# Health insurance premiums 2026 in Richterswil (ZH), for a young adult aged 19 to 25

In 2026, for a young adult aged 19 to 25 in Richterswil, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/no-accident/): **319.35 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/no-accident/deductible-300/) (CSS, Hausarztversicherung Profit), **200.05 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/no-accident/deductible-2500/) (CSS, Hausarztversicherung Profit).
- [With accident cover](https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/with-accident/): **336.45 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart), **215.45 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/with-accident/deductible-2500/) (CSS, Hausarztversicherung Profit).

## Without accident cover: from 200.05 to 527.65 CHF a month depending on the deductible and the model

127 offers from 27 health insurers. With a deductible of 300 CHF, the cheapest is **319.35 CHF** a month with **CSS** (Hausarztversicherung Profit), the most expensive 527.65 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 319.35 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/no-accident/deductible-300/
- 500 CHF: 308.55 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/no-accident/deductible-500/
- 1'000 CHF: 281.45 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 254.25 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 227.15 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 200.05 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 319.35 | 308.55 | 281.45 | 254.25 | 227.15 | 200.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 319.35 | 309.75 | 286.05 | 262.15 | 238.35 | 214.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 323.15 | 316.85 | 284.95 | 257.75 | 230.45 | 209.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 324.35 | 313.55 | 286.35 | 259.25 | 232.15 | 204.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 324.70 | 313.90 | 286.70 | 259.55 | 232.45 | 205.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 324.85 | 314.05 | 286.85 | 259.65 | 232.55 | 205.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 328.15 | 317.35 | 290.15 | 263.00 | 235.90 | 208.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 328.15 | 317.35 | 290.15 | 263.00 | 235.90 | 208.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 328.15 | 317.35 | 290.15 | 263.00 | 235.90 | 208.70 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 328.15 | 317.35 | 290.15 | 263.05 | 235.95 | 208.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 328.15 | 317.35 | 290.15 | 263.05 | 235.95 | 208.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 328.25 | 317.45 | 290.35 | 263.15 | 236.05 | 208.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 328.25 | 317.45 | 290.35 | 263.15 | 236.05 | 208.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 333.75 | 322.65 | 294.95 | 267.25 | 239.55 | 211.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 336.35 | 326.35 | 301.25 | 276.15 | 251.05 | 226.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 338.55 | 327.75 | 300.55 | 273.35 | 246.25 | 219.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 339.05 | 328.25 | 301.05 | 273.95 | 246.85 | 219.65 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 339.05 | 328.15 | 300.65 | 273.25 | 245.85 | 218.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 339.25 | 328.45 | 301.35 | 274.15 | 247.15 | 219.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 339.25 | 328.45 | 301.35 | 274.15 | 247.15 | 219.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 340.55 | 331.25 | 307.55 | 284.05 | 260.45 | 231.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 340.65 | 329.85 | 302.55 | 275.25 | 248.05 | 220.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 341.05 | 330.25 | 303.15 | 275.95 | 248.85 | 221.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 341.35 | 330.55 | 303.35 | 276.25 | 249.15 | 222.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 341.95 | 331.85 | 306.35 | 280.85 | 255.35 | 229.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 342.25 | 332.25 | 307.25 | 282.35 | 257.45 | 232.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 342.25 | 332.25 | 307.25 | 282.35 | 257.45 | 232.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 343.25 | 332.55 | 305.55 | 278.15 | 251.15 | 224.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 343.75 | 332.85 | 305.25 | 277.65 | 250.15 | 222.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 345.05 | 334.15 | 307.15 | 279.95 | 252.75 | 225.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 345.25 | 334.55 | 307.55 | 280.15 | 253.15 | 226.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 345.25 | 334.45 | 307.25 | 280.15 | 253.05 | 225.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 346.95 | 336.25 | 309.05 | 281.85 | 254.85 | 227.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 346.95 | 336.25 | 309.05 | 281.85 | 254.85 | 227.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 347.15 | 340.85 | 308.95 | 281.65 | 254.45 | 227.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 348.05 | 337.05 | 309.35 | 281.55 | 253.95 | 226.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 348.25 | 338.05 | 314.35 | 283.15 | 263.65 | 229.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 348.75 | 337.85 | 310.55 | 283.25 | 256.05 | 228.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 349.25 | 338.55 | 311.55 | 284.15 | 257.15 | 230.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 349.35 | 339.15 | 315.05 | 284.35 | 262.95 | 230.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 349.85 | 338.95 | 315.95 | 288.75 | 257.55 | 230.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 349.95 | 338.95 | 311.35 | 283.75 | 256.25 | 228.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 351.05 | 340.35 | 313.15 | 285.95 | 258.95 | 231.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 351.45 | 340.65 | 313.45 | 286.35 | 259.25 | 234.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 352.45 | 341.65 | 314.55 | 287.45 | 260.35 | 234.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 353.25 | 342.55 | 315.55 | 288.15 | 261.15 | 234.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 353.65 | 342.65 | 314.95 | 287.15 | 259.55 | 231.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 354.95 | 344.25 | 317.05 | 289.85 | 262.85 | 235.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 355.55 | 344.75 | 323.15 | 296.05 | 268.95 | 249.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 356.05 | 345.15 | 317.55 | 289.95 | 262.45 | 234.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 359.15 | 348.35 | 321.15 | 294.05 | — | 239.85 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 359.45 | 348.55 | 321.05 | 293.65 | 266.25 | 238.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 361.05 | 350.15 | 333.15 | 306.05 | 270.85 | 243.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 362.25 | 351.45 | 324.35 | 297.15 | 270.05 | 242.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 362.25 | 351.45 | 324.35 | 297.15 | 270.05 | 242.95 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 363.85 | 352.90 | 325.45 | 298.05 | 270.65 | 243.20 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 364.35 | 354.75 | 330.55 | 306.45 | 282.35 | 258.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 365.05 | 354.25 | 343.35 | 328.45 | 309.45 | 282.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 365.25 | 354.45 | 327.35 | 300.15 | — | 245.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 366.75 | 355.95 | 328.75 | 301.65 | 274.55 | 247.35 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 367.80 | 356.80 | 329.40 | 302.00 | 274.55 | 247.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 368.45 | 357.75 | 330.75 | 303.35 | 276.35 | 249.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 368.55 | 357.85 | 330.65 | 303.45 | 276.45 | 249.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 368.55 | 357.85 | 330.65 | 303.45 | 276.45 | 249.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 368.75 | 357.75 | 330.05 | 302.25 | 274.65 | 246.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 369.25 | 358.45 | 331.25 | 304.15 | 277.05 | 249.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 369.95 | 363.65 | 331.75 | 304.45 | 277.25 | 249.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 370.75 | 361.95 | 340.15 | 318.75 | 297.35 | 255.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 371.15 | 364.85 | 332.95 | 305.65 | 278.45 | 251.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 371.45 | 360.65 | 333.45 | 306.35 | — | 252.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 372.15 | 361.05 | 333.45 | 305.65 | 277.95 | 250.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 372.35 | 361.55 | 334.45 | 307.25 | 280.25 | 253.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 372.75 | 362.85 | 338.15 | 313.45 | 288.85 | 264.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 374.05 | 363.15 | 335.85 | 308.65 | 281.35 | 254.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 374.25 | 367.45 | 340.35 | 313.15 | 281.95 | 254.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 374.45 | 363.65 | 336.55 | 309.35 | — | 255.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 375.55 | 364.75 | 337.65 | 310.45 | 283.35 | 256.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 376.95 | 366.95 | 342.05 | 317.05 | 292.15 | 267.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 377.15 | 366.45 | 339.45 | 312.05 | 285.05 | 258.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 377.55 | 366.75 | 339.65 | 312.45 | — | 258.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 380.35 | 369.45 | 342.35 | 315.25 | 288.15 | 260.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 381.45 | 370.75 | 343.75 | 316.35 | 289.35 | 262.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 381.45 | 370.75 | 343.75 | 316.35 | 289.35 | 262.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 381.55 | 370.85 | 343.85 | 316.45 | 289.45 | 262.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 382.35 | 371.55 | 344.35 | 319.25 | 294.25 | 271.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 383.15 | 376.85 | 344.95 | 317.65 | 290.45 | 263.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 383.65 | 372.95 | 345.95 | 318.55 | 291.55 | 264.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 384.15 | 373.35 | 346.15 | 319.05 | 291.95 | 264.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 384.35 | 373.55 | 346.45 | 319.25 | 292.25 | 265.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 384.35 | 373.55 | 346.45 | 319.25 | 292.25 | 265.05 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 387.40 | 376.45 | 349.00 | 321.60 | 294.20 | 266.75 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 390.45 | 379.65 | 352.35 | 325.05 | 297.85 | 273.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 391.15 | 384.85 | 352.95 | 325.65 | 298.45 | 271.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 392.15 | 381.45 | 354.25 | 327.15 | 300.05 | 272.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 392.65 | 381.55 | 353.85 | 326.15 | 298.45 | 270.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 392.75 | 381.95 | 354.85 | 327.65 | 300.55 | 273.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 394.65 | 383.95 | 356.95 | 329.55 | 302.55 | 275.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 394.65 | 383.95 | 356.95 | 329.55 | 302.55 | 275.55 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 394.75 | 383.95 | 356.65 | 329.35 | 302.15 | 277.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 395.15 | 388.85 | 356.95 | 329.65 | 302.45 | 275.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 395.25 | 384.55 | 357.55 | 330.15 | 303.15 | 276.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 396.85 | 385.95 | 358.65 | 331.45 | 304.15 | 276.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 397.25 | 386.35 | 359.05 | 331.85 | 304.55 | 277.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 397.65 | 386.85 | 359.75 | 332.55 | 305.55 | 278.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 401.65 | 390.85 | 363.75 | 336.55 | 309.45 | 282.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 401.65 | 390.85 | 363.75 | 336.55 | 309.45 | 282.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 402.15 | 391.35 | 364.25 | 337.05 | 309.95 | 282.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 402.45 | 391.55 | 364.35 | 337.05 | 309.85 | 282.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 402.95 | 391.95 | 364.35 | 336.85 | 309.35 | 281.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 413.75 | 402.85 | 375.55 | 348.35 | 321.05 | 293.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 414.65 | 403.75 | 376.35 | 348.85 | 321.55 | 294.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 414.75 | 403.85 | 376.55 | 349.35 | 322.05 | 294.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 416.35 | 405.45 | 378.15 | 350.85 | 323.65 | 296.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 419.15 | 408.25 | 380.95 | 353.75 | 326.45 | 299.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 420.45 | 409.65 | 382.45 | 355.35 | — | 301.05 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 424.75 | 413.95 | 386.65 | 359.35 | 332.15 | 304.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 428.15 | 417.25 | 390.05 | 362.75 | 335.45 | 308.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 431.75 | 421.05 | 394.05 | 366.65 | 339.65 | 312.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 432.05 | 421.15 | 393.85 | 366.65 | 339.35 | 312.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 434.15 | 423.45 | 396.45 | 369.05 | 342.05 | 315.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 437.55 | 426.75 | 399.65 | 372.45 | 345.45 | 318.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 441.75 | 430.85 | 403.55 | 376.25 | 349.05 | 321.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 446.25 | 435.35 | 408.05 | 380.75 | 353.55 | 326.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 471.55 | 460.65 | 433.45 | 406.15 | 378.85 | 351.65 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 473.95 | 463.15 | 435.65 | 408.25 | 380.85 | 353.45 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 501.00 | 490.85 | 460.50 | 435.20 | 404.85 | 374.45 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 527.65 | 517.00 | 490.35 | 458.35 | 431.70 | 402.45 |

127 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/no-accident.md

## With accident cover: from 215.45 to 530.85 CHF a month depending on the deductible and the model

127 offers from 27 health insurers. With a deductible of 300 CHF, the cheapest is **336.45 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 530.85 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 336.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/with-accident/deductible-300/
- 500 CHF: 326.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/with-accident/deductible-500/
- 1'000 CHF: 301.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 273.75 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 244.65 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 215.45 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 336.45 | 326.35 | 301.35 | 276.25 | 251.15 | 226.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 343.75 | 332.15 | 302.95 | 273.75 | 244.65 | 215.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 346.05 | 339.45 | 305.25 | 276.05 | 246.95 | 224.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 349.05 | 337.45 | 308.25 | 279.05 | 249.95 | 220.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 349.15 | 337.55 | 308.35 | 279.15 | 250.05 | 220.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 349.25 | 337.65 | 308.45 | 279.25 | 250.15 | 220.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 351.55 | 339.95 | 310.75 | 281.55 | 252.45 | 223.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 352.85 | 341.25 | 312.05 | 282.85 | 253.75 | 224.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 352.85 | 341.25 | 312.05 | 282.85 | 253.75 | 224.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 352.85 | 341.25 | 312.05 | 282.85 | 253.75 | 224.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 352.95 | 341.35 | 312.15 | 282.95 | 253.85 | 224.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 352.95 | 341.35 | 312.15 | 282.95 | 253.85 | 224.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 353.15 | 341.55 | 312.35 | 283.15 | 254.05 | 224.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 353.15 | 341.55 | 312.35 | 283.15 | 254.05 | 224.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 354.35 | 343.75 | 317.35 | 290.95 | 264.55 | 238.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 360.25 | 349.55 | 322.75 | 295.85 | 269.05 | 242.25 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 360.95 | 349.35 | 320.15 | 290.95 | 261.85 | 233.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 363.95 | 352.35 | 323.15 | 293.95 | 264.85 | 235.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 364.05 | 352.45 | 323.25 | 294.05 | 264.95 | 235.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 364.65 | 353.05 | 323.85 | 294.65 | 265.55 | 236.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 364.95 | 353.25 | 324.05 | 294.95 | 265.75 | 236.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 365.15 | 353.55 | 324.35 | 295.15 | 266.05 | 236.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 365.15 | 353.55 | 324.35 | 295.15 | 266.05 | 236.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 366.55 | 356.45 | 331.05 | 305.75 | 280.35 | 248.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 366.65 | 355.05 | 325.85 | 296.65 | 267.55 | 238.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 367.05 | 355.45 | 326.25 | 297.05 | 267.95 | 238.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 367.35 | 355.75 | 326.55 | 297.35 | 268.25 | 239.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 368.35 | 357.55 | 330.75 | 303.95 | 277.15 | 250.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 368.35 | 357.55 | 330.75 | 303.95 | 277.15 | 250.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 369.45 | 357.95 | 328.95 | 299.45 | 270.45 | 241.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 370.55 | 358.95 | 329.75 | 300.55 | 271.45 | 242.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 371.35 | 359.65 | 330.55 | 301.35 | 272.15 | 243.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 371.55 | 360.05 | 331.05 | 301.55 | 272.55 | 243.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 371.55 | 359.95 | 330.75 | 301.55 | 272.45 | 243.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 371.75 | 365.05 | 330.95 | 301.75 | 272.55 | 243.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 372.55 | 360.95 | 331.75 | 302.55 | 273.45 | 244.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 373.25 | 361.65 | 332.45 | 303.25 | 274.15 | 244.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 373.45 | 361.85 | 332.65 | 303.45 | 274.35 | 245.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 373.45 | 361.85 | 332.65 | 303.45 | 274.35 | 245.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 374.85 | 363.85 | 338.35 | 304.85 | 283.85 | 246.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 375.85 | 364.35 | 335.35 | 305.85 | 276.85 | 247.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 376.05 | 365.05 | 339.15 | 306.05 | 283.05 | 248.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 376.55 | 364.85 | 340.05 | 310.95 | 277.35 | 248.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 377.05 | 365.45 | 336.25 | 307.05 | 277.95 | 248.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 377.85 | 366.25 | 337.05 | 307.85 | 278.75 | 249.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 378.25 | 366.65 | 337.45 | 308.25 | 279.15 | 252.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 379.35 | 367.75 | 338.55 | 309.45 | 280.25 | 252.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 380.15 | 368.65 | 339.65 | 310.15 | 281.15 | 252.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 382.05 | 370.45 | 341.25 | 312.05 | 282.95 | 253.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 382.65 | 371.05 | 347.85 | 318.65 | 289.55 | 268.45 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 382.65 | 371.05 | 341.85 | 312.65 | 283.55 | 254.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 386.55 | 374.95 | 345.75 | 316.55 | — | 258.25 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 387.40 | 375.75 | 346.55 | 317.40 | 288.25 | 259.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 387.85 | 377.65 | 351.95 | 326.25 | 300.65 | 274.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 388.45 | 376.85 | 347.65 | 318.45 | 289.35 | 260.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 388.55 | 376.85 | 358.65 | 329.45 | 291.55 | 262.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 389.85 | 378.25 | 349.05 | 319.85 | 290.75 | 261.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 389.85 | 378.25 | 349.05 | 319.85 | 290.75 | 261.55 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 391.60 | 379.90 | 350.75 | 321.60 | 292.40 | 263.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 392.05 | 380.35 | 351.25 | 322.05 | 292.85 | 263.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 392.95 | 381.25 | 369.55 | 353.55 | 333.15 | 303.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 393.15 | 381.55 | 352.35 | 323.15 | — | 264.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 394.65 | 383.05 | 353.85 | 324.65 | 295.55 | 266.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 396.15 | 389.45 | 355.35 | 326.15 | 296.95 | 267.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 396.55 | 385.05 | 356.05 | 326.55 | 297.55 | 268.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 396.75 | 385.15 | 355.95 | 326.75 | 297.65 | 268.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 396.75 | 385.15 | 355.95 | 326.75 | 297.65 | 268.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 396.85 | 386.35 | 360.15 | 333.85 | 307.65 | 281.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 397.35 | 385.75 | 356.55 | 327.35 | 298.25 | 269.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 397.45 | 390.75 | 356.55 | 327.45 | 298.25 | 269.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 399.05 | 389.55 | 366.05 | 343.05 | 320.05 | 274.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 399.75 | 388.15 | 358.95 | 329.75 | — | 271.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 400.55 | 388.95 | 359.75 | 330.55 | 301.45 | 272.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 400.75 | 389.15 | 359.95 | 330.75 | 301.65 | 272.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 401.25 | 390.75 | 364.15 | 337.55 | 311.15 | 284.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 402.75 | 395.45 | 366.35 | 337.15 | 303.65 | 274.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 403.05 | 391.45 | 362.25 | 333.05 | — | 274.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 404.15 | 392.55 | 363.35 | 334.15 | 305.05 | 275.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 405.95 | 394.45 | 365.45 | 335.95 | 306.95 | 277.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 406.35 | 394.75 | 365.55 | 336.35 | — | 278.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 409.35 | 397.65 | 368.55 | 339.35 | 310.15 | 281.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 410.25 | 403.55 | 369.45 | 340.25 | 311.05 | 281.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 410.55 | 399.05 | 370.05 | 340.55 | 311.55 | 282.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 410.55 | 399.05 | 370.05 | 340.55 | 311.55 | 282.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 410.65 | 399.15 | 370.15 | 340.65 | 311.65 | 282.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 411.55 | 399.85 | 370.65 | 343.75 | 316.75 | 291.95 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 412.45 | 400.80 | 371.65 | 342.45 | 313.30 | 284.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 412.95 | 401.45 | 372.45 | 342.95 | 313.95 | 284.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 413.35 | 401.75 | 372.55 | 343.35 | 314.25 | 285.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 413.55 | 401.95 | 372.75 | 343.55 | 314.45 | 285.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 413.65 | 402.05 | 372.85 | 343.65 | 314.55 | 285.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 413.65 | 402.05 | 372.85 | 343.65 | 314.55 | 285.35 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 417.95 | 406.35 | 377.15 | 347.95 | 318.85 | 292.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 418.85 | 412.15 | 377.95 | 348.85 | 319.65 | 290.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 422.05 | 410.45 | 381.25 | 352.15 | 322.95 | 293.75 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 422.55 | 410.95 | 381.75 | 352.55 | 323.45 | 297.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 422.65 | 411.05 | 381.85 | 352.65 | 323.55 | 294.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 423.05 | 416.45 | 382.25 | 353.05 | 323.95 | 294.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 424.75 | 413.05 | 383.85 | 354.75 | 325.55 | 296.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 424.75 | 413.25 | 384.25 | 354.75 | 325.75 | 296.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 424.75 | 413.25 | 384.25 | 354.75 | 325.75 | 296.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 425.35 | 413.85 | 384.85 | 355.35 | 326.35 | 297.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 425.35 | 413.75 | 384.55 | 355.35 | 326.25 | 297.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 426.65 | 415.05 | 385.85 | 356.65 | 327.55 | 298.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 427.95 | 416.35 | 387.15 | 357.95 | 328.85 | 299.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 431.05 | 419.35 | 390.15 | 361.05 | 331.85 | 302.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 432.25 | 420.65 | 391.45 | 362.25 | 333.15 | 303.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 432.25 | 420.65 | 391.45 | 362.25 | 333.15 | 303.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 432.75 | 421.15 | 391.95 | 362.75 | 333.65 | 304.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 441.45 | 429.85 | 400.65 | 371.45 | 342.35 | 313.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 443.05 | 431.35 | 402.25 | 373.05 | 343.85 | 314.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 444.15 | 432.45 | 403.25 | 374.15 | 344.95 | 315.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 445.75 | 434.15 | 404.95 | 375.75 | 346.65 | 317.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 448.85 | 437.15 | 407.95 | 378.85 | 349.65 | 320.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 452.45 | 440.85 | 411.65 | 382.45 | — | 324.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 454.65 | 443.05 | 413.85 | 384.65 | 355.55 | 326.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 458.45 | 446.85 | 417.65 | 388.45 | 359.35 | 330.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 462.65 | 450.95 | 421.75 | 392.65 | 363.45 | 334.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 464.65 | 453.15 | 424.15 | 394.65 | 365.65 | 336.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 467.25 | 455.75 | 426.75 | 397.25 | 368.25 | 339.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 470.85 | 459.25 | 430.05 | 400.85 | 371.75 | 342.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 472.95 | 461.25 | 432.15 | 402.95 | 373.75 | 344.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 477.75 | 466.15 | 436.95 | 407.75 | 378.65 | 349.45 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 504.05 | 493.85 | 463.30 | 437.85 | 407.30 | 376.75 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 504.50 | 492.95 | 463.75 | 434.55 | 405.45 | 376.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 504.95 | 493.25 | 464.05 | 434.95 | 405.75 | 376.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 530.85 | 520.15 | 493.35 | 461.15 | 434.35 | 404.90 |

127 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Richterswil for a young adult aged 19 to 25?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/no-accident/): CSS (Hausarztversicherung Profit) at 319.35 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/no-accident/deductible-300/), and CSS (Hausarztversicherung Profit) at 200.05 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/no-accident/deductible-2500/). [With accident cover](https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/with-accident/): Agrisano (AGRIsmart) at 336.45 CHF, and CSS (Hausarztversicherung Profit) at 215.45 CHF.

### How much does accident cover cost in basic insurance in Richterswil?

For a young adult aged 19 to 25 with CSS (Hausarztversicherung Profit), the premium rises from 319.35 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/no-accident/) to 343.75 CHF with accident cover, at the 300 CHF deductible: 24.40 CHF a month, 292.80 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 324.50 CHF at CSS (Hausarztversicherung Profit) gives 319.35 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/

## Related pages

- Without accident cover: from 200.05 to 527.65 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/no-accident/
- With accident cover: from 215.45 to 530.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/zh/richterswil/young-adult/ — replace `zh` with your canton’s two-letter code (ge, vd, zh…) and `richterswil` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.