# Health insurance premiums 2027 in Opfikon (ZH), for a young adult aged 19 to 25 without accident cover

In 2027, for a young adult aged 19 to 25 in Opfikon, without accident cover, the cheapest health insurance premium is:

- **328.00 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/opfikon/young-adult/no-accident/deductible-300/) (Assura, MediTel)
- **208.60 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/opfikon/young-adult/no-accident/deductible-2500/) (Assura, MediTel)

## Without accident cover: from 208.60 to 542.70 CHF a month depending on the deductible and the model

128 offers from 27 health insurers. With a deductible of 300 CHF, the cheapest is **328.00 CHF** a month with **Assura** (MediTel), the most expensive 542.70 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 328.00 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/zh/opfikon/young-adult/no-accident/deductible-300/
- 500 CHF: 317.20 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/zh/opfikon/young-adult/no-accident/deductible-500/
- 1'000 CHF: 290.00 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/zh/opfikon/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 262.90 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/zh/opfikon/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 235.80 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/zh/opfikon/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 208.60 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/zh/opfikon/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 328.00 | 317.20 | 290.00 | 262.90 | 235.80 | 208.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 339.60 | 328.80 | 301.60 | 274.50 | 247.40 | 220.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 342.90 | 332.05 | 304.90 | 277.70 | 250.60 | 223.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 342.90 | 332.05 | 304.90 | 277.70 | 250.60 | 223.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 343.40 | 332.60 | 305.50 | 278.30 | 251.20 | 224.10 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 343.40 | 332.60 | 305.50 | 278.30 | 251.20 | 224.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 346.45 | 335.65 | 308.50 | 281.30 | 254.15 | 227.00 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 346.45 | 335.65 | 308.50 | 281.30 | 254.15 | 227.00 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 346.45 | 335.65 | 308.50 | 281.30 | 254.15 | 227.00 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 346.45 | 335.65 | 308.50 | 281.30 | 254.15 | 227.00 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 346.45 | 335.65 | 308.50 | 281.30 | 254.15 | 227.00 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 346.80 | 336.00 | 308.90 | 281.70 | 254.70 | 227.50 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 347.60 | 338.00 | 314.10 | 290.00 | 266.10 | 242.20 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 348.50 | 342.20 | 310.30 | 283.10 | 255.80 | 228.50 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 352.90 | 342.00 | 314.40 | 286.80 | 259.30 | 231.70 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 353.20 | 342.20 | 314.50 | 286.70 | 259.10 | 231.30 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 355.00 | 344.20 | 317.10 | 289.90 | 262.90 | 235.70 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 355.00 | 344.20 | 317.10 | 289.90 | 262.90 | 235.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 357.20 | 346.35 | 319.20 | 292.00 | 264.85 | 237.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 359.50 | 350.20 | 326.60 | 303.00 | 279.40 | 249.90 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 360.00 | 349.20 | 321.90 | 294.70 | 267.60 | 240.40 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 361.20 | 350.30 | 322.70 | 295.10 | 267.60 | 240.00 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 361.30 | 351.30 | 326.40 | 301.50 | 276.50 | 251.60 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 361.30 | 351.30 | 326.40 | 301.50 | 276.50 | 251.60 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 365.30 | 354.30 | 326.70 | 299.10 | 271.60 | 244.00 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Start | 366.40 | — | — | — | — | 247.00 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 367.70 | 357.50 | 332.20 | 306.90 | 281.50 | 256.20 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 367.80 | 357.00 | 329.80 | 302.80 | 275.60 | 250.10 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 368.10 | 357.10 | 329.40 | 301.60 | 274.00 | 246.20 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 368.40 | 357.60 | 330.30 | 303.10 | 276.00 | 248.70 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 369.20 | 363.00 | 331.00 | 303.80 | 276.50 | 249.30 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung | 369.40 | 358.50 | 331.00 | 303.60 | 276.20 | 248.80 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 369.70 | 359.50 | 334.00 | 308.60 | 283.00 | 257.50 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 372.10 | 361.40 | 334.20 | 307.00 | 280.00 | 260.50 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 373.80 | 363.10 | 336.10 | 308.70 | 281.70 | 254.80 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 373.90 | 362.90 | 335.20 | 307.40 | 279.80 | 252.00 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 376.20 | 365.40 | 338.20 | 311.10 | — | 256.90 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 376.30 | 365.50 | 338.40 | 311.20 | 284.20 | 257.00 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 378.90 | 368.70 | 345.00 | 313.80 | 294.30 | 259.90 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 379.20 | 368.20 | 340.80 | 313.40 | 286.00 | 258.50 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 379.30 | 368.40 | 345.60 | 318.50 | 287.10 | 259.90 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 380.00 | 370.00 | 344.80 | 319.60 | 294.40 | 269.20 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 380.10 | 369.90 | 345.70 | 315.00 | 293.70 | 261.10 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 380.60 | 369.80 | 342.70 | 315.50 | 288.40 | 261.30 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 382.40 | 371.70 | 344.70 | 317.30 | 290.30 | 263.40 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 382.40 | 371.70 | 344.70 | 317.30 | 290.30 | 263.40 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 382.60 | 371.80 | 344.70 | 317.50 | — | 263.30 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 382.60 | 371.80 | 344.60 | 317.50 | 290.40 | 263.20 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 382.80 | 372.00 | 344.90 | 317.70 | 290.60 | 263.50 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 382.80 | 372.00 | 344.90 | 317.70 | 290.70 | 263.50 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 385.80 | 375.00 | 347.90 | 320.70 | 293.70 | 266.50 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 386.70 | 376.00 | 348.80 | 321.60 | 294.60 | 267.40 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 386.80 | 376.10 | 349.10 | 321.70 | 294.70 | 267.80 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 387.20 | 376.40 | 349.30 | 322.10 | 295.00 | 267.90 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 388.60 | 378.60 | 353.30 | 328.10 | 302.90 | 277.70 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 388.70 | 382.40 | 350.50 | 323.20 | 296.00 | 268.70 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 389.00 | 378.10 | 350.80 | 323.60 | 296.30 | 269.10 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 389.10 | 378.30 | 351.20 | 324.00 | — | 269.80 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 389.10 | 378.30 | 351.20 | 324.00 | — | 269.80 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 389.40 | 378.60 | 351.50 | 324.30 | 297.20 | 270.10 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 389.40 | 378.60 | 351.50 | 324.30 | 297.20 | 270.10 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 389.70 | 378.70 | 350.90 | 323.20 | 295.50 | 267.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 389.90 | 383.70 | 351.70 | 324.50 | 297.20 | 270.00 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 392.10 | 381.30 | 354.20 | 327.00 | 300.00 | 272.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 392.20 | 381.40 | 373.60 | 365.90 | 338.80 | 311.70 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 392.30 | 381.60 | 354.60 | 327.20 | 300.20 | 273.20 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 392.30 | 381.60 | 354.60 | 327.20 | 300.20 | 273.20 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 392.60 | 381.90 | 354.80 | 327.60 | 300.50 | 273.40 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 392.90 | 382.70 | 356.90 | 331.20 | 305.50 | 279.70 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 393.10 | 382.40 | 355.50 | 328.00 | 301.10 | 274.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 393.30 | 382.50 | 361.80 | 334.70 | 301.10 | 274.00 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 395.50 | 384.70 | 357.60 | 330.40 | — | 276.20 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 395.60 | 384.90 | 357.70 | 330.50 | 303.50 | 279.10 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 395.90 | 385.20 | 358.20 | 330.80 | 303.80 | 276.80 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 396.70 | 386.00 | 359.00 | 331.60 | 304.60 | 277.60 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 400.20 | 389.40 | 362.30 | 335.10 | 308.00 | 289.20 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 400.40 | 389.70 | 362.70 | 335.30 | 308.30 | 281.30 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 401.30 | 390.60 | 363.40 | 336.20 | 309.20 | 282.00 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 401.30 | 390.60 | 363.40 | 336.20 | 309.20 | 282.00 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 401.90 | 390.70 | 363.10 | 335.40 | 307.60 | 280.00 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 402.30 | 396.10 | 364.20 | 336.90 | 309.70 | 282.40 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 403.10 | 394.30 | 372.40 | 351.00 | 329.60 | 287.30 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 403.50 | 392.70 | 365.40 | 338.10 | 310.80 | 286.60 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 404.10 | 397.50 | 370.40 | 343.30 | 311.90 | 284.70 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 405.50 | 394.80 | 367.80 | 340.40 | 313.40 | 286.40 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 407.30 | 400.80 | 378.00 | 350.80 | 332.30 | 305.20 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 407.80 | 397.10 | 369.70 | 342.40 | 315.20 | 291.00 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 409.30 | 398.50 | 371.30 | 344.20 | 317.10 | 290.00 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 409.30 | 398.50 | 371.30 | 344.20 | 317.10 | 290.00 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 409.80 | 398.85 | 371.45 | 344.00 | 316.60 | 289.20 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 410.60 | 404.40 | 372.50 | 345.20 | 318.00 | 290.70 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 410.60 | 399.80 | 372.60 | 345.50 | 318.40 | 291.20 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 412.70 | 401.80 | 374.20 | 346.60 | 319.10 | 291.50 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 413.20 | 402.50 | 375.30 | 348.20 | 321.10 | 293.90 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 414.00 | 403.30 | 376.30 | 348.90 | 321.90 | 294.90 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 414.20 | 403.20 | 375.80 | 348.40 | 320.95 | 293.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 414.60 | 403.60 | 375.80 | 348.10 | 320.40 | 292.70 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 414.80 | 408.50 | 376.60 | 349.40 | 322.10 | 294.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 417.00 | 410.50 | 387.60 | 360.50 | 338.80 | 311.70 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 417.30 | 406.40 | 379.10 | 351.90 | 324.60 | 297.40 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 418.10 | 407.30 | 380.10 | 353.00 | 325.90 | 298.80 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 418.60 | 407.60 | 380.50 | 353.30 | 326.10 | 298.90 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 419.80 | 409.00 | 381.80 | 354.70 | 327.60 | 300.40 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 422.70 | 411.80 | 384.60 | 357.30 | 330.00 | 302.80 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 424.40 | 413.60 | 386.50 | 359.30 | 332.20 | 305.10 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 429.70 | 419.00 | 392.00 | 364.60 | 337.60 | 310.60 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 429.70 | 418.80 | 391.60 | 364.30 | 337.00 | 309.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 430.80 | 419.80 | 392.60 | 365.30 | 338.10 | 310.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 431.00 | 420.20 | 393.00 | 365.90 | 338.80 | 311.70 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 431.00 | 420.20 | 393.00 | 365.90 | 338.80 | 311.70 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 431.80 | 420.90 | 393.50 | 366.00 | 338.70 | 311.20 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 435.30 | 424.40 | 397.10 | 369.90 | 342.60 | 315.30 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 436.00 | 425.00 | 397.60 | 370.20 | 342.75 | 315.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 437.10 | 426.10 | 398.90 | 371.60 | 344.40 | 317.10 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 438.50 | 427.70 | 400.40 | 373.10 | 345.90 | 318.60 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.00 | 429.20 | 402.10 | 374.90 | 347.80 | 320.70 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.40 | 429.70 | 402.50 | 375.30 | — | 321.10 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.70 | 430.00 | 403.10 | 375.60 | 348.70 | 321.70 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 444.50 | 433.60 | 406.40 | 379.10 | 351.80 | 324.60 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 452.40 | 441.70 | 414.70 | 387.30 | 360.30 | 333.40 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 453.40 | 442.50 | 415.20 | 387.90 | 360.70 | 333.40 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 458.40 | 447.50 | 420.20 | 393.00 | 365.70 | 338.50 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 461.30 | 450.50 | 423.40 | 396.20 | 369.20 | 342.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 463.00 | 452.10 | 424.90 | 397.60 | 370.40 | 343.10 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 489.70 | 478.90 | 451.40 | 424.00 | 396.60 | 369.20 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 494.40 | 483.40 | 456.20 | 428.90 | 401.70 | 374.40 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 515.90 | 505.55 | 479.75 | 448.85 | 417.90 | 392.10 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 542.70 | 531.90 | 504.75 | 477.60 | 445.00 | 415.20 |

128 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/opfikon/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/opfikon/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/opfikon/young-adult/no-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Opfikon for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in [Opfikon](https://praemiencheck.onedoc.ch/en/zh/opfikon/) is Assura (MediTel) at 328.00 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 357.20 CHF a month.

### How much does health insurance cost in Opfikon in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/zh/opfikon/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 328.00 CHF (Assura, MediTel) to 542.70 CHF (vita surselva, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 336.00 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Opfikon for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Assura, MediTel), the premium goes from 328.00 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/opfikon/young-adult/no-accident/deductible-300/) to 208.60 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/opfikon/young-adult/no-accident/deductible-2500/): 119.40 CHF less a month, 1'432.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'892 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Opfikon for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 357.20 CHF (Sanitas), family doctor / HMO 342.90 CHF (Sanitas), flexible model 339.60 CHF (Assura), telemedicine 328.00 CHF (Assura).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zh/opfikon/young-adult/no-accident/

## Related pages

- Without accident cover: from 208.60 to 542.70 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/opfikon/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/zh/opfikon/young-adult/no-accident/ — replace `zh` with your canton’s two-letter code (ge, vd, zh…) and `opfikon` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.