# Health insurance premiums 2027 in Stadel (ZH), for a young adult aged 19 to 25 with accident cover

In 2027, for a young adult aged 19 to 25 in Stadel, with accident cover, the cheapest health insurance premium is:

- **327.35 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/stadel/young-adult/with-accident/deductible-300/) (Assura, MediTel)
- **200.55 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/stadel/young-adult/with-accident/deductible-2500/) (Assura, MediTel)

## With accident cover: from 200.55 to 493.25 CHF a month depending on the deductible and the model

128 offers from 27 health insurers. With a deductible of 300 CHF, the cheapest is **327.35 CHF** a month with **Assura** (MediTel), the most expensive 493.25 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 327.35 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/zh/stadel/young-adult/with-accident/deductible-300/
- 500 CHF: 315.75 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/zh/stadel/young-adult/with-accident/deductible-500/
- 1'000 CHF: 286.55 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/zh/stadel/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 257.35 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/zh/stadel/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 228.25 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/zh/stadel/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 200.55 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/zh/stadel/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 327.35 | 315.75 | 286.55 | 257.35 | 228.25 | 200.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 329.75 | 319.65 | 294.45 | 269.15 | 243.95 | 218.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 331.15 | 319.55 | 290.35 | 261.15 | 232.05 | 202.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 335.60 | 323.95 | 294.80 | 265.60 | 236.45 | 207.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 335.60 | 323.95 | 294.80 | 265.60 | 236.45 | 207.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 339.15 | 327.50 | 298.35 | 269.15 | 240.00 | 210.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 339.15 | 327.50 | 298.35 | 269.15 | 240.00 | 210.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 339.15 | 327.50 | 298.35 | 269.15 | 240.00 | 210.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 339.15 | 327.50 | 298.35 | 269.15 | 240.00 | 210.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 339.15 | 327.50 | 298.35 | 269.15 | 240.00 | 210.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 340.75 | 329.15 | 299.95 | 270.75 | 241.65 | 212.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 340.75 | 329.15 | 299.95 | 270.75 | 241.65 | 212.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 343.35 | 336.65 | 302.55 | 273.35 | 244.15 | 217.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 343.75 | 332.15 | 302.95 | 273.75 | 244.65 | 215.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 346.75 | 335.15 | 305.95 | 276.75 | 247.65 | 218.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 348.75 | 337.95 | 311.15 | 284.35 | 257.55 | 230.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 348.75 | 337.95 | 311.15 | 284.35 | 257.55 | 230.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 349.05 | 338.35 | 311.75 | 285.05 | 258.35 | 231.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 349.80 | 338.15 | 309.00 | 279.80 | 250.65 | 221.50 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 350.25 | 338.65 | 309.45 | 280.25 | 251.15 | 221.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 350.25 | 338.65 | 309.45 | 280.25 | 251.15 | 221.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 351.05 | 340.25 | 313.45 | 286.65 | 259.75 | 232.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 351.45 | 341.95 | 320.45 | 290.45 | 274.45 | 237.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 351.85 | 341.75 | 316.35 | 291.05 | 265.65 | 245.85 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung | 351.85 | 340.25 | 311.05 | 281.85 | 252.75 | 223.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 355.05 | 343.45 | 314.25 | 285.05 | 255.95 | 226.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 359.15 | 347.55 | 318.35 | 289.15 | 260.05 | 230.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 359.45 | 347.85 | 318.65 | 289.45 | 260.35 | 239.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 359.65 | 350.15 | 328.65 | 296.75 | 281.65 | 238.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 359.95 | 348.35 | 319.15 | 290.05 | 260.85 | 232.35 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 361.25 | 349.65 | 320.45 | 291.25 | 262.15 | 232.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 361.85 | 350.25 | 321.05 | 291.85 | 262.75 | 233.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Start | 362.45 | — | — | — | — | 234.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 362.65 | 351.05 | 321.85 | 292.65 | 263.55 | 234.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 363.45 | 351.85 | 322.65 | 293.45 | 264.35 | 235.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 363.55 | 351.95 | 322.75 | 293.55 | 264.45 | 235.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 364.05 | 357.35 | 323.15 | 294.05 | 264.85 | 235.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 367.35 | 355.75 | 326.55 | 297.35 | 268.25 | 239.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 367.35 | 355.75 | 326.55 | 297.35 | 268.25 | 239.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 369.75 | 358.15 | 328.95 | 299.75 | 270.65 | 241.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 369.85 | 359.15 | 332.35 | 305.55 | 278.75 | 251.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 373.85 | 362.25 | 333.05 | 303.85 | 274.75 | 245.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 376.95 | 365.35 | 336.15 | 306.95 | 277.85 | 248.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 378.35 | 367.65 | 340.75 | 313.95 | 287.15 | 260.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 379.45 | 367.85 | 338.65 | 309.55 | 280.35 | 251.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 379.75 | 368.15 | 343.25 | 314.05 | 280.65 | 251.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 379.95 | 368.25 | 339.05 | 309.95 | 280.75 | 251.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 381.95 | 370.25 | 341.15 | 311.95 | 282.75 | 253.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 382.55 | 371.65 | 344.25 | 316.85 | 289.55 | 262.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 382.65 | 371.15 | 342.15 | 312.65 | 283.65 | 254.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 383.25 | 371.65 | 342.45 | 313.25 | 284.15 | 254.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 384.75 | 378.05 | 343.85 | 314.75 | 285.55 | 256.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 385.55 | 378.85 | 344.75 | 315.55 | 286.35 | 257.25 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 387.60 | 375.95 | 346.80 | 317.60 | 288.45 | 259.30 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 388.45 | 376.75 | 367.05 | 357.25 | 328.15 | 298.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 389.65 | 378.05 | 348.85 | 319.65 | 290.55 | 261.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 390.85 | 379.25 | 350.05 | 320.85 | — | 262.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 391.05 | 379.35 | 350.15 | 321.05 | 291.85 | 262.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 391.05 | 379.35 | 350.15 | 321.05 | 291.85 | 262.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 391.05 | 379.35 | 350.15 | 321.05 | 291.85 | 262.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 391.55 | 380.05 | 351.05 | 321.55 | 292.55 | 263.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 391.55 | 380.05 | 351.05 | 321.55 | 292.55 | 263.55 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 391.80 | 380.10 | 350.95 | 321.80 | 292.60 | 263.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 392.75 | 381.05 | 358.35 | 329.25 | 293.55 | 264.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 393.25 | 381.65 | 352.45 | 323.25 | 294.15 | 264.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 393.25 | 381.65 | 352.45 | 323.25 | 294.15 | 264.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 393.25 | 381.65 | 352.45 | 323.25 | 294.15 | 264.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 393.25 | 381.65 | 352.45 | 323.25 | 294.15 | 264.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 393.25 | 381.65 | 352.45 | 323.25 | 294.15 | 264.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 393.25 | 381.65 | 352.45 | 323.25 | 294.15 | 264.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 394.15 | 382.55 | 353.35 | 324.15 | — | 265.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 397.15 | 390.45 | 356.35 | 327.15 | 297.95 | 268.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 399.15 | 387.55 | 358.35 | 329.15 | 300.05 | 270.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 402.65 | 391.15 | 362.15 | 332.65 | 303.65 | 274.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 402.75 | 391.05 | 361.95 | 332.75 | 303.55 | 274.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 403.85 | 392.35 | 363.35 | 333.85 | 304.85 | 275.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 403.85 | 392.35 | 363.35 | 333.85 | 304.85 | 275.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 403.85 | 392.25 | 363.05 | 333.85 | 304.75 | 275.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 403.85 | 392.25 | 363.05 | 333.85 | 304.75 | 275.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 404.45 | 392.85 | 363.65 | 334.45 | 305.35 | 276.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 404.65 | 397.25 | 368.15 | 338.95 | 305.45 | 276.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 405.05 | 393.45 | 364.25 | 335.15 | 305.95 | 276.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 405.45 | 398.75 | 364.55 | 335.45 | 306.25 | 277.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 406.35 | 394.75 | 365.55 | 336.35 | 307.25 | 278.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 406.65 | 395.15 | 366.15 | 336.65 | 307.65 | 278.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 406.75 | 399.45 | 374.55 | 345.45 | 324.85 | 295.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 406.95 | 397.45 | 374.95 | 351.95 | 329.95 | 285.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 407.55 | 395.95 | 366.75 | 337.55 | — | 279.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 407.55 | 395.85 | 366.75 | 337.55 | 308.35 | 279.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 408.05 | 396.45 | 367.25 | 338.05 | 308.95 | 279.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 408.45 | 396.95 | 367.95 | 338.45 | 309.45 | 280.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 409.55 | 402.85 | 368.75 | 339.55 | 310.35 | 281.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 410.85 | 399.25 | 370.05 | 340.85 | — | 282.55 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 411.65 | 400.05 | 370.85 | 341.65 | 312.55 | 291.65 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 412.65 | 401.00 | 371.80 | 342.65 | 313.50 | 284.30 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 413.25 | 405.95 | 381.05 | 351.85 | 328.15 | 298.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 413.35 | 401.75 | 372.55 | 343.35 | 314.25 | 285.05 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 416.25 | 404.65 | 375.45 | 346.25 | 317.15 | 296.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 416.25 | 404.75 | 375.75 | 346.25 | 317.25 | 288.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 416.65 | 404.95 | 375.75 | 346.65 | 317.45 | 288.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 416.65 | 404.95 | 375.85 | 346.65 | 317.45 | 288.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 417.15 | 405.45 | 376.25 | 347.15 | 317.95 | 288.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 417.65 | 406.15 | 377.15 | 347.65 | 318.65 | 289.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 420.85 | 409.25 | 380.05 | 350.85 | — | 292.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 420.85 | 409.25 | 380.05 | 350.85 | 321.75 | 292.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 421.05 | 409.55 | 380.55 | 351.05 | 322.05 | 293.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 427.25 | 415.65 | 386.45 | 357.25 | 328.15 | 298.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 427.25 | 415.65 | 386.45 | 357.25 | 328.15 | 298.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 427.65 | 416.05 | 386.85 | 357.65 | 328.55 | 299.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 430.55 | 418.85 | 389.75 | 360.55 | 331.35 | 302.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 431.95 | 420.25 | 391.15 | 361.95 | 332.75 | 303.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 432.35 | 420.75 | 391.55 | 362.35 | 333.25 | 304.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 435.55 | 424.05 | 395.05 | 365.55 | 336.55 | 307.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.45 | 428.95 | 399.95 | 370.45 | 341.45 | 312.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 444.95 | 433.35 | 404.15 | 374.95 | 345.85 | 316.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 445.55 | 433.85 | 404.65 | 375.55 | 346.35 | 317.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 447.85 | 436.25 | 407.05 | 377.85 | 348.75 | 319.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 450.25 | 438.55 | 409.35 | 380.25 | 351.05 | 321.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 454.35 | 442.85 | 413.85 | 384.35 | 355.35 | 326.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 457.65 | 446.05 | 416.85 | 387.65 | — | 329.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 459.25 | 449.95 | 422.15 | 394.30 | 361.80 | 333.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 459.55 | 447.95 | 418.75 | 389.55 | 360.45 | 331.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 464.25 | 452.65 | 423.45 | 394.25 | 365.15 | 335.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 470.45 | 458.85 | 429.65 | 400.45 | 371.35 | 342.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 474.55 | 462.95 | 433.75 | 404.55 | 375.45 | 346.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 476.45 | 464.95 | 435.95 | 406.45 | 377.45 | 348.45 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 479.75 | 468.15 | 438.95 | 409.75 | 380.65 | 351.45 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 493.25 | 483.30 | 453.40 | 423.55 | 393.65 | 368.75 |

128 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/stadel/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/stadel/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/stadel/young-adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Stadel for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Stadel](https://praemiencheck.onedoc.ch/en/zh/stadel/) is Assura (MediTel) at 327.35 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 349.80 CHF a month.

### How much does health insurance cost in Stadel in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/zh/stadel/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 327.35 CHF (Assura, MediTel) to 493.25 CHF (vita surselva, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 301.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Stadel for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Assura, MediTel), the premium goes from 327.35 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/stadel/young-adult/with-accident/deductible-300/) to 200.55 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/stadel/young-adult/with-accident/deductible-2500/): 126.80 CHF less a month, 1'521.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'991 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Stadel for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 349.80 CHF (Sanitas), family doctor / HMO 335.60 CHF (Sanitas), flexible model 331.15 CHF (Assura), telemedicine 327.35 CHF (Assura).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 332.10 CHF at Assura (MediTel) gives 327.35 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zh/stadel/young-adult/with-accident/

## Related pages

- With accident cover: from 200.55 to 493.25 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/stadel/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/zh/stadel/young-adult/with-accident/ — replace `zh` with your canton’s two-letter code (ge, vd, zh…) and `stadel` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.