# Health insurance premiums 2027 in Hettlingen (ZH), for a child aged 0 to 18 with accident cover

In 2027, for a child aged 0 to 18 in Hettlingen, with accident cover, the cheapest health insurance premium is:

- **96.05 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-0/) (Agrisano, AGRIsmart)
- **63.65 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-600/) (ÖKK, ÖKK CASAMED HMO)

## With accident cover: from 63.65 to 177.05 CHF a month depending on the deductible and the model

128 offers from 27 health insurers. With a deductible of 0 CHF, the cheapest is **96.05 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 177.05 CHF with Sympany (Standard model).

Lowest premium:
- 0 CHF: 96.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-0/
- 100 CHF: 95.95 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-100/
- 200 CHF: 85.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-200/
- 300 CHF: 80.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-300/
- 400 CHF: 75.35 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-400/
- 500 CHF: 70.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-500/
- 600 CHF: 63.65 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 96.05 | — | 85.95 | 80.85 | 75.85 | 70.75 | 65.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 98.65 | — | 87.05 | — | 75.35 | — | 63.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 99.85 | — | 88.25 | — | 76.55 | — | 64.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 101.55 | — | 89.95 | — | 78.25 | — | 66.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 101.75 | 95.95 | 90.15 | 84.25 | 78.45 | 72.65 | 66.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 101.85 | — | 91.15 | 85.85 | 80.55 | 75.15 | 69.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 102.45 | 96.65 | 90.85 | 84.95 | 79.15 | — | 68.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 102.45 | — | 91.65 | 86.35 | 80.95 | 75.55 | 70.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 102.75 | — | 91.15 | — | 79.45 | — | 67.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 102.95 | 97.15 | 91.35 | 85.45 | 79.65 | 73.85 | 67.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 104.85 | 99.55 | 94.25 | 88.85 | 83.75 | 78.15 | 72.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 105.95 | 100.15 | 94.35 | 88.45 | 82.65 | 76.85 | 70.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 105.95 | 100.15 | 94.35 | 88.45 | 82.65 | 76.85 | 70.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 106.15 | 101.05 | 96.05 | 90.95 | 85.85 | 78.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 106.25 | — | 96.95 | — | 87.55 | — | 78.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 107.35 | 102.05 | 96.65 | 91.25 | 86.25 | 80.55 | 75.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 107.55 | — | 98.25 | — | 88.75 | — | 79.25 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung | 108.25 | 102.45 | 96.65 | 90.75 | 84.95 | 79.15 | 73.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 108.55 | — | — | — | — | 79.45 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 108.65 | 102.85 | 97.05 | 91.25 | 85.35 | 79.55 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 108.65 | 103.15 | 97.75 | 92.15 | 87.05 | 81.25 | 75.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 109.05 | 103.25 | 97.45 | 91.55 | 85.75 | 79.95 | 74.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 109.05 | 103.25 | 97.45 | 91.55 | 85.75 | 79.95 | 74.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 109.15 | 103.85 | 98.45 | 92.95 | 87.65 | 82.45 | 76.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 109.15 | 103.85 | 98.45 | 92.95 | 87.65 | 82.45 | 76.85 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.95 | 105.15 | 99.35 | 93.45 | 87.65 | 81.85 | 75.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 111.35 | — | — | — | — | 82.25 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 111.45 | — | 99.85 | — | 88.15 | — | 76.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 111.75 | — | 100.05 | 94.25 | 88.45 | 82.55 | 76.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 112.45 | 106.65 | 100.85 | 94.95 | 89.15 | 83.35 | 77.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 112.65 | — | — | — | — | 83.55 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 112.65 | — | — | — | — | 83.55 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 113.15 | — | 103.25 | — | 93.35 | — | 83.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 113.45 | 107.65 | 101.75 | 95.95 | 90.15 | 84.25 | 78.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 114.55 | — | 104.55 | — | 94.45 | — | 84.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 115.15 | 109.35 | 103.55 | 97.65 | 91.85 | 86.05 | 80.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 115.45 | — | — | — | — | 86.35 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 116.55 | 110.75 | 104.95 | 99.05 | 93.25 | 87.45 | 81.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.55 | 111.75 | 105.95 | 100.05 | 94.25 | 88.45 | 82.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 118.65 | — | 108.35 | — | 97.95 | — | 87.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 118.95 | 113.15 | 107.35 | 101.45 | 95.65 | 89.85 | 83.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 119.45 | 113.65 | 107.85 | 101.95 | 96.15 | — | 84.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 119.55 | — | — | — | — | 90.45 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.85 | 114.05 | 108.25 | 102.35 | 96.85 | 90.75 | 84.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 119.95 | — | — | 102.45 | — | — | 84.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 120.35 | — | — | 102.85 | — | — | 85.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 120.55 | 114.65 | 108.85 | 103.05 | 97.15 | 91.35 | 85.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 120.85 | — | — | — | — | 91.75 | — |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 121.65 | 116.60 | 111.55 | 105.20 | 98.90 | 93.85 | 87.50 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 121.95 | 116.15 | 110.25 | 104.45 | 98.65 | 92.75 | 86.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 122.65 | 116.85 | 111.05 | 105.25 | 99.35 | 93.55 | — |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 122.95 | 117.10 | 111.25 | 105.45 | 99.60 | 93.75 | 87.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Start | 123.45 | — | — | — | — | — | 104.25 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 123.65 | 117.85 | 112.05 | 106.15 | 100.35 | 94.55 | 88.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 124.05 | 118.25 | 112.45 | 106.55 | 100.75 | — | 89.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 124.05 | 118.25 | 112.45 | 106.55 | 100.75 | — | 89.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 124.15 | 118.35 | 112.55 | 106.65 | 100.85 | 95.05 | — |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 124.30 | 118.45 | 112.60 | 106.80 | 100.95 | 95.10 | 89.30 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 124.55 | 118.75 | 112.95 | 107.05 | 101.25 | 95.45 | 89.55 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 125.05 | 119.25 | 113.45 | 107.65 | 101.75 | 95.95 | 90.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 125.95 | 120.15 | 114.35 | 108.45 | 102.65 | 96.85 | 90.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 125.95 | 120.15 | 114.35 | 108.45 | 102.65 | 96.85 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 126.35 | — | 122.55 | — | 115.95 | — | 104.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 127.25 | 121.45 | 115.65 | — | 103.95 | — | 92.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 127.45 | 121.65 | 115.85 | 109.95 | 104.15 | 98.35 | 92.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 127.55 | 121.75 | 115.95 | — | 104.25 | — | 92.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 127.75 | 121.95 | 116.15 | — | 104.45 | — | 92.75 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.25 | 122.95 | 117.60 | 110.95 | 105.65 | 100.30 | 93.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 128.65 | 122.85 | 116.95 | 111.15 | 105.35 | 99.45 | 93.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 129.55 | 123.75 | 117.95 | 112.05 | 106.25 | 100.45 | 94.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 129.55 | 123.75 | 117.95 | 112.05 | 106.25 | 100.45 | 94.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 130.25 | 124.45 | 118.65 | 112.75 | 106.95 | 101.15 | 95.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 130.35 | 124.55 | 118.75 | 112.85 | 107.05 | 101.25 | 95.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 130.35 | 124.55 | 118.70 | 112.85 | 107.05 | 101.20 | 95.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 130.95 | 125.15 | 119.35 | 113.45 | 107.65 | — | 95.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 130.95 | 125.15 | 119.35 | 113.45 | 107.65 | 101.85 | 95.95 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 131.10 | 125.25 | 119.40 | 113.60 | 107.75 | 101.90 | 96.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 131.80 | 126.00 | 120.15 | 114.30 | 108.50 | 102.65 | 96.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 131.80 | 126.00 | 120.15 | 114.30 | 108.50 | 102.65 | 96.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 131.80 | 126.00 | 120.15 | 114.30 | 108.50 | 102.65 | 96.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 131.80 | 126.00 | 120.15 | 114.30 | 108.50 | 102.65 | 96.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 131.80 | 126.00 | 120.15 | 114.30 | 108.50 | 102.65 | 96.80 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 131.85 | — | — | — | — | 102.75 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 132.25 | 126.45 | 120.65 | 114.75 | 108.95 | 103.15 | 97.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 133.15 | 127.25 | 121.45 | 115.65 | 109.75 | 103.95 | 98.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 133.20 | 127.40 | 121.55 | 115.70 | 109.90 | 104.05 | 98.20 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.45 | — | — | 115.95 | — | — | 98.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.95 | — | 122.35 | — | 110.65 | — | 98.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 134.65 | — | 127.65 | — | 115.95 | — | 104.25 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 134.75 | 128.95 | 123.15 | 117.25 | 111.45 | 105.65 | 99.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 134.95 | 129.15 | 123.35 | — | 111.65 | — | 99.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.00 | 130.20 | 124.35 | 118.50 | 112.70 | 106.85 | 101.00 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 136.15 | 130.35 | 124.45 | 118.65 | 112.85 | 106.95 | 101.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 136.15 | 130.35 | 124.45 | 118.65 | 112.85 | 106.95 | 101.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 136.15 | 130.35 | 124.45 | 118.65 | 112.85 | 106.95 | 101.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 137.45 | 131.65 | 125.75 | 119.95 | 114.15 | 108.25 | 102.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 137.55 | 131.75 | 125.85 | 120.05 | 114.25 | 108.35 | 102.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 137.55 | 131.75 | 125.85 | 120.05 | 114.25 | 108.35 | 102.55 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 137.75 | 132.05 | 128.75 | 120.25 | 114.45 | 108.65 | 102.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 137.85 | — | 127.65 | — | 115.95 | — | 104.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.35 | 132.55 | 126.75 | 120.85 | 115.05 | 109.25 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.25 | — | 127.65 | — | 115.95 | — | 104.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 139.25 | — | 127.65 | — | 115.95 | — | 104.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 139.25 | — | 127.65 | — | 115.95 | — | 104.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 139.25 | — | 127.65 | — | 115.95 | — | 104.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 139.25 | — | 127.65 | — | 115.95 | — | 104.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 141.35 | 135.55 | 129.75 | 123.85 | 118.05 | 112.25 | 106.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 142.75 | 136.95 | 131.15 | 125.25 | 119.45 | 113.65 | 107.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 143.55 | 137.75 | 131.95 | 126.05 | 120.25 | 114.45 | 108.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.85 | 138.05 | 132.25 | — | 120.55 | — | 108.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 143.85 | 138.05 | 132.25 | 126.35 | 120.55 | 114.75 | 108.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 145.05 | 139.25 | 133.45 | 127.55 | 121.75 | 115.95 | 110.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 145.05 | 139.25 | 133.45 | 127.55 | 121.75 | 115.95 | 110.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 146.75 | 140.95 | 135.15 | 129.25 | 123.45 | 117.65 | 111.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 146.75 | 140.95 | 135.15 | 129.25 | 123.45 | 117.65 | 111.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 148.35 | 142.55 | 136.65 | 130.85 | 125.05 | 119.15 | 113.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 148.35 | 142.55 | 136.65 | 130.85 | 125.05 | 119.15 | 113.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 148.35 | 142.55 | 136.65 | 130.85 | 125.05 | 119.15 | 113.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 148.35 | 142.55 | 136.65 | 130.85 | 125.05 | 119.15 | 113.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 149.85 | 144.05 | 138.25 | 132.35 | 126.55 | 120.75 | 114.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 151.85 | 146.05 | 140.25 | 134.35 | 128.55 | 122.75 | 116.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 155.25 | — | 143.55 | — | 131.85 | — | 120.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 155.25 | — | 143.55 | — | 131.85 | — | 120.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 155.25 | — | 143.55 | — | 131.85 | — | 120.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 156.15 | — | 144.45 | — | 132.75 | — | 121.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 156.15 | — | 144.45 | — | 132.75 | — | 121.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 164.55 | 158.75 | 152.95 | 147.05 | 141.25 | 135.45 | 129.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 177.05 | — | 165.35 | — | 153.65 | — | 142.05 |

128 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Hettlingen for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Hettlingen](https://praemiencheck.onedoc.ch/en/zh/hettlingen/) is Agrisano (AGRIsmart) at 96.05 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Wädenswil (Standard model) at 110.95 CHF a month.

### How much does health insurance cost in Hettlingen in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/) with a deductible of 0 CHF and with accident cover, monthly premiums run from 96.05 CHF (Agrisano, AGRIsmart) to 177.05 CHF (Sympany, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 116.05 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Hettlingen for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 96.05 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-0/) to 65.75 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/deductible-600/): 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Hettlingen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 110.95 CHF (Krankenkasse Wädenswil), family doctor / HMO 98.65 CHF (ÖKK), flexible model 102.75 CHF (ÖKK), telemedicine 96.05 CHF (Agrisano).

### Does a second or third child pay less in Hettlingen?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 17 of the 27 insurers present in Hettlingen file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 96.05 CHF | 41.05 CHF from the 3rd child |
| Visana | Managed Care | 113.45 CHF | 44.75 CHF from the 3rd child |
| Galenos | Managed Care | 128.65 CHF | 48.95 CHF from the 3rd child |
| sana24 | Managed Care | 137.55 CHF | 50.25 CHF from the 3rd child |
| Aquilana | SMARTMED | 106.15 CHF | 50.75 CHF from the 3rd child |
| SWICA | Favorit Start | 123.45 CHF | 51.75 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 109.15 CHF | 52.25 CHF from the 3rd child |
| CONCORDIA | HMO | 112.45 CHF | 52.35 CHF from the 3rd child |
| rhenusana | sanmed24 | 119.95 CHF | 57.65 CHF from the 3rd child |
| Krankenkasse Steffisburg | sanmed24 | 123.65 CHF | 65.95 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 122.95 CHF | 82.05 CHF from the 3rd child |
| Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 124.55 CHF | 92.25 CHF from the 5th child |
| SLKK | SmartMed | 104.85 CHF | 93.95 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 129.55 CHF | 95.95 CHF from the 5th child |
| Assura | MediTel | 101.75 CHF | 100.35 CHF from the 4th child, 98.95 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 145.05 CHF | 107.65 CHF from the 5th child |
| EGK | EGK-TelCare | 124.15 CHF | 113.85 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 100.80 CHF at Agrisano (AGRIsmart) gives 96.05 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/

## Related pages

- With accident cover: from 63.65 to 177.05 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/zh/hettlingen/child/with-accident/ — replace `zh` with your canton’s two-letter code (ge, vd, zh…) and `hettlingen` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.