# Health insurance premiums 2026 in Neerach (ZH)

Neerach is in premium region 3 of the [canton of Zurich](https://praemiencheck.onedoc.ch/en/zh/).

In 2026, the cheapest health insurance premium in Neerach is:

- For [an adult without accident cover](https://praemiencheck.onedoc.ch/en/zh/neerach/adult/no-accident/): **401.25 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/neerach/adult/no-accident/deductible-300/) (Agrisano, AGRIsmart), **295.75 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/neerach/adult/no-accident/deductible-2500/) (Sanitas, TelMed (Compact One)).
- For [a young adult without accident cover](https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/no-accident/): **288.65 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/no-accident/deductible-300/) (rhenusana, sanmed24), **178.15 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/no-accident/deductible-2500/) (Assura, Qualimed).
- For [a child with accident cover](https://praemiencheck.onedoc.ch/en/zh/neerach/child/with-accident/): **88.95 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/neerach/child/with-accident/deductible-0/) (Agrisano, AGRIsmart), **58.85 CHF** with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/neerach/child/with-accident/deductible-600/) (Agrisano, AGRIsmart).

## Without accident cover: from 295.75 to 569.45 CHF a month depending on the deductible and the model

127 offers from 27 health insurers. With a deductible of 300 CHF, the cheapest is **401.25 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 569.45 CHF with Groupe Mutuel – Philos (Standard model).

Lowest premium:
- 300 CHF: 401.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/adult/no-accident/deductible-300/
- 500 CHF: 391.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/adult/no-accident/deductible-500/
- 1'000 CHF: 367.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/adult/no-accident/deductible-1000/
- 1'500 CHF: 344.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/adult/no-accident/deductible-1500/
- 2'000 CHF: 319.25 CHF (rhenusana, sanmed24) — https://praemiencheck.onedoc.ch/en/zh/neerach/adult/no-accident/deductible-2000/
- 2'500 CHF: 295.75 CHF (Sanitas, TelMed (Compact One)) — https://praemiencheck.onedoc.ch/en/zh/neerach/adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 401.25 | 391.65 | 367.95 | 344.05 | 320.25 | 296.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 407.85 | 398.25 | 374.15 | 349.95 | 325.85 | 301.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 411.35 | 402.15 | 375.15 | 346.35 | 319.25 | 295.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 413.25 | 404.05 | 377.05 | 348.25 | 321.15 | 296.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 415.15 | 404.35 | 377.15 | 349.95 | 322.85 | 295.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 416.25 | 405.45 | 378.35 | 351.15 | 324.15 | 296.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 417.15 | 406.35 | 379.15 | 352.05 | 324.95 | 297.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 417.25 | 407.45 | 382.75 | 358.05 | 333.45 | 308.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 419.95 | 409.15 | 381.95 | 354.75 | 327.70 | 300.50 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 420.55 | 409.65 | 382.15 | 354.75 | 327.35 | 299.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 420.95 | 410.15 | 382.95 | 355.85 | 328.75 | 301.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 421.95 | 412.05 | 387.05 | 362.05 | 337.15 | 312.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 422.45 | 412.45 | 387.35 | 362.35 | 337.25 | 312.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 425.75 | 416.35 | 392.65 | 369.15 | 345.55 | 314.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 425.85 | 414.95 | 392.85 | 365.75 | 333.55 | 306.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 427.15 | 416.35 | 389.25 | 362.05 | 335.05 | 307.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 427.15 | 416.35 | 389.25 | 362.05 | 335.05 | 307.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 427.25 | 421.05 | 389.15 | 361.85 | 334.55 | 307.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 427.85 | 417.85 | 392.95 | 368.05 | 343.05 | 318.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 427.85 | 417.85 | 392.95 | 368.05 | 343.05 | 318.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 428.05 | 417.35 | 390.15 | 362.95 | 335.95 | 308.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 429.15 | 418.35 | 391.15 | 364.05 | 336.95 | 309.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 429.15 | 418.35 | 391.15 | 364.05 | 336.95 | 309.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 429.55 | 418.75 | 396.65 | 369.55 | 337.35 | 310.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 429.55 | 419.35 | 393.95 | 368.35 | 342.85 | 317.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 430.75 | 419.75 | 392.15 | 364.55 | 337.05 | 309.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 431.05 | 420.25 | 392.95 | 365.65 | 338.45 | 311.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 432.85 | 422.05 | 394.85 | 367.75 | 340.65 | 313.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 434.15 | 423.35 | 396.15 | 369.05 | 341.95 | 314.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 434.65 | 423.75 | 411.85 | 399.85 | 387.95 | 360.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 435.75 | 424.85 | 397.55 | 370.35 | 343.05 | 315.75 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 435.95 | 425.00 | 397.55 | 370.15 | 342.75 | 315.30 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 436.85 | 425.95 | 398.65 | 371.35 | 344.15 | 316.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 437.55 | 426.75 | 399.65 | 372.45 | 345.45 | 318.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 438.25 | 427.35 | 399.75 | 372.15 | 344.65 | 317.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 438.25 | 427.45 | 400.35 | 373.15 | — | 318.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 438.25 | 427.45 | 400.35 | 373.15 | — | 318.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 439.55 | 428.75 | 401.55 | 374.35 | 347.25 | 320.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 439.75 | 428.85 | 406.75 | 379.65 | 347.45 | 320.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 440.45 | 429.35 | 401.65 | 373.95 | 346.25 | 318.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 440.55 | 429.75 | 402.65 | 375.55 | 348.35 | 321.25 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 440.65 | 429.65 | 402.25 | 374.85 | 347.40 | 320.00 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 441.15 | 430.35 | 403.15 | 376.05 | 348.95 | 321.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 441.15 | 430.35 | 403.15 | 376.05 | 348.95 | 321.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 441.35 | 430.35 | 402.55 | 374.85 | 347.25 | 319.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 441.95 | 431.15 | 403.95 | 376.85 | 349.75 | 322.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 442.75 | 431.95 | 404.85 | 377.65 | 350.65 | 323.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 442.85 | 431.85 | 404.15 | 376.35 | 348.75 | 320.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 444.35 | 433.55 | 406.35 | 379.15 | 352.05 | 324.90 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 444.55 | 433.75 | 406.55 | 379.45 | 352.35 | 325.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 445.95 | 434.95 | 407.35 | 379.75 | 352.25 | 324.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 449.20 | 438.40 | 411.25 | 384.05 | 356.95 | 329.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 449.20 | 438.40 | 411.25 | 384.05 | 356.95 | 329.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 449.35 | 438.55 | 411.35 | 384.15 | 357.05 | 329.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 450.55 | 439.85 | 412.65 | 385.45 | 358.45 | 331.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 450.85 | 440.05 | 412.75 | 385.45 | 358.25 | 330.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 451.05 | 440.25 | 418.15 | 391.05 | 363.95 | 336.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 452.95 | 442.25 | 415.35 | 387.85 | 360.95 | 333.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 453.25 | 442.45 | 415.25 | 388.15 | 361.05 | 333.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 453.25 | 442.45 | 415.25 | 388.15 | 361.05 | 333.85 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 454.05 | 443.15 | 415.75 | 388.25 | 360.95 | 333.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 457.25 | 446.55 | 419.35 | 392.15 | 365.15 | 337.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 457.25 | 446.55 | 419.35 | 392.15 | 365.15 | 337.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 457.25 | 446.55 | 419.35 | 392.15 | 365.15 | 337.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 458.55 | 447.75 | 420.65 | 393.45 | — | 339.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 458.65 | 447.85 | 425.75 | 398.65 | 371.45 | 344.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 459.95 | 449.15 | 421.95 | 394.85 | 367.75 | 340.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 459.95 | 449.15 | 421.95 | 394.85 | 367.75 | 340.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 459.95 | 449.05 | 421.85 | 394.55 | 367.25 | 340.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 459.95 | 449.05 | 421.85 | 394.55 | 367.25 | 340.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 460.95 | 450.25 | 423.25 | 395.85 | 368.85 | 341.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 462.05 | 451.45 | 424.45 | 396.95 | 370.05 | 343.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 462.25 | 452.05 | 426.45 | 400.35 | 374.75 | 349.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 462.55 | 451.75 | 424.65 | 397.45 | — | 343.25 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 464.10 | 453.15 | 425.70 | 398.30 | 370.90 | 343.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 464.15 | 453.25 | 425.85 | 398.35 | 371.05 | 343.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 464.65 | 458.35 | 426.45 | 399.15 | 371.95 | 344.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 464.65 | 458.35 | 426.45 | 399.15 | 371.95 | 344.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 464.65 | 458.35 | 426.45 | 399.15 | 371.95 | 344.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 465.35 | 454.55 | 427.35 | 400.25 | 373.15 | 346.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 465.45 | 454.65 | 427.55 | 400.35 | 373.35 | 346.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 466.45 | 455.45 | 427.65 | 399.95 | 372.25 | 344.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 467.35 | 456.25 | 428.65 | 400.85 | 373.15 | 345.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 468.25 | 457.45 | 430.35 | 403.15 | 376.15 | 348.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 468.85 | 458.05 | 430.85 | 403.75 | 376.65 | 349.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 474.05 | 463.25 | 436.05 | 408.95 | 381.85 | 354.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 474.65 | 463.85 | 436.75 | 409.55 | 382.55 | 355.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 474.75 | 463.95 | 436.75 | 409.65 | — | 355.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 475.25 | 469.05 | 437.15 | 409.85 | 382.55 | 355.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 475.65 | 464.75 | 437.55 | 410.25 | 383.05 | 355.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 475.85 | 465.15 | 438.15 | 410.75 | 383.75 | 356.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 475.85 | 465.15 | 438.15 | 410.75 | 383.75 | 356.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 476.85 | 466.15 | 439.15 | 411.75 | 384.75 | 357.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 478.55 | 468.35 | 442.75 | 416.75 | 391.05 | 365.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 483.45 | 472.65 | 445.55 | 418.35 | 391.25 | 364.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 486.15 | 475.45 | 448.45 | 421.05 | 394.05 | 367.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 486.15 | 475.85 | 450.25 | 424.25 | 398.55 | 373.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 488.95 | 478.25 | 451.35 | 423.85 | 396.95 | 369.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 489.25 | 478.45 | 451.15 | 423.85 | 396.65 | 377.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 490.05 | 479.25 | 452.05 | 425.05 | 397.85 | 370.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 491.35 | 480.45 | 453.15 | 425.95 | 398.65 | 371.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 495.05 | 484.15 | 456.95 | 429.65 | 402.45 | 375.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 496.55 | 485.55 | 457.75 | 430.05 | 402.45 | 374.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 498.35 | 487.45 | 460.15 | 432.95 | 405.65 | 378.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 500.35 | 489.55 | 462.35 | 435.25 | 408.15 | 381.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 500.35 | 489.55 | 462.35 | 435.25 | 408.15 | 381.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 501.45 | 490.55 | 463.25 | 436.05 | 408.75 | 381.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 504.55 | 493.55 | 465.95 | 438.35 | 410.85 | 383.25 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 506.35 | 495.55 | 468.25 | 440.95 | 413.75 | 394.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 509.05 | 498.35 | 471.45 | 443.95 | 417.05 | 390.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 514.55 | 503.65 | 476.35 | 449.15 | 421.85 | 394.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 514.75 | 503.95 | 476.75 | 449.65 | 422.55 | 395.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 515.65 | 504.95 | 477.75 | 450.55 | 423.55 | 396.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 517.05 | 506.60 | 480.50 | 449.15 | 423.05 | 391.70 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 519.25 | 508.45 | 481.35 | 454.15 | — | 399.95 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 519.35 | 508.55 | 481.05 | 453.65 | 426.25 | 398.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 520.35 | 509.55 | 482.45 | 455.25 | 428.15 | 401.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 523.25 | 517.05 | 485.15 | 457.85 | 430.65 | 403.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 524.45 | 513.75 | 486.75 | 459.35 | 432.35 | 405.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 528.65 | 522.35 | 490.45 | 463.15 | 435.95 | 408.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 530.75 | 519.85 | 492.55 | 465.35 | 438.05 | 410.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 535.05 | 524.15 | 496.95 | 469.65 | 442.35 | 415.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 535.65 | 524.75 | 497.45 | 470.25 | 442.95 | 415.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 544.55 | 533.85 | 506.85 | 479.45 | 452.45 | 425.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 544.55 | 533.55 | 506.05 | 478.60 | 451.10 | 418.10 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 563.15 | 552.35 | 525.05 | 497.75 | 470.55 | 443.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 569.45 | 558.75 | 531.75 | 504.35 | 477.35 | 450.35 |

127 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/neerach/adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/neerach/adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/neerach/adult/no-accident.md

## With accident cover: from 312.25 to 612.65 CHF a month depending on the deductible and the model

127 offers from 27 health insurers. With a deductible of 300 CHF, the cheapest is **422.65 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 612.65 CHF with Groupe Mutuel – Philos (Standard model).

Lowest premium:
- 300 CHF: 422.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/adult/with-accident/deductible-300/
- 500 CHF: 412.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/adult/with-accident/deductible-500/
- 1'000 CHF: 387.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/adult/with-accident/deductible-1000/
- 1'500 CHF: 362.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/adult/with-accident/deductible-1500/
- 2'000 CHF: 337.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/adult/with-accident/deductible-2000/
- 2'500 CHF: 312.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 422.65 | 412.55 | 387.55 | 362.45 | 337.35 | 312.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 434.25 | 424.05 | 398.35 | 372.65 | 347.05 | 321.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 442.75 | 432.75 | 403.75 | 372.75 | 343.65 | 318.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 444.25 | 433.75 | 407.45 | 381.25 | 355.05 | 328.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 444.75 | 434.85 | 405.75 | 374.85 | 345.65 | 318.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 444.95 | 434.45 | 408.05 | 381.65 | 355.25 | 328.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 446.25 | 434.65 | 405.45 | 376.25 | 347.15 | 317.95 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 447.65 | 436.05 | 406.85 | 377.65 | 348.55 | 319.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 447.95 | 436.35 | 407.15 | 377.95 | 348.85 | 319.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 448.85 | 437.25 | 408.05 | 378.85 | 349.75 | 320.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 449.25 | 438.65 | 412.05 | 385.55 | 359.05 | 332.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 451.45 | 439.85 | 410.65 | 381.45 | 352.35 | 323.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 452.45 | 441.65 | 414.95 | 388.05 | 361.15 | 334.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 452.95 | 441.35 | 412.15 | 382.95 | 353.85 | 324.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 456.05 | 444.45 | 415.25 | 386.05 | 356.95 | 327.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 457.55 | 450.85 | 416.65 | 387.55 | 358.35 | 329.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 458.05 | 447.95 | 422.55 | 397.25 | 371.85 | 338.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 458.25 | 446.55 | 422.85 | 393.65 | 359.05 | 329.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 459.65 | 448.05 | 418.85 | 389.65 | 360.55 | 331.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 459.65 | 448.05 | 418.85 | 389.65 | 360.55 | 331.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 460.45 | 449.65 | 422.85 | 396.05 | 369.25 | 342.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 460.45 | 449.65 | 422.85 | 396.05 | 369.25 | 342.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 460.65 | 449.05 | 419.85 | 390.65 | 361.55 | 332.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 461.35 | 449.75 | 420.55 | 391.35 | 362.25 | 333.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 461.75 | 450.15 | 420.95 | 391.75 | 362.65 | 333.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 461.75 | 450.15 | 420.95 | 391.75 | 362.65 | 333.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 462.35 | 450.65 | 426.95 | 397.75 | 363.15 | 333.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 463.85 | 452.25 | 423.05 | 393.85 | 364.75 | 335.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 464.05 | 452.45 | 423.25 | 394.05 | 364.95 | 335.75 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 464.10 | 452.45 | 423.25 | 394.10 | 364.95 | 335.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 464.85 | 453.25 | 424.05 | 394.85 | 365.75 | 336.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 465.75 | 454.15 | 424.95 | 395.75 | 366.65 | 337.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 466.45 | 454.85 | 425.65 | 396.45 | 367.35 | 338.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 466.55 | 454.95 | 425.75 | 396.55 | 367.45 | 338.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 467.25 | 455.65 | 426.45 | 397.25 | 368.15 | 338.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 467.75 | 456.05 | 443.25 | 430.35 | 417.45 | 388.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 467.75 | 456.05 | 426.85 | 397.75 | 368.55 | 339.35 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 469.10 | 457.40 | 428.25 | 399.10 | 369.90 | 340.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 470.85 | 459.25 | 430.05 | 400.85 | 371.75 | 342.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 471.65 | 460.05 | 430.85 | 401.65 | — | 343.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 471.65 | 460.05 | 430.85 | 401.65 | — | 343.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 472.15 | 460.55 | 431.35 | 402.15 | 373.05 | 343.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 472.45 | 460.85 | 431.65 | 402.45 | 373.35 | 344.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 473.15 | 461.55 | 437.75 | 408.65 | 374.05 | 344.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 474.05 | 462.45 | 433.25 | 404.15 | 374.95 | 345.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 474.65 | 463.05 | 433.85 | 404.65 | 375.55 | 346.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 474.65 | 463.05 | 433.85 | 404.65 | 375.55 | 346.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 475.55 | 463.95 | 434.75 | 405.55 | 376.45 | 347.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 476.45 | 464.85 | 435.65 | 406.45 | 377.35 | 348.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 477.65 | 466.05 | 436.85 | 407.65 | 378.55 | 349.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 478.35 | 466.75 | 437.55 | 408.35 | 379.25 | 350.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 482.55 | 470.95 | 441.75 | 412.55 | 383.45 | 354.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 482.90 | 471.30 | 442.10 | 412.90 | 383.80 | 354.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 482.90 | 471.30 | 442.10 | 412.90 | 383.80 | 354.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 482.95 | 471.35 | 442.15 | 412.95 | 383.85 | 354.65 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 483.35 | 471.75 | 442.55 | 413.35 | 384.25 | 355.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 484.85 | 473.25 | 444.05 | 414.85 | 385.75 | 356.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 485.45 | 473.75 | 450.05 | 420.85 | 391.65 | 362.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 487.45 | 475.95 | 446.95 | 417.45 | 388.45 | 359.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 487.65 | 476.05 | 446.85 | 417.65 | 388.55 | 359.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 487.65 | 476.05 | 446.85 | 417.65 | 388.55 | 359.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 491.25 | 479.65 | 450.45 | 421.25 | 392.15 | 362.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 492.05 | 480.45 | 451.25 | 422.05 | 392.95 | 363.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 492.05 | 480.45 | 451.25 | 422.05 | 392.95 | 363.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 492.05 | 480.45 | 451.25 | 422.05 | 392.95 | 363.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 492.25 | 480.55 | 451.45 | 422.25 | 393.05 | 363.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 492.55 | 480.85 | 451.65 | 422.55 | 393.35 | 364.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 492.55 | 480.85 | 451.65 | 422.55 | 393.35 | 364.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 493.45 | 481.85 | 452.65 | 423.45 | — | 365.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 493.55 | 481.85 | 458.15 | 428.95 | 399.85 | 370.65 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 494.05 | 482.40 | 453.20 | 424.05 | 394.90 | 365.70 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 494.15 | 482.55 | 453.35 | 424.15 | 395.05 | 365.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 494.95 | 483.25 | 454.05 | 424.95 | 395.75 | 366.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 494.95 | 483.25 | 454.05 | 424.95 | 395.75 | 366.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 495.95 | 484.45 | 455.45 | 425.95 | 396.95 | 367.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 497.25 | 485.75 | 456.75 | 427.25 | 398.25 | 369.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 497.45 | 486.45 | 458.95 | 430.95 | 403.35 | 375.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 497.45 | 490.75 | 456.65 | 427.45 | 398.25 | 369.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 497.45 | 490.75 | 456.65 | 427.45 | 398.25 | 369.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 497.45 | 490.75 | 456.65 | 427.45 | 398.25 | 369.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 497.75 | 486.15 | 456.95 | 427.75 | — | 369.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 500.75 | 489.15 | 459.95 | 430.75 | 401.65 | 372.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 500.85 | 489.25 | 460.05 | 430.85 | 401.75 | 372.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 503.85 | 492.25 | 463.05 | 433.85 | 404.75 | 375.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 504.45 | 492.85 | 463.65 | 434.45 | 405.35 | 376.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 508.85 | 502.25 | 468.05 | 438.85 | 409.75 | 380.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 509.35 | 497.65 | 468.45 | 439.35 | 410.15 | 380.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 510.05 | 498.45 | 469.25 | 440.05 | 410.95 | 381.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 510.75 | 499.15 | 469.95 | 440.75 | 411.65 | 382.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 510.85 | 499.25 | 470.05 | 440.85 | — | 382.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 512.05 | 500.55 | 471.55 | 442.05 | 413.05 | 384.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 512.05 | 500.55 | 471.55 | 442.05 | 413.05 | 384.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 513.05 | 501.55 | 472.55 | 443.05 | 414.05 | 385.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 514.95 | 503.95 | 476.45 | 448.45 | 420.85 | 393.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 519.65 | 508.05 | 478.85 | 449.65 | 420.55 | 391.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 520.20 | 509.70 | 483.45 | 451.90 | 425.65 | 394.10 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 522.95 | 511.35 | 482.15 | 452.95 | 423.85 | 394.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 523.05 | 511.55 | 482.55 | 453.05 | 424.05 | 395.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 523.05 | 512.05 | 484.55 | 456.55 | 428.95 | 401.45 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 523.65 | 512.05 | 482.85 | 453.65 | 424.55 | 403.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 526.05 | 514.35 | 485.25 | 456.05 | 426.85 | 397.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 526.15 | 514.65 | 485.65 | 456.15 | 427.15 | 398.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 527.25 | 515.65 | 486.45 | 457.35 | 428.15 | 398.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 530.05 | 518.45 | 489.25 | 460.05 | 430.95 | 401.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 533.55 | 521.85 | 492.75 | 463.55 | 434.35 | 405.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 534.15 | 522.55 | 493.35 | 464.15 | 435.05 | 405.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 536.65 | 524.95 | 495.75 | 466.65 | 437.45 | 408.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 538.35 | 526.75 | 497.55 | 468.35 | 439.25 | 410.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 538.35 | 526.75 | 497.55 | 468.35 | 439.25 | 410.05 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 541.95 | 530.35 | 501.15 | 471.95 | 442.85 | 421.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 547.75 | 536.25 | 507.25 | 477.75 | 448.75 | 419.75 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 547.85 | 536.80 | 509.15 | 481.50 | 453.85 | 420.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 550.95 | 539.25 | 510.05 | 480.95 | 451.75 | 422.55 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 552.85 | 541.25 | 512.05 | 482.85 | 453.75 | 424.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 553.85 | 542.25 | 513.05 | 483.85 | 454.75 | 425.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 554.85 | 543.25 | 514.05 | 484.85 | 455.75 | 426.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 558.75 | 547.15 | 517.95 | 488.75 | — | 430.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 559.85 | 548.25 | 519.05 | 489.85 | 460.75 | 431.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 560.25 | 553.55 | 519.45 | 490.25 | 461.05 | 431.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 564.35 | 552.85 | 523.85 | 494.35 | 465.35 | 436.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 565.95 | 559.25 | 525.15 | 495.95 | 466.75 | 437.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 568.25 | 556.55 | 527.45 | 498.25 | 469.05 | 439.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 572.85 | 561.15 | 532.05 | 502.85 | 473.65 | 444.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 573.45 | 561.75 | 532.65 | 503.45 | 474.25 | 445.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 585.95 | 574.45 | 545.45 | 515.95 | 486.95 | 457.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 602.65 | 591.05 | 561.85 | 532.65 | 503.55 | 474.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 612.65 | 601.15 | 572.15 | 542.65 | 513.65 | 484.65 |

127 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/neerach/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/neerach/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/neerach/adult/with-accident.md

## Without accident cover: from 178.15 to 479.90 CHF a month depending on the deductible and the model

127 offers from 27 health insurers. With a deductible of 300 CHF, the cheapest is **288.65 CHF** a month with **rhenusana** (sanmed24), the most expensive 479.90 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 288.65 CHF (rhenusana, sanmed24) — https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/no-accident/deductible-300/
- 500 CHF: 279.85 CHF (rhenusana, sanmed24) — https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/no-accident/deductible-500/
- 1'000 CHF: 256.75 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 229.65 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 202.55 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 178.15 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 288.65 | 279.85 | 259.85 | 231.95 | 217.05 | 182.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 291.55 | 281.95 | 258.15 | 234.35 | 210.55 | 186.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 294.75 | 283.95 | 256.75 | 229.65 | 202.55 | 178.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 295.45 | 286.65 | 266.65 | 236.85 | 222.95 | 182.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 299.70 | 288.90 | 261.70 | 234.55 | 207.45 | 180.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 299.85 | 289.05 | 261.95 | 234.75 | 207.65 | 180.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 301.45 | 295.15 | 263.25 | 235.95 | 208.75 | 195.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 302.85 | 292.05 | 264.90 | 237.70 | 210.60 | 183.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 302.85 | 292.05 | 264.90 | 237.70 | 210.60 | 183.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 302.85 | 292.05 | 264.90 | 237.70 | 210.60 | 183.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 303.05 | 292.25 | 265.05 | 237.85 | 210.75 | 183.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 303.05 | 292.25 | 265.05 | 237.85 | 210.75 | 183.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 303.25 | 292.45 | 265.35 | 238.15 | 211.15 | 183.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 303.25 | 292.45 | 265.35 | 238.15 | 211.15 | 183.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 306.75 | 295.95 | 268.85 | 241.65 | 214.55 | 187.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 307.05 | 296.95 | 271.95 | 246.85 | 221.75 | 196.75 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 307.25 | 296.35 | 268.95 | 241.45 | 214.15 | 194.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 310.95 | 300.95 | 276.05 | 251.15 | 226.15 | 201.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 310.95 | 300.95 | 276.05 | 251.15 | 226.15 | 201.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 310.95 | 300.15 | 272.95 | 245.85 | 218.75 | 191.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 311.75 | 300.95 | 273.85 | 246.65 | 219.55 | 192.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 311.75 | 300.95 | 273.85 | 246.65 | 219.55 | 192.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 312.25 | 301.95 | 276.55 | 251.05 | 225.55 | 200.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 312.55 | 301.75 | 274.55 | 247.35 | 220.25 | 193.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 313.75 | 304.35 | 280.65 | 257.25 | 233.55 | 214.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 314.45 | 303.65 | 276.55 | 249.35 | 222.25 | 195.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 319.85 | 309.05 | 281.85 | 254.75 | 227.65 | 200.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 321.75 | 310.85 | 283.25 | 255.65 | 228.15 | 200.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 323.35 | 312.55 | 285.45 | 258.25 | 231.25 | 204.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 323.85 | 317.55 | 285.65 | 258.35 | 231.15 | 203.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 324.75 | 313.95 | 286.85 | 259.75 | 232.65 | 206.75 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 325.75 | 314.85 | 287.45 | 259.95 | 232.65 | 206.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 325.75 | 314.85 | 291.55 | 264.45 | 233.45 | 206.35 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 326.95 | 316.00 | 288.55 | 261.15 | 233.75 | 206.30 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 327.05 | 316.15 | 288.85 | 261.55 | 234.35 | 207.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 327.05 | 316.15 | 288.85 | 261.55 | 234.35 | 207.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 327.55 | 316.55 | 288.95 | 261.35 | 233.85 | 206.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 328.95 | 317.95 | 290.25 | 262.45 | 234.85 | 207.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 329.75 | 318.75 | 290.95 | 263.25 | 235.55 | 207.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 330.15 | 319.35 | 292.25 | 265.05 | 238.05 | 210.85 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 330.50 | 319.50 | 292.10 | 264.70 | 237.25 | 209.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 330.55 | 319.85 | 292.95 | 265.45 | 238.55 | 211.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 330.85 | 319.85 | 292.15 | 264.35 | 236.75 | 208.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 332.15 | 321.35 | 294.15 | 267.05 | 239.95 | 212.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 332.45 | 321.65 | 294.55 | 267.35 | 240.25 | 213.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 332.45 | 321.65 | 294.55 | 267.35 | 240.25 | 213.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 332.45 | 321.65 | 294.55 | 267.35 | 240.25 | 213.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 332.55 | 321.85 | 294.85 | 267.45 | 240.45 | 213.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 333.25 | 322.25 | 294.65 | 267.05 | 239.55 | 211.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 333.55 | 323.95 | 299.75 | 275.65 | 251.55 | 227.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 334.35 | 325.65 | 304.65 | 283.25 | 262.85 | 221.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 334.45 | 323.55 | 296.45 | 269.35 | 242.15 | 215.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 334.45 | 323.55 | 296.45 | 269.35 | 242.15 | 215.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 335.55 | 324.75 | 297.65 | 270.45 | 243.35 | 216.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 336.15 | 325.25 | 313.35 | 297.55 | 281.85 | 254.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 336.15 | 325.25 | 307.65 | 280.55 | 245.85 | 218.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 336.35 | 325.65 | 298.65 | 271.25 | 244.25 | 217.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 337.95 | 327.15 | 300.05 | 272.85 | 245.85 | 218.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 337.95 | 327.15 | 300.05 | 272.85 | 245.85 | 218.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 338.35 | 327.65 | 300.45 | 273.35 | 246.25 | 219.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 339.75 | 328.65 | 301.05 | 273.25 | 245.55 | 217.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 340.25 | 329.55 | 302.55 | 275.15 | 248.15 | 221.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 340.65 | 329.85 | 302.75 | 275.55 | 248.55 | 221.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 340.65 | 329.85 | 302.75 | 275.55 | 248.55 | 221.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 341.25 | 331.45 | 306.75 | 281.95 | 257.35 | 232.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 345.05 | 335.15 | 310.15 | 285.15 | 260.25 | 235.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 345.35 | 334.45 | 307.15 | 279.85 | 252.65 | 225.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 346.25 | 339.95 | 308.05 | 280.75 | 253.55 | 226.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 346.95 | 340.75 | 308.75 | 281.55 | 254.25 | 227.05 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 348.15 | 337.20 | 309.75 | 282.35 | 254.95 | 227.50 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 348.55 | 337.55 | 309.75 | 282.05 | 254.35 | 226.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 349.05 | 338.25 | 311.05 | 283.95 | 256.85 | 229.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 349.45 | 342.35 | 315.25 | 288.15 | 257.15 | 230.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 349.95 | 339.15 | 312.05 | 284.85 | 257.85 | 230.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 353.15 | 342.35 | 315.15 | 288.05 | 260.95 | 233.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 353.25 | 342.55 | 315.55 | 288.15 | 261.15 | 234.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 353.25 | 342.55 | 315.55 | 288.15 | 261.15 | 234.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 354.15 | 343.35 | 316.15 | 289.05 | 261.95 | 234.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 354.25 | 343.55 | 316.35 | 289.15 | — | 234.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 354.25 | 343.55 | 316.35 | 289.15 | — | 234.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 355.25 | 344.65 | 317.65 | 290.15 | 263.25 | 236.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 356.05 | 345.25 | 318.05 | 292.85 | 267.65 | 244.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 357.45 | 351.15 | 319.25 | 291.95 | 264.75 | 237.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 359.55 | 348.65 | 321.45 | 294.15 | 266.95 | 239.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 361.35 | 350.55 | 323.35 | 296.35 | 269.15 | 242.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 361.55 | 350.75 | 323.55 | 296.45 | 269.35 | 242.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 361.55 | 350.75 | 323.55 | 296.45 | 269.35 | 242.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 364.75 | 353.85 | 326.65 | 299.35 | 272.15 | 244.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 364.85 | 358.65 | 326.75 | 299.45 | 272.15 | 244.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 365.45 | 354.75 | 327.85 | 300.35 | 273.45 | 246.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 365.95 | 355.05 | 327.75 | 300.45 | 273.25 | 245.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 366.55 | 355.65 | 328.35 | 301.05 | 273.85 | 246.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 368.45 | 357.75 | 330.75 | 303.35 | 276.35 | 249.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 368.65 | 362.35 | 330.45 | 303.15 | 275.95 | 248.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 369.35 | 358.55 | 331.45 | 304.25 | — | 250.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 371.15 | 360.15 | 332.35 | 304.65 | 277.05 | 249.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 372.35 | 361.55 | 334.35 | 307.25 | — | 253.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 373.95 | 363.15 | 336.05 | 308.85 | 281.85 | 254.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 374.05 | 363.25 | 336.05 | 308.95 | 281.85 | 254.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 374.05 | 363.25 | 336.05 | 308.95 | 281.85 | 254.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 374.75 | 363.85 | 336.55 | 309.25 | 282.05 | 254.75 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 376.65 | 365.85 | 338.55 | 311.25 | 284.05 | 264.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 377.15 | 366.15 | 338.55 | 311.05 | 283.55 | 255.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 377.15 | 366.45 | 339.45 | 312.05 | 285.05 | 258.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 378.15 | 367.35 | 340.25 | 313.05 | 285.95 | 258.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 378.55 | 367.65 | 340.55 | 313.45 | 286.25 | 259.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 379.75 | 368.75 | 341.35 | 313.95 | 286.55 | 259.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 380.75 | 369.95 | 342.65 | 315.35 | 288.15 | 268.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 380.75 | 370.05 | 343.05 | 315.65 | 288.65 | 261.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 381.35 | 370.55 | 343.45 | 316.25 | — | 262.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 381.55 | 370.85 | 343.85 | 316.45 | 289.45 | 262.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 391.45 | 380.55 | 353.25 | 325.95 | 298.75 | 271.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 392.65 | 381.75 | 354.55 | 327.25 | 300.05 | 272.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 394.65 | 383.95 | 356.95 | 329.55 | 302.55 | 275.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 402.15 | 391.45 | 364.45 | 337.05 | 310.05 | 283.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 405.05 | 394.15 | 366.95 | 339.65 | 312.35 | 285.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 409.35 | 398.45 | 371.15 | 343.95 | 316.65 | 289.45 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 409.75 | 398.95 | 371.65 | 344.35 | 317.15 | 289.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 411.55 | 400.75 | 373.55 | 346.45 | 319.35 | 292.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 414.35 | 403.55 | 376.45 | 349.25 | — | 295.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 417.85 | 406.95 | 379.75 | 352.45 | 325.15 | 297.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 422.15 | 411.25 | 383.95 | 356.75 | 329.45 | 302.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 426.95 | 416.05 | 388.75 | 361.55 | 334.25 | 307.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 431.75 | 421.05 | 394.05 | 366.65 | 339.65 | 312.75 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 440.65 | 429.85 | 402.35 | 374.95 | 347.55 | 320.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 455.65 | 446.45 | 418.80 | 391.15 | 358.90 | 331.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 479.90 | 470.25 | 441.10 | 412.05 | 382.90 | 353.80 |

127 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/no-accident.md

## With accident cover: from 191.85 to 482.85 CHF a month depending on the deductible and the model

127 offers from 27 health insurers. With a deductible of 300 CHF, the cheapest is **307.15 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 482.85 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 307.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/with-accident/deductible-300/
- 500 CHF: 297.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/with-accident/deductible-500/
- 1'000 CHF: 272.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 246.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 218.15 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 191.85 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 307.15 | 297.05 | 272.05 | 246.95 | 221.85 | 196.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 310.75 | 301.25 | 279.75 | 249.75 | 233.75 | 196.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 317.25 | 305.65 | 276.45 | 247.25 | 218.15 | 191.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 318.05 | 308.55 | 287.05 | 255.05 | 240.05 | 196.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 322.30 | 310.70 | 281.50 | 252.30 | 223.20 | 194.00 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 322.45 | 310.85 | 281.65 | 252.45 | 223.35 | 194.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 322.85 | 316.15 | 281.95 | 252.85 | 223.65 | 208.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 323.45 | 312.85 | 286.55 | 260.15 | 233.65 | 207.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 325.70 | 314.10 | 284.90 | 255.70 | 226.60 | 197.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 325.70 | 314.10 | 284.90 | 255.70 | 226.60 | 197.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 325.70 | 314.10 | 284.90 | 255.70 | 226.60 | 197.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 325.85 | 314.25 | 285.05 | 255.85 | 226.75 | 197.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 325.85 | 314.25 | 285.05 | 255.85 | 226.75 | 197.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 326.45 | 314.85 | 285.65 | 256.45 | 227.35 | 198.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 326.45 | 314.85 | 285.65 | 256.45 | 227.35 | 198.15 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 327.15 | 315.55 | 286.35 | 257.15 | 228.05 | 207.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 328.95 | 318.15 | 291.35 | 264.55 | 237.65 | 210.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 330.25 | 318.65 | 289.45 | 260.25 | 231.15 | 201.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 334.65 | 323.05 | 293.85 | 264.65 | 235.55 | 206.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 334.75 | 323.95 | 297.15 | 270.35 | 243.55 | 216.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 334.75 | 323.95 | 297.15 | 270.35 | 243.55 | 216.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 335.55 | 323.95 | 294.75 | 265.55 | 236.45 | 207.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 335.55 | 323.95 | 294.75 | 265.55 | 236.45 | 207.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 336.05 | 324.45 | 295.25 | 266.05 | 236.95 | 207.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 337.65 | 327.55 | 302.15 | 276.85 | 251.45 | 231.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 338.45 | 326.85 | 297.65 | 268.45 | 239.35 | 210.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 340.75 | 329.15 | 299.95 | 270.75 | 241.65 | 212.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 344.25 | 332.65 | 303.45 | 274.25 | 245.15 | 215.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 346.55 | 334.95 | 305.75 | 276.55 | 247.45 | 218.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 346.85 | 335.25 | 306.05 | 276.85 | 247.75 | 218.55 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 346.85 | 335.25 | 306.05 | 276.85 | 247.75 | 219.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 346.85 | 340.15 | 305.95 | 276.85 | 247.65 | 218.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 347.35 | 335.75 | 306.55 | 277.35 | 248.25 | 219.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 348.05 | 336.45 | 307.25 | 278.05 | 248.95 | 219.75 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 348.15 | 336.50 | 307.30 | 278.15 | 249.00 | 219.80 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 348.55 | 336.95 | 307.75 | 278.55 | 249.45 | 220.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 349.55 | 337.95 | 308.75 | 279.65 | 250.45 | 222.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 350.05 | 338.45 | 309.25 | 280.05 | 250.95 | 221.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 350.05 | 338.45 | 309.25 | 280.05 | 250.95 | 221.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 350.65 | 338.95 | 313.85 | 284.65 | 251.45 | 222.25 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 351.90 | 340.25 | 311.05 | 281.90 | 252.75 | 223.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 352.85 | 341.25 | 312.05 | 282.85 | 253.75 | 224.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 355.15 | 344.95 | 319.25 | 293.55 | 267.95 | 242.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 355.45 | 343.85 | 314.65 | 285.45 | 256.35 | 227.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 355.85 | 344.35 | 315.35 | 285.85 | 256.85 | 227.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 357.55 | 345.95 | 316.75 | 287.55 | 258.45 | 229.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 357.85 | 346.15 | 317.05 | 287.85 | 258.65 | 229.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 357.85 | 346.15 | 317.05 | 287.85 | 258.65 | 229.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 357.85 | 346.15 | 317.05 | 287.85 | 258.65 | 229.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 357.95 | 346.45 | 317.45 | 287.95 | 258.95 | 229.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 357.95 | 346.25 | 317.15 | 287.95 | 258.75 | 229.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 359.95 | 348.25 | 319.05 | 289.95 | 260.75 | 231.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 359.95 | 348.25 | 319.05 | 289.95 | 260.75 | 231.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 359.95 | 350.45 | 327.95 | 304.95 | 282.95 | 238.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 361.15 | 349.55 | 320.35 | 291.15 | 262.05 | 232.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 361.85 | 350.15 | 337.35 | 320.35 | 303.45 | 274.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 361.85 | 350.15 | 331.15 | 302.05 | 264.75 | 235.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 362.05 | 350.55 | 321.55 | 292.05 | 263.05 | 234.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 363.35 | 352.85 | 326.65 | 300.35 | 274.15 | 247.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 363.75 | 352.15 | 322.95 | 293.75 | 264.65 | 235.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 363.75 | 352.15 | 322.95 | 293.75 | 264.65 | 235.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 364.25 | 352.65 | 323.45 | 294.25 | 265.15 | 235.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 366.25 | 354.75 | 325.75 | 296.25 | 267.25 | 238.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 366.65 | 355.05 | 325.85 | 296.65 | 267.55 | 238.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 366.65 | 355.05 | 325.85 | 296.65 | 267.55 | 238.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 367.15 | 355.55 | 326.35 | 297.15 | 268.05 | 238.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 367.45 | 356.85 | 330.25 | 303.75 | 277.25 | 250.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 369.85 | 358.15 | 328.95 | 299.85 | 270.65 | 241.45 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 370.70 | 359.05 | 329.85 | 300.70 | 271.55 | 242.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 370.75 | 364.15 | 329.95 | 300.75 | 271.65 | 242.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 371.55 | 364.95 | 330.75 | 301.55 | 272.45 | 243.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 375.65 | 364.05 | 334.85 | 305.65 | 276.55 | 247.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 376.05 | 368.55 | 339.35 | 310.15 | 276.95 | 247.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 376.65 | 365.05 | 335.85 | 306.65 | 277.55 | 248.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 380.05 | 368.45 | 339.25 | 310.05 | 280.95 | 251.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 380.25 | 368.75 | 339.75 | 310.25 | 281.25 | 252.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 380.25 | 368.75 | 339.75 | 310.25 | 281.25 | 252.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 381.15 | 369.55 | 340.35 | 311.15 | 282.05 | 252.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 381.35 | 369.75 | 340.55 | 311.35 | — | 253.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 381.35 | 369.75 | 340.55 | 311.35 | — | 253.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 382.45 | 370.95 | 341.95 | 312.45 | 283.45 | 254.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 382.75 | 376.05 | 341.95 | 312.75 | 283.55 | 254.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 383.25 | 371.55 | 342.45 | 315.25 | 288.15 | 263.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 385.15 | 373.45 | 344.25 | 315.15 | 285.95 | 256.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 388.85 | 377.25 | 348.05 | 318.95 | 289.75 | 260.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 389.05 | 377.45 | 348.25 | 319.05 | 289.95 | 260.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 389.05 | 377.45 | 348.25 | 319.05 | 289.95 | 260.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 390.65 | 378.95 | 349.85 | 320.65 | 291.45 | 262.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 390.75 | 384.05 | 349.95 | 320.75 | 291.55 | 262.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 390.95 | 379.35 | 350.15 | 320.95 | 291.85 | 262.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 391.65 | 380.05 | 350.85 | 321.65 | 292.55 | 263.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 392.45 | 380.85 | 351.65 | 322.45 | 293.35 | 264.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 393.35 | 381.85 | 352.85 | 323.35 | 294.35 | 265.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 394.75 | 388.05 | 353.95 | 324.75 | 295.55 | 266.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 396.55 | 385.05 | 356.05 | 326.55 | 297.55 | 268.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 397.55 | 385.95 | 356.75 | 327.55 | — | 269.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 399.35 | 387.75 | 358.55 | 329.35 | 300.25 | 271.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 400.75 | 389.15 | 359.95 | 330.75 | — | 272.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 401.25 | 389.65 | 360.45 | 331.25 | 302.15 | 272.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 402.45 | 390.85 | 361.65 | 332.45 | 303.35 | 274.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 402.55 | 390.95 | 361.75 | 332.55 | 303.45 | 274.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 402.55 | 390.95 | 361.75 | 332.55 | 303.45 | 274.25 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 403.15 | 391.55 | 362.35 | 333.15 | 304.15 | 283.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 404.25 | 392.65 | 363.45 | 334.25 | 305.15 | 275.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 405.95 | 394.45 | 365.45 | 335.95 | 306.95 | 277.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 406.95 | 395.35 | 366.15 | 336.95 | 307.85 | 278.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 407.35 | 395.65 | 366.55 | 337.35 | 308.15 | 279.05 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 407.55 | 395.95 | 366.75 | 337.55 | 308.45 | 287.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 409.75 | 398.25 | 369.25 | 339.75 | 310.75 | 281.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 410.45 | 398.85 | 369.65 | 340.45 | — | 282.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 410.65 | 399.15 | 370.15 | 340.65 | 311.65 | 282.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 419.15 | 407.45 | 378.35 | 349.15 | 319.95 | 290.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 420.55 | 408.85 | 379.65 | 350.55 | 321.35 | 292.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 424.75 | 413.25 | 384.25 | 354.75 | 325.75 | 296.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 432.75 | 421.25 | 392.25 | 362.75 | 333.75 | 304.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 433.75 | 422.05 | 392.95 | 363.75 | 334.55 | 305.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 438.35 | 426.65 | 397.45 | 368.35 | 339.15 | 309.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 438.55 | 426.95 | 397.75 | 368.55 | 339.55 | 310.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 442.85 | 431.25 | 402.05 | 372.85 | 343.75 | 314.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 445.95 | 434.35 | 405.15 | 375.95 | — | 317.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 447.45 | 435.75 | 406.65 | 377.45 | 348.25 | 319.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 452.05 | 440.35 | 411.15 | 382.05 | 352.85 | 323.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 457.15 | 445.45 | 416.35 | 387.15 | 357.95 | 328.85 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 458.45 | 449.20 | 421.35 | 393.55 | 361.10 | 333.30 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 464.65 | 453.15 | 424.15 | 394.65 | 365.65 | 336.65 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 469.15 | 457.55 | 428.35 | 399.15 | 370.05 | 340.85 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 482.85 | 473.10 | 443.80 | 414.55 | 385.25 | 355.95 |

127 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/with-accident.md

## With accident cover: from 58.85 to 161.55 CHF a month depending on the deductible and the model

127 offers from 27 health insurers. With a deductible of 0 CHF, the cheapest is **88.95 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 161.55 CHF with Sympany (Standard model).

Lowest premium:
- 0 CHF: 88.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/child/with-accident/deductible-0/
- 100 CHF: 91.35 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/neerach/child/with-accident/deductible-100/
- 200 CHF: 78.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/child/with-accident/deductible-200/
- 300 CHF: 73.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/child/with-accident/deductible-300/
- 400 CHF: 68.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/child/with-accident/deductible-400/
- 500 CHF: 63.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/child/with-accident/deductible-500/
- 600 CHF: 58.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 88.95 | — | 78.85 | 73.85 | 68.85 | 63.85 | 58.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 93.85 | — | 83.25 | 78.05 | 72.75 | 67.45 | 62.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 94.55 | — | 82.95 | — | 71.25 | — | 59.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 95.45 | — | 84.75 | 79.35 | 74.05 | 68.65 | 63.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 95.65 | — | 84.05 | — | 72.35 | — | 60.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 97.15 | 91.35 | 85.55 | 79.65 | 73.85 | 68.05 | 62.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 97.35 | — | 85.75 | — | 74.05 | — | 62.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 98.45 | — | 86.85 | — | 75.15 | — | 63.45 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 98.55 | 92.75 | 86.95 | 81.05 | 75.25 | 69.45 | 63.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 98.75 | 92.95 | 87.15 | 81.25 | 75.45 | — | 63.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 100.05 | 94.25 | 88.45 | 82.55 | 76.75 | 70.95 | 65.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 100.05 | 94.25 | 88.45 | 82.55 | 76.75 | 70.95 | 65.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 100.35 | 95.15 | 90.05 | 84.95 | 80.05 | 74.65 | 69.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 101.45 | 96.45 | 91.35 | 86.35 | 81.25 | 74.25 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 101.75 | — | — | — | — | 72.65 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 101.75 | — | — | — | — | 72.65 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 102.65 | 97.45 | 92.25 | 86.95 | 81.95 | 76.55 | 71.15 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 102.85 | 97.05 | 91.25 | 85.35 | 79.55 | 73.75 | 67.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 102.95 | 97.15 | 91.35 | 85.45 | 79.65 | 73.85 | 67.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 102.95 | 97.15 | 91.35 | 85.45 | 79.65 | 73.85 | 67.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 103.15 | — | 93.95 | — | 84.55 | — | 75.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 103.15 | — | 93.95 | — | 84.55 | — | 75.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 103.85 | 98.65 | 93.35 | 87.95 | 82.95 | 77.45 | 72.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 104.25 | — | 92.55 | 86.75 | 80.95 | 75.05 | 69.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 104.25 | — | — | — | — | 75.15 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 104.35 | 98.95 | 93.65 | 88.15 | 82.85 | 77.55 | 72.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 104.35 | 98.95 | 93.65 | 88.15 | 82.85 | 77.55 | 72.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 105.15 | 99.35 | 93.55 | 87.75 | 81.85 | 76.05 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 105.35 | — | — | 87.85 | — | — | 70.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 105.55 | — | — | — | — | 76.45 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 105.75 | — | — | 88.25 | — | — | 70.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 106.15 | 100.35 | 94.55 | 88.65 | 82.85 | — | 71.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 106.85 | — | 95.25 | — | 83.55 | — | 71.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 107.55 | 101.75 | 95.85 | 90.05 | 84.25 | 78.35 | 72.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 108.15 | — | — | — | — | 79.05 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 108.15 | — | — | — | — | 79.05 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 108.65 | 102.85 | 97.05 | 91.15 | 85.35 | 79.55 | 73.65 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 109.80 | 104.00 | 98.15 | 92.30 | 86.50 | 80.65 | 74.80 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 109.95 | — | 100.05 | — | 90.15 | — | 80.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 110.25 | 104.45 | 98.65 | 92.75 | 86.95 | — | 75.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 110.65 | 104.85 | 99.05 | 93.15 | 87.35 | 81.55 | 75.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 110.85 | 105.05 | 99.25 | 93.35 | 87.55 | — | 75.85 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 111.05 | 105.20 | 99.35 | 93.55 | 87.70 | 81.85 | 76.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 111.05 | 105.25 | 99.45 | 93.55 | 87.75 | 81.95 | 76.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 111.35 | — | 101.35 | — | 91.25 | — | 81.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 112.05 | — | — | — | — | 82.95 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 112.65 | 106.85 | 101.05 | 95.15 | 89.35 | 83.55 | 77.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 112.65 | — | 103.65 | — | 91.95 | — | 80.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 113.25 | — | — | — | — | 84.15 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 113.85 | 108.05 | 102.25 | 96.35 | 90.65 | 84.85 | 78.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 114.65 | 108.85 | 103.05 | 97.15 | 91.65 | 85.55 | 79.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 115.35 | — | 105.05 | — | 94.65 | — | 84.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 115.75 | 109.95 | 104.15 | 98.25 | 92.45 | 86.65 | 80.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 115.75 | 109.95 | 104.15 | 98.25 | 92.45 | 86.65 | 80.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 116.35 | 115.45 | 114.45 | 113.45 | 112.45 | 111.45 | — |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 117.15 | 111.30 | 105.50 | 99.65 | 93.80 | 88.00 | 82.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 117.35 | 111.55 | 105.75 | 99.95 | 94.05 | 88.25 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 117.35 | — | — | 99.85 | — | — | 82.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 117.85 | 112.05 | 106.25 | 100.35 | 94.55 | — | 82.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 118.05 | 117.15 | 116.15 | 115.15 | 114.15 | 113.15 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 119.55 | — | 110.45 | — | 98.85 | — | 87.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 120.25 | 114.45 | 108.65 | 102.75 | 96.95 | 91.15 | 85.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 120.25 | 114.45 | 108.65 | 102.75 | 96.95 | 91.15 | 85.25 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 120.75 | 114.95 | 109.15 | 103.25 | 97.45 | 91.65 | 85.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 120.95 | 115.15 | 109.35 | 103.45 | 97.65 | 91.85 | 85.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 121.20 | 116.15 | 111.10 | 104.75 | 98.45 | 93.40 | 87.10 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 121.45 | 115.65 | 109.85 | — | 98.15 | — | 86.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 121.45 | — | 112.45 | — | 102.05 | — | 90.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 121.45 | — | 112.45 | — | 100.75 | — | 89.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 121.65 | 115.85 | 110.05 | 104.15 | 98.35 | 92.55 | 86.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 121.75 | 115.95 | 110.15 | — | 98.45 | — | 86.75 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 122.15 | 116.45 | 110.55 | 104.65 | 98.85 | 93.05 | 87.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 122.15 | 116.35 | 110.55 | — | 98.85 | — | 87.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 122.25 | 116.35 | 110.55 | 104.75 | 98.85 | 93.05 | 87.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 122.85 | 117.05 | 111.25 | 105.35 | 99.55 | 93.75 | 87.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 123.65 | 117.85 | 111.95 | 106.15 | 100.35 | 94.45 | 88.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 123.65 | — | — | — | — | 94.55 | — |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 123.75 | 117.95 | 112.15 | 106.25 | 100.45 | 94.65 | 88.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 123.75 | 117.95 | 112.15 | 106.25 | 100.45 | 94.65 | 88.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 124.15 | 118.35 | 112.55 | 106.65 | 100.85 | 95.05 | 89.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 124.15 | 118.35 | 112.55 | 106.65 | 100.85 | 95.05 | 89.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 124.15 | 118.35 | 112.55 | 106.65 | 100.85 | 95.05 | 89.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 124.15 | 118.35 | 112.55 | 106.65 | 100.85 | 95.05 | 89.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 124.25 | 118.45 | 112.65 | 106.75 | 100.95 | 95.15 | 89.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 125.15 | 119.35 | 113.55 | 107.65 | 101.85 | 96.05 | 90.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 125.35 | — | 113.75 | — | 102.05 | — | 90.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 125.35 | — | 113.75 | — | 102.05 | — | 90.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 125.35 | — | 113.75 | — | 102.05 | — | 90.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 125.35 | — | 113.75 | — | 102.05 | — | 90.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 125.55 | 119.75 | 113.95 | 108.05 | 102.25 | 96.45 | 90.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 127.85 | 122.05 | 116.25 | 110.35 | 104.55 | 98.75 | 92.85 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 127.85 | 122.55 | 117.20 | 110.55 | 105.25 | 99.90 | 93.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 128.05 | 122.25 | 116.45 | 110.55 | 104.75 | 98.95 | 93.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 128.15 | 122.35 | 116.55 | 110.65 | 104.85 | 99.05 | 93.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 128.85 | 123.05 | 117.25 | — | 105.55 | — | 93.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 129.75 | 128.75 | 127.75 | 126.75 | 125.75 | 124.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 130.15 | — | 118.55 | — | 106.85 | — | 95.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 130.85 | 125.05 | 119.15 | 113.35 | 107.55 | 101.65 | 95.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 130.85 | 125.05 | 119.15 | 113.35 | 107.55 | 101.65 | 95.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 130.85 | 125.05 | 119.15 | 113.35 | 107.55 | 101.65 | 95.85 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 131.65 | 125.85 | 120.05 | 114.15 | 108.35 | 102.55 | 96.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 132.05 | 126.15 | 120.35 | 114.55 | 108.65 | 102.85 | 97.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 132.25 | 126.35 | 120.55 | 114.75 | 108.85 | 103.05 | 97.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 133.55 | 127.75 | 121.85 | 116.05 | 110.25 | 104.35 | 98.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 134.15 | 128.35 | 122.55 | 116.65 | 110.85 | 105.05 | 99.15 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 134.35 | 128.65 | 125.35 | 116.85 | 111.05 | 105.25 | 99.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 137.45 | 131.65 | 125.85 | — | 114.15 | — | 102.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 137.95 | 132.05 | 126.25 | 120.45 | 114.55 | 108.75 | 102.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 138.85 | 133.05 | 127.25 | 121.35 | 115.55 | 109.75 | 103.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 139.35 | 133.55 | 127.75 | 121.85 | 116.05 | 110.25 | 104.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 139.75 | 133.85 | 128.05 | 122.25 | 116.35 | 110.55 | 104.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 141.15 | 135.35 | 129.55 | 123.65 | 117.85 | 112.05 | 106.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 141.55 | — | 129.95 | — | 118.25 | — | 106.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 141.55 | — | 129.95 | — | 118.25 | — | 106.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 141.55 | — | 129.95 | — | 118.25 | — | 106.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 142.45 | — | 130.75 | — | 119.05 | — | 107.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 142.45 | — | 130.75 | — | 119.05 | — | 107.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 142.85 | 137.05 | 131.25 | 125.35 | 119.55 | 113.75 | 107.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 142.85 | 137.05 | 131.25 | 125.35 | 119.55 | 113.75 | 107.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 144.05 | 138.25 | 132.45 | 126.55 | 120.75 | 114.95 | 109.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 144.05 | 138.25 | 132.45 | 126.55 | 120.75 | 114.95 | 109.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 144.05 | 138.25 | 132.45 | 126.55 | 120.75 | 114.95 | 109.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 144.05 | 138.25 | 132.45 | 126.55 | 120.75 | 114.95 | 109.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 145.55 | 139.75 | 133.95 | 128.05 | 122.25 | 116.45 | 110.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 147.75 | 141.95 | 136.15 | 130.25 | 124.45 | 118.65 | 112.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 160.15 | 154.35 | 148.55 | 142.65 | 136.85 | 131.05 | 125.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 161.55 | — | 149.95 | — | 138.25 | — | 126.55 |

127 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/neerach/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/neerach/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/neerach/child/with-accident.md

## Without accident cover: from 55.05 to 149.95 CHF a month depending on the deductible and the model

127 offers from 27 health insurers. With a deductible of 0 CHF, the cheapest is **84.25 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 149.95 CHF with Sympany (Standard model).

Lowest premium:
- 0 CHF: 84.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/child/no-accident/deductible-0/
- 100 CHF: 84.65 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/zh/neerach/child/no-accident/deductible-100/
- 200 CHF: 74.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/child/no-accident/deductible-200/
- 300 CHF: 69.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/child/no-accident/deductible-300/
- 400 CHF: 65.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/child/no-accident/deductible-400/
- 500 CHF: 60.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/neerach/child/no-accident/deductible-500/
- 600 CHF: 55.05 CHF (ÖKK, HMO model) — https://praemiencheck.onedoc.ch/en/zh/neerach/child/no-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 84.25 | — | 74.65 | 69.95 | 65.15 | 60.45 | 55.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 87.65 | — | 76.85 | — | 65.95 | — | 55.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 88.65 | — | 77.85 | — | 66.95 | — | 56.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 88.95 | — | 78.85 | 73.85 | 68.85 | 63.85 | 58.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 90.05 | 84.65 | 79.25 | 73.75 | 68.35 | 62.95 | 57.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 90.25 | — | 79.45 | — | 68.55 | — | 57.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 90.45 | — | 80.25 | 75.15 | 70.05 | 64.95 | 59.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 91.25 | — | 80.45 | — | 69.55 | — | 58.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 91.45 | 86.05 | 80.75 | 75.25 | 69.85 | — | 58.95 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 92.35 | 86.95 | 81.45 | 75.95 | 70.45 | 65.05 | 59.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 92.75 | 87.35 | 81.95 | 76.45 | 71.05 | 65.65 | 60.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 92.75 | 87.35 | 81.95 | 76.45 | 71.05 | 65.65 | 60.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 93.95 | 89.15 | 84.35 | 79.45 | 74.95 | 69.95 | 65.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 94.05 | 89.35 | 84.65 | 79.95 | 75.25 | 68.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 94.35 | — | — | — | — | 67.25 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 94.35 | — | — | — | — | 67.25 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 95.45 | 90.05 | 84.65 | 79.15 | 73.75 | 68.35 | 62.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 95.45 | 90.05 | 84.65 | 79.15 | 73.75 | 68.35 | 62.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 95.55 | — | 86.95 | — | 78.25 | — | 69.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 95.55 | — | 86.95 | — | 78.25 | — | 69.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 96.25 | 91.35 | 86.45 | 81.45 | 76.75 | 71.65 | 66.65 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 96.45 | 90.95 | 85.55 | 79.95 | 74.55 | 69.05 | 63.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 96.65 | — | — | — | — | 69.55 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 96.75 | 91.75 | 86.75 | 81.65 | 76.75 | 71.85 | 66.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 96.75 | 91.75 | 86.75 | 81.65 | 76.75 | 71.85 | 66.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 97.35 | 92.35 | 87.45 | 82.35 | 77.65 | 72.45 | 67.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 97.45 | 92.05 | 86.65 | 81.25 | 75.85 | 70.45 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 97.65 | — | — | 81.35 | — | — | 65.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 97.85 | — | — | — | — | 70.75 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 98.05 | — | — | 81.75 | — | — | 65.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 98.35 | 92.95 | 87.55 | 82.05 | 76.65 | — | 65.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 98.75 | — | 87.65 | 82.15 | 76.65 | 71.05 | 65.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 99.05 | — | 88.25 | — | 77.35 | — | 66.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 100.25 | 94.75 | 89.35 | 83.85 | 78.45 | 72.95 | 67.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 100.25 | — | — | — | — | 73.25 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 100.25 | — | — | — | — | 73.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 101.85 | — | 92.65 | — | 83.45 | — | 74.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 102.15 | 96.75 | 91.35 | 85.85 | 80.45 | — | 69.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 102.45 | 96.95 | 91.45 | 85.95 | 80.45 | 74.95 | 69.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 102.75 | 97.35 | 91.95 | 86.55 | 81.15 | — | 70.25 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 102.90 | 97.45 | 91.95 | 86.45 | 81.00 | 75.50 | 70.00 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 102.95 | 97.55 | 92.15 | 86.65 | 81.25 | 75.95 | 70.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 103.15 | — | 93.85 | — | 84.45 | — | 75.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 103.85 | — | — | — | — | 76.85 | — |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 104.05 | 98.60 | 93.10 | 87.60 | 82.15 | 76.65 | 71.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 104.35 | 98.85 | 93.35 | 87.75 | 82.35 | 76.85 | 71.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 104.45 | — | 96.05 | — | 85.15 | — | 74.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 105.05 | — | — | — | — | 77.95 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 105.55 | 100.15 | 94.75 | 89.25 | 83.95 | 78.55 | 73.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 106.25 | 100.75 | 95.25 | 89.65 | 84.25 | 78.75 | 73.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 106.85 | — | 97.25 | — | 87.65 | — | 77.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 107.45 | 102.05 | 96.55 | 91.05 | 85.85 | 80.15 | 74.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 107.85 | 102.45 | 96.95 | 91.55 | 86.05 | 80.65 | 75.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 107.85 | 102.45 | 96.95 | 91.55 | 86.05 | 80.65 | 75.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 108.55 | 107.65 | 106.75 | 105.75 | 104.85 | 103.95 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 108.85 | 103.45 | 98.05 | 92.65 | 87.15 | 81.75 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 108.85 | — | — | 92.55 | — | — | 76.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 109.25 | 103.85 | 98.45 | 92.95 | 87.55 | — | 76.65 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 109.80 | 104.35 | 98.85 | 93.35 | 87.90 | 82.40 | 76.90 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 110.05 | 109.25 | 108.35 | 107.35 | 106.45 | 105.55 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 110.85 | — | 102.35 | — | 91.55 | — | 80.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 111.45 | 106.05 | 100.65 | 95.25 | 89.85 | 84.45 | 78.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 111.45 | 106.05 | 100.65 | 95.25 | 89.85 | 84.45 | 78.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 112.15 | 106.75 | 101.35 | 95.85 | 90.45 | 85.05 | 79.55 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 112.65 | 107.15 | 101.75 | 96.25 | 90.85 | 85.45 | 79.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 112.65 | — | 104.25 | — | 94.55 | — | 83.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 112.65 | — | 104.25 | — | 93.35 | — | 82.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 112.75 | 107.35 | 101.95 | 96.55 | 91.15 | 85.75 | 80.25 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 113.95 | 108.55 | 103.05 | 97.55 | 92.15 | 86.75 | 81.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 113.95 | 108.45 | 103.05 | 97.55 | 92.15 | 86.65 | 81.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 114.05 | 108.65 | 103.25 | 97.75 | 92.35 | 86.95 | 81.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 114.65 | — | — | — | — | 87.65 | — |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 114.75 | 109.35 | 103.95 | 98.45 | 93.05 | 87.65 | 82.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 114.75 | 109.35 | 103.95 | 98.45 | 93.05 | 87.65 | 82.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 115.15 | 109.65 | 104.15 | — | 92.95 | — | 81.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 115.25 | 109.85 | 104.35 | 98.95 | 93.45 | 88.05 | 82.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 115.25 | 109.85 | 104.45 | 98.95 | 93.55 | 88.15 | 82.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 115.25 | 109.85 | 104.45 | 98.95 | 93.55 | 88.15 | 82.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 115.25 | 109.85 | 104.45 | 98.95 | 93.55 | 88.15 | 82.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 115.25 | 109.85 | 104.45 | 98.95 | 93.55 | 88.15 | 82.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 115.35 | 109.95 | 104.55 | 99.05 | 93.65 | 88.25 | 82.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 115.45 | 109.85 | 104.35 | — | 93.25 | — | 82.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 115.75 | 110.25 | 104.75 | — | 93.65 | — | 82.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 116.05 | 110.65 | 105.25 | 99.75 | 94.35 | 89.05 | 83.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 116.25 | — | 105.45 | — | 94.55 | — | 83.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 116.25 | — | 105.45 | — | 94.55 | — | 83.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 116.25 | — | 105.45 | — | 94.55 | — | 83.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 116.25 | — | 105.45 | — | 94.55 | — | 83.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 116.55 | 111.15 | 105.75 | 100.25 | 94.85 | 89.45 | 83.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 118.75 | 113.35 | 107.95 | 102.45 | 97.05 | 91.65 | 86.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 119.05 | 113.65 | 108.25 | 102.75 | 97.35 | 91.95 | 86.45 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 120.45 | 115.40 | 110.40 | 104.10 | 97.85 | 92.80 | 86.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 120.55 | 115.15 | 109.65 | 104.05 | 98.55 | 93.05 | 87.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 120.65 | — | 109.85 | — | 99.05 | — | 88.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 121.05 | 120.05 | 119.15 | 118.25 | 117.25 | 116.35 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 121.95 | 116.55 | 111.05 | 105.65 | 100.15 | 94.75 | 89.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 121.95 | 116.55 | 111.05 | 105.65 | 100.15 | 94.75 | 89.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 121.95 | 116.55 | 111.05 | 105.65 | 100.15 | 94.75 | 89.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 122.15 | 116.65 | 111.15 | — | 100.05 | — | 88.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 122.85 | 117.35 | 111.95 | 106.45 | 101.05 | 95.55 | 90.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 123.05 | 117.65 | 112.15 | 106.75 | 101.25 | 95.85 | 90.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 123.25 | 117.85 | 112.35 | 106.95 | 101.45 | 95.95 | 90.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 124.45 | 119.05 | 113.65 | 108.15 | 102.75 | 97.35 | 91.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 124.55 | 119.05 | 113.65 | 108.15 | 102.75 | 97.25 | 91.75 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 126.05 | 120.65 | 117.55 | 109.55 | 104.15 | 98.65 | 93.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 127.05 | 121.80 | 116.45 | 109.85 | 104.60 | 99.25 | 92.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 128.55 | 123.15 | 117.65 | 112.25 | 106.75 | 101.35 | 95.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 128.75 | 123.35 | 117.95 | 112.55 | 107.15 | 101.75 | 96.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 129.95 | 124.45 | 119.05 | 113.55 | 108.15 | 102.65 | 97.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 130.25 | 124.85 | 119.35 | 113.95 | 108.45 | 103.05 | 97.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 130.35 | 124.85 | 119.35 | — | 108.15 | — | 97.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 130.95 | 125.55 | 120.15 | 114.65 | 109.25 | 103.85 | 98.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 131.35 | — | 120.55 | — | 109.65 | — | 98.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 131.35 | — | 120.55 | — | 109.65 | — | 98.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 131.35 | — | 120.55 | — | 109.65 | — | 98.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 132.15 | — | 121.25 | — | 110.45 | — | 99.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 132.15 | — | 121.25 | — | 110.45 | — | 99.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 132.45 | 127.05 | 121.65 | 116.15 | 110.75 | 105.45 | 99.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 132.45 | 127.05 | 121.65 | 116.15 | 110.75 | 105.45 | 99.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 134.35 | 128.85 | 123.45 | 117.95 | 112.55 | 107.05 | 101.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 134.35 | 128.85 | 123.45 | 117.95 | 112.55 | 107.05 | 101.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 134.35 | 128.85 | 123.45 | 117.95 | 112.55 | 107.05 | 101.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 134.35 | 128.85 | 123.45 | 117.95 | 112.55 | 107.05 | 101.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 135.75 | 130.25 | 124.85 | 119.35 | 113.95 | 108.45 | 103.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 137.05 | 131.65 | 126.25 | 120.85 | 115.45 | 110.05 | 104.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 148.65 | 143.25 | 137.85 | 132.35 | 126.95 | 121.55 | 116.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 149.95 | — | 139.15 | — | 128.25 | — | 117.35 |

127 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/neerach/child/no-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/neerach/child/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/neerach/child/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurer is the cheapest in Neerach in 2026?

For [an adult without accident cover](https://praemiencheck.onedoc.ch/en/zh/neerach/adult/no-accident/): Agrisano (AGRIsmart) at 406.40 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/zh/neerach/adult/no-accident/deductible-300/), and Sanitas (TelMed (Compact One)) at 295.75 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/neerach/adult/no-accident/deductible-2500/). Each situation above leads to the full list of offers.

### Are the premiums the same across the whole region?

Yes. Neerach is in premium region 3 of [canton Zurich](https://praemiencheck.onedoc.ch/en/zh/): every municipality in that region has exactly the same premiums. The region depends on your municipality of residence, not your postcode.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The deductible changes on the same date, by telling your insurer.

### Do I need to include accident cover?

Generally no if you work at least 8 hours a week for the same employer: their accident insurance (UVG/LAA) also covers non-occupational accidents. Otherwise, include accident cover if you are not already fully covered by another UVG/LAA accident policy.

### Why is the FOPH-approved premium higher than the price shown?

The amount shown is the FOPH-approved premium, the same one as on priminfo.admin.ch, less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person receives 61.80 CHF, which the insurer deducts from the invoices: 5.15 CHF a month, the same amount for everyone. The approved premium of 406.40 CHF at Agrisano therefore gives 401.25 CHF; the ranking does not change. Your invoice may still differ, for example with your canton’s individual premium reduction.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zh/neerach/

## Related pages

- For an adult aged 26 or over: https://praemiencheck.onedoc.ch/en/zh/neerach/adult/
- For a young adult aged 19 to 25: https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/
- For a child aged 0 to 18: https://praemiencheck.onedoc.ch/en/zh/neerach/child/
- Without accident cover: from 295.75 to 569.45 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/neerach/adult/no-accident/
- With accident cover: from 312.25 to 612.65 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/neerach/adult/with-accident/
- Without accident cover: from 178.15 to 479.90 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/no-accident/
- With accident cover: from 191.85 to 482.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/neerach/young-adult/with-accident/
- With accident cover: from 58.85 to 161.55 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/neerach/child/with-accident/
- Without accident cover: from 55.05 to 149.95 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/neerach/child/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/zh/neerach/ — replace `zh` with your canton’s two-letter code (ge, vd, zh…) and `neerach` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.