# Health insurance premiums 2027 in Mönchaltorf (ZH), for a young adult aged 19 to 25 with accident cover

In 2027, for a young adult aged 19 to 25 in Mönchaltorf, with accident cover, the cheapest health insurance premium is:

- **347.85 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/monchaltorf/young-adult/with-accident/deductible-300/) (Assura, MediTel)
- **219.55 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/monchaltorf/young-adult/with-accident/deductible-2500/) (Assura, MediTel)

## With accident cover: from 219.55 to 541.25 CHF a month depending on the deductible and the model

128 offers from 27 health insurers. With a deductible of 300 CHF, the cheapest is **347.85 CHF** a month with **Assura** (MediTel), the most expensive 541.25 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 347.85 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/zh/monchaltorf/young-adult/with-accident/deductible-300/
- 500 CHF: 336.25 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/zh/monchaltorf/young-adult/with-accident/deductible-500/
- 1'000 CHF: 307.05 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/zh/monchaltorf/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 277.85 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/zh/monchaltorf/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 248.75 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/zh/monchaltorf/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 219.55 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/zh/monchaltorf/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 347.85 | 336.25 | 307.05 | 277.85 | 248.75 | 219.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 360.35 | 348.75 | 319.55 | 290.35 | 261.25 | 232.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 361.15 | 351.05 | 325.85 | 300.55 | 275.35 | 250.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 363.55 | 351.90 | 322.75 | 293.55 | 264.40 | 235.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 363.55 | 351.90 | 322.75 | 293.55 | 264.40 | 235.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 364.45 | 352.85 | 323.65 | 294.45 | 265.35 | 236.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 364.45 | 352.85 | 323.65 | 294.45 | 265.35 | 236.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 367.05 | 355.45 | 326.25 | 297.05 | 267.95 | 238.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 367.40 | 355.75 | 326.60 | 297.40 | 268.25 | 239.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 367.40 | 355.75 | 326.60 | 297.40 | 268.25 | 239.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 367.40 | 355.75 | 326.60 | 297.40 | 268.25 | 239.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 367.40 | 355.75 | 326.60 | 297.40 | 268.25 | 239.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 367.40 | 355.75 | 326.60 | 297.40 | 268.25 | 239.10 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 368.05 | 361.45 | 327.25 | 298.05 | 268.95 | 239.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 368.15 | 356.55 | 327.35 | 298.15 | 269.05 | 239.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 368.65 | 357.05 | 327.85 | 298.65 | 269.55 | 240.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 376.95 | 365.35 | 336.15 | 306.95 | 277.85 | 248.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 376.95 | 365.35 | 336.15 | 306.95 | 277.85 | 248.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 377.45 | 365.85 | 336.65 | 307.45 | 278.35 | 249.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 378.90 | 367.25 | 338.10 | 308.90 | 279.75 | 250.60 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 381.25 | 369.65 | 340.45 | 311.25 | 282.15 | 252.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 381.75 | 370.15 | 340.95 | 311.75 | 282.65 | 253.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 381.85 | 371.75 | 346.35 | 321.05 | 295.65 | 263.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 382.25 | 371.55 | 344.95 | 318.25 | 291.55 | 264.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 382.75 | 371.15 | 341.95 | 312.75 | 283.65 | 254.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 383.75 | 372.95 | 346.15 | 319.35 | 292.55 | 265.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 383.75 | 372.95 | 346.15 | 319.35 | 292.55 | 265.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 384.45 | 373.65 | 346.85 | 320.05 | 293.15 | 266.35 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung | 388.15 | 376.55 | 347.35 | 318.15 | 289.05 | 259.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 388.85 | 377.25 | 348.05 | 318.85 | 289.75 | 260.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Start | 389.15 | — | — | — | — | 260.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 390.25 | 378.65 | 349.45 | 320.25 | 291.15 | 261.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 390.25 | 383.55 | 349.45 | 320.25 | 291.05 | 261.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 390.65 | 379.05 | 349.85 | 320.75 | 291.55 | 264.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 395.35 | 383.75 | 354.55 | 325.35 | 296.25 | 275.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 397.15 | 385.65 | 356.65 | 327.15 | 298.15 | 269.15 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 398.55 | 386.95 | 357.75 | 328.55 | 299.45 | 270.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 399.45 | 388.85 | 362.05 | 335.25 | 308.45 | 281.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 399.75 | 388.15 | 358.95 | 329.75 | — | 271.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 399.85 | 388.25 | 359.05 | 329.85 | 300.75 | 271.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 402.65 | 391.65 | 366.15 | 332.65 | 311.65 | 274.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 403.05 | 391.45 | 366.85 | 337.75 | 303.95 | 274.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 403.95 | 392.95 | 366.95 | 333.95 | 311.05 | 275.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 404.45 | 392.85 | 363.65 | 334.45 | 305.35 | 276.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 405.45 | 393.85 | 364.65 | 335.45 | 306.35 | 277.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 406.45 | 394.95 | 365.95 | 336.45 | 307.45 | 278.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 406.45 | 394.95 | 365.95 | 336.45 | 307.45 | 278.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 406.55 | 394.95 | 365.75 | 336.55 | 307.45 | 278.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 406.65 | 395.05 | 365.85 | 336.65 | — | 278.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 406.85 | 395.15 | 366.05 | 336.85 | 307.65 | 278.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 406.85 | 395.25 | 366.05 | 336.85 | 307.75 | 278.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 408.65 | 398.05 | 371.15 | 344.25 | 317.55 | 290.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.05 | 398.45 | 369.25 | 340.05 | 310.95 | 281.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 411.05 | 399.45 | 370.25 | 341.05 | 311.95 | 282.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 411.05 | 404.45 | 370.25 | 341.05 | 311.95 | 282.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 411.15 | 399.65 | 370.65 | 341.15 | 312.15 | 283.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 411.45 | 399.75 | 370.65 | 341.45 | 312.25 | 283.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 411.55 | 399.95 | 370.75 | 341.55 | 312.45 | 283.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 412.45 | 405.75 | 371.55 | 342.45 | 313.25 | 284.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 413.25 | 402.35 | 374.95 | 347.55 | 320.25 | 292.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 413.65 | 402.05 | 372.85 | 343.65 | — | 285.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 413.65 | 402.05 | 372.85 | 343.65 | — | 285.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 413.95 | 402.25 | 373.15 | 343.95 | 314.75 | 285.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 413.95 | 402.25 | 373.15 | 343.95 | 314.75 | 285.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 416.85 | 405.25 | 376.05 | 346.85 | 317.75 | 288.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 416.95 | 405.35 | 397.05 | 388.65 | 359.55 | 330.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 417.05 | 405.55 | 376.55 | 347.05 | 318.05 | 289.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 417.05 | 405.55 | 376.55 | 347.05 | 318.05 | 289.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 417.45 | 405.85 | 376.75 | 347.45 | 318.35 | 289.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 417.95 | 406.45 | 377.45 | 347.95 | 318.95 | 289.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 418.15 | 406.45 | 384.25 | 355.15 | 318.95 | 289.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 418.25 | 406.55 | 377.45 | 348.25 | 319.05 | 289.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 420.55 | 408.95 | 379.75 | 350.55 | — | 292.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 420.65 | 409.05 | 379.85 | 350.65 | 321.55 | 295.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 420.95 | 409.45 | 380.45 | 350.95 | 321.95 | 292.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 421.75 | 410.25 | 381.25 | 351.75 | 322.75 | 293.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 425.55 | 413.95 | 384.75 | 355.55 | 326.45 | 306.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 425.75 | 414.25 | 385.25 | 355.75 | 326.75 | 297.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 425.75 | 419.05 | 384.85 | 355.75 | 326.55 | 297.35 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 426.75 | 415.25 | 386.05 | 356.85 | 327.65 | 301.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 426.75 | 415.15 | 385.95 | 356.75 | 327.65 | 298.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 426.75 | 415.15 | 385.95 | 356.75 | 327.65 | 298.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.65 | 419.15 | 395.65 | 372.65 | 349.65 | 304.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 429.75 | 422.75 | 393.55 | 364.35 | 330.55 | 301.45 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 431.25 | 419.55 | 390.40 | 361.25 | 332.05 | 302.90 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 431.25 | 419.75 | 390.75 | 361.25 | 332.25 | 303.25 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 431.45 | 419.95 | 390.65 | 361.45 | 332.35 | 306.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 431.65 | 420.05 | 390.85 | 361.65 | 332.55 | 303.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 431.95 | 420.35 | 391.15 | 361.95 | 332.85 | 303.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 433.25 | 426.15 | 401.65 | 372.45 | 352.55 | 323.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 434.55 | 427.95 | 393.75 | 364.55 | 335.45 | 306.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 435.35 | 423.75 | 394.55 | 365.35 | 336.25 | 307.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 435.35 | 423.75 | 394.55 | 365.35 | 336.25 | 307.05 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 435.85 | 424.20 | 395.05 | 365.85 | 336.70 | 307.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 436.65 | 425.05 | 395.85 | 366.65 | 337.55 | 308.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 439.05 | 432.35 | 398.15 | 369.05 | 339.85 | 310.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 439.55 | 427.95 | 398.75 | 369.65 | 340.45 | 311.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 440.35 | 428.85 | 399.85 | 370.35 | 341.35 | 312.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 441.75 | 430.05 | 400.85 | 371.75 | 342.55 | 313.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 443.65 | 436.65 | 412.05 | 382.95 | 359.55 | 330.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 444.05 | 432.35 | 403.25 | 374.05 | 344.85 | 315.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 444.75 | 433.15 | 403.95 | 374.75 | 345.65 | 316.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 446.55 | 434.95 | 405.75 | 376.55 | 347.45 | 318.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 447.55 | 435.85 | 406.75 | 377.55 | 348.35 | 319.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 451.55 | 439.95 | 410.75 | 381.55 | 352.45 | 323.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 454.65 | 443.05 | 413.85 | 384.65 | 355.55 | 326.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 455.05 | 443.35 | 414.15 | 385.05 | 355.85 | 326.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 456.15 | 444.45 | 415.25 | 386.15 | 356.95 | 327.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 457.25 | 445.75 | 416.75 | 387.25 | 358.25 | 329.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 458.65 | 447.05 | 417.85 | 388.65 | 359.55 | 330.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 458.65 | 447.05 | 417.85 | 388.65 | 359.55 | 330.35 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 459.05 | 447.40 | 418.25 | 389.05 | 359.90 | 330.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 460.95 | 449.25 | 420.15 | 390.95 | 361.75 | 332.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 462.85 | 451.25 | 422.05 | 392.85 | 363.75 | 334.55 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 464.25 | 452.65 | 423.45 | 394.25 | 365.15 | 335.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 468.35 | 456.65 | 427.55 | 398.35 | 369.15 | 340.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 468.85 | 457.25 | 428.05 | 398.85 | — | 340.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 469.15 | 457.65 | 428.65 | 399.15 | 370.15 | 341.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 470.85 | 459.15 | 430.05 | 400.85 | 371.65 | 342.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 480.35 | 468.65 | 439.45 | 410.35 | 381.15 | 351.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 481.75 | 470.25 | 441.25 | 411.75 | 382.75 | 353.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 485.75 | 474.05 | 444.85 | 415.75 | 386.55 | 357.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 490.65 | 478.95 | 449.85 | 420.65 | 391.45 | 362.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 491.25 | 479.65 | 450.45 | 421.25 | 392.15 | 362.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 514.25 | 503.85 | 477.90 | 446.80 | 415.65 | 389.70 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 516.25 | 504.65 | 475.45 | 446.25 | 417.15 | 387.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 524.15 | 512.55 | 483.35 | 454.15 | 425.05 | 395.85 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 541.25 | 530.35 | 503.05 | 475.75 | 442.95 | 412.95 |

128 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/monchaltorf/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/monchaltorf/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/monchaltorf/young-adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Mönchaltorf for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Mönchaltorf](https://praemiencheck.onedoc.ch/en/zh/monchaltorf/) is Assura (MediTel) at 347.85 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 378.90 CHF a month.

### How much does health insurance cost in Mönchaltorf in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/zh/monchaltorf/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 347.85 CHF (Assura, MediTel) to 541.25 CHF (vita surselva, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 331.25 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Mönchaltorf for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Assura, MediTel), the premium goes from 347.85 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/monchaltorf/young-adult/with-accident/deductible-300/) to 219.55 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/monchaltorf/young-adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Mönchaltorf for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 378.90 CHF (Sanitas), family doctor / HMO 363.55 CHF (Sanitas), flexible model 360.35 CHF (Assura), telemedicine 347.85 CHF (Assura).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 352.60 CHF at Assura (MediTel) gives 347.85 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zh/monchaltorf/young-adult/with-accident/

## Related pages

- With accident cover: from 219.55 to 541.25 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/monchaltorf/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/zh/monchaltorf/young-adult/with-accident/ — replace `zh` with your canton’s two-letter code (ge, vd, zh…) and `monchaltorf` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.