# Health insurance premiums 2027 in Hettlingen (ZH), for a child aged 0 to 18, deductible of 200 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Hettlingen](https://praemiencheck.onedoc.ch/en/zh/hettlingen/) ([canton Zurich](https://praemiencheck.onedoc.ch/en/zh/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/) with a 200 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/), the cheapest monthly basic insurance premium is **90.70 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 170.10 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (200 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 100.80 | — | 90.70 | 85.60 | 80.60 | 75.50 | 70.50 | +8.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 103.40 | — | 91.80 | — | 80.10 | — | 68.40 | +4.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 104.60 | — | 93.00 | — | 81.30 | — | 69.60 | +4.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 106.30 | — | 94.70 | — | 83.00 | — | 71.30 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 106.50 | 100.70 | 94.90 | 89.00 | 83.20 | 77.40 | 71.50 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 107.20 | 101.40 | 95.60 | 89.70 | 83.90 | — | 73.00 | +3.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 107.50 | — | 95.90 | — | 84.20 | — | 72.50 | +4.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 106.60 | — | 95.90 | 90.60 | 85.30 | 79.90 | 74.60 | +8.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 107.70 | 101.90 | 96.10 | 90.20 | 84.40 | 78.60 | 72.70 | +6.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 107.20 | — | 96.40 | 91.10 | 85.70 | 80.30 | 75.00 | +7.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 109.60 | 104.30 | 99.00 | 93.60 | 88.50 | 82.90 | 77.50 | +4.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 110.70 | 104.90 | 99.10 | 93.20 | 87.40 | 81.60 | 75.70 | +5.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 110.70 | 104.90 | 99.10 | 93.20 | 87.40 | 81.60 | 75.70 | +5.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 110.90 | 105.80 | 100.80 | 95.70 | 90.60 | 83.60 | — | +4.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 112.10 | 106.80 | 101.40 | 96.00 | 91.00 | 85.30 | 79.90 | +4.1 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung | 113.00 | 107.20 | 101.40 | 95.50 | 89.70 | 83.90 | 78.00 | +10.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 111.00 | — | 101.70 | — | 92.30 | — | 83.00 | +2.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 113.40 | 107.60 | 101.80 | 96.00 | 90.10 | 84.30 | — | +3.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 113.80 | 108.00 | 102.20 | 96.30 | 90.50 | 84.70 | 78.80 | +5.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 113.80 | 108.00 | 102.20 | 96.30 | 90.50 | 84.70 | 78.80 | +5.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 113.40 | 107.90 | 102.50 | 96.90 | 91.80 | 86.00 | 80.50 | +4.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 112.30 | — | 103.00 | — | 93.50 | — | 84.00 | +3.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 113.90 | 108.60 | 103.20 | 97.70 | 92.40 | 87.20 | 81.60 | +4.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 113.90 | 108.60 | 103.20 | 97.70 | 92.40 | 87.20 | 81.60 | +4.5 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 115.70 | 109.90 | 104.10 | 98.20 | 92.40 | 86.60 | 80.70 | +8.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 116.20 | — | 104.60 | — | 92.90 | — | 81.20 | +4.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 116.50 | — | 104.80 | 99.00 | 93.20 | 87.30 | 81.50 | +7.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 117.20 | 111.40 | 105.60 | 99.70 | 93.90 | 88.10 | 82.20 | +3.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 118.20 | 112.40 | 106.50 | 100.70 | 94.90 | 89.00 | 83.20 | +5.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 117.90 | — | 108.00 | — | 98.10 | — | 88.10 | +2.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 119.90 | 114.10 | 108.30 | 102.40 | 96.60 | 90.80 | 84.90 | +3.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 119.30 | — | 109.30 | — | 99.20 | — | 89.20 | +2.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 121.30 | 115.50 | 109.70 | 103.80 | 98.00 | 92.20 | 86.30 | +3.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 122.30 | 116.50 | 110.70 | 104.80 | 99.00 | 93.20 | 87.30 | +5.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.70 | 117.90 | 112.10 | 106.20 | 100.40 | 94.60 | 88.70 | +4.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 124.20 | 118.40 | 112.60 | 106.70 | 100.90 | — | 89.20 | +12.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.60 | 118.80 | 113.00 | 107.10 | 101.60 | 95.50 | 89.60 | +4.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 123.40 | — | 113.10 | — | 102.70 | — | 92.30 | +2.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 125.30 | 119.40 | 113.60 | 107.80 | 101.90 | 96.10 | 90.30 | +3.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 126.70 | 120.90 | 115.00 | 109.20 | 103.40 | 97.50 | 91.70 | +5.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.40 | 121.60 | 115.80 | 110.00 | 104.10 | 98.30 | — | +4.4 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 127.70 | 121.85 | 116.00 | 110.20 | 104.35 | 98.50 | 92.70 | +12.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 126.40 | 121.35 | 116.30 | 109.95 | 103.65 | 98.60 | 92.25 | +0.0 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 128.40 | 122.60 | 116.80 | 110.90 | 105.10 | 99.30 | 93.40 | +2.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 128.80 | 123.00 | 117.20 | 111.30 | 105.50 | — | 93.80 | +12.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 128.80 | 123.00 | 117.20 | 111.30 | 105.50 | — | 93.80 | +12.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 128.90 | 123.10 | 117.30 | 111.40 | 105.60 | 99.80 | — | −1.9 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 129.05 | 123.20 | 117.35 | 111.55 | 105.70 | 99.85 | 94.05 | +12.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 129.30 | 123.50 | 117.70 | 111.80 | 106.00 | 100.20 | 94.30 | +0.3 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 129.80 | 124.00 | 118.20 | 112.40 | 106.50 | 100.70 | 94.80 | +2.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 130.70 | 124.90 | 119.10 | 113.20 | 107.40 | 101.60 | 95.70 | +1.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 130.70 | 124.90 | 119.10 | 113.20 | 107.40 | 101.60 | — | −1.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 132.00 | 126.20 | 120.40 | — | 108.70 | — | 97.00 | +4.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 132.20 | 126.40 | 120.60 | 114.70 | 108.90 | 103.10 | 97.20 | +1.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 132.30 | 126.50 | 120.70 | — | 109.00 | — | 97.30 | +4.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 132.50 | 126.70 | 120.90 | — | 109.20 | — | 97.50 | +4.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 133.40 | 127.60 | 121.70 | 115.90 | 110.10 | 104.20 | 98.40 | +5.2 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.00 | 127.70 | 122.35 | 115.70 | 110.40 | 105.05 | 98.40 | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 134.30 | 128.50 | 122.70 | 116.80 | 111.00 | 105.20 | 99.30 | +7.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 134.30 | 128.50 | 122.70 | 116.80 | 111.00 | 105.20 | 99.30 | +7.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 135.00 | 129.20 | 123.40 | 117.50 | 111.70 | 105.90 | 100.00 | +7.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 135.10 | 129.30 | 123.45 | 117.60 | 111.80 | 105.95 | 100.10 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 135.10 | 129.30 | 123.50 | 117.60 | 111.80 | 106.00 | 100.10 | +1.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 135.70 | 129.90 | 124.10 | 118.20 | 112.40 | — | 100.70 | +11.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 135.70 | 129.90 | 124.10 | 118.20 | 112.40 | 106.60 | 100.70 | +7.7 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 135.85 | 130.00 | 124.15 | 118.35 | 112.50 | 106.65 | 100.85 | +12.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 136.55 | 130.75 | 124.90 | 119.05 | 113.25 | 107.40 | 101.55 | +6.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 136.55 | 130.75 | 124.90 | 119.05 | 113.25 | 107.40 | 101.55 | +6.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 136.55 | 130.75 | 124.90 | 119.05 | 113.25 | 107.40 | 101.55 | +6.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 136.55 | 130.75 | 124.90 | 119.05 | 113.25 | 107.40 | 101.55 | +6.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 136.55 | 130.75 | 124.90 | 119.05 | 113.25 | 107.40 | 101.55 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 137.00 | 131.20 | 125.40 | 119.50 | 113.70 | 107.90 | 102.00 | +3.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 137.90 | 132.00 | 126.20 | 120.40 | 114.50 | 108.70 | 102.90 | +7.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 137.95 | 132.15 | 126.30 | 120.45 | 114.65 | 108.80 | 102.95 | +6.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.70 | — | 127.10 | — | 115.40 | — | 103.70 | +2.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 131.10 | — | 127.30 | — | 120.70 | — | 109.00 | New tariff 2027 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.50 | 133.70 | 127.90 | 122.00 | 116.20 | 110.40 | 104.50 | +2.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 139.70 | 133.90 | 128.10 | — | 116.40 | — | 104.70 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.75 | 134.95 | 129.10 | 123.25 | 117.45 | 111.60 | 105.75 | +6.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 140.90 | 135.10 | 129.20 | 123.40 | 117.60 | 111.70 | 105.90 | +3.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 140.90 | 135.10 | 129.20 | 123.40 | 117.60 | 111.70 | 105.90 | +3.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 140.90 | 135.10 | 129.20 | 123.40 | 117.60 | 111.70 | 105.90 | +3.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 142.20 | 136.40 | 130.50 | 124.70 | 118.90 | 113.00 | 107.20 | +4.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 142.30 | 136.50 | 130.60 | 124.80 | 119.00 | 113.10 | 107.30 | +3.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 142.30 | 136.50 | 130.60 | 124.80 | 119.00 | 113.10 | 107.30 | +2.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.10 | 137.30 | 131.50 | 125.60 | 119.80 | 114.00 | — | −1.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.00 | — | 132.40 | — | 120.70 | — | 109.00 | +11.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 144.00 | — | 132.40 | — | 120.70 | — | 109.00 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 144.00 | — | 132.40 | — | 120.70 | — | 109.00 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 144.00 | — | 132.40 | — | 120.70 | — | 109.00 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 139.40 | — | 132.40 | — | 120.70 | — | 109.00 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 142.60 | — | 132.40 | — | 120.70 | — | 109.00 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 144.00 | — | 132.40 | — | 120.70 | — | 109.00 | New tariff 2027 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 142.50 | 136.80 | 133.50 | 125.00 | 119.20 | 113.40 | 107.50 | +2.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.10 | 140.30 | 134.50 | 128.60 | 122.80 | 117.00 | 111.10 | +1.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 147.50 | 141.70 | 135.90 | 130.00 | 124.20 | 118.40 | 112.50 | +6.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 148.30 | 142.50 | 136.70 | 130.80 | 125.00 | 119.20 | 113.30 | +4.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 148.60 | 142.80 | 137.00 | — | 125.30 | — | 113.60 | +4.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 148.60 | 142.80 | 137.00 | 131.10 | 125.30 | 119.50 | 113.60 | +2.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 149.80 | 144.00 | 138.20 | 132.30 | 126.50 | 120.70 | 114.80 | +4.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 149.80 | 144.00 | 138.20 | 132.30 | 126.50 | 120.70 | 114.80 | +2.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 151.50 | 145.70 | 139.90 | 134.00 | 128.20 | 122.40 | 116.50 | +2.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 151.50 | 145.70 | 139.90 | 134.00 | 128.20 | 122.40 | 116.50 | +2.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 153.10 | 147.30 | 141.40 | 135.60 | 129.80 | 123.90 | 118.10 | +2.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 153.10 | 147.30 | 141.40 | 135.60 | 129.80 | 123.90 | 118.10 | +2.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 153.10 | 147.30 | 141.40 | 135.60 | 129.80 | 123.90 | 118.10 | +2.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 153.10 | 147.30 | 141.40 | 135.60 | 129.80 | 123.90 | 118.10 | +2.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 154.60 | 148.80 | 143.00 | 137.10 | 131.30 | 125.50 | 119.60 | +2.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 156.60 | 150.80 | 145.00 | 139.10 | 133.30 | 127.50 | 121.60 | +2.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 160.00 | — | 148.30 | — | 136.60 | — | 125.00 | +9.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 160.00 | — | 148.30 | — | 136.60 | — | 125.00 | +9.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 160.00 | — | 148.30 | — | 136.60 | — | 125.00 | +9.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 160.90 | — | 149.20 | — | 137.50 | — | 125.90 | +9.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 160.90 | — | 149.20 | — | 137.50 | — | 125.90 | +9.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 169.30 | 163.50 | 157.70 | 151.80 | 146.00 | 140.20 | 134.30 | +2.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 181.80 | — | 170.10 | — | 158.40 | — | 146.80 | +9.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 113.30 | — | — | — | — | 84.20 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 116.10 | — | — | — | — | 87.00 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 117.40 | — | — | — | — | 88.30 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 117.40 | — | — | — | — | 88.30 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 120.20 | — | — | — | — | 91.10 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 124.30 | — | — | — | — | 95.20 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 124.70 | — | — | 107.20 | — | — | 89.70 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 125.10 | — | — | 107.60 | — | — | 90.10 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 125.60 | — | — | — | — | 96.50 | — | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Start | 128.20 | — | — | — | — | — | 109.00 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.60 | — | — | — | — | 107.50 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.20 | — | — | 120.70 | — | — | 103.20 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Hettlingen for a child aged 0 to 18 with a deductible of 200 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/), the cheapest offer in [Hettlingen](https://praemiencheck.onedoc.ch/en/zh/hettlingen/) is Agrisano (AGRIsmart) at 90.70 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Wädenswil (Standard model) at 104.10 CHF a month.

### How much does health insurance cost in Hettlingen in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/) with a deductible of 200 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/), monthly premiums run from 90.70 CHF (Agrisano, AGRIsmart) to 170.10 CHF (Sympany, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 120.80 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Hettlingen for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 100.80 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-0/) to 70.50 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-600/): 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Hettlingen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 200 CHF and with accident cover, the cheapest premium per model is: standard model 104.10 CHF (Krankenkasse Wädenswil), family doctor / HMO 91.80 CHF (ÖKK), flexible model 95.90 CHF (ÖKK), telemedicine 90.70 CHF (Agrisano).

### Does a second or third child pay less in Hettlingen?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 16 of the 27 insurers present in Hettlingen file a reduced premium from a certain number of children insured with them, at a 200 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Visana | Managed Care | 106.50 CHF | 39.20 CHF from the 3rd child |
| Agrisano | AGRIsmart | 90.70 CHF | 39.40 CHF from the 3rd child |
| CONCORDIA | HMO | 105.60 CHF | 45.50 CHF from the 3rd child |
| Galenos | Managed Care | 121.70 CHF | 46.20 CHF from the 3rd child |
| sana24 | Managed Care | 130.60 CHF | 47.30 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 127.30 CHF | 49.60 CHF from the 3rd child |
| Aquilana | SMARTMED | 100.80 CHF | 50.40 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 103.20 CHF | 51.60 CHF from the 3rd child |
| Krankenkasse Steffisburg | sanmed24 | 116.80 CHF | 64.30 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 116.00 CHF | 78.90 CHF from the 3rd child |
| SLKK | SmartMed | 99.00 CHF | 88.00 CHF from the 3rd child |
| Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 117.70 CHF | 88.30 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 122.70 CHF | 92.00 CHF from the 5th child |
| Assura | MediTel | 94.90 CHF | 93.50 CHF from the 4th child, 92.10 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 138.20 CHF | 103.70 CHF from the 5th child |
| EGK | EGK-TelCare | 117.30 CHF | 107.00 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Hettlingen is in region 3 of canton Zurich.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Hettlingen (ZH): every situation: https://praemiencheck.onedoc.ch/en/zh/hettlingen/
- Premiums 2027 in Hettlingen (ZH), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/
- Premiums 2027 in Hettlingen (ZH), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/zh/hettlingen/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/zh/hettlingen/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/no-accident/deductible-200/
- Deductible Premiums 2027 in Hettlingen (ZH), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Hettlingen (ZH), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Hettlingen (ZH), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Hettlingen (ZH), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-400/
- Deductible Premiums 2027 in Hettlingen (ZH), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-500/
- Deductible Premiums 2027 in Hettlingen (ZH), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-0/ — replace `zh` with your canton’s two-letter code (ge, vd, zh…), `hettlingen` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-200` with `deductible-600` for another deductible. Markdown version: add `.md`.