82.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 114.75 | 109.35 | 103.95 | 98.45 | 93.05 | 87.65 | 82.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 115.15 | 109.65 | 104.15 | — | 92.95 | — | 81.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 115.25 | 109.85 | 104.35 | 98.95 | 93.45 | 88.05 | 82.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 115.25 | 109.85 | 104.45 | 98.95 | 93.55 | 88.15 | 82.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 115.25 | 109.85 | 104.45 | 98.95 | 93.55 | 88.15 | 82.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 115.25 | 109.85 | 104.45 | 98.95 | 93.55 | 88.15 | 82.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 115.25 | 109.85 | 104.45 | 98.95 | 93.55 | 88.15 | 82.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 115.35 | 109.95 | 104.55 | 99.05 | 93.65 | 88.25 | 82.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 115.45 | 109.85 | 104.35 | — | 93.25 | — | 82.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 115.75 | 110.25 | 104.75 | — | 93.65 | — | 82.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 116.05 | 110.65 | 105.25 | 99.75 | 94.35 | 89.05 | 83.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 116.25 | — | 105.45 | — | 94.55 | — | 83.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 116.25 | — | 105.45 | — | 94.55 | — | 83.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 116.25 | — | 105.45 | — | 94.55 | — | 83.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 116.25 | — | 105.45 | — | 94.55 | — | 83.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 116.55 | 111.15 | 105.75 | 100.25 | 94.85 | 89.45 | 83.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 118.75 | 113.35 | 107.95 | 102.45 | 97.05 | 91.65 | 86.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 119.05 | 113.65 | 108.25 | 102.75 | 97.35 | 91.95 | 86.45 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 120.45 | 115.40 | 110.40 | 104.10 | 97.85 | 92.80 | 86.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 120.55 | 115.15 | 109.65 | 104.05 | 98.55 | 93.05 | 87.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 120.65 | — | 109.85 | — | 99.05 | — | 88.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 121.05 | 120.05 | 119.15 | 118.25 | 117.25 | 116.35 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 121.95 | 116.55 | 111.05 | 105.65 | 100.15 | 94.75 | 89.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 121.95 | 116.55 | 111.05 | 105.65 | 100.15 | 94.75 | 89.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 121.95 | 116.55 | 111.05 | 105.65 | 100.15 | 94.75 | 89.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 122.15 | 116.65 | 111.15 | — | 100.05 | — | 88.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 122.85 | 117.35 | 111.95 | 106.45 | 101.05 | 95.55 | 90.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 123.05 | 117.65 | 112.15 | 106.75 | 101.25 | 95.85 | 90.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 123.25 | 117.85 | 112.35 | 106.95 | 101.45 | 95.95 | 90.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 124.45 | 119.05 | 113.65 | 108.15 | 102.75 | 97.35 | 91.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 124.55 | 119.05 | 113.65 | 108.15 | 102.75 | 97.25 | 91.75 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 126.05 | 120.65 | 117.55 | 109.55 | 104.15 | 98.65 | 93.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 127.05 | 121.80 | 116.45 | 109.85 | 104.60 | 99.25 | 92.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 128.55 | 123.15 | 117.65 | 112.25 | 106.75 | 101.35 | 95.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 128.75 | 123.35 | 117.95 | 112.55 | 107.15 | 101.75 | 96.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 129.95 | 124.45 | 119.05 | 113.55 | 108.15 | 102.65 | 97.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 130.25 | 124.85 | 119.35 | 113.95 | 108.45 | 103.05 | 97.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 130.35 | 124.85 | 119.35 | — | 108.15 | — | 97.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 130.95 | 125.55 | 120.15 | 114.65 | 109.25 | 103.85 | 98.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 131.35 | — | 120.55 | — | 109.65 | — | 98.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 131.35 | — | 120.55 | — | 109.65 | — | 98.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 131.35 | — | 120.55 | — | 109.65 | — | 98.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 132.15 | — | 121.25 | — | 110.45 | — | 99.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 132.15 | — | 121.25 | — | 110.45 | — | 99.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 132.45 | 127.05 | 121.65 | 116.15 | 110.75 | 105.45 | 99.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 132.45 | 127.05 | 121.65 | 116.15 | 110.75 | 105.45 | 99.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 134.35 | 128.85 | 123.45 | 117.95 | 112.55 | 107.05 | 101.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 134.35 | 128.85 | 123.45 | 117.95 | 112.55 | 107.05 | 101.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 134.35 | 128.85 | 123.45 | 117.95 | 112.55 | 107.05 | 101.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 134.35 | 128.85 | 123.45 | 117.95 | 112.55 | 107.05 | 101.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 135.75 | 130.25 | 124.85 | 119.35 | 113.95 | 108.45 | 103.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 137.05 | 131.65 | 126.25 | 120.85 | 115.45 | 110.05 | 104.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 148.65 | 143.25 | 137.85 | 132.35 | 126.95 | 121.55 | 116.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 149.95 | — | 139.15 | — | 128.25 | — | 117.35 |

127 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/zell/child/no-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/zell/child/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/zell/child/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Zell for a child aged 0 to 18?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/zh/zell/child/no-accident/): Agrisano (AGRIsmart) at 84.25 CHF a month with a [deductible of 0 CHF](https://praemiencheck.onedoc.ch/en/zh/zell/child/no-accident/deductible-0/), and ÖKK (HMO model) at 55.05 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/zell/child/no-accident/deductible-600/). [With accident cover](https://praemiencheck.onedoc.ch/en/zh/zell/child/with-accident/): Agrisano (AGRIsmart) at 88.95 CHF, and Agrisano (AGRIsmart) at 58.85 CHF.

### How much does accident cover cost in basic insurance in Zell?

For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 84.25 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/zh/zell/child/no-accident/) to 88.95 CHF with accident cover, at the 0 CHF deductible: 4.70 CHF a month, 56.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 94.10 CHF at Agrisano (AGRIsmart) gives 88.95 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zh/zell/child/

## Related pages

- With accident cover: from 58.85 to 161.55 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/zell/child/with-accident/
- Without accident cover: from 55.05 to 149.95 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/zell/child/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/zh/zell/child/ — replace `zh` with your canton’s two-letter code (ge, vd, zh…) and `zell` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.