# Health insurance premiums 2027 in Thalwil (ZH), for a child aged 0 to 18, deductible of 600 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Thalwil](https://praemiencheck.onedoc.ch/en/zh/thalwil/) ([canton Zurich](https://praemiencheck.onedoc.ch/en/zh/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/zh/thalwil/child/) with a 600 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/zh/thalwil/child/with-accident/), the cheapest monthly basic insurance premium is **78.00 CHF** with **Assura** (MediTel model) and the most expensive is 156.20 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (600 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 113.00 | 107.20 | 101.40 | 95.50 | 89.70 | 83.90 | 78.00 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 113.60 | — | 102.00 | — | 90.30 | — | 78.60 | +5.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 114.80 | 109.00 | 103.20 | 97.30 | 91.50 | — | 79.80 | +11.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 114.90 | — | 103.30 | — | 91.60 | — | 79.90 | +5.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 110.30 | — | 100.20 | 95.10 | 90.10 | 85.00 | 80.00 | +9.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 116.80 | — | 105.20 | — | 93.50 | — | 81.80 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 117.00 | 111.20 | 105.40 | 99.50 | 93.70 | 87.90 | 82.00 | +6.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 118.10 | — | 106.50 | — | 94.80 | — | 83.10 | +5.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 118.30 | 112.50 | 106.70 | 100.80 | 95.00 | 89.20 | 83.30 | +6.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 118.30 | 112.50 | 106.70 | 100.80 | 95.00 | 89.20 | 83.30 | +6.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 116.70 | — | 106.00 | 100.60 | 95.30 | 89.90 | 84.60 | +10.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 117.30 | — | 106.50 | 101.20 | 95.90 | 90.40 | 85.10 | +9.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 113.70 | — | 104.40 | — | 95.00 | — | 85.70 | +4.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 118.30 | 113.00 | 107.70 | 102.20 | 97.20 | 91.60 | 86.20 | +2.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 122.30 | 116.50 | 110.70 | 104.80 | 99.00 | 93.20 | 87.30 | +5.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 122.30 | 116.50 | 110.70 | 104.80 | 99.00 | 93.20 | 87.30 | +5.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 116.50 | — | 107.00 | — | 97.40 | — | 87.80 | +0.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 121.00 | 115.70 | 110.30 | 104.90 | 99.80 | 94.20 | 88.80 | +3.0 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung | 123.90 | 118.10 | 112.30 | 106.40 | 100.60 | 94.80 | 88.90 | +13.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 124.50 | 118.70 | 112.90 | 107.00 | 101.20 | 95.40 | 89.50 | +3.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 122.30 | 116.90 | 111.50 | 105.90 | 100.80 | 95.00 | 89.50 | +2.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 119.40 | — | 109.60 | — | 99.80 | — | 90.00 | +4.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 119.40 | — | 109.60 | — | 99.80 | — | 90.00 | +7.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 125.10 | 119.20 | 113.40 | 107.60 | 101.70 | 95.90 | 90.10 | +5.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 122.50 | 117.20 | 111.80 | 106.30 | 101.00 | 95.80 | 90.20 | +5.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 122.50 | 117.20 | 111.80 | 106.30 | 101.00 | 95.80 | 90.20 | +5.6 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.80 | 121.00 | 115.20 | 109.30 | 103.50 | 97.70 | 91.80 | +10.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 122.20 | — | 112.20 | — | 102.20 | — | 92.10 | +4.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 127.40 | 121.60 | 115.80 | 109.90 | 104.10 | 98.30 | 92.40 | +4.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.50 | — | 115.80 | 110.00 | 104.20 | 98.30 | 92.50 | +9.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.60 | — | 116.00 | — | 104.30 | — | 92.60 | +5.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 128.80 | 123.00 | 117.20 | 111.30 | 105.50 | 99.70 | 93.80 | +3.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 130.50 | 124.70 | 118.90 | 113.00 | 107.20 | — | 95.50 | +14.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 132.70 | — | — | 115.20 | — | — | 97.70 | +10.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 132.90 | 127.10 | 121.30 | 115.40 | 109.60 | 103.80 | 97.90 | +5.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.10 | 127.30 | 121.50 | 115.60 | 109.80 | 104.00 | 98.10 | +5.6 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 133.10 | 127.30 | 121.60 | 115.60 | 109.80 | 104.00 | 98.10 | +2.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 133.20 | — | — | 115.80 | — | — | 98.20 | +10.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 133.80 | 128.00 | 122.20 | — | 110.50 | — | 98.80 | +5.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 134.10 | 128.30 | 122.50 | 116.60 | 110.80 | 105.00 | 99.10 | +0.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 134.20 | 128.30 | 122.50 | 116.70 | 110.80 | 105.00 | 99.20 | +5.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 134.40 | 128.60 | 122.80 | 116.90 | 111.40 | 105.30 | 99.40 | +3.9 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 134.50 | 128.70 | 122.90 | 117.00 | 111.20 | 105.40 | 99.50 | +2.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 135.60 | 129.80 | 124.00 | 118.10 | 112.30 | 106.50 | 100.60 | +1.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 135.70 | 129.90 | 124.00 | 118.20 | 112.40 | 106.50 | 100.70 | +6.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 136.10 | 130.30 | 124.50 | 118.60 | 112.80 | — | 101.10 | +15.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 137.20 | 131.40 | 125.60 | 119.70 | 113.90 | 108.10 | 102.20 | +2.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 137.70 | 131.90 | 126.10 | 120.20 | 114.40 | — | 102.70 | +15.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 138.60 | 132.80 | 127.00 | 121.10 | 115.30 | 109.50 | 103.60 | +3.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 138.60 | 132.80 | 127.00 | 121.10 | 115.30 | 109.50 | 103.60 | +3.3 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 138.70 | 132.90 | 127.05 | 121.20 | 115.40 | 109.55 | 103.70 | +15.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 139.40 | 133.60 | 127.80 | 121.90 | 116.10 | 110.30 | 104.40 | +3.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 139.50 | 133.70 | 127.90 | — | 116.20 | — | 104.50 | +5.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 140.00 | 134.40 | 128.80 | 123.20 | 117.60 | 112.00 | 105.00 | +3.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 140.10 | 134.30 | 128.50 | 122.60 | 116.80 | 111.00 | 105.10 | +3.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 140.20 | 134.40 | 128.60 | 122.70 | 116.90 | 111.10 | 105.20 | +1.9 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 140.20 | 134.35 | 128.55 | 122.70 | 116.85 | 111.05 | 105.20 | +15.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 141.70 | 135.90 | 130.10 | — | 118.40 | — | 106.70 | +5.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 142.10 | — | 130.50 | — | 118.80 | — | 107.10 | +4.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.40 | 137.60 | 131.80 | 125.90 | 120.10 | — | 108.40 | +14.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.60 | 138.80 | 133.00 | 127.10 | 121.30 | 115.50 | 109.60 | +2.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 145.50 | 139.70 | 133.90 | 128.00 | 122.20 | 116.40 | 110.50 | +3.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 145.50 | — | — | 128.00 | — | — | 110.50 | +9.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 146.15 | 140.35 | 134.50 | 128.65 | 122.85 | 117.00 | 111.15 | New tariff 2027 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 147.60 | 141.75 | 135.90 | 130.10 | 124.25 | 118.40 | 112.60 | +15.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 147.70 | 141.90 | 136.10 | — | 124.40 | — | 112.70 | +5.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 147.70 | 141.90 | 136.05 | 130.20 | 124.40 | 118.55 | 112.70 | +7.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 147.70 | 141.90 | 136.05 | 130.20 | 124.40 | 118.55 | 112.70 | +7.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 147.70 | 141.90 | 136.05 | 130.20 | 124.40 | 118.55 | 112.70 | +7.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 147.70 | 141.90 | 136.05 | 130.20 | 124.40 | 118.55 | 112.70 | +7.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 147.70 | 141.90 | 136.05 | 130.20 | 124.40 | 118.55 | 112.70 | New tariff 2027 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 147.00 | 141.85 | 135.95 | 130.85 | 124.95 | 119.05 | 113.20 | +4.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 149.20 | 143.40 | 137.55 | 131.70 | 125.90 | 120.05 | 114.20 | +7.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 149.60 | 143.80 | 138.00 | 132.10 | 126.30 | 120.50 | 114.60 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 150.90 | 145.10 | 139.20 | 133.40 | 127.60 | 121.70 | 115.90 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 150.90 | 145.10 | 139.20 | 133.40 | 127.60 | 121.70 | 115.90 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 150.90 | 145.10 | 139.20 | 133.40 | 127.60 | 121.70 | 115.90 | +4.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 150.90 | 145.10 | 139.30 | 133.40 | 127.60 | 121.80 | 115.90 | +3.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 151.50 | 145.60 | 139.80 | 134.00 | 128.10 | 122.30 | 116.50 | +4.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 151.50 | 145.70 | 139.90 | 134.00 | 128.20 | 122.40 | 116.50 | +4.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 151.60 | 145.80 | 140.00 | 134.10 | 128.30 | 122.50 | 116.60 | +1.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 152.25 | 146.45 | 140.60 | 134.75 | 128.95 | 123.10 | 117.25 | +7.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 152.30 | 146.50 | 140.70 | 134.80 | 129.00 | 123.20 | 117.30 | +1.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 152.40 | 146.60 | 140.70 | 134.90 | 129.10 | 123.20 | 117.40 | +4.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 153.20 | 147.40 | 141.60 | 135.70 | 129.90 | 124.10 | 118.20 | +4.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 153.20 | 147.40 | 141.60 | 135.70 | 129.90 | 124.10 | 118.20 | +4.6 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 153.30 | 147.60 | 144.30 | 135.80 | 130.00 | 124.20 | 118.40 | +3.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 154.50 | — | 142.90 | — | 131.20 | — | 119.50 | +13.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 154.50 | — | 142.90 | — | 131.20 | — | 119.50 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 154.50 | — | 142.90 | — | 131.20 | — | 119.50 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Start | 137.60 | — | — | — | — | — | 119.50 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 154.50 | — | 142.90 | — | 131.20 | — | 119.50 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 148.00 | — | 142.90 | — | 131.20 | — | 119.50 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 139.10 | — | 135.90 | — | 131.20 | — | 119.50 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 151.80 | — | 142.90 | — | 131.20 | — | 119.50 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 154.50 | — | 142.90 | — | 131.20 | — | 119.50 | New tariff 2027 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 157.00 | 151.10 | 145.30 | 139.50 | 133.60 | 127.80 | 122.00 | +3.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 157.10 | 151.30 | 145.50 | — | 133.80 | — | 122.10 | +5.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 158.30 | 152.50 | 146.70 | 140.80 | 135.00 | 129.20 | 123.30 | +4.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 161.70 | 155.90 | 150.00 | 144.20 | 138.40 | 132.50 | 126.70 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 161.70 | 155.90 | 150.00 | 144.20 | 138.40 | 132.50 | 126.70 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 161.70 | 155.90 | 150.00 | 144.20 | 138.40 | 132.50 | 126.70 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 161.70 | 155.90 | 150.00 | 144.20 | 138.40 | 132.50 | 126.70 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 163.30 | 157.50 | 151.60 | 145.80 | 140.00 | 134.10 | 128.30 | +3.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 163.70 | 157.80 | 152.00 | 146.20 | 140.30 | 134.50 | 128.70 | +4.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 163.70 | 157.80 | 152.00 | 146.20 | 140.30 | 134.50 | 128.70 | +4.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 165.30 | 159.50 | 153.60 | 147.80 | 142.00 | 136.10 | 130.30 | +4.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 165.40 | — | 153.70 | — | 142.10 | — | 130.40 | +13.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 166.40 | — | 154.70 | — | 143.00 | — | 131.40 | +13.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 168.30 | — | 156.60 | — | 144.90 | — | 133.30 | +13.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 169.20 | — | 157.60 | — | 145.90 | — | 134.20 | +13.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 169.20 | — | 157.60 | — | 145.90 | — | 134.20 | +13.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 171.20 | 165.40 | 159.60 | 153.70 | 147.90 | 142.10 | 136.20 | +4.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 191.20 | — | 179.50 | — | 167.90 | — | 156.20 | +13.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 118.30 | — | — | — | — | 89.20 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 120.20 | 115.20 | 110.10 | 105.10 | 99.90 | 92.70 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 121.20 | — | — | — | — | 92.10 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 122.90 | 117.10 | 111.30 | 105.50 | 99.60 | 93.80 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 124.00 | — | — | — | — | 94.90 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 124.00 | — | — | — | — | 94.90 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 126.90 | — | — | — | — | 97.80 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 129.70 | — | — | — | — | 100.60 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 131.10 | — | — | — | — | 102.00 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.10 | 132.30 | 126.50 | 120.70 | 114.80 | 109.00 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 138.40 | 132.60 | 126.80 | 120.90 | 115.10 | 109.30 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 138.80 | 133.00 | 127.20 | 121.30 | 115.50 | 109.70 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 142.60 | — | — | — | — | 113.50 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 152.50 | 146.60 | 140.80 | 135.00 | 129.10 | 123.30 | — | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Thalwil for a child aged 0 to 18 with a deductible of 600 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/zh/thalwil/child/with-accident/), the cheapest offer in [Thalwil](https://praemiencheck.onedoc.ch/en/zh/thalwil/) is Assura (MediTel) at 78.00 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Wädenswil (Standard model) at 91.80 CHF a month.

### How much does health insurance cost in Thalwil in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/zh/thalwil/child/) with a deductible of 600 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/zh/thalwil/child/with-accident/), monthly premiums run from 78.00 CHF (Assura, MediTel) to 156.20 CHF (Sympany, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 129.50 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Thalwil for a child aged 0 to 18 with accident cover?

On the cheapest offer (Assura, MediTel), the premium goes from 113.00 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/thalwil/child/with-accident/deductible-0/) to 78.00 CHF with the 600 CHF deductible: 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Thalwil for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and with accident cover, the cheapest premium per model is: standard model 91.80 CHF (Krankenkasse Wädenswil), family doctor / HMO 78.60 CHF (ÖKK), flexible model 82.00 CHF (Assura), telemedicine 78.00 CHF (Assura).

### Does a second or third child pay less in Thalwil?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 27 insurers present in Thalwil file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 80.00 CHF | 30.50 CHF from the 3rd child |
| sana24 | Managed Care | 115.90 CHF | 34.00 CHF from the 3rd child |
| Visana | Managed Care | 90.10 CHF | 34.30 CHF from the 3rd child |
| Galenos | Managed Care | 114.60 CHF | 35.80 CHF from the 3rd child |
| SWICA | Standard model | 119.50 CHF | 36.60 CHF from the 3rd child |
| CONCORDIA | HMO | 89.50 CHF | 37.60 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 90.20 CHF | 45.10 CHF from the 3rd child |
| rhenusana | sanmed24 | 97.70 CHF | 48.90 CHF from the 3rd child |
| Krankenkasse Steffisburg | sanmed24 | 98.10 CHF | 54.00 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 103.70 CHF | 70.55 CHF from the 3rd child |
| SLKK | SmartMed | 86.20 CHF | 74.30 CHF from the 3rd child |
| Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 99.10 CHF | 74.40 CHF from the 5th child |
| Assura | MediTel | 78.00 CHF | 76.60 CHF from the 4th child, 75.00 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 103.60 CHF | 77.70 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 116.50 CHF | 87.40 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Thalwil is in region 2 of canton Zurich.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zh/thalwil/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Thalwil (ZH): every situation: https://praemiencheck.onedoc.ch/en/zh/thalwil/
- Premiums 2027 in Thalwil (ZH), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/zh/thalwil/child/
- Premiums 2027 in Thalwil (ZH), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/zh/thalwil/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/zh/thalwil/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/zh/thalwil/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/zh/thalwil/child/no-accident/deductible-600/
- Deductible Premiums 2027 in Thalwil (ZH), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/thalwil/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Thalwil (ZH), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/thalwil/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Thalwil (ZH), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/thalwil/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Thalwil (ZH), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/thalwil/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Thalwil (ZH), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/thalwil/child/with-accident/deductible-400/
- Deductible Premiums 2027 in Thalwil (ZH), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/thalwil/child/with-accident/deductible-500/

Address of this page: praemiencheck.onedoc.ch/en/zh/thalwil/child/with-accident/deductible-0/ — replace `zh` with your canton’s two-letter code (ge, vd, zh…), `thalwil` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-600` with `deductible-0` for another deductible. Markdown version: add `.md`.